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Finding affordable rental apartments in Canada can be challenging for newcomers and international students. This overview provides valuable tips on how to find accommodation in Canada and prepare for success in your housing search. While finding a short-term rental before you arrive is vital, the hard work is finding affordable long-term housing. Researching the housing market before you arrive will give you information about rent prices in Canada. It will also help you compete in a tight, low-vacancy rental market.
Rental prices in Canada soared in recent years. Prices rose in Edmonton, Saskatoon, and Regina, as people left high-rent cities like Toronto and Vancouver searching for cheaper rent. Only recently have prices started to fall, a trend experts say will continue throughout 2025. However, while rental prices are decreasing in many cities, cost remains an issue.
Many newcomers turn to Rentals for Newcomers (RFN) to find accommodation in Canada.
So why has this online site become so popular with newcomers seeking their first rental home in Canada? Because RFN helps people avoid the headaches, heartaches, and expenses of their rental search by promoting landlords who value newcomers.
For immigrants arriving in Canada’s competitive rental market, sites like Rentals for Newcomers are invaluable. Plus, it’s FREE, but you must create an account! Register for free and connect with landlords.
Rent prices vary across Canada and some cities offer more affordable housing options. Researching and comparing rental prices can help you identify the most cost-effective cities. It’s equally important to ensure that suitable job opportunities exist. Ideally, you want to avoid making a costly secondary move to a new city.
Newcomers wanting to find accommodation in Canada must research the rental market before and after arriving. Knowing the rental landscape can help you find your first home more quickly. Rentals for Newcomers is a great place to begin research to find affordable apartments in Canada.
In addition to hosting rental listings from across Canada, RFN provides:
Dave Frattini, the Managing Partner at Prepare for Canada and Rentals for Newcomers, says RFN is an invaluable tool to find accommodation in Canada.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINAR“Searching for affordable accommodation in Canada is more difficult than ever for newcomers,” said Frattini. He offers these tips to prepare to find rental accommodation in Canada:
Frattini emphasizes that “newcomers must put their best foot forward when they meet landlords. Landlords can select the pick of the crop tenants for affordable rentals in prime locations.”
“Rentals for Newcomers is a great example of a partner agency,” said Jesse Greenwell, head of Communications Culture and Inclusivity at Mainstreet Equity Corp. Mainstreet is a leading real estate company for mid-market apartment rentals in Western Canada, “which can help prepare newcomers for Canada’s rental market.”
RFN is part of Rentsync, a North American market leader for property technology. This gives RFN access to the latest rental technology, tools, insights, and trends.
Using Rentsync’s rental technology software network to verify landlords, Rentals for Newcomers ensures that scam listings are not on its site to protect newcomers. Sites like Craigslist and Kijiji are vulnerable to rental scams that target newcomers.
“Importantly, our listings are well managed,” said Frattini. “The platform is driven digitally and manually. Rentsync knows the landlords that are listed on RFN.” Frattini added, “We inform and update our audience about scams in the rental market in blog posts.”
Although rent prices are slowly decreasing and vacancy rates are improving, finding accommodation in Canada remains challenging for newcomers. Experts say this trend will continue throughout 2025. So, it’s vital to research and prepare to find your first long-term rental. Using Rentals for Newcomers can make your search easier, and faster, and help you avoid rental scams.
Finding the perfect student accommodation is a vital part of the university experience. But, it can be overwhelming to know where to start. This overview will help you understand student housing options and what to consider before you arrive in Canada. From setting your budget to choosing the right location these smart tips will help you discover the right housing.
Whether you’re looking for a dorm room, shared apartment, or private rental, our guide gives you information and resources to help you choose. We also highlight factors such as safety, amenities, and proximity to campus.
Finding affordable student accommodation can be a challenge but these smart tips can help:
Searching for student housing takes time, especially if you want to find the perfect spot. It’s best to search for housing about two months in advance to browse the market and sign a lease.
ental sites post new rental listings daily. You can start your search for off-campus student accommodation at Rentals for Newcomers.
Discover how to find shared accommodation with Sparrow and manage your student accommodation costs.
You may find it difficult to find exactly what you want at a price that fits your budget. A good way to move forward is to list things you’re willing to compromise.
You may find budget-friendly student housing in neighbourhoods close to colleges and universities. Search for rentals that offer incentives, discounts, and gift cards for students. Engage with the school’s off-campus housing office for landlords that they recommend.
When searching for housing provide details about your student status, finances, and rental needs. This can help overcome challenges like a lack of credit history.
Choosing the right student accommodation is more than finding a place to live. It is about creating a safe and comfortable environment that will allow you to thrive. Your student accommodation will be your home for the next few years, so choose a place that meets all your needs.
Housing suitable for studying can make a huge difference in your grades. A comfortable space can help you focus on your studies. Living close to campus and social amenities can make it easy to join extracurricular activities and make new friends.
Choosing the right housing can be daunting, but it doesn’t have to be. Consider these factors when choosing student accommodation:
The first step to help you find suitable student accommodation is to consider your monthly budget. Once you know how much you can afford, you can start searching. Consider your living expenses, including rent, utilities, groceries, entertainment, and transit. Remember to budget for all costs to manage financial stress and focus on your studies.
If you plan to work part-time in Canada, you can earn extra income to cover our housing costs. International students can work up to 24 hours without a work permit if:
| Is the Cost of Student Accommodation Important to You? |
|---|
| ✓ Yes, I need the cheapest accommodation I can find |
| ✓ No, I can afford a more expensive place |
| ✓ I have some extra money, but I have to be careful |
| ✓ I’d rather pay a bit more for a nice place to live |
Consider how important the cost of student accommodation is to you.
Student housing costs depend on the city, neighbourhood, type of housing, on-campus versus off-campus housing, etc. Sharing accommodation is likely the most affordable option. Generally, you can expect to rent a room for $500 – $1,000 monthly if you share accommodation. However, if you attend school in a large city such as Toronto or Vancouver, you can expect to pay more. Student housing in smaller cities or suburbs around major cities like Toronto is often more affordable.
Consider your location when choosing student accommodation. Living close to campus can be convenient, especially if you have early classes.
The travel distance to school may be a deciding factor. Or, you may want lower-cost student housing that is further from school. Take advantage of public transit and look for housing near transit hubs to save costs. Check local public transit schedules and routes to ensure travel time and costs are reasonable.
Living in a safe neighbourhood is vital for your well-being. Consider how close the location of your student housing is to transit, social amenities, grocery stores, and healthcare facilities.
| Is Being Near Campus a Deal Breaker for You? |
|---|
| ✓ Yes, I prefer to live on campus so I don’t have to wake up too early for classes |
| ✓ No, I want to get off campus when I’m not studying |
| ✓ Definitely, it might be unsafe to live off-campus |
| ✓ I want to live where other students live |
Consider how important location is to you.
Different types of student accommodation are available, including dormitories (dorms), shared apartments, and private rentals. Each option has its advantages and disadvantages. Consider your lifestyle and preferences when choosing the accommodation that suits you best.
Here are some common student housing options in Canada:
Living on-campus in a dorm can provide private or shared rooms.
| PROS | CONS |
|---|---|
| Affordable | Limited privacy |
| Convenient location | Noisy and disruptive living environment |
| Access to campus amenities (library, fitness centre, etc.) | Restrictive rules and regulations |
| More opportunities to participate in campus life | Limited space |
Private rentals are another option for students that can offer more privacy and independence. They are also more flexible with fewer rules and regulations than living in a dorm.
Apartments are often the first choice when it comes to private rentals. However, you can explore other types of housing such as homes, townhouses, and basement apartments.
You can search for rentals in student-friendly neighbourhoods close to colleges and universities. Look for rental listings that show how close it is to campus and budget-friendly restaurants, cafes, and shopping.
| PROS | CONS |
|---|---|
| More privacy and independence | Expensive |
| More space | Additional expenses for furniture |
| Greater control over your living environment | Limited access to campus amenities |
A homestay allows international students to live with local families. Homestay hosts can include couples, families, retirees, and individuals. While there are different homestay options, you can expect a private bedroom with room for your clothing, a quiet place to study, internet, laundry facilities, and meals.
Hosts provide safe accommodation and introduce their guests to life and culture in Canada. Universities can pair students with local homestay hosts.
| PROS | CONS |
|---|---|
| Can be part of a family unit | Can be expensive |
| A supportive environment with home-cooked meals | Won’t be living on campus |
| Can immerse yourself in local culture | Must respect host family rules (cleanliness, guests, etc.) |
Sharing off-campus housing is a popular option for students. It allows you to live independently while having the support of roommates. Sharing accommodation can also create close relationships and foster a sense of community.
However, sharing a living space can be a challenge when you have to deal with conflict. Assess potential housemates to ensure they match your personality, study habits, and lifestyle.
| Do You Want to Live with Other Students? |
|---|
| ✓ For sure, I can’t wait for group movie nights and parties! |
| ✓ Having housemates is cool, but I want my own room |
| ✓ Absolutely not, I need my own space |
Assess if sharing accommodation is right for you!
Ask the right questions when viewing a student apartment to ensure it meets your needs:
And, check all the appliances work. You don’t want to discover they don’t work after you move in.
Finding student accommodation that meets your needs is vital to your grades, social life, and well-being. So, consider what the right environment is for your success. From your budget to the location and type of student accommodation you select, making the right decision will enhance your university experience in Canada.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
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For many reasons, a 2-bedroom apartment is often the smart accommodation choice for newcomers to Canada and international students. The primary advantage is having a roommate to share the costs and make the rent price affordable. Discover what you can expect to pay for 2-bedroom rentals across Canada and the added benefits.
According to Rentals.ca, the asking price for a 2-bedroom apartment in Toronto in October 2024 is $3,091 per month (a one-bedroom is $2,380), down 9.7 percent from October 2023.
For newcomers looking for something more affordable in Ontario, a two-bedroom in Hamilton rents for $2,102, and in Windsor, Ontario at $1,786 per month.
Go further west in Canada, and a two-bedroom in Edmonton, Alberta, costs an even more affordable $1,703, according to Rentals.ca.
On Canada’s east coast, the asking price for a 2-bedroom apartment in Halifax in October was $2,487.
Vancouver, Toronto, and Burnaby were the most expensive cities in Canada to rent a two-bedroom apartment in October 2024. In all three cities, the average two-bedroom rent exceeded $3000; in Vancouver, it was $3,430 monthly.
The most affordable 2-bedroom apartments in Canada are in Fort McMurray, Saskatoon and Regina. All are under $1,500.
Still, rent prices in Canada are falling, with experts predicting it’s becoming a renters market. In October, the rental market nationally saw the first decline in annual rents since July 2021. The average cost of rent is down $50 a month from a record high in June 2024.
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Two-bedroom units appeal to younger Millennials, GenZ renters, and immigrants arriving with families, so it’s no wonder they have the highest rent demand in urban areas. Deciding how many bedrooms you need for you and your family depends on your needs, finances, and how you budget for affordable living.
Usually, a family of five can live in a 2-bedroom apartment. Be upfront with the landlord about how many people will live in the rental. Landlords cannot refuse to rent out their property because of the size of your family.
Also, when choosing a two-bedroom apartment, consider its size and layout to ensure everyone can live comfortably.
There are more than 2.13 million apartment units across Canada, and according to Statistica, the majority are two-bedroom.
Accommodation in Canada & Options for Newcomers
How to Find Accommodation in Canada with Rentals for Newcomers
Student Accommodation in Canada | Factors to Consider
What is the Cost of Accommodation in Canada?
In addition to more living (and closet) space, a two-bedroom gives you more design options for furniture and the freedom to customize your living space.
Sharing a two-bedroom apartment means sharing utility and other costs with a roommate to reduce housing expenses, and to make the rent affordable. If your rental costs are lower, you can live closer to work or school and avoid transportation costs.
Also, a 2-bedroom apartment can give you:
A larger apartment is a smart living choice for starting a family in Canada. Also, if you plan, like many newcomers to Canada, to buy a home within three to five years after arriving, a two-bedroom allows you to remain in one spot until you do. In other words, there are no moving or relocation costs or hassles.
The smallest floor plan usually has two bedrooms and one full bathroom with access to the bathroom from a hallway outside of either bedroom. This allows people to access the bathroom without entering a bedroom and is the perfect layout for two roommates. In addition, the two bedrooms are (almost) equal in size. Be sure to check out the amount of storage.
The medium-sized 2-bedroom apartment may have 1.5 bathrooms on one or two floors. The two-story layout often has a living room, kitchen, half bathroom downstairs, two bedrooms, and a separate full bathroom upstairs. A one-story layout may have a half bath near the living room and kitchen and a full bath near the bedrooms. An extra half bathroom is helpful for newcomers with families or for guests.
A large 2-bedroom apartment plan features two bathrooms, usually in many condo rentals. The main bedroom has an attached full bathroom in this layout, while the second bedroom does not. The second full bathroom is usually off a hallway, allowing guests to use it without entering the bedroom.
The 2-bedroom deluxe layout, common to condo rentals, may have 2.5 bathrooms. It usually includes walk-in closets for the main bedroom. It may include fixture upgrades and a larger kitchen and dining area.
A 2-bedroom apartment offers newcomer renters the chance to balance affordability, maximize smart living space, and maintain flexibility while doing longer-term life planning, such as buying a home.
You may discover that renting a 2-bedroom apartment is an affordable living option with many benefits!
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*Rent prices were accurate when this article was published but may change over time.
Are you moving to Toronto soon? Finding an apartment in Toronto for rent is a big priority. While there is much to plan before you move to Canada, finding housing is at the top of the list. And, it’s challenging when you are looking for a place to live while you are living abroad.
Toronto is a big city with many diverse neighbourhoods and apartments to rent. But, you want to find a place that is comfortable and fits your lifestyle. The following information will help you find an apartment in Toronto while you are living abroad!
The first step to finding apartments for rent is to research the housing market. Your research will help you become familiar with:
There are many types of housing in Toronto to rent from apartments to condos to basement apartments to townhouses. You’ll also find studios, 1-bedroom, and 2- bedroom apartments. It’s important to determine what your needs are before you begin your search.
The cost of rental housing in Toronto is quite expense in comparison to other cities in Canada. The amount of rent you pay depends on the type of housing you require, size, amenities, and location. Living in downtown Toronto is more expensive than living in the suburbs of Toronto. However, living downtown gives your more access to restaurants, entertainment, transportation, and much more.
It’s good to explore the cost to rent apartments before you arrive. That way you’ll know how much to budget for accommodation in Canada.
Living downtown Toronto is expensive. So, it’s important to consider if you want to settle downtown or in the suburbs where housing is less expensive. But, living downtown gives your access to more jobs, restaurants, entertainment, public transit, and much more.
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How to Find Accommodation in Canada with Rentals for Newcomers
What to Know About Living in Toronto, Ontario
Student Accommodation in Canada | Factors to Consider
A common strategy for people looking for an apartment in Toronto when living abroad is to first find a short-term rental. This could mean staying with friends or family if you know people in the city. Or you could stay at a hotel or Airbnb. Staying in a short-term rental allows you to explore other Toronto neighbourhoods in person before you commit to a long-term rental.
Ideally, you want to live close to where you work. A short-term rental gives you the flexibility to move when you know where you will be working.
Finding the right neighbourhood is vital. The City of Toronto is quite dispersed, and depending on where you live and work, you may discover that it can take well over an hour to commute to work. If you want to avoid a lengthy commute, ideally you will rent an apartment that is relatively close to your job.
A challenge of looking for an apartment in Toronto online is knowing if a listing is legitimate or not. Listings can be deceiving. Units may not be as they appear in photos. There is no substitute for seeing a rental in person before you agree to lease it. So, your best best is to secure a short-term rental before you arrive in Canada.
The time to start your seach for a long-term apartment for rent in Toronto is when you arrive. That way you can visit the apartment in person, meet the landlord, and explore the neighbourhood to ensure it meets your needs. Finding a suitable and comfortable long-term rental is important, especially since you will likely have to sign a year-long lease.
Some people try to take advantage of new renters in the city, so tread carefully with online listings. Here are some tips to avoid rental scams:
One of the best decisions you can make when looking for an apartment in Toronto is to enlist the services of a local real estate agent. They will have an inside track on listings that are coming up and can help you quickly narrow down your search based on budget, location preferences, type of housing, and other factors of importance to you. However, it’s best to connect with a real estate agent only when you are in Toronto.
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Finding an apartment in Toronto for rent can be a challenge. And, it’s even more challenging when you are looking from abroad. But, when you use this information to research the rental market before you arrive, it will help you to find the perfect Toronto rental when you arrive!
Finding a short-term rental is a vital first step for immigrants and international students arriving in Canada. Before finding their first long-term home in Canada, newcomers need temporary accommodation while they search for a job and get settled. However, finding an affordable, suitable long-term rental in many parts of Canada can now take up to two months. According to a recent Rentals.ca report, that’s due to fierce competition for affordable rentals in popular cities amid an overall housing crisis in Canada. Short-term rentals are the most popular solution; here’s what to know about how to find them.
Short-term rental operators rent their homes or rooms via companies such as Airbnb. The bylaws that govern short-term rentals vary across Canada. For example, the short-term rental period in Toronto is less than 28 consecutive days. So, check with the operator about the city’s bylaws and rules.
According to Statistics Canada, the short-term rental industry is thriving in British Columbia, Nova Scotia, Quebec, and Ontario.
Montreal, Halifax, Toronto, Ottawa, Victoria, and Vancouver are the most popular Canadian cities for short-term rentals.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARThere are busy and slower seasons for short-term rentals. Generally, March to August are the busiest months, and January to April is a slow season. However, many rentals are also event-driven, so be aware of significant events in the city where you intend to land.
Prices and available rentals change based on demand and supply. Booking well before you arrive will help you secure a rental and get the best deal.
If you know where you want to settle long-term within a specific city, get a short-term rental in that area. That way, you can explore the neighbourhood and determine whether it is right for you and your family.
If you know where you will be working, a rental near your work can help you judge commuting times and costs. A rental in or near a city’s downtown core allows you to look for your first long-term rental home and offers many benefits. Rental fees may be higher, but you’ll have access to:
Do plenty of research before you arrive. There are webinars, websites, and videos about neighbourhoods in most major Canadian cities. Pre-arrival settlement agencies can also offer guidance before you arrive in Canada.
Short-term rental costs in major cities such as Toronto, Vancouver, and Calgary are higher than in mid-sized cities such as Hamilton, Regina, or Fredericton. That’s a fact. So, research many websites to find the rental that fits your budget.
Consider this: a recent survey by Rentals.ca showed that it can take renters in Canada as long as two months to find a suitable, affordable rental. Hopefully, that won’t be your experience.
Still, it’s vital to know that the Canadian long-term rental market remains competitive due to the issue of avoidability. Also, vacancy rates are still historically low in many large and medium-sized cities that are popular with immigrants and students. So, budget accordingly. You could be in a short-term rental longer than you planned.
It’s also wise to follow rental housing trends and solutions in Canada before you arrive.
Once you arrive in Canada, most financial transactions, such as your short-term rental, can help to build your credit history. So, keep track of your rental payments and the addresses of your rental(s). A positive recommendation from the rental owner is also useful when looking for long-term accommodation and impressing Canadian landlords.
All legitimate rental operators advertise and define their cancellation policies. Look for it and read the policy before you book your rental. If the rental does not provide a policy, be suspicious and ask questions. For example, many operators have a 30-day cancellation policy with a full refund.
Airbnb is a well-known and popular short-term rental site with a significant presence in the market.
Other operators to research online include Sublet.com, VRBO, HomeAway, Booking.com, and Hotels.com.
When securing a short-term rental from Kijiji and Craigslist, know that these are classified ad websites that are historically home to rental scammers. Generally, scammers post their rental offers on well-known sites such as Facebook, Kijiji, and Craigslist. Classified sites are challenging to regulate, so they are popular with scam artists.
Do your homework before renting through either Kijiji or Craigslist and be careful when considering a listing on these sites.
Unfortunately, newcomers and international students are the primary targets of short-term rental scammers.
These red flags are signals to walk away from a rental:
1. If the price sounds too good to be true, it’s probably a scam.
2. Any request for cash is a scam warning. If someone asks you to wire cash, walk away.
3. You are unable to verify the address.
4. The pictures of the rental don’t seem right or don’t match the price. For example, the rental price seems low for the property and amenities.
5. You’re unable to reconnect with the rental host.
6. Someone asks for too much personal information regarding banking and credit cards.
If you are the victim of a scam, contact your Canadian bank (if you have opened an account) and credit card provider to see if you can stop payment. You can also report the scam to the local police.
SOURCES: Statistics Canada, Ontario Government, Rentals.ca
© Prepare for Canada 2024
The cost of accommodation in Canada varies by city and vacancy rates are a key driver of costs. Housing costs are usually the largest portion of a monthly budget, and if you’re a newcomer to Canada, it’s helpful to understand what determines accommodation costs. With this knowledge, you can decide where you want to live and how much you can afford. Other factors that affect the accommodation costs include location, type of housing, and size.
In Canada, the vacancy rate refers to the housing supply and the occupancy rate refers to the housing demand. Though the answer is subjective, a healthy vacancy is considered to be around 3% in general.
The Canada Mortgage and Housing Corporation (CMHC) conducts the Rental Market Survey (RMS) every October in urban areas with populations of 10,000 and more. The RMS estimates the strength of the rental market. The survey targets privately rented structures with at least three rental units, that have been on the market for at least three months.
The CMHC also conducts the Condominium Apartment Survey (CAS) every year in September to estimate the strength of the condo apartment rental market. The cities covered in this survey are Calgary, Edmonton, Gatineau, Halifax, Hamilton, Kelowna, Kitchener, London, Montréal, Ottawa, Regina, Saskatoon, Toronto, Vancouver, Victoria, and Winnipeg.
A vacancy rate of two percent or lower means there is greater competition among prospective tenants as they vie for fewer vacant rental properties.
| VACANCY RATE | WHAT IT MEANS |
|---|---|
| Less than 2% | – High demand with a limited housing supply – Drives rental cost higher |
| 3% | – Healthy balance between housing supply and demand |
| Greater than 3% | – High supply with low demand – Lower housing costs – “Renter’s Market |
The vacancy rate is also a key factor determining the accommodation cost in cities across Canada. With this in mind, you can research vacancy rates to understand rental costs, determine how much you can afford, and budget for rent. Here are the 2023 vacancy rates and average rental rates for a 2-bedroom apartment in several Canadian cities:
| CITY VACANCY RATE | AVERAGE RENT FOR A 2-BEDROOM CONDOMINIUM APARTMENT |
|---|---|
| CANADA 0.9% | $2,049 |
| OTTAWA, Ontario 0.4% | $2,085 |
| VANCOUVER, British Columbia 0.9% | $2,580 |
| HALIFAX, Nova Scotia 1.0% | $1,628 |
| TORONTO, Ontario 0.7% | $2,862 |
| KITCHENER-CAMBRIDGE-WATERLOO, Ontario 0.1% | $** |
| CALGARY, Alberta 1.0% | $1,819 |
| REGINA, Saskatchewan 1.8% | $1,421 |
| LONDON, Ontario 0.1% | $2,050 |
| SUDBURY, Ontario 1.2% | $1,361 |
| WINNIPEG, Manitoba 1.8% | $1,333 |
| WINDSOR, Ontario 2.0% | $1,253 |
| SASKATOON, Saskatchewan 2.0% | $1,449 |
| EDMONTON, Alberta 2.5% | $1,359 |
| HAMILTON, Ontario 2.6% | $2,373 |
| ST. CATHARINES-NIAGARA, Ontario 2.8% | $1,388 |
Finding affordable housing continues to be challenging, especially in Toronto and Vancouver where vacancy rates are below two percent. That’s why we encourage newcomers to consider other cities that often offer hidden advantages to newcomers, including lower accommodation costs.
Housing affordability and supply are essential factors when evaluating your landing city options. In Canada, spending less than 30% of your pre-tax income on housing is considered affordable. Spending more than 30% on housing will mean cutting into your budget for things like food, transportation, and other necessities. And, until you establish stable finances, it’s wise to manage your budget and expenses accordingly.
Major cities like Toronto and Vancouver are expensive when it comes to accommodation. However, you’ll likely find housing prices that are more in line with your budget in other Canadian cities. Carefully researching small and mid-sized cities across Canada before you choose your landing city is the key to your success.
It’s important to research housing and job markets across Canada. Canada is a vast country with regional, economic, and cultural differences. And, the cost of housing (both in the rental and homebuying markets) can vary widely. At the same time, you want to research your profession in different cities to ensure job opportunities match your skills, knowledge, and experience.
This initial research is critical. While you can always relocate to other cities, making a secondary move is expensive. Carefully evaluating your landing city options, housing costs, and career options will help you make smart decisions and achieve financial stability and success! You can easily check out rental costs in cities across Canada at Rentals for Newcomers.
The cost of living can vary across Canada. Groceries, transportation, rent, or home-buying costs can be expensive. Also, consider your lifestyle and the cost of entertainment and dining out.
Considering all of these factors will help you to budget for the cost of accommodation in Canada. And for newcomers, this information can help you to make smart and affordable landing city decisions!
Here are the 10 most livable cities in Ontario, showcasing a diverse range of communities that offer unique benefits and amenities. They include: 1. Burlington, 2. Ottawa, 3. Pickering, 4. Oakville, 5. Vaughan, 6. Hamilton, 7. Guelph, 8. Tecumseh, and more. Each city has its own charm and appeal.
Settling in an Ontario city can be expensive for newcomers and international students. However, cities in Ontario remain by far the most popular with immigrants to Canada, so let’s look at the 10 best Ontario cities to live in.
First, rent prices in Ontario cities, particularly those in the Greater Toronto Area (GTA), are among the highest in the country, except for Vancouver.
The unemployment rate in Ontario in June was 6.8 percent, up from 0.3 percent from May. Nationally, it is 6.4 percent.
However, city life in Ontario, Canada’s largest and most populated province, is about more than rent prices. Quality of life and job opportunities are also crucial to newcomers when choosing the best city in Ontario to live in.
Settlement services, vital for newcomers, are also different in each Ontario city, as are job market opportunities and the cost of living (inflation).
Many settlement experts regard selecting the correct city as the best job strategy for newcomers.
Recently, The Globe and Mail published research* listing the most livable cities in Canada for immigrants.
The Globe, one of Canada’s premier news outlets, collected data from 439 Canadian cities with a population of at least 10,000 in partnership with Environics Analytics Group Ltd.
Housing was rated as one of THE most important concerns of newcomers to Canada. As the Globe pointed out:
“As housing costs have marched steadily upward in Canada, discussing real estate prices has become as common as chatting about the weather. And so often, the conversation about where to live focuses on one number: The cost of buying a home.”
Time Zone: Ontario spans two time zones: Eastern Standard Time (EST) and Central Standard Time (CST). Most of Ontario, including major cities like Toronto and Ottawa, follows EST.
Climate: Ontario experiences a diverse climate with four distinct seasons. Summers are warm and humid, while winters can be cold and snowy.
Average Temperatures:
Summer (June to August): Highs range from 20°C to 30°C (68°F to 86°F).
Winter (December to February): Lows can drop to -10°C to -20°C (14°F to -4°F).
Precipitation: Ontario receives a fair amount of precipitation throughout the year, with the wettest months being June and October.
Sunshine: July is the sunniest month, with an average of 10 hours of sunshine per day.
Humidity: Relative humidity varies, with May being the driest month and December having the highest humidity
Unsurprisingly, Globe research determined that Burlington, at the western end of the GTA, is Ontario’s most livable city (it was also ranked as the fifth most livable in Canada).
Burlington’s geographic location makes it the perfect commuter city. For work or play, people can travel by road or rail to Toronto, Hamilton, Kitchener-Waterloo, and the Niagara region.
While Burlington rent prices are not cheap, a one-bedroom apartment there is over $300 cheaper per month than in Toronto. Also, Burlington scored extremely high regarding amenities.
In a recent Point2 research study**, Burlington was rated as the top Ontario city among the country’s 10 best for juggling professional and personal life. According to the Point2 study, “Burlington enjoys a balanced mix of positive health perceptions, with 93 percent of its residents reporting high levels of life satisfaction.”
Rent: $2,196 *** (for a one-bedroom)
(Average) House Price: $1.16 million ***
Unemployment rate (as of June 2024): 7.3 percent
Read more about living in Burlington, Ontario
Rent: $1,967
House Price: $686, 535
Unemployment rate (as of June 2024): 6 percent
Read more about living in Ottawa, Ontario
Rent: $1,885
House Price: $941,000
Unemployment rate (as of June 2024): 5.9 percent
Rent: $2,305
House Price: $1.48 million
Unemployment rate (as of June 2024): 7.8
Rent: $1,991
House Price: $1.1 million
Unemployment rate (as of June 2024): 7.9 percent
Rent: $1,806
House Price: $831,190
Unemployment rate (as of June 2024): 7.3 percent
Read more about living in Hamilton, Ontario
Rent: $2,046
House Price: $850, 226
Unemployment rate (as of June 2024): 3.7 percent
Rent: $1,534
House Price: $795, 276
Unemployment rate (as of June 2024): 9.1 percent
Rent: $1,476
House Price: $643,111
Unemployment rate (as of March 2024): 8.4 percent
Rent: $2, 062
House Price: $1.1 million
Unemployment rate (as of June 2024): 7.8 percent
Read more about living in Markham, Ontario
CITATIONS:
**Point2
*** Prices as of June 2024, subject to fluctuations monthly
SOURCES:
Rentals for Newcomers, CREA, Rentals.ca, Statistics Canada, Zoocasa, Zumper, WOWA, Zolo, Environics Analytics Group Ltd., Point2
Steve Tustin is the Editor for Rentals for Newcomers and a contributing editor for Prepare for Canada. He is also the former managing editor of Storeys.com and a former senior editor at the Globe and Mail and the Toronto Star.
*Prepare for Canada did not use AI-generated content in writing this story; all sources are cited and credited where possible.
© Prepare for Canada 2024
For prospective newcomers researching landing cities in Canada, it’s vital to assess what city will best meet your needs. Knowing what a city offers can help you pick the one that is right for you, so let’s discover 10 of the most livable cities for immigrants.
Looking only at rent prices, cities like Saskatoon and Regina in Saskatchewan have the cheapest rents among Canada’s large and mid-sized cities. In Alberta, Edmonton and Lethbridge have the cheapest rents, as do Winnipeg in Manitoba and Windsor, Niagara Falls, and St. Catharines in Ontario.
Cities such as Toronto and Vancouver are popular but not cheap. They are by far, the most expensive cities in Canada to rent.
But livability for newcomers to Canada is about much more than rent. For example, it’s important to consider job market opportunities and the cost of living. Another thing to consider is the availability of settlement services for newcomers. Free settlement services can help newcomers adapt to life in Canada.
Many experts consider picking the right Canadian city to live in as the best job strategy for immigrants.
Research gathered data to rank the most livable cities in Canada for immigrants who landed within the last five years. The research looked at 439 cities with a population greater than 10,000.
The following categories and criteria were used to judge the most liveable cities in Canada for newcomers. Housing was rated as one of the top concerns.
| CATEGORY | CRITERIA |
|---|---|
| HOUSING | Affordability, ease of finding a home, property taxes, percentage of income spent on housing |
| ECONOMY | Jobs, earnings, taxes, and economic stability |
| DEMOGRAPHICS | Population, stability, diversity, languages spoken |
| HEALTHCARE | Ease of access and satisfaction with care |
| SAFETY | Crime rates and feeling of safety |
| EDUCATION | Residents’ academic qualifications and availability of schools and universities |
| COMMUNITY | Social spaces, events, volunteering opportunities, and the sense of connection residents feel |
| AMENITIES | Number of recreational places, shopping options, and other facilities, plus cannabis stores, gyms, movie theatres, and essential services such as childcare, grocery stores, libraries, and parks |
| TRANSPORTATION | Public transit, ease of getting around, and proximity to airports and public transportation |
| WEATHER | Extreme conditions, overall climate, humidity, and coldness. |
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARAmong the top 10 cities in Canada for newcomers, rent prices and home prices** vary.
1. Pitt Meadows, British Columbia
Rent: 1 bedroom $2,205/month
Average House Price: $962,362
2. Victoria, British Columbia
Rent: 1 bedroom $2,111/month
Average House Price: $1,286,600
3. Winnipeg, Manitoba
Rent: 1 bedroom $1,365/month
Average House Price: $375,390
Read more about Living in Winnipeg, Manitoba.
4. North Vancouver, British Columbia
Rent: 1-bedroom $2,704/month
Average House Price: $1,318,687
Read more about living in Vancouver, British Columbia.
5. Saanich, British Columbia
Rent: 1-bedroom $2,023
Average House Price: $1,259,309
6. Wellesley, Ontario
Rent: 1 bedroom $1,900/month
Average House Price: $1,637,450
7. Burlington, Ontario
Rent: 1 bedroom $2,145/month
Average House Price: $826,462
Read more about Living in Burlington, Ontario.
8. Regina, Saskatchewan
Rent: 1 bedroom $1,267/month
Average House Price: $304,464
Read more about living in Regina, Saskatchewan.
9. Delta, British Columbia
Rent: 1 bedroom $2,074/month
Average House Price: $1,357,323
10. Maple Ridge, British Columbia
Rent: 1 bedroom $1,830/month
Average House Price: $1,001,518
CITATIONS:
** Prices as of April 2024, subject to slight changes monthly
SOURCES:
Rentals for Newcomers, CREA, Rentals.ca, Zoocasa, Zumper, WOWA; Zolo
© Prepare for Canada 2024
Buying tenant insurance is vital for international students renting, studying, and working in Canada.
Having tenant insurance can save you from unforeseen costs and protect your possessions. Your college or university may even require it if you live on-campus.
Likewise, if you’re renting off-campus, your landlord may demand it as part of the rental agreement.
So, what is student tenant insurance, what does it do, and how do you get it?
Tenant insurance covers your personal property and liability. It also covers additional living expenses if, for example, you must move temporarily due to an event such as a flood or fire in your apartment or building.
While your landlord will have insurance, this will only cover the building itself. For example, it does not insure your belongings or cover your liability in case of damage or injury. So tenant insurance, also known as renters insurance, gives you security, protection, and peace of mind.
Tenant insurance covers your personal belongings within your apartment. The insurance helps pay for any loss or damage to your personal property (and includes items damaged or stolen). Your stuff like electronics, phones, laptops, gaming systems, and jewelry is expensive and valuable. They are also prime targets for thieves.
Landlords expect you to have tenant insurance. They will ask for a copy of your policy before you move in.
If you live on campus in student housing, your school (university or college) will likely insist you have renters’ insurance. The school is your landlord. Most schools will detail in the residency agreement that they are not liable for theft or damage to student property.
Tenant insurance ensures that if you can’t live in your apartment due to a covered emergency such as a fire, you will get financial assistance for temporary accommodation (like a hotel or Airbnb) and food.
Count on it, and some accidents are costly. Personal liability coverage in your tenant insurance policy protects you if your landlord holds you responsible for property damage or personal injury to someone at your apartment. Parties and sharing student accommodation with others bring visitors, including some who may cause damage or steal your stuff. You could be held responsible if they damage your home or injure someone.
Legally, you do not require tenant insurance in Canada. There is no law to make renters purchase tenant insurance. But, it does protect you and provides security and peace of mind. And, of course, your landlord may insist you buy it to meet the terms of your lease agreement.
Given how affordable contents insurance is for renters in Canada, it makes sense for students to insure their valuables, particularly those living so far from home.
Contact an insurance company and talk to the broker about renter’s insurance for university and college students. They have the knowledge and expertise to advise you.
Remember, when you get tenant insurance, read the agreement carefully to know what is covered (and what is not!). Be sure to share the agreement with your landlord.
Also, it’s a good idea when looking to rent a home in Canada to inform a prospective landlord that you intend to get tenant insurance. This shows landlords you will be a responsible tenant.
With rising rental costs, finding affordable housing in Canada can be challenging. For newcomers, this can be a frustrating obstacle to overcome, especially in your first few weeks and months in a new country. In this article, we outline practical solutions to help you stay within your affordability range. With patience and persistence, you will discover options that can help you save money for accommodation in Canada without compromising comfort and quality.
Facing a declining supply of rental housing, especially in major cities like Toronto and Vancouver, costs for rental accommodation are rising at unprecedented rates. According to recent rental statistics from Rentals.ca, average asking rents reached a record high of $2,117 in August 2023. This makes it difficult to find and budget for high rental costs. However, there are still affordable housing options available across the country.
Affordability is based on the proportion of your income that you pay for housing. An affordable home will require a smaller proportion of income, while an unaffordable one is larger, for example, greater than 30% of your before-tax household income.
Affordable housing is a broad term that includes housing that the private, public, and non-profit sectors provide. It also includes all forms of housing such as rental, ownership, and temporary and permanent housing.
According to Aled ab lorwerth, Deputy Chief Economist, Canada Mortgage and Housing Corporation, Canada needs to dramatically increase the supply of housing to restore affordability by 2030.
In the meantime, the Canadian government is making efforts to address the issue of affordable housing. They have implemented various programs and initiatives to help individuals and families find affordable accommodation.
Renting is a popular option for individuals and families seeking affordable housing in Canada. In fact, Statistics Canada reveals that about one-third of Canadian households rent their residence. Keeping in mind that rental prices vary depending on the type of housing, location, size, and condition of the property, here are some tips to find affordable rental options:
Consider searching for rental properties in areas that are undergoing revitalization. These areas may offer lower rent prices compared to more established neighbourhoods.
Incentives, especially like utilities included in your monthly rent can lower your housing costs by a large amount.
These are examples of rental listings in cities across Canada that cover utilities such as heat, water, and electricity (using the “Utilities” filter.)
Another option to consider is sharing a rental property with others. This can often lead to lower rent prices compared to traditional rental properties. And, for newcomers, home-sharing can be a great way to ease financial pressures, expand your social network, and add to your quality of life!
[cjtoolbox name=’Renting Webinar’]
Affordability in major cities where the vacancy rates fall below 2 percent, like Toronto, and Vancouver, can be out of reach for many individuals. And, for newcomers trying to achieve financial stability in Canada, securing affordable housing is even more important. However, there are still options if you want to live in these cities without breaking the bank.
One option to consider is micro-apartments or micro-condos. These smaller living spaces are becoming increasingly popular in major cities as a way to provide affordable housing options. While they may have a smaller footprint, they often come with amenities and innovative design features to maximize space.
Another option to explore is purpose-built rental buildings. These buildings are specifically designed for rental purposes and often offer more affordable rent prices compared to privately owned properties. Professional property management companies usually manage purpose-built rental buildings ensuring quality and affordability.
Finding affordable housing can be a challenging and time-consuming process. However, with the right strategies and resources, you can increase your chances of securing an affordable home. Here are some tips to help you in your search:
Facing a shortage of affordable housing, it’s important to start your search well in advance. Give yourself plenty of time to explore different neighbourhoods and visit properties. Another challenge you may face is that you’re likely competing with many others in the market for affordable housing. In this case, choice properties may be off the market quickly.
In cities with tight rental markets with low vacancy rates, you will be competing with many others in the market for affordable housing. In this case, you need to ‘sell yourself’ as the best possible candidate for the landlord to select.
How Newcomers to Canada Can Impress a Landlord
Why Tenant Insurance for International Students is Vital
There are several rental websites and online platforms to help you search for rental properties that meet your affordability price range. And, you can filter your search by price range for greater search ease.
Reach out to friends, family, and colleagues who may be able to recommend affordable housing options. People in your network may know of future vacancies that are within your budget and are not yet listed on rental websites.
Flexibility is key when searching for affordable housing. Consider compromising on certain amenities or locations to find a more affordable option. Keep an open mind and be willing to explore different possibilities, including basement apartments.
Should My First Place in Canada be a Basement Apartment?
What are the Best Cities in Canada for Immigrants?
If you’re feeling overwhelmed or unsure about the process, consider seeking assistance from professionals such as real estate agents who can guide and support you throughout your search.
Smaller cities that surround major cities may offer more affordable housing and provide easy access to amenities and public transit. For example, you can explore smaller cities within the Greater Toronto Area (GTA) such as:
With the rise of remote work and flexible schedules, living outside the city center is becoming a viable option for many individuals and families.
While the challenges of finding affordable housing in Canada may seem daunting, solutions and options are available. Remember, finding affordable housing requires persistence and patience. Don’t be discouraged if it takes time to find the perfect fit. By using the available resources, you can increase your chances of finding suitable housing that is within your budget.