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Home / Managing Money / Spending / Black Friday in Canada 2025: A Newcomer’s Guide to Saving Money
Written By
Corinna Frattini
Nov 21, 2025
•Spending
Black Friday in Canada 2025 is one of the biggest shopping events of the year. If you’re new to the country, this is a great time to learn how Canadian sales work and how to avoid overspending during the holiday season. Below is your complete guide to what Black Friday means in Canada. We’ll cover everything from when it occurs to how to budget and shop smart.

As a newcomer, this major sale event can help you get significant savings on:
These savings can help you manage the many new expenses you face while settling in Canada.
Many newcomers report significant financial stress in their first year in Canada, especially related to household expenses like furnishings, utilities, and food. Source: Securian Canada survey.
Tip for renters: If you’re still setting up your first apartment, Black Friday is one of the best times to buy essentials affordably. For more housing guidance, read Can Newcomers Rent-to-Own a Home in Canada?
Black Friday marks the unofficial start of the holiday shopping season. Retailers across Canada offer major discounts of 20% and 60% off electronics, clothing, home goods, and more.
Many Canadian retailers offer deals up to one week before Black Friday. Cyber Monday deals often extend into a full “Cyber Week.”
Holiday shopping is exciting, but budgeting is vital to ensure you can cover everyday expenses such as rent, utilities, groceries, and transportation.
This helps you avoid surprise credit card bills in January.
If you’re building your holiday budget, you may find it useful to review our guide on cost-saving ideas for newcomers. You’ll discover 22 practical ways to reduce day-to-day expenses.
Canadians with a budget save an average of $300 more than those who shop without a plan during Black Friday (Canadian Bankers Association, 2023).

Retailers use “loss leaders”, deeply discounted items, to attract shoppers. Once inside, it’s easy to buy extra items at full price.
Tip: Only buy items on your list to avoid overspending.
Retailers often promote extended warranties on electronics. Before buying:
Many stores offer an extra discount if you sign up for their credit card. But, store cards often carry high interest rates of 20% to 30%.
For newcomers who are building Canadian credit history, this matters because:
According to Credit Cards Canada:
“There are better ways to build a positive credit history than a retail card.”
Advice: Only sign up for a retail credit card if you can pay your balance in full each month.
Want to know more about building credit? Read Building Credit History in Canada as a Newcomer.
Most major Canadian retailers offer price-matching policies, which may include:
Tip: Keep receipts and read the fine print; some deals may be excluded.
Tools like Google Shopping, PriceBat.ca (electronics), and Shopbot.ca let you compare prices across retailers. Many stores also have apps with early alerts, online-only deals, and wishlists.

Loyalty programs are popular in Canada and can help you save even more.
Rewards can include:
Popular programs: Scene+, PC Optimum, Triangle Rewards, and Amazon.ca Rewards.
Over 60% of Canadians participate in at least one loyalty program, boosting their holiday savings.
While early sales start days before, the biggest discounts typically appear:

Black Friday offers the largest discounts in physical and online stores, especially for electronics and winter essentials. Cyber Monday mainly offers online deals, often continuing Black Friday promotions.
Yes, if you follow a budget and shop strategically. It’s a chance to save on items you need while settling into Canada.
Many do, but check each retailer’s policy. Limited-time deals may be excluded.
Absolutely. Many stores accept debit cards, prepaid cards, or digital wallets like Apple Pay and Google Pay.
If you’re thinking about getting a Canadian credit card, read our newcomer-friendly guide How to Get a Credit Card in Canada and Avoid Common Mistakes.
Average spending per person is around $250–$300 during Black Friday and Cyber Monday combined.
Black Friday in 2025 is a great opportunity to save money while settling into life in Canada. With a clear budget, price comparison, and smart decision-making, newcomers can take advantage of this major sale event without financial stress.
🏠 Still getting established in Canada? Explore our housing resources, to make settling in easier.
WRITTEN BY
Corinna Frattini
Senior Editor and Content Director, Prepare for Canada
Corinna researches and writes content to help newcomers make informed decisions about housing, employment, banking, and aspects of settling in Canada. With a background in human resources and leadership development, her articles focus on how newcomers can continue their careers in Canada. Her writing combines research, practical guidance, and clear language to support newcomers on their journey.
© Prepare for Canada 2025
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