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Wearing the right clothing during the winter season in Canada will ensure you stay toasty warm so you can enjoy amazing outdoor activities. The winter season starts in December, but Canadians start dressing for winter in November when the temperature drops. For newcomers, getting winter-ready and buying good winter clothing basics is key to enjoying the winter season. The basic clothing items include a winter jacket, boots, scarves & gloves, and a warm hat (or “toque”).
Canada’s weather conditions can be extreme and they vary across the country. For example, the average daily temperature in Alberta, Saskatchewan, and Manitoba can range between -15 degrees and as low as -40 degrees Celsius.
British Columbia enjoys a warmer and milder winter and the temperature rarely drops below freezing.
In central Canada (Ontario and Quebec), the average temperature ranges from -2 to -22 degrees Celsius. Northern Ontario and Quebec are much colder than southern Ontario.
In the Atlantic provinces (Nova Scotia, Prince Edward Island, New Brunwick, and Newfoundland) the average temperatures range from -2 to -20 degrees C.
Add the wind chill index, and the temperature can feel even lower. The temperature may be -10 degrees C, but with a wind chill, it may feel like -20 degrees C.
When shopping for a winter jacket, make sure It is warm, waterproof, and durable. It’s best to wait until you arrive in Canada to buy a winter jacket so that you buy one that is most suitable for the winter season in Canada. When buying a winter jacket make sure it is well insulated, covers your neck, and has a hood.
You can select from down jackets, synthetic jackets, and activewear jackets Each type of jacket offers different levels of protection for the winter season in Canada and the activity you plan to wear it for.
Down puff jackets are great insulators, lightweight, and trap and hold heat. The more down, the higher the cost of the coat. Typically, a 500 to 800-fill power is suitably warm and affordable. Synthetic insulation is heavier than down, but it is still warm, even when wet. It’s also a more affordable winter jacket option.
Winter jackets in Canada are specifically designed for temperatures below 0 degrees. When selecting a winter jacket, consider the activities you will wear it for. For example, a heavy-duty winter jacket is ideal for places with frigid temperatures, especially if you plan to be outdoors for any length of time. However, on Canada’s west coast, where the winter is not as cold, as it is wet, you may want a winter coat geared more to water protection. Weather and precipitation are important factors to consider when you purchase your winter jacket.
If you are unsure if a winter jacket will be warm enough for cold temperatures, windchills, or precipitation, ask the store clerk what jacket will best suit your needs. They know what clothing is required for Canadian winters and can offer you options.
Premium winter jacket brands such as Canada Goose are very expensive. However, a lower cost jacket can offer warmth and protect you from the elements just as well. Keep an eye out for cost savings and discounts, and check online for deals before you buy in-store to get the best possible price.
Choosing good-quality winter boots will save money in the long run. You can buy cheap winter boots but, they likely won’t last more than one winter season. When it comes to winter boots, you really do get what you pay for.
Wearing sneakers or dress shoes in snow or ice is cold and unsafe. Even though there may be salt on the sidewalk after a snowfall to melt the ice, you need proper winter boots to prevent falls and injuries.
Winter boots do more than provide grip between your feet and the icy and snowy ground. You lose heat through your feet because the ground is cold. Specially designed winter boots have a thick lining that locks the heat in, while still allowing your feet to breathe.
A nice pair of thick merino wool socks is also a good way to stay warm in the winter season in Canada. Cotton socks are not as warm and don’t dry out quickly or keep moisture away when wet, making you cold and uncomfortable.
Arriving with an action plan for your first weeks in Canada can save you time and money. The quicker you settle into your new environment the faster you’ll feel at home! In this webinar, Your First Weeks in Canada, we discuss the important things to do to manage your first weeks efficiently.
REGISTER FOR THE WEBINARWhile quality winter boots can be expensive, investing in a good pair to last more than one winter season is worth the money. Consider these factors when choosing winter boots:
You can get by with casual winter boots for a short walk or commute to work. But, for outdoor winter hiking, and cold, snowy weather, you’ll need boots with greater insulation and traction.
As a newcomer, you may not have access to a car and may rely on public transit during your first winter season in Canada. So, you’ll need warm winter boots and clothing while you wait at the bus stop in cold weather.
Winter boots come with insulation weights that range from 100 – 600 grams to keep your feet warm.
| INSULATION WEIGHT | TEMPERATURE RATING | BEST FOR |
|---|---|---|
| 100g | -20C | mild winter conditions |
| 200g | -32C | cold-weather hiking |
| 400g | -40C | all-day winter activities |
| 600g | -48C | extremely cold conditions |
You’ll be walking in snow and slush so water protection keeps your feet dry and warm. Look for sealed seams to ensure that water can’t get in. Gore-Tex boots are a top choice because they are waterproof and breathable.
Traction is a top priority to prevent dangerous slips and falls on ice.
Warm gloves are essential winter clothing for a cold day in Canada. With temperatures dropping lower than -20 degrees, you need gloves that can protect you from the cold.
A scarf or muffler will keep your neck warm. And, these two small additions to your winter clothing in Canada make a huge difference in your outdoor comfort.
So you have your winter jacket, boots, scarves, and gloves, and now you need to keep your head warm. A toque is a close-fitting knitted hat that covers your ears and protects your head from the wind and cold.
Canadians call it a toque, although it goes by many names. You can buy a toque from the same store where you buy your winter jacket. Winter hats come in all shapes, sizes, and colours.
The fact is, people don’t hibernate during the winter season in Canada. People go outdoors to experience winter festivals and embrace sports like hockey, ice skating, skiing, and snowboarding. Even a ten-minute walk in the sunlight can release and combat the winter stress and help your mental health after immigrating to Canada. And, with the right clothing, you’ll be toasty warm and enjoying your first winter season in Canada!
There are many types of housing, from rental apartments to condos to detached homes. Each offers unique features that appeal to people at different stages of life. However, with a range of housing options, you can select the type that best meets your needs, budget, location, and personal preferences while adapting to life in Canada.
Before beginning your search for rental housing in Canada, knowing the different types of houses to rent or buy is helpful. Deciding which type of home is right for you can be difficult. For example, a rental apartment is ideal if you are just settling in Canada.
A condominium is ideal for people who have a busy lifestyle and want to avoid the costly property maintenance of a home. Or, if you have a young family, you may prefer a house with a backyard for your children. Renting any of these homes in Canada rather than committing to homeownership can give you greater flexibility.
You can find various types of apartments in larger buildings or complexes. Apartments typically offer a kitchen, bathroom, and living space. However, you can also find studio apartments with a combined living and sleeping area.
Studio apartments appeal to single people who don’t require a great deal of space and want to save on accommodation costs. Renters can also find one- or two-bedroom apartments that offer more space. Renting an apartment offers greater flexibility, which is important for newcomers. It’s easier to break a lease if you need to move to a new neighbourhood or city.
Renting an apartment is attractive to newcomers when first arriving in Canada. It’s more affordable than buying a home and offers more flexibility than homeownership.
Apartments seem similar to condos, but there are key differences between apartments and condos.
Most basement apartments have a private entrance, kitchen, bathroom, living room, one or two bedrooms, and access to laundry.
In Canada, you can often find below-ground apartments for rent in detached or semi-detached homes. Some homeowners rent out basement space for long- or short-term rentals while they live in the main home.
A benefit of basement apartments is that they are usually less expensive than other housing types. If you are on a tight budget, it’s a great option, especially if you want to live downtown rather than in the suburbs.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARCondominiums (or condos) are a form of ownership that can apply to almost all types of housing. While condominiums are generally large complexes, other types of properties, for example, townhouses, may also have a condo ownership model. You own the unit, or “condo”, but you do not own the land it is built on or any common space outside your unit.
Owning a condo is often more affordable than buying a detached home, and a top reason why condos appeal to buyers. In addition, you have access to on-site amenities such as a swimming pool, fitness room, party room, and guest suites.
You pay monthly condo fees to maintain indoor and outdoor common areas shared by the owners, including parking areas, elevators, entrances, and recreational facilities. Many condos also have a concierge and provide 24-hour security. Monthly fees can vary and are usually based on the square footage of your unit. You pay condo fees in addition to your mortgage payments. If you rent a condo, these fees are usually included in your monthly rent.
This type of housing appeals to people who want a secure, residential setting without the required responsibilities of maintaining a home and yard. Condos are popular in Canada’s urban housing market because of the limited supply of single-family homes.
A single-detached house stands alone and tends to be the most expensive home type due to the land costs. However, detached homes usually provide more space than most apartments or condos and will often have a backyard, parking, and patio space. Because detached homes offer more space and privacy, they appeal to growing families or multi-generational families. When you purchase a house in Canada, you own the home and the land it’s on.
While some newcomers arrive in Canada ready to buy a home, this involves paying the mortgage, property taxes, and utilities such as electricity, gas, and water. As a homeowner, you’re responsible for the care and maintenance of your property and must follow local bylaws. Bylaws are local municipal rules and regulations that vary across Canada. Examples of bylaws include residential property standards to ensure proper home maintenance.
As a homeowner, you can renovate the inside and outside of the house. But, you have to obey local bylaws and apply for building permits to renovate the structure of the home.
Upon deciding to purchase a home, it’s smart to save money for an emergency fund to deal with unexpected or costly repairs.
You can also rent a detached home. Renting a detached home can provide more space without spending time or money on necessary repairs. The homeowner will incur the home repair costs. The cost to rent or buy a detached home is based on local real estate markets, which vary across Canada, and the size.
A semi-detached home is joined to another on one side, but not attached to any other dwelling or structure. Owners are only responsible for the care and upkeep of their side, just like a single-detached house. When you own a semi-detached home, you own your side of the property, including the land it is on.
Semi-detached houses appeal to people who want to own their own house as well as the land it is on. Semi-detached houses are usually less expensive than fully detached houses, although, like all real estate, this depends on the area.
If you’re buying this type of housing, it is usually more affordable than a single-detached home. However, it may offer less privacy. Whether you want to rent or buy a home, it’s smart to find an experienced real estate agent to guide you through the process.
The Canadian housing market is also seeing a growing interest in townhouses. This housing type is a unit attached to other housing units in a row. In each unit, you share a wall on either side with the people beside you. Often, especially in cities, there may also be a smaller unit above each townhouse, so there could also be someone living above or below you. Townhouses (sometimes called row houses) are usually two or three levels tall, and each level is called a storey.
With a townhouse, you may have a private backyard, or ground-level or rooftop patio. Townhouses appeal to people who want to be involved in maintaining their home and property.
This type of housing is becoming more popular, particularly among first-time homebuyers seeking more affordable options in the face of rising home prices.
A duplex or triplex is a building that is divided into multiple units. Like semi-detached houses, each household has its separate entrance and is responsible for the care of the unit. Typically, you would buy the entire property and rent a unit to help offset your mortgage payments. Types of homes that are ‘duplexed’ or divided into two or more separate living units may be detached homes, semi-detached, or row houses.
In Canada, it’s common for homeowners to rent out rooms within their homes and share accommodation. Homesharing provides and an affordable housing option for newcomers, and great living experience, and opportunity to make new friends.
When considering your housing options in Canada, consider the different features that each option offers. With different types of housing, you can select the one that best meets your budget, lifestyle, and preferences.
Are you moving to Toronto soon? Finding an apartment in Toronto for rent is a big priority. While there is much to plan before you move to Canada, finding housing is at the top of the list. And, it’s challenging when you are looking for a place to live while you are living abroad.
Toronto is a big city with many diverse neighbourhoods and apartments to rent. But, you want to find a comfortable place that fits your lifestyle. This information will help you find an apartment in Toronto while you are living abroad!
The first step to finding apartments for rent is to research the housing market. Your research will help you become familiar with:
There are many types of housing in Toronto to rent, from apartments to condos to basement apartments to townhouses. You’ll also find studios, 1- and 2-bedroom apartments. It’s important to determine your needs before you begin your search.
The cost of rental housing in Toronto is more expensive than in other cities in Canada. The rent you pay depends on the type of housing you require, size, amenities, and location. Living in downtown Toronto is more expensive than living in the suburbs of Toronto. However, living downtown gives you more access to restaurants, entertainment, transportation, and more.
It’s good to explore the cost of renting apartments before you arrive. That way, you’ll know how much to budget for accommodation in Canada.
Living in downtown Toronto is expensive. So, it’s important to consider whether you want to settle downtown or in the suburbs, where housing is less expensive. But, living downtown gives you access to more jobs, restaurants, entertainment, public transit, and much more.
A common strategy for people looking for an apartment in Toronto when living abroad is to find a short-term rental. This could mean staying with friends or family if you know people in the city. Or you could stay at a hotel or Airbnb. Staying in a short-term rental allows you to explore other Toronto neighbourhoods in person before you commit to a long-term rental.
Ideally, you want to live close to where you work. A short-term rental gives you the flexibility to move when you know where you will be working.
Finding the right neighbourhood is vital. The City of Toronto is quite dispersed, and depending on where you live and work, you may discover that it can take well over an hour to commute to work. If you want to avoid a lengthy commute, ideally, you will rent an apartment close to your job.
A challenge of looking for an apartment in Toronto online is knowing if a listing is legitimate. Listings can be deceiving. Units may not be as they appear in photos. There is no substitute for seeing a rental in person before you agree to lease it. So, your best bet is to secure a short-term rental before you arrive in Canada.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARThe time to start your seach for a long-term apartment for rent in Toronto is when you arrive. That way you can visit the apartment in person, meet the landlord, and explore the neighbourhood to ensure it meets your needs. Finding a suitable and comfortable long-term rental is important, especially since you will likely have to sign a year-long lease.
Some people try to take advantage of new renters in the city, so tread carefully with online listings. Here are some tips to avoid rental scams:
One of the best decisions you can make when looking for an apartment in Toronto is to enlist the services of a local real estate agent. They will have an inside track on listings that are coming up and can help you quickly narrow down your search based on budget, location preferences, type of housing, and other factors of importance to you. However, it’s best to connect with a real estate agent only when you are in Toronto.
Finding an apartment in Toronto for rent can be a challenge. And, it’s even more challenging when you are looking from abroad. But, when you use this information to research the rental market before you arrive, it will help you to find the perfect Toronto rental when you arrive!
There are many benefits to living in a small city. Smaller cities in Canada can provide advantages such as:
Discover the advantages and benefits of choosing to live in a small city in Canada and important questions to guide your decision!
Vikram and Nutan had great lives as budding professionals in India’s IT capital Bangalore. But, after a close friend immigrated to Canada, they decided to explore moving to Canada. They soon discovered they met the requirements to immigrate to Canada! However, they were unsure about where they wanted to live. Canada is a vast country.
Both agreed, on factors that were important to them. For example, they wanted to live in a small city that offered job opportunities, affordable housing options, and a nice quality of life. The Atlantic Provinces were a big draw and they settled on Fredericton, New Brunswick for its beauty, charm, and sense of community. Two years later, they had jobs, a 5-bedroom home, and the lifestyle they wanted. But, most importantly, they became members of a welcoming community.
[cjtoolbox name=’Discover Fredericton’]
Small cities across Canada attract newcomers by providing quality job opportunities, and a better quality of life. Living in a small City can offer newcomers an option to avoid congestion issues, high housing costs, and hectic pace.
While large cities attract newcomers, you may find high competition for jobs. But, smaller Cities often experience job growth when existing residents leave the community, or retire. So, many small cities look to newcomers with the right job skills to meet their employment needs.
A small city can be much quieter and laid back than life in a large city. This can benefit newcomers looking to integrate into the community more easily. Living in a small city may help you to easily immerse yourself in the local community. But, you must decide if you prefer to live in a large and bustling city or a more relaxed, small city.
In Canada, smaller cities recognize the many benefits of welcoming newcomers. To attract and keep newcomers, they continue to build communities that welcome, embrace, and support newcomers.
Newcomers often move to large Canadian cities such as Toronto and Vancouver because of the social, economic, and community networks. With these networks in place, newcomers may find better access to jobs, cultural and social communities, and support services. However, newcomers often find these same services and jobs in small cities!
Population and migration growth in large cities often puts pressure on areas such as:
As a result, large cities often have a higher cost of living and can create financial stress. As a newcomer, you must decide what you prefer, living in a large or small city. You may discover that a small City can provide the lifestyle and many of the amenities you seek.
When choosing a city, it’s vital to research job opportunities, housing costs, and the culture of the city to determine if it’s the right city for you.
This is a very important question. If few jobs match your skill set, you will leave the community if you and your spouse cannot find suitable jobs. While you may initially settle in the community, you will likely make a costly secondary move to another city.
Questions to Consider:
While many cities in Canada face rising housing costs, small cities can offer more affordable options. As of July 2024, the national average price for a home in Canada was $667,317. The median home price in Fredericton, New Brunswick during the same period was $404,534.
Questions to Consider:
Best Fredericton Neighbourhoods for Renting
Immigrants often consider the existing cultural and social network when deciding where to live. This can include services in different languages, faith-based, and nationality-based communities.
Small cities recognize the economic, cultural, and social benefits of welcoming newcomers. Supporting newcomers creates benefits for the community and attractive options for future residents.
Questions to Consider:
What groups, ethnic networks, and professional associations support newcomers?
What’s the quality of life? (fast-paced or relaxed? Access to nature, bike trails, etc?)
Newcomers benefit from services available to help them settle and find jobs in the local community. Services could include help to conduct job search activities, write a Canadian resume, enroll children in school, apply for government programs; and many other activities.
Questions to Consider:
Settle in Canada with Confidence and Ease
Small city living can be a great option for newcomers seeking a relaxing pace and an option to bustling, hectic, and expensive Canadian cities. With many advantages, it’s worth exploring!
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With limited competition, Canada faces some of the highest mobile phone rates, especially compared to European countries. However, there is pressure on providers to reduce prices. This makes it easier to find the best mobile phone deal in Canada, with prices falling. New technologies, such as eSIM and 5G, offer more options for users seeking deals. Like a regular SIM card, an eSIM allows you to use data plans from different providers.
Choosing the right provider and plan will let you connect with friends and family abroad and in Canada! This overview highlights Canada’s main mobile phone providers, their “flanker brands” (or value discount brands), and plan options. You’ll also discover what to consider to select a plan that fits your needs whether you’re a data-hungry user, frequent traveller, or budget-conscious consumer.
Three major cell phone companies and national carriers want to compete for your mobile phone business: Bell, Rogers, and Telus. These “big three” tier one providers offer the largest networks, coverage, and a range of plans from basic talk and text packages to data-focused plans to meet unique needs.
Each provider also has flanker brands that appeal to value-conscious customers. The tier two and three flanker brands offer more affordable plans and flexible options that result in large savings.
| TIER 1 MOBILE PHONE PROVIDERS | TIER 2 & 3 FLANKER BRANDS |
|---|---|
| Bell | Virgin (tier 2 mid-level) Lucky Mobile (tier 3 discount) |
| Rogers | Fido (tier 2 mid-level) Chatr Mobile (tier 3 discount) |
| Telus | Koodo (tier 2 mid-level) Public Mobile (tier 3 discount) |
| MID-LEVEL PROVIDERS | WHAT THEY OFFER |
|---|---|
| Virgin Plus (owned by Bell) | – 4G LTE network (does not offer 5G speeds) – All plans include five bonus hours of unlimited data each month – Data, talk, and text plans allow roaming in the U.S. and other select countries – Data overage protection automatically turns off your data rather than penalizing you with overage fees when you hit your data cap |
| Fido (owned by Rogers) | – 4G LTE network – Offers affordable plans and exclusive benefits – Call control is an optional postpaid plan feature to prevent robocalls and scammers before their calls reach your end – Select plans allow you to add a perk to your plan like unlimited international SMS, rollover data, or unlimited long distance. – Fido deals offer customers the latest iPhone and Androids (but don’t include financing) – Check the Fido website for the best mobile phone deals and biggest savings. |
| Koodo (owned by Telus) | – 4G LTE network – Offers affordable plans and exclusive benefits – Koodo offers a selection of Samsung, Apple, and Google phones with financing options for $10-20/month (but be sure to read the contract for any additional fees) – Select plans allow you to add a perk to your plan like unlimited international SMS, rollover data, or international long distance add-ons. |
| LOW-COST PROVIDERS (Network) | WHAT THEY OFFER |
|---|---|
| Lucky Mobile (Bell) | – Operates on the Bell 4G network – Range of low-cost prepaid plans with generous data – Good fit for users who only need basic connectivity – Unlimited Canada-wide calling plan with unlimited talk and text and 4G data – Bonus data with Lucky Rewards – Bring your own phone (check for device compatibility) – No long-term commitments. |
| Chatr Mobile (Rogers) | – Operates on Rogers’s nationwide network – Bring your own phone plans avoid high monthly payments (check device compatibility) – Prepaid plans for people looking for basic connectivity – No credit checks or contracts for prepaid plans. – Check out the International Talk Saver Rates. |
| Public Mobile (Telus) | – Operates on 5G and 4G networks – Offers prepaid plans – Limited options outside of Quebec. |
Finding the best mobile phone deal in Canada depends on your unique needs and budget. This can include data usage, unlimited calling, high-speed connectivity, network coverage, extra features, or international calling. Compare deals, prices, and newcomer offers, as well as provider’s customer service reputation.
These tips will help you select the best mobile phone plan that meets your needs and budget:
Your usage will help you identify the plan that provides the right balance of data, minutes, and features.
Bell, Telus, and Rogers offer the most comprehensive coverage, but discount providers may have better options in specific regions. Research the coverage maps of different providers to ensure they provide reliable connectivity in the areas where you live, work, and travel. Network coverage can be sparse in remote or rural areas. But, you’re likely settling in a city with good coverage.
If you enter a contract, know the duration and any fees or penalties for ending the contract early. While longer contracts may offer lower monthly rates, they also limit your ability to change providers or plans in the future.
Carefully review the monthly plan costs, and additional fees for:
Look for providers that offer transparent pricing and avoid hidden charges. Find a plan that meets your needs and fits your budget to maximize value and avoid overspending.
If you own a mobile device, ensure that it is compatible with the provider’s network and that you can bring it when switching plans. BYO plans are the most affordable plans for talking, texting, and mobile data.
Knowing different plans’ unique features and benefits will help you select the best mobile phone deal to meet your needs.
Prepaid plans require you to pay for your usage upfront, giving you more control over your spending. These plans are more flexible, with no long-term contracts or credit checks. They are often a good choice if you have a limited budget.
These are monthly subscription plans, where you receive a monthly bills for the services you already used. Postpaid plans often include a wider range of features, such as unlimited talk and text and higher data allowances. They may also offer the option to finance a new device as part of the plan. Most providers request a Canadian credit check for a month contract subscription.
Many providers offer family plans that allow you to share a pool of minutes, text messages, and data across multiple lines. These plans can be more cost-effective for households with multiple users, as they often include discounts for additional lines.
Also known as “top-up” plans, these options allow you to pay for usage as you go, without a fixed monthly fee. You can purchase airtime and data credits as you need, making them suitable for infrequent or occasional users.
Suppose you consume large amounts of mobile data, such as heavy streamers or mobile hotspot users. In that case, data-focused plans offer higher data allowances, often with the option to add more data as needed. These plans may be more expensive but can provide better value for data-heavy users.
If you frequently travel outside Canada, consider plans that offer affordable international roaming options, such as discounted rates or included roaming data. This can help you avoid costly overage fees when using your phone abroad.
The most affordable plans for talking, texting, and mobile data are BYO plans. Often, this is the only option for newcomers. To purchase a new phone on a contract requires a credit check and a Canadian credit history.
By researching, comparing, and evaluating your options, you’ll make an informed decision and find the best mobile phone plan that meets your unique needs. Whether you’re a data-hungry user, a frequent traveller, or a budget-conscious user, there is a plan with the perfect balance of features and costs.
Credential recognition for your education and work experience can propel your job search in Canada. But what is it, and why is it important? Credential recognition provides employers, industry professionals, and regulatory bodies with a standard measure of your skills and knowledge. Using a standard measure, you show your competence and expertise credibly. Discover how recognition can unlock career opportunities in Canada.
Credential recognition helps employers understand the value of your international experience. Canadian employers may not recognize your education and experience without completing the process. As a result, you may face a lengthy job search that can create financial setbacks.
Regulated professions, like architecture, and certain trades jobs in Canada, such as electricians, require a license to work. Governing bodies for regulated occupations confirm whether or not you meet Canadian standards.
You may be able to begin the credential recognition process before you arrive in Canada. Doing so reduces the time you spend on the process when you arrive, allowing you to continue and advance your career faster. Credential recognition may reveal that you need further education to get a license to work in your profession in Canada. It will be more cost-effective if you take these steps while abroad.
Credential recognition validates qualifications, skills, and expertise you have gained through education, training, or professional experience. While you may be approved to immigrate to Canada, you have to ensure that Canadian employers recognize and value your:
Credential recognition involves two separate processes: education evaluation and credential recognition.
An ECA reviews your academic background. This helps employers see how your education compares to the Canadian system and its value.
An approved credential agency will review your international education to confirm the following:
Employers may want an evaluation from a specific organization such as World Education Services (WES) or another designated educational credential assessment agency. They may request that you submit an education evaluation when applying for a role.
About 20% of jobs in Canada belong to regulated professions. Credential recognition verifies that your international education, training, job experience, and skills meet Canadian standards for regulated professions.
Provincial and territorial (P/T) occupational regulatory bodies set the standards to obtain a license to work in professions like:
| OCCUPATION Click on the occupation to find regulatory bodies in all provinces | PROVINCIAL REGULATORY BODY (Alberta, British Columbia, Ontario) |
|---|---|
| Nursing | College & Association of Registered Nurses of Alberta British Columbia College of Nurses & Midwives College of Nurses of Ontario |
| Medical Doctors | College of Physicians and Surgeons of Alberta College of Physicians and Surgeons of British Columbia College of Physicians and Surgeons of Ontario |
| Pharmacists | Alberta College of Pharmacists College of Pharmacists of British Columbia Ontario College of Pharmacists |
| Engineering | Association of Professional Engineers and Geoscientists of Alberta Engineers and Geoscientists British Columbia Professional Engineers of Ontario |
| Accounting | Chartered Professional Accountants (CPA) Alberta CPA British Columbia CPA Ontario |
You can check if your profession requires a license to work in Canada using the National Occupational Classification (NOC 2021 Version 1.0). Here are NOC codes for some in-demand professions in Canada:
About 80% of jobs in Canada are non-regulated and do not require a license or certificate.
If you do not require a license, it’s up to the employer to decide if you can perform the job based on your:
For example, some fields, such as marketing, are not regulated. However, Canadian employers expect a business degree or certificate and relevant experience. While the employer may not ask for an education evaluation, it can be helpful when applying for jobs in a competitive job market.
With credential recognition, you gain a competitive edge in Canada’s job market because it signals you have the expertise to excel in the role. Potential employers will find you attractive because you show:
With credential recognition by industry professionals and regulatory bodies, you instill confidence in employers, colleagues, and clients.
The right credentials can open doors to higher-level positions, and leadership roles, and allow you to progress in your chosen career path. Check out Career Pathways to learn about regulatory bodies for your profession.
Credential recognition can help you negotiate a higher salary and better compensation package because of your expertise.
Are you moving to Canada soon or already here? Do you need to find a job? Would you like to find good resources for finding employment in Canada? If so, join us for a free webinar where you can ask an expert your questions. We’ll discuss what you can do to make yourself more marketable to potential employers.
REGISTER FOR THE WEBINARNavigating the process can seem challenging, but you can follow these steps to guide your approach:
Research credential requirements for Canada, your industry, and your profession, including communication skills. Learn what documents you require, evaluation procedures, and fees.
Collect relevant documents, including academic transcripts, certificates, or portfolios. Gathering documents before you arrive in Canada will be easier and more cost-effective.
Seek guidance and support from relevant credential organizations, professional associations, or regulatory bodies to understand the process and timeline. If you plan to work in a regulated profession in Canada, check out Career Pathways to learn about regulatory bodies for your profession.
Learn about assessment methods such as exams, interviews, supervised work, evaluation of communication skills, and further study.
The credential recognition process can be complex and involve multiple steps. Be patient and respond to any requests or feedback from the credentialing bodies.
Taking the right steps to get your foreign credentials recognized can unlock career opportunities and propel your job search in Canada. While the process can be time-consuming, you can start the process in your home country. Gather supporting documents for each process before you arrive in Canada to save time and money.
Beginning the credential recognition process before you arrive can even help you to secure a job faster. Researching what you require to work and recognition of your professional credentials are the keys to your career success in Canada.
Common credentials include:
Academic degrees: Bachelor’s, master’s, and doctoral degrees from accredited educational institutions attest to specialized knowledge.
Professional certifications: Industry-specific certifications validate proficiency in a specific field.
Vocational and technical qualifications: Diplomas, certificates, or licenses show specialized skills and competencies.
Continuing education and professional development: Ongoing learning and training show commitment to lifelong learning and growth.
Language proficiency: Proficiency in multiple languages is valuable in today’s global economy.
IRCC approves:
Comparative Education Service – University of Toronto School of Continuing Studies
International Credential Assessment Service of Canada
International Qualification Assessment Service (IQAS)
International Credential Evaluation Service – British Columbia Institute of Technology
Contact the regulatory body for your profession in the province where you plan to settle to see what steps you can take before you arrive. Getting a licence or certificate to practice in “regulated” occupations varies by province and job.
You can also contact the professional or trade association that governs your occupation in your country to see if it works with similar associations in Canada.
Yes, you can. Contact the professional or trade association that governs your occupation in your home country to see if it is affiliated with similar associations in Canada. You can also use the Canada Job Bank to learn about licensing and certification.
It can take months or years to obtain more training, pass exams, and get a licence to work in Canada. So, it’s vital to know what you require and prepare.
The cost of accommodation in Canada varies by city and vacancy rates are a key driver of costs. Housing costs are usually the largest portion of a monthly budget, and if you’re a newcomer to Canada, it’s helpful to understand what determines accommodation costs. With this knowledge, you can decide where you want to live and how much you can afford. Other factors that affect the accommodation costs include location, type of housing, and size.
In Canada, the vacancy rate refers to the housing supply and the occupancy rate refers to the housing demand. Though the answer is subjective, a healthy vacancy is considered to be around 3% in general.
The Canada Mortgage and Housing Corporation (CMHC) conducts the Rental Market Survey (RMS) every October in urban areas with populations of 10,000 and more. The RMS estimates the strength of the rental market. The survey targets privately rented structures with at least three rental units, that have been on the market for at least three months.
The CMHC also conducts the Condominium Apartment Survey (CAS) every year in September to estimate the strength of the condo apartment rental market. The cities covered in this survey are Calgary, Edmonton, Gatineau, Halifax, Hamilton, Kelowna, Kitchener, London, Montréal, Ottawa, Regina, Saskatoon, Toronto, Vancouver, Victoria, and Winnipeg.
A vacancy rate of two percent or lower means there is greater competition among prospective tenants as they vie for fewer vacant rental properties.
| VACANCY RATE | WHAT IT MEANS |
|---|---|
| Less than 2% | – High demand with a limited housing supply – Drives rental cost higher |
| 3% | – Healthy balance between housing supply and demand |
| Greater than 3% | – High supply with low demand – Lower housing costs – “Renter’s Market |
The vacancy rate is also a key factor determining the accommodation cost in cities across Canada. With this in mind, you can research vacancy rates to understand rental costs, determine how much you can afford, and budget for rent. Here are the 2023 vacancy rates and average rental rates for a 2-bedroom apartment in several Canadian cities:
| CITY VACANCY RATE | AVERAGE RENT FOR A 2-BEDROOM CONDOMINIUM APARTMENT |
|---|---|
| CANADA 0.9% | $2,049 |
| OTTAWA, Ontario 0.4% | $2,085 |
| VANCOUVER, British Columbia 0.9% | $2,580 |
| HALIFAX, Nova Scotia 1.0% | $1,628 |
| TORONTO, Ontario 0.7% | $2,862 |
| KITCHENER-CAMBRIDGE-WATERLOO, Ontario 0.1% | $** |
| CALGARY, Alberta 1.0% | $1,819 |
| REGINA, Saskatchewan 1.8% | $1,421 |
| LONDON, Ontario 0.1% | $2,050 |
| SUDBURY, Ontario 1.2% | $1,361 |
| WINNIPEG, Manitoba 1.8% | $1,333 |
| WINDSOR, Ontario 2.0% | $1,253 |
| SASKATOON, Saskatchewan 2.0% | $1,449 |
| EDMONTON, Alberta 2.5% | $1,359 |
| HAMILTON, Ontario 2.6% | $2,373 |
| ST. CATHARINES-NIAGARA, Ontario 2.8% | $1,388 |
Finding affordable housing continues to be challenging, especially in Toronto and Vancouver where vacancy rates are below two percent. That’s why we encourage newcomers to consider other cities that often offer hidden advantages to newcomers, including lower accommodation costs.
Housing affordability and supply are essential factors when evaluating your landing city options. In Canada, spending less than 30% of your pre-tax income on housing is considered affordable. Spending more than 30% on housing will mean cutting into your budget for things like food, transportation, and other necessities. And, until you establish stable finances, it’s wise to manage your budget and expenses accordingly.
Major cities like Toronto and Vancouver are expensive when it comes to accommodation. However, you’ll likely find housing prices that are more in line with your budget in other Canadian cities. Carefully researching small and mid-sized cities across Canada before you choose your landing city is the key to your success.
It’s important to research housing and job markets across Canada. Canada is a vast country with regional, economic, and cultural differences. And, the cost of housing (both in the rental and homebuying markets) can vary widely. At the same time, you want to research your profession in different cities to ensure job opportunities match your skills, knowledge, and experience.
This initial research is critical. While you can always relocate to other cities, making a secondary move is expensive. Carefully evaluating your landing city options, housing costs, and career options will help you make smart decisions and achieve financial stability and success! You can easily check out rental costs in cities across Canada at Rentals for Newcomers.
The cost of living can vary across Canada. Groceries, transportation, rent, or home-buying costs can be expensive. Also, consider your lifestyle and the cost of entertainment and dining out.
Considering all of these factors will help you to budget for the cost of accommodation in Canada. And for newcomers, this information can help you to make smart and affordable landing city decisions!
If you plan to move to Canada you have to pay several immigration fees to process your application to become a permanent resident. As of April 30, 2024, here are some of the current permanent residency fees increases:
| Fee: Economic Immigration (Including Express Entry)* | As of April 30, 2024 |
|---|---|
| Your application (includes processing fee and right of permanent residence fee) | $1,525.00 |
| Your application (without right of permanent residence fee) | $950.00 |
| Right of permanent residence fee | $575.00 |
| Include your spouse or partner (includes processing fee and right of permanent residence fee) | $1,525.00 |
| Include a dependent child (without right of permanent residence fee) | $260.00/child |
| Permanent Resident Card | $50 (no increase) |
| Permanent Resident Travel Document | $50 (no increase) |
| Citizenship – application fees Adult (18 and over) Minor (under 18) | $630 $100 |
| Biometrics: Per person Per family (2 or more people) | $85.00 $170.00 |
According to Immigration, Refugees and Citizenship Canada (IRCC) the fee increases account for inflation since the last increase in 2022. Permanent resident fees increase every two years and consider the rising cost of delivering programs and services. The next fee increase will be in 2026.
At this time, the fees will not increase for the following:
When calculating how much money you’ll need to move to Canada, remember to add these immigration fees to your budget. Canada’s immigration fees are less expensive than countries such as Australia, the United States, and the United Kingdom, but these fees still add up.
The Right of Permanent Resident Fee is a separate fee all permanent resident applicants must pay when their application is approved. But to avoid processing delays, you can submit this fee while you pay your application fees. And if your application is not approved, the IRCC will give you a full refund.
You can pay your Canada immigration fees online. Use the online form to indicate your country and the forms that you are submitting. IRCC will calculate the total fees that you owe.
Getting a credit card when you arrive in Canada is a great way to build a credit history, but you must avoid making common mistakes. From spending more than your credit limit, to only paying the minimum monthly payment, these mistakes can damage your credit score and make it difficult to achieve your financial goals. Learn how to avoid these financial mistakes and what you can do to stay in good standing.
Credit card issuers make it easy for you to repay your balance by allowing you to make minimum monthly payments. Sometimes you can only afford to make the minimum monthly payment, but avoid making this a habit.
When you only pay the minimum payment each month it increases the amount of time it takes to pay off your balance and you’ll pay much more interest. It also means that you will likely never pay off the full amount of your card. A better approach is to pay the full balance. If that’s not possible, pay more than the minimum monthly payment to accrue less credit card interest and pay your debt faster.
Missing payments means you will have to pay a late payment fee and it can add up quickly. To avoid late payment fees, you can set up an automatic payment to your debit card. Remember, you should pay off the full balance each month. Falling behind in your payments can lead to higher credit card interest charges and your credit score will suffer. Meeting your monthly payments shows creditors that you manage your money well.
Join us for an eye-opening session on how to build your financial future in Canada with confidence. This free webinar is hosted in partnership with Scotiabank, a trusted leader in newcomer banking. Together, we’ll guide you through how the Canadian banking system works and share free tools and strategies to help you plan, save, and invest wisely as a newcomer.
REGISTER FOR THE WEBINARIf you don’t open your credit card billing statement, you risk missing your payment due date or paying less than you should be. Ignoring your statement could cause you to miss important announcements about changes to your credit card terms.
Review the monthly transactions to ensure that there are no purchases that you did not make or approve. If there are any errors, contact the credit card company immediately to discuss the transaction.
Missing payments will also lower your credit score. Missed payments can remain on your credit report for up to six years.
If you lose your card, the first thing that you should do is report it to your financial institution. The longer it takes you to report a lost or stolen card, the greater the chance of fraudulent activities. Reporting a lost credit card quickly shows the bank that you are responsible.
This credit card mistake is important to avoid. As a newcomer, you may have unexpected expenses you didn’t budget for. A credit card can be a short-term solution but you should never max out a card to its limit.
When you max out your credit limit, it indicates to creditors that you are living beyond your means.
It’s better to spend less than 30% of your credit limit. This is known as the credit utilization ratio which assesses how much credit you have versus how much you use. This ratio is also about 30% of your credit score calculation. Getting close to your credit limit puts you at risk for over-the-limit fees and penalty interest rates you’ll have to pay when you exceed your credit limit. Maintain a low balance on your card for a healthy credit score and manageable payment amount.
Avoiding these credit card mistakes will help you reduce financial stress, increase your credit score, and build credit history.
In the excitement of getting your Confirmation of Permanent Residence (COPR), it’s vital to consider the first things to do after landing in Canada. It’s now time for the next step along your immigration journey. Your Canadian journey begins when you complete all the paperwork, pack your belongings, and say your goodbyes. The first steps you take upon your arrival in Canada will set the course for a smooth settlement process. Discover the vital steps to building your life your life in Canada!
Knowing what to expect when you land will contribute to a smooth experience and reduce stress.
One of the first people you will meet at your arrival point in Canada will be a friendly Canada customs agent. This is when the customs agent will ask you about the goods you carry with you, goods to follow, and landing certificates such as your COPR.
You’ll also meet other officials from Immigration Services. They will ask you to show your passport and visa papers. Immigration agents will give you application forms to apply for documents such as your:
Applying for these documents within the first couple of weeks after you land in Canada is important. You will need a SIN card to work in Canada, and a health care card to get provincial healthcare coverage.
Your PR card is proof of your Canadian permanent resident status. You will need this card whenever you leave Canada and want to re-enter. The processing time for your PR application can vary and it can take up to two months to receive your PR card. You can check processing times here.
Immigration, Refugees and Citizenship Canada (IRCC) will mail you a wallet-sized plastic PR Card. If you change your mailing address before receiving your PR Card, notify IRCC of your change of address. You can also check the status of your application.
Once you decide to immigrate, it’s time to look ahead confidently. You’ve done so much to prepare for Canada, so trust yourself, enjoy the journey, and take these steps when you land in Canada.
It’s important to secure short-term accommodation (a stay of less than 28 days) before you arrive in Canada. While residing in temporary housing, a vital first step is to find accommodation in Canada that will suit your long-term rental needs.
Ideally, you want to find a place that meets your needs and is relatively close to your employer. If you’re moving to a large city like Toronto, pay attention to how dispersed it is. Travel time within the Greater Toronto Area can take up to 90 minutes by car or public transit. So, factor in travel time when deciding where to live.
Rentals for Newcomers is a great place to search for the perfect rental in cities across Canada. While it’s good to research the housing market in Canada before you arrive, the best time to search for housing is after you arrive in Canada. This will allow you to visit properties, meet the landlord, and avoid rental scams.
Apply for your SIN within the first week after you arrive in Canada. Without this nine-digit number, you cannot get a job, apply for government programs and benefits, or access credit. In fact, without it, you are virtually a person without an identity in Canada. There is no cost for you to get your SIN.
Within the first week of your arrival in Canada, apply for a healthcare card to receive free medical coverage in the province or territory where you plan to live. Some provinces, such as British Columbia, have a three-month waiting period before your healthcare coverage takes effect. It’s important to apply for provincial healthcare within your first week to minimize delays in coverage.
If you land in a province with a waiting period, you can buy private insurance to cover you and your family from unexpected healthcare costs. A waiting period applies for permanent residents in British Columbia, Manitoba, New Brunswick, Yukon, Northwest Territories, Quebec, and Saskatchewan.
There are many immigrant service agencies across Canada. Settlement agencies provide information and many free services to help you adjust to life in Canada. Some settlement agencies even offer pre-arrival services before you land in Canada. There is a huge advantage to using settlement services before and after your arrival in Canada.
If you have already arrived in Canada, you can search here for free post-arrival services.
Here are some services that you can take advantage of:
Improving or enhancing your English or French language skills is a great idea because it’s critical to newcomer success. Language training may focus on basic English skills only, and may not be enough to help you succeed in the work environment. However, many colleges and industry associations offer higher-level English training and job-specific or occupation-specific language training.
Some organizations may offer a host program. This volunteer-based program matches immigrants with a host who can guide them through their first few months in Canada. Your “host” can help you with questions about the best places to shop locally, find housing, or enroll your children in school.
Immigrating to a new country can be an emotional time. You may feel frustration, regret, and homesickness. Immigrant settlement agencies are there to support you with counselling for you and your family.
Immigrant settlement agencies are also a great first step to help you with your job search. For example, they can help you to:
You can also ask the settlement agency if they offer a mentorship program. Mentoring programs connect you with someone who works in your occupation and can provide information and tips about the profession in Canada. Mentoring can be a great way to help you succeed in the workplace.
Another priority in your first few weeks in Canada is to open a bank account near your home. To open an account, you will need your landed immigrant papers and any other identification you have to prove your place of residence. You can even open a bank account before you arrive in Canada.
Banks provide different types of bank accounts including basic savings and chequing accounts. You may need a chequing account in particular because most employers will make a direct deposit to your bank account to pay you.
Over time, you will build a good relationship with your bank, and start building your credit history. One way to build credit is to apply for a secured credit card and then a traditional credit card. With a secured credit card, you provide a cash deposit in case to pay your bills. Paying your bills and loans promptly is important to build a strong Canadian credit history. Your credit history will help you when you want to get a mortgage buy a home, make a major purchase such as a car, or get a loan to start a business.
Among the main reasons people immigrate to Canada is to give their children a better future. That starts with education. Canada guarantees an education to every child between the ages of five and 18. You must enroll your child in school as soon as possible after you arrive in Canada.
The progressive levels in the Canadian education system for children include:
Kindergarten: Children enter the school system in Kindergarten at age five.
Primary or Elementary School: After they complete Kindergarten, they attend primary or elementary school for grades 1 to 7 or 8, depending on the school district.
Secondary or High School: From grade 8 or 9 through to 12, children attend secondary school (high school). Some districts have a junior high level between elementary and high school.
You’ll be off to a great start when you take these vital steps upon your arrival in Canada!