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A significant annual event on April 22, Earth Day Canada celebrates the movement to care for our planet. This day centers around raising awareness about our environmental problems and participating in Earth Day activities. Earth Day inspires people and encourages them to make positive changes toward Earth’s environment and natural resources.  It reminds us that we all play a role in protecting the earth’s and the planet’s beauty. Since 1970, the day has been a reminder reinforcing the need to keep our air and water clean. This global event is celebrated in about 192 countries. Earth Day in Canada is a great opportunity for newcomers to volunteer, meet new and like-minded people, and get involved in your community! Discover more about Earth Day and how to participate in activities across Canada.

History of Earth Day

It was around the 1960s when the public started realizing the awful consequences of pollution on us and our planet. At this time, the industries that contributed to pollution had little to no fear of being penalized for their bad practices. As the public became aware of the deteriorating environment of our planet, they decided to do something about it.

Also in the 1960s, Gaylord Nelson, a junior United States senator, felt the need to address the issue. Nelson was a dedicated environmentalist determined to spread awareness about the issue. By teaming up with like-minded individuals across the country, Nelson was able to spark a worldwide movement. 

When was the First Earth Day?

April 22, 1970, was the very first Earth Day. The objective of the day was to bring attention to environmental issues. It was also meant to inspire people to take action to protect our planet. Since then, Earth Day has been doing just that. It has become a global movement to address pollution, climate change, and biodiversity loss.

How to Celebrate Earth Day Canada 2024?

Earth Day is celebrated in Canada annually on April 22 to remind people about environmental problems and promote living in good ways for our planet. Canadians participate in various activities to protect the environment and create a greener world.

Environmental organizations like Earth Day Canada organize events and activities for Canadians. These activities include planting trees, cleaning neighbourhoods, and attending educational workshops. Such initiatives are vital to foster environmental stewardship.

Moreover, these activities teach us about environmental conservation, encourage others to be eco-friendly, and push for laws that protect our planet’s natural resources.

Your First Weeks in Canada | Developing Your Action Plan

Arriving with an action plan for your first weeks in Canada can save you time and money. The quicker you settle into your new environment the faster you’ll feel at home! In this webinar, Your First Weeks in Canada, we discuss the important things to do to manage your first weeks efficiently.

REGISTER FOR THE WEBINAR

Earth Day Canada: What Can You Do?

Every little bit makes a difference. We should always look to use greener and more sustainable practices and Earth Day serves as the perfect reminder. If every one of us starts to implement more sustainable practices into our lives, it can go a long way to serving our planet. One of the best ways to take part in Earth Day is to join community cleanup events and educational workshops. This way, you can actively contribute while learning how to protect the planet.

Earth Day Canada Activities

Earth Day is a great opportunity for newcomers to volunteer, meet new and like-minded people, and get involved in your community!

Here are some activities and projects you can participate in on Earth Day in Canada.

Tree Plantation Activities and Campaigns:

A prominent Earth Day activity in Canada is planting trees in various locations across Canada. The tree-planting initiatives help grow forests, enhance green areas, and fight climate change.

Planting trees is a great way for cities and municipalities to show they care and are serious about climate change and sustainability. Moreover, it’s a visible sign of their commitment to the environment. By planting trees, cities show they are dedicated to fighting climate change and ongoing eco-friendly efforts.

Find out how to join tree-planting relays in cities across Canada.

Volunteer Community Clean-Up Events:

A common Earth Day activity in Canada is community clean-up events. These events bring together people of all ages and backgrounds to remove litter and debris from parks, beaches, and urban areas. Volunteers arm themselves with gloves and garbage bags and work together to collect trash, beautify public spaces, and prevent pollution.  Additionally, these clean-up efforts raise awareness about the importance of proper waste disposal and the need for responsible consumption habits. For newcomers, volunteering for Earth Day clean-up events is a great way to meet like-minded people, expand your personal network, and get involved with your community!

Educational Workshops and Seminars:

In 2024, workshops and seminars will take place across Canada to educate the public about environmental issues and sustainable practices. These events cover various topics including:

Experts and activists lead interactive sessions, providing valuable information and practical tips for individuals and communities to adopt eco-friendly lifestyles. By empowering participants with knowledge and skills, these workshops and seminars inspire people to take action and advocate for environmental sustainability.

Countless Earth Day activities, events, and workshops take place around Canada. If you are interested in joining activities, you can discover Earth Day activities taking place across Canada.

Canadians actively engage to protect the planet and create a greener, healthier future for all. And when individuals, communities, and organizations come together, they make a positive impact and inspire meaningful change.

Let us work together to make the world cleaner and greener for everyone; so that current and future generations can live on a pollution-free and eco-friendly earth. So join Earth Day activities and celebrations and help make our future greener and healthier!

Friends are celebrating Eid al-Fitr holiday with fireworks in Canada.

Eid al-Fitr is a three-day festival bursting with colour and cheer to mark the end of Ramadan. Commonly referred to as Eid, it marks the end of the holy month of fasting for Muslims worldwide. In Canada, one of the most multicultural countries in the world, Eid blends Muslim traditions with local flair. Discover how Canadian Muslims celebrate the joys of Eid and its traditions and how you can join the festivities.

What is Eid?

To understand Eid, we must first examine what the word means. “Eid”, by itself, means “festival”, in Arabic. That is why Eid by itself is not a holiday. In fact, there are two holidays that people celebrate. 

The holiday after Ramadan is known as Eid al-Fitr or the “Festival of Breaking Fast”. Another name for Eid al-Fitr is Lesser Eid because it generally has smaller celebrations than “Greater Eid”. Most people refer to Greater Eid as Eid al-Adha. Eid al-Adha is the biggest Muslim holiday roughly two months after Eid al-Fitr.

The Festival of Breaking Fast

The end of Ramadan gives way to Eid al-Fitr. During the 30 days of Ramadan, Muslims fast from sunrise to sunset. Once Ramadan is over, Muslims celebrate with a feast on the day of Eid al-Fitr, also known as the Festival of Breaking Fast.

Both Eids last three days but the first day always has the biggest celebrations. In Canada, most families don’t celebrate for three days and only celebrate on the first day. Eid al-Fitr is a family holiday. That is why Eid usually involves inviting friends and family over for a feast. 

When is Eid al-Fitr in Canada?

The date changes as Eid and other Muslim holidays follow the Islamic Lunar Calendar (also known as the Hijri Calendar). The Islamic Calendar looks at the moon to determine what day it is. Because of this, Eid is on a different day of the Gregorian Calendar, each year. Looking at the Hijri Calendar, Eid al-Fitr begins on the 1st day of Shawwal, the tenth Islamic month. The exact date is subject to the sighting of the moon of Shawwal. In Canada, Eid al-Fitr celebrations start on the evening of April 9th, 2024.  

The holiday is not a national public holiday in Canada. However, many Islamic businesses and organizations alter their hours during Eid al-Fitr.

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Also Read:

Statutory Holidays in Canada | A Guide for Newcomers

Celebrating Canadian Black History

Easter in Canada: Celebrations and Traditions

Settling in Canada with Confidence and Ease

Celebrating Eid Traditions in Canada

As a country, Canada is proud of its cultural mosaic of ethnic groups, languages, and cultures that coexist. So, even though Eid is a Muslim holiday, people from all backgrounds and ethnicities can join the celebrations.

Distinctly Canadian Eid al-Fitr Traditions

anadian Muslims have developed a unique Eid culture that can be seen nowhere else. Traditional Eid al-Fitr in most countries involves massive street parties, inviting close relatives for dinner, and attending morning Eid prayers in large, open-air gatherings. However, Eid celebrations are slightly different in Canada but still capture all that Eid stands for.

Grand Eid Festivals

Eid allows Canadians to see what other cultures and traditions look like. It brings us closer together and allows us to appreciate the unique aspects of cultures we otherwise would not experience. Eid festivals and gatherings offer an exciting cultural experience, culinary delights, and prayer services.

Check out some of the Eid festivals that the Muslim Association of Canada (MAC) sponsors in cities across Canada:

Ottawa MAC Eid Festival

Calgary Eid ul Fitr Festival

Waterloo MAC Eid Gathering

Indoor Eid Celebrations

Due to Canada’s cooler climate, most Eid parties in Canada take place indoors. This doesn’t stop them from being just as grand. Eid parties consist of marvelous decorations and brilliant light displays. Not to mention all the delicious food and traditional dishes such as biryani and baklava. Eid would not be the same without its over-the-top food preparations. Remember, your guests did finish 30 days of fasting.

Eid al-Fitr marks the end of Ramadan with festivals, celebrations, delicious treats, and traditional dishes.
Eid al-Fitr marks the end of Ramadan with festivals, celebrations, traditional dishes and delicious treats.

Community Involvement

People who celebrate Eid may not have close relatives who live in Canada. So, it is a common practice to invite friends and neighbours to Eid parties instead. This welcoming spirit fosters a strong sense of community and togetherness.

Eid in Canada still follows many original Eid traditions. One such tradition is Zakat al-Fitr, or “Charity of Breaking the Fast”, in Arabic. Zakat al-Fitr requires financially able Muslims to give charity to someone in need at the end of Ramadan. “Zakat”, or charity, is obligatory for every Muslim before the morning Eid prayers that signal the start of Eid.

Another Eid tradition found across the world is Eidi. Eidi, also known as Salami, is a type of gift that is given only on Eid. According to tradition, older relatives or family friends give Eidi to children at the beginning of Eid. While Eidi can be anything, it is mostly given as paper money, so children can spend it wherever they like.

To all those who celebrate, Eid Mubarak to you and your family!

The arrival of spring is one of the most anticipated times of the year for Canadians. As winter loosens its cold grip, Canadians get outdoors and enjoy the warmer weather. Spring also brings an exciting holiday with it, Easter in Canada! While many Canadians celebrate the Christian religious roots of Easter, they also celebrate the arrival of spring by spending time with family and friends during this holiday. For newcomers from non-Christian countries, Easter also offers celebrations and traditions, like parades and Easter egg hunts that you can experience. Discover more about Easter in Canada and how to embrace the excitement, and the season’s joys.

When is Easter in Canada?

Easter 2024 will be observed on Sunday, March 31. The holiday lasts a full weekend, with the main celebration falling on Sunday. While Sunday is the main Easter holiday, other days also hold significance. Good Friday is observed on the Friday before Easter Sunday and Easter Monday marks the second day of Easter.

Easter, The Spring Equinox, and The Moon

The dates for Easter change every year. Which day Easter falls on depends on the paschal full Moon. The paschal full Moon is the first full Moon that immediately follows the spring equinox. The first Sunday after the paschal full Moon is the date for Easter that year.

Is Easter in Canada a Statutory Holiday?

Good Friday is generally a statutory holiday while Easter Monday is not. Good Friday is a federal statutory holiday, meaning all federally regulated workplaces observe it.

Is Easter Monday a Holiday in Canada?

Easter Monday is a typical working day in most provinces and territories across Canada. However, there are some exceptions such as in Alberta where employers might recognize Easter Monday as an optional general holiday.

How Do Canadians Celebrate Easter Today?

While Easter is a religious holiday, it has become one that all Canadians from diverse backgrounds celebrate. Easter in Canada is a time of joy and celebration that brings families and communities together. 

During the Easter weekend, all parts of the country host fun events like parades and Easter egg hunts. No matter which part of Canada you find yourself in, you can be sure that an Easter celebration is happening near you. Here are some of the Easter events and festivals happening around Canada.

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https://www.prepareforcanada.com/after-you-arrive/living-in-canada/statutory-holidays-in-canada-guide-for-newcomers

Celebrating the Traditions & Delights of Eid al-Fitr in Canada

Settling in Canada with Confidence and Ease

Beaches Easter Weekend Celebration – Toronto, Ontario

March 29 – 31, 2024

The Toronto Beaches Easter Parade is a beloved tradition in the city, drawing thousands of spectators. The parade showcases the creativity and community spirit of businesses and organizations within the area. Featuring eye-catching floats, marching bands, and performances, the parade symbolizes local pride and unity.

While the parade is the main attraction, there are other events. The Beaches Easter Weekend Celebration also hosts an Easter Egg Scavenger Hunt on Good Friday. Both the parade and the scavenger hunt are great opportunities for families to spend together. Overall, this event is a great addition to Easter in Canada.

Big Easter Run – Vancouver, British Columbia

March 30th, 2024

The Big Fun Run Series hosts the Big Easter Run every year. The event takes place at Jericho Beach Park in Vancouver. The Big Easter Run is a fun event where people dress up in festive costumes and run along Vancouver’s scenic waterfront. Anyone can participate, no matter their age or fitness level. You can even bring your dog on a leash or push a stroller.

There are many fun things to do at the Big Easter Run. The event includes races, Easter egg hunts, and prizes for all participants. It’s a great way to celebrate Easter with your friends and family!

Calgary 25K Easter Egg Hunt & Spring Show – Calgary

March 30th, 2024

National Runs is hosting the first-ever 25K Easter Egg Hunt in Calgary, Alberta. This egg hunt is open to all ages and involves searching for 25,000 candy-filled eggs over the Easter Long Weekend. The egg hunts are divided by age categories with a set amount of time to conduct the hunt. Along with activities like meeting the Easter Bunny and games and crafts, this event promises to be an exciting family event for all.

Easter Traditions in Canada

Easter in Canada has become an integral part of Canadian culture. While Christians attend church on Easter, it has become more than a religious holiday. Canadians from diverse backgrounds and beliefs celebrate Easter to share the holiday spirit and bring joy to their communities. Some common Easter traditions in Canada include spending time with family, eating special food, and having Easter egg hunts.

Family Gatherings

Easter in Canada is when families gather to share a delicious meal and enjoy each other’s company. They might have a big feast with dishes like ham or turkey. It’s a special occasion similar to Thanksgiving or Christmas, where everyone comes together to celebrate and spend time with loved ones.

Decorating Eggs and Easter Egg Hunts

Decorating hard-boiled eggs with cold dye is another fun Easter tradition for the whole family. The eggs represent new life and the rebirth of nature after winter. Easter egg hunts are a fun tradition where people, especially kids, search for hidden eggs which are generally filled with sweets.

Hundreds of kids line up for a massive Easter egg hunt.
Hundreds of kids line up for a massive Easter egg hunt.

Once the hunt begins, everyone looks for the eggs. When someone finds one, they put it in their basket. The goal is to find as many eggs as possible! After the hunt, people often enjoy treats and spend time together. It’s a fun way to celebrate Easter in Canada and enjoy the springtime with friends and family!

Exchanging Gifts During Easter In Canada

Exchanging gifts on Easter is a special tradition in Canada. It’s a way for people to show love and appreciation for each other. Families and friends often give each other small gifts like chocolates, candies, or little toys. Sometimes, people give Easter-themed items like decorated eggs or cute bunny-shaped things. It’s a fun way to celebrate the holiday and spread happiness.

As the Easter holiday arrives, it brings the promise of spring! Easter in Canada is all about celebrating the spirit of community and family. It is about celebrating and spreading joy with others, no matter your cultural or religious beliefs. This is what makes Canada a great multicultural country and makes Easter a cherished celebration!

A young Asian entrepreneur is working on a computer and getting ready to ship boxes from her small business. E-commerce and online retail is considered a best business to start in Canada.

If you’re new to business or a seasoned entrepreneur, you can start a successful business in Canada. In 2024, Canada is booming with innovation and sustainability. With the Canadian economy undergoing a major shift, there are countless opportunities you can take advantage of. The changing economy makes certain business models more profitable than others. In this article, we look at the top five best businesses to start in Canada in 2024.

Due to its welcoming environment, diverse culture, and abundant opportunities, Canada is a great place to start a business. It also offers government support, a stable economy, and a skilled workforce, making it an ideal destination for entrepreneurs. It’s not just about making money; it’s about making your dreams a reality. So get ready to carve out your place in Canada’s dynamic business scene.

What do Immigrant Entrepreneurs Bring to the Canadian Business Sector?

Immigrant entrepreneurs and international students add much value to Canada’s economy. Immigrant entrepreneurs bring fresh ideas, diverse skills, and global connections to Canada’s business scene. Their innovative thinking drives new products and services, while their international networks open doors to global markets. 

By starting businesses, immigrant entrepreneurs create jobs and boost economic growth. Their presence enriches Canadian culture and promotes inclusivity, making the business environment more dynamic. Overall, immigrant entrepreneurs play a crucial role in Canada’s economic success.

Best Businesses to Start in Canada in 2024

Here are five Canadian business opportunities to explore:

5. Start a Franchise or Open a Restaurant 

Starting a restaurant or buying a franchise in Canada can be a rewarding path for food lovers looking to grow their businesses. Franchises, in particular, offer established brands, support, and a ready customer base. This greatly reduces the risk compared to an independent venture.

To start a restaurant you need to find a suitable location, develop a menu, hire staff, and obtain any necessary permits or licenses. You also need to create an inviting space that reflects your culinary vision and attracts customers.

Whether starting a restaurant or buying a franchise, careful planning and attention to detail are essential for success in Canada’s competitive food industry.

https://www.prepareforcanada.com/working-in-canada/crafting-your-job-search-action-plan/franchise-limited-budget/

4. Transportation Business

Starting a transportation business in Canada in 2024 is a great idea. Canada offers various transportation options you can explore. You could start a taxi or ride-sharing service, helping people get around cities conveniently. 

If you prefer larger vehicles, consider starting a bus or shuttle service, providing transportation for groups or communities. Starting a delivery or courier service can be profitable for those interested in logistics, especially with the rise of online shopping. You can even start a bike rental service if you want to start on a smaller scale. Whatever option you choose, research regulations, plan your routes, and provide excellent customer service to succeed in the transportation industry in Canada!

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Working in Canada | A Guide to Find Your Dream Job!

Crafting Your Job Search Action Plan to Work in Canada

3. E-commerce and Online Retail Store

More people are regularly buying things online. According to Euromonitor International’s predictions, consumers worldwide are expected to spend approximately $11 trillion on goods and services purchased through online platforms in 2024. This indicates a significant trend towards online shopping and reflects the increasing influence of e-commerce on global consumer spending habits. This significant shift towards online commerce makes E-commerce one of the best businesses to start in Canada in 2024.

To start in e-commerce, pick what you want to sell online and research your market. Then, create your store using platforms like Shopify or WooCommerce and market it through social media and SEO to attract customers. Be responsive to inquiries, address customer concerns promptly, and strive to exceed their expectations. Continuously monitor your e-commerce performance and metrics to identify areas for improvement. Building a successful e-commerce business takes time, effort, and perseverance. Stay committed to your goals, stay patient through challenges, and continuously seek opportunities for growth and innovation. With good planning and the right mentors, you can start an online store with less investment in Canada.

2. Real Estate Business

In 2024, the Canadian real estate market continues to present opportunities for aspiring entrepreneurs. Despite challenges, the market is thriving, offering many creative avenues for growth. With Canada’s population increasing, there’s a high demand for housing and commercial spaces, making real estate lucrative. This makes real estate one of the best businesses to start in Canada

To get into the Real Estate business, and to become a realtor you need to be at least 18, have some education, and be a citizen or resident of Canada. To get the realtor license, you have to take courses, join a brokerage, and pass the exam.

It’s important to know your local area well and make connections in the community. This helps you understand the market and gain the trust of potential clients. Being a realtor requires good communication, negotiation, patience, and time management skills. With adaptability and customer focus, the real estate sector in Canada promises a bright future for aspiring entrepreneurs.

1. Best Business to Start in Canada in 2024: Agriculture and Farming

Starting a farming business is one of the best businesses to start in Canada. It is good for anyone whether they are new immigrants to Canada or existing residents of Canada. Here are some great ideas to consider! 

You could grow microgreens, start an organic farm, or join a CSA program. Herb farming and lavender farming are also profitable options. If you have space, grow fruit trees or Christmas trees. Hemp farming is becoming popular too. You could also specialize in building greenhouses or doing landscaping work. For livestock, think about raising goats, sheep, rabbits, or poultry.

Key Things to Understand Before Starting a Business in Canada in 2024

Regulations: Understand the rules you need to follow, including permits and licenses. Complying with laws keeps you out of trouble.

Market Research: Figure out what people want to buy and who your competition is. This helps you find your niche and make smart decisions.

Financial Planning: Plan your money carefully – what you’ll spend, earn, and where to get more if needed. Get advice from financial experts.

Networking: Connect with other entrepreneurs for advice and support. Join groups and talk to people in your industry.

Understanding the top businesses to start in Canada can help you decide if it’s the right path for you. By exploring these industries, you can minimize risks and capitalize on growth opportunities, setting up a profitable venture.

https://www.prepareforcanada.com/working-in-canada/crafting-your-job-search-action-plan/starting-a-small-business-in-canada-8-steps-for-newcomers/

For resources, helpful tools, free webinars, and more check out our guide on Finding a Job in Canada. We’re here to support you in achieving your career aspirations in Canada!”

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by  | Oct 15, 2024

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Moving to a new country like Canada can be one of the most exciting experiences of your life. However, it can be challenging as well. Managing your finances as a newcomer is one of the most important aspects of starting your new life in Canada. One effective way to take control of your money and adjust to your new financial landscape is by taking on the “no-spend challenge.” This simple yet powerful approach can help you build better spending habits, save money, and achieve your financial goals. Discover practical no-spend challenge ideas and tips!

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The no-spend challenge is a personal finance strategy where you commit to not spending money on non-essential items for a period ranging from a few days to a month or more. A “No Spend Month” is exactly what it sounds like, a month when you commit to spending money only on essential items. This approach isn’t about deprivation; it’s a mindful way to reset your spending habits, prioritize your needs, and build healthy financial practices.

Imagine embarking on a challenge where you don’t lock yourself away, but instead, you focus on spending only on what you truly need. That’s the essence of the no-spend challenge. Picture this: for a set period, typically around 30 days, you commit to only covering the essentials—things like food, utilities, shelter, and transportation. Fancy dinners out or attending concerts or events? Not this month.

But fear not, this isn’t a forever ban on the fun. It’s more like hitting pause on non-essential spending to give your savings a boost. Think of it as hitting the reset button on your budget, where the reward is worth the effort.

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[/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”3_4″ _builder_version=”4.26.1″ _module_preset=”default” custom_padding=”|20px|||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”Setting the ground rules for the No-Spend Challenge” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Before jumping into your no-spend challenge, you’ll need to establish clear rules and boundaries. Keep in mind that no one can set these rules for you. The no-spend challenge will help you gain financial footing, so it is up to you to set your own rules. This challenge is all about limiting your wants while fulfilling your needs.

[/et_pb_text][et_pb_heading title=”No spend month: A fresh start” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Embarking on a no-spend challenge can provide a fresh perspective on your spending habits and financial priorities. Here’s how to get started:

 

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[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” admin_label=”Features” _builder_version=”4.25.1″ _module_preset=”default” background_color=”gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843″ da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{%22gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843%22:%91%22background_color%22%93}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_heading title=”Arrive in Canada Financially Prepared” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|800|||||||” title_text_color=”#b8322f” title_font_size=”64px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.27.0″ _module_preset=”_initial” text_font=”Heebo|700|||||||” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.8em” text_font_size_tablet=”15px” text_font_size_phone=”14px” text_font_size_last_edited=”on|desktop” global_colors_info=”{}” theme_builder_area=”post_content”]

Building a strong financial foundation is vital to your success. Join this webinar to start your banking journey in Canada on the right foot!

[/et_pb_text][et_pb_button button_url=”https://www.prepareforcanada.com/finance-webinar/” button_text=”Sign up for a FREE webinar” _builder_version=”4.27.0″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#be352f” button_border_width=”0px” button_border_color=”RGBA(255,255,255,0)” button_border_radius=”6px” button_font=”Heebo|800|||||||” button_icon=”5||divi||400″ button_icon_color=”#FFFFFF” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_button][/et_pb_column][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_row_inner use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.20.0″ _module_preset=”default” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_image src=”https://www.prepareforcanada.com/wp-content/uploads/shaking-hands.png” title_text=”shaking-hands” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_image][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Our Team” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#FFFFFF” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”3_4″ _builder_version=”4.26.1″ _module_preset=”default” custom_padding=”|20px|||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_image src=”https://www.prepareforcanada.com/wp-content/uploads/No-spend-challenge-ideas-and-tips.png” title_text=”No-spend-challenge-ideas-and-tips” force_fullwidth=”on” _builder_version=”4.27.0″ _module_preset=”default” max_height=”442px” custom_margin=”||||false|false” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_image][et_pb_heading title=”10 No-Spend Challenge ideas and tips” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|700|||||||” title_text_color=”#b8322f” title_font_size=”36px” title_line_height=”43.2px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

While cutting unnecessary expenses may seem daunting, there are plenty of ways to enjoy life without draining your bank account. Here are no-spend challenge ideas and tips to help you achieve your savings goals.

[/et_pb_text][et_pb_heading title=”1. Plan your meals” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Plan your meals ahead of time and make a shopping list based on what you already have in your pantry. This helps you avoid unnecessary purchases and reduce food waste.

[/et_pb_text][et_pb_heading title=”2. Learn essential do-it-yourself (DIY) repair skills” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

No spend challenge enables you to learn basic repair skills for things like clothing, furniture, or household appliances. There are plenty of online tutorials for fixing common items. This can save from hiring professionals or buying replacements. Instead of buying new items, challenge yourself to get creative and make things yourself.

[/et_pb_text][et_pb_heading title=”3. Get a library membership” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Instead of buying books, movies, or magazines, utilize your local library. Libraries offer services for newcomers and a range of media for free borrowing, including ebooks and audiobooks.

[/et_pb_text][et_pb_heading title=”4. Seek out free entertainment” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

 Another good no-spend challenge tip is to look for free events in your community, such as concerts, art exhibitions, or outdoor activities. You can also explore parks, beaches, or hiking trails for low-cost entertainment.

[/et_pb_text][et_pb_heading title=”5. Utilize rewards programs” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Take advantage of loyalty programs at stores you frequent. Many offer rewards or discounts for repeat customers, allowing you to save money on future purchases.

[/et_pb_text][et_pb_heading title=”6. Unsubscribe from temptations” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Unsubscribe from marketing emails and catalogues to reduce the temptation to make impulse purchases. Clearing out your inbox and mailbox can help declutter your mind and spending habits.

[/et_pb_text][et_pb_heading title=”7. Borrow instead of buy” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Before purchasing items you’ll only need temporarily, like tools or specialized equipment, check if you can borrow them from friends, family, or your local community center.

[/et_pb_text][et_pb_heading title=”8. Use free resources” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Take advantage of free online resources such as educational courses, podcasts, or tutorials. You can learn new skills or hobbies without spending a dime.

[/et_pb_text][et_pb_heading title=”9. Focus on what matters most” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Use the no-spend challenge to reflect on your values and priorities. Instead of spending money on material possessions, invest in experiences and relationships that bring you joy and fulfillment. Set small milestones throughout the challenge and reward yourself with non-monetary treats such as a long bath, a nature walk, or a movie marathon. These rewards will motivate you without derailing your progress.

[/et_pb_text][et_pb_heading title=”10. Take the No-Spend Challenge together” _builder_version=”4.27.0″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Why go it alone during a no-spend challenge when you can team up with friends and family? Post about your challenge on social media and let others help you stick to your goals. With support, you’ll avoid temptation and save money. Plus, your journey could inspire others to join in, spreading the money-saving message far and wide!

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_code _builder_version=”4.27.0″ _module_preset=”default” sticky_position=”top” sticky_offset_top=”85px” sticky_limit_bottom=”row” global_colors_info=”{ }” theme_builder_area=”post_content”]
[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Our Team” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#FFFFFF” da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”What rewards does the No-Spend Challenge offer?” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|700|||||||” title_text_color=”#b8322f” title_font_size=”36px” title_line_height=”43.2px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

The no-spend challenge offers many rewards. Saving money is the main reward, especially as your savings grow. It’s a great way to save money fast, by avoiding unnecessary expenses.

Keeping track of your spending also helps you assess if you’re spending more just because you’re earning more. It also helps you identify if you’re buying things because of your emotions rather than your needs. 

The best reward of a no-spend challenge is that it puts you in the driver’s seat and gives you more control over your finances.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”Get financial freedom by embracing No-Spend Challenge” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|700|||||||” title_text_color=”#b8322f” title_font_size=”36px” title_line_height=”43.2px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_code _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_tablet=”display: none;” custom_css_main_element_phone=”display: none;” theme_builder_area=”post_content”]
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By following the no-spend challenge ideas and tips, you can gain valuable insights into your finances. You’ll better understand your spending habits, prioritize financial goals, and cultivate healthier money management skills. With careful planning, creativity, and determination, you can successfully navigate the journey toward financial freedom and security in Canada. So why not take the first step today and embark on your no-spend challenge? Your future self will thank you for it.

 

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.27.0″ _module_preset=”default” background_color=”#f4f4f4″ width=”100%” da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”Related articles” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|700|||||||” title_text_color=”#b8322f” title_font_size=”36px” title_line_height=”43.2px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#767676″ text_font_size=”18px” global_colors_info=”{}” theme_builder_area=”post_content”]

Read more about your financial first steps in Canada.

 

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row module_class=”swiper mySwiper” _builder_version=”4.27.0″ _module_preset=”default” width=”90%” max_width=”1440px” module_alignment=”center” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ module_class=”swiper-wrapper” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_blurb title=” Building Credit History in Canada as a Newcomer” image=”https://www.prepareforcanada.com/wp-content/uploads/Why-Credit-History-is-Important-When-You-Rent-a-Home-1.jpg” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/building-credit-history-in-canada-as-a-newcomer” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

A lesson many newcomers learn when they arrive in Canada is that you need credit to pay for large expenses, buy a car, or purchase a home. However, it’s difficult to borrow without a credit history in Canada. 

[/et_pb_blurb][et_pb_blurb title=”Open a Bank Account Before Arriving in Canada” image=”https://www.prepareforcanada.com/wp-content/uploads/Smiling-woman-with-a-blue-ceramic-piggy-money-with-funds-for-her-bank-account-1.png” alt=”Smiling woman with a ceramic piggy bank with funds for her Canadian bank account” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/open-a-bank-account-before-arriving-in-canada” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

Opening a bank account before you arrive in Canada offers many benefits including transferring funds before you travel to Canada. 

[/et_pb_blurb][et_pb_blurb title=”Inflation in Canada and What it Means for Newcomers” image=”https://www.prepareforcanada.com/wp-content/uploads/Inflation-1.png” alt=”A for rent price sign hangs in front of a rental property. Rental prices are affecting inflation in Canada.” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/inflation-in-canada-and-what-it-means-for-newcomers” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

For newcomers and international students arriving in record numbers, it’s helpful to understand how the currect inflation rate in Canada can affect how much you pay for housing, groceries, transportation, and other expenses.

[/et_pb_blurb][et_pb_blurb title=”Insurance in Canada: What Newcomers Need to Know” image=”https://www.prepareforcanada.com/wp-content/uploads/image-20.png” alt=”Insurance in Canada protects your property. Interior of a home with several feet of water.” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/insurance-in-canada-what-newcomers-need-to-know” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

Protecting yourself and your family against unexpected danger and risk is what insurance in Canada is all about for newcomers to Canada and international students.

[/et_pb_blurb][et_pb_blurb title=”Do Newcomers Need to File an Income Tax Return?” image=”https://www.prepareforcanada.com/wp-content/uploads/Do-Newcomers-Need-to-File-Income-Tax.png” alt=”Father completing income taxes online with wife and young children in the background.” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/do-newcomers-need-to-file-an-income-tax-return” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

If you became a permanent resident and lived in Canada, even for a short period, filing your first income tax return with the Canada Revenue Agency (CRA) can provide financial benefits.

[/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section] [et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.26.1″ _module_preset=”default” background_color=”#f4f4f4″ width=”100%” max_width=”100%” custom_padding=”||35px|||” custom_css_free_form=”padding: 0;||” da_disable_devices=”off|off|off” box_shadow_style=”preset6″ box_shadow_vertical=”4px” box_shadow_blur=”9px” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.25.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”BANKING & FINANCE” _builder_version=”4.26.1″ _module_preset=”default” title_font=”Heebo||||||||” title_text_color=”#676767″ title_font_size=”20px” custom_margin=”||1px|||” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_heading title=”Fraud Prevention month in Canada | Online scams to avoid” _builder_version=”4.26.1″ _module_preset=”default” title_font=”Poppins|800|||||||” title_text_color=”#b8322f” title_font_size=”42px” custom_margin=”||-6px|||” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” module_id=”sticky-banking” _builder_version=”4.27.0″ _module_preset=”default” custom_padding=”0px||0px||false|false” sticky_position=”top” sticky_offset_top=”60px” sticky_offset_surrounding=”off” sticky_offset_top_tablet=”0px” sticky_offset_top_phone=”0px” sticky_offset_top_last_edited=”on|tablet” custom_css_free_form=”top: ” da_disable_devices=”off|off|off” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_menu menu_id=”14147″ menu_style=”centered” active_link_color=”#FFFFFF” dropdown_menu_bg_color=”#FFFFFF” dropdown_menu_text_color=”#E02B20″ dropdown_menu_active_link_color=”#E02B20″ mobile_menu_bg_color=”gcid-primary-color” mobile_menu_text_color=”#FFFFFF” _builder_version=”4.27.0″ _module_preset=”default” menu_text_color=”#FFFFFF” menu_font_size=”16px” background_color=”RGBA(255,255,255,0)” background_layout=”dark” custom_css_free_form=”.mobile_menu_bar:before {|| color: #fff!important;||}||.et_pb_menu_0 .mobile_nav .mobile_menu_bar:before{|| color: #fff!important;||}||.et_pb_menu_0.et_pb_menu .et_mobile_menu{|| background-color: #be352f!important;||}” global_colors_info=”{%22gcid-primary-color%22:%91%22mobile_menu_bg_color%22%93}” theme_builder_area=”post_content”][/et_pb_menu][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”About” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#FFFFFF” da_disable_devices=”off|off|off” locked=”off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”3_4″ _builder_version=”4.26.1″ _module_preset=”default” custom_padding=”|20px|||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_text _builder_version=”4.27.2″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”]

by  | Oct 15, 2024

[/et_pb_text][et_pb_image src=”https://www.prepareforcanada.com/wp-content/uploads/Fraud-Prevention-Month-Bank-account-security-requires-a-password-to-login-on-smartphone.png” alt=”March is fraud prevention month in Canada. A ;woman is using her smartphone that requires a password to login in.” title_text=”Fraud-Prevention-Month-Bank-account-security-requires-a-password-to-login-on-smartphone” force_fullwidth=”on” _builder_version=”4.27.0″ _module_preset=”default” max_height=”442px” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_image][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

March 2024 marks the 20th anniversary of Fraud Prevention Month in Canada. This month-long initiative aims to educate Canadians about various frauds and scams. It also aims to educate Canadians about fraud prevention measures we can take to protect ourselves.

As technology continues to change our world, many positive things come with it. However, this new era of technology has also given way to new types of fraud. Scams and fraud are the unfortunate realities we face. According to a recent poll conducted by Iposos, 43% of Canadians have affirmed being the target of fraud at some point in their lives.

Awareness of the tactics that scammers use and the different types of fraud is the first step in prevention. Discover more about Fraud Prevention Month and how to protect yourself from online scams.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_code _builder_version=”4.27.0″ _module_preset=”default” sticky_position=”top” sticky_offset_top=”85px” sticky_limit_bottom=”row” global_colors_info=”{}” theme_builder_area=”post_content”]
[/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”3_4″ _builder_version=”4.26.1″ _module_preset=”default” custom_padding=”|20px|||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”What is Fraud Prevention month in Canada” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|700|||||||” title_text_color=”#b8322f” title_font_size=”36px” title_line_height=”43.2px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Fraud Prevention Month in Canada is an annual campaign held each March to raise awareness about various types of fraud and scams. In 2004, Fraud Prevention Month was officially established by the Canadian government. The initiative aims to educate the public to recognize and prevent fraud and report fraudulent activities.

[/et_pb_text][et_pb_heading title=”Fraud prevention month focuses on education” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

A notable feature of Fraud Prevention Month in Canada is its emphasis on education. The campaign includes reaching out to individuals and businesses through workshops, seminars, and resources. Fraud can happen to anyone, anytime, from anywhere. Therefore, Fraud Prevention Month in Canada encourages Canadians to be proactive rather than reactive. Simply put, this means better equipping ourselves to deal with fraud rather than taking action after it happens.

Scammers not only target individuals but can also target whole businesses. If you have a business, click here to learn how to protect your business from fraud.

[/et_pb_text][et_pb_heading title=”History of Fraud Prevention month in Canada” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

In the early 2000s, the Canadian government recognized the need to address the rising incidents of fraud. Responding to the increasing sophistication of scams, authorities identified March as Fraud Prevention Month. The first Fraud Prevention Month in 2004 included a campaign to teach Canadians how to safeguard themselves. The initiative gained momentum as more people became aware of the many types of fraud. Eventually, more government agencies, law enforcement, financial institutions, and non-profit organizations joined the fraud prevention initiative in Canada.

[/et_pb_text][et_pb_heading title=”Adapting to change” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

The initiative originally focused on traditional frauds and scams. However, fraud has a very adaptive nature in our ever-evolving world. Scammers continue to figure out new ways to scam Canadians out of their money or sensitive personal information. As a result, the fraud prevention initiative added emerging threats such as cyber fraud and online scams. It was forced to adapt to stay ahead of scammers so that preventive measures against fraud remain relevant.

Today, Fraud Prevention Month continues to help Canadians become aware of the different types of fraud. There is also an ongoing effort to stay ahead of fraudsters and scammers. The Canadian government is committed to adapting its strategies accordingly to combat the newest methods utilized by scammers. As Canadians, it is our responsibility to educate ourselves on such methods so that we can protect ourselves and our assets.

[/et_pb_text][/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_code _builder_version=”4.27.0″ _module_preset=”default” sticky_position=”top” sticky_offset_top=”85px” sticky_limit_bottom=”row” global_colors_info=”{}” theme_builder_area=”post_content”]
[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” admin_label=”Features” _builder_version=”4.25.1″ _module_preset=”default” background_color=”gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843″ da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{%22gcid-9fa4a1b6-767d-41ca-984c-a6f10449c843%22:%91%22background_color%22%93}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_heading title=”Arrive in Canada Financially Prepared” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|800|||||||” title_text_color=”#b8322f” title_font_size=”64px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.27.0″ _module_preset=”_initial” text_font=”Heebo|700|||||||” text_text_color=”#000000″ text_font_size=”16px” text_line_height=”1.8em” text_font_size_tablet=”15px” text_font_size_phone=”14px” text_font_size_last_edited=”on|desktop” global_colors_info=”{}” theme_builder_area=”post_content”]

Building a strong financial foundation is vital to your success. Join this webinar to start your banking journey in Canada on the right foot!

[/et_pb_text][et_pb_button button_url=”https://www.prepareforcanada.com/finance-webinar/” button_text=”Sign up for a FREE webinar” _builder_version=”4.27.0″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#be352f” button_border_width=”0px” button_border_color=”RGBA(255,255,255,0)” button_border_radius=”6px” button_font=”Heebo|800|||||||” button_icon=”5||divi||400″ button_icon_color=”#FFFFFF” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_button][/et_pb_column][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||” theme_builder_area=”post_content”][et_pb_row_inner use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.20.0″ _module_preset=”default” locked=”off” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_image src=”https://www.prepareforcanada.com/wp-content/uploads/shaking-hands.png” title_text=”shaking-hands” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_image][/et_pb_column_inner][/et_pb_row_inner][/et_pb_column][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Our Team” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#FFFFFF” da_disable_devices=”off|off|off” collapsed=”on” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”3_4,1_4″ _builder_version=”4.26.1″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”3_4″ _builder_version=”4.26.1″ _module_preset=”default” custom_padding=”|20px|||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”Different types of fraud and how to avoid them” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|700|||||||” title_text_color=”#b8322f” title_font_size=”36px” title_line_height=”43.2px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

There are many different techniques scammers use to commit fraud. Scams generally tend to target your money and your personal information. With increasingly sophisticated techniques, it can often be tricky to spot fraud and take preventative measures. To make it easier to recognize, we’ll explore three common types of fraud and techniques to avoid it.

[/et_pb_text][et_pb_heading title=”1. Identify theft and fraud prevention” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Identity theft fraud occurs when someone wrongfully gains access to your personal information for fraudulent purposes, typically for financial gain. This stolen information can include your name, Social Insurance Number (SIN), date of birth, bank account information, and other sensitive data. The identity thief can then use this information to commit various types of fraud. This includes making unauthorized purchases, opening credit accounts, taking out loans, or engaging in other financial transactions in your name.

Victims of identity theft can face serious consequences, including financial losses, damage to credit scores, and legal complications. The stolen information can be acquired through various means, such as phishing scams, data breaches, hacking, and other fraudulent activities.

[/et_pb_text][et_pb_heading title=”How to protect yourself from identity theft fraud” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

There are many steps to take that can reduce your chances of falling victim to identity theft:

[/et_pb_text][et_pb_heading title=”2. Phishing scams” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Phishing scams are identity theft that occur through electronic communication, making them one of the most common types of fraud. They involve fraudulent messages, generally, emails and phone calls, that pretend to be from trusted sources, like banks. By imitating familiar entities, phishing scams aim to access your personal identifying information. The phishing scam can pretend to be financial institutions, government agencies, healthcare providers, or other reputable entities. 

There are many different ways that scammers employ phishing scams. These scams seek to achieve identity theft by acquiring personal details like names, addresses, and social security numbers. Financial fraud is another phishing scam that hopes to gain access to your banking information. All phishing scams attempt to obtain sensitive information through deceptive tactics. Since phishing scams are common and dangerous, they are an important type of fraud to discuss during Fraud Prevention Month in Canada.

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Since phishing scams attempt to imitate familiar entities, they can often be tricky to spot. You might get an unexpected email that looks like it’s from a company you trust, like a bank or utility company. This can make them difficult to identify. However, phishing attacks usually ask you to do something that is not a standard procedure for the entity you believe is contacting you. They might tell you that your account is on hold because of a billing problem or invite you to update your payment details. Reputable entities do not usually send these kind of messages. For that reason, it is a good idea to take a deeper look if you receive a suspicious, unexpected message.

To learn more about how you can spot and prevent phishing attacks, click here.

[/et_pb_text][et_pb_heading title=”3. Online purchase fraud” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.26.1″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#7c7c7c” text_font_size=”18px” text_line_height=”27px” global_colors_info=”{}” theme_builder_area=”post_content”]

Online purchase scams occur when fraudsters scam consumers into paying for misrepresented or non-existent products online. These types of scams don’t only happen on suspicious-looking or unknown websites. People also fall victim to online purchase scams on trusted online retailers such as Amazon and eBay. Online purchase scams generally fall under two categories:

  1. Sellers list a non-existent item online and then vanish once they receive your payment.

2. Sellers list fake or counterfeit products that don’t function the way they are supposed to once you receive them. This type of scam is common with electronics and branded items.

[/et_pb_text][et_pb_heading title=”How to prevent online purchase fraud” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h4″ title_font=”Poppins|700|||||||” title_text_color=”#282c2f” title_font_size=”24px” title_line_height=”28.8px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_code _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” custom_css_main_element_last_edited=”on|tablet” custom_css_main_element_tablet=”display: none;” custom_css_main_element_phone=”display: none;” theme_builder_area=”post_content”]
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Over the past decade, online shopping has become increasingly popular. With the increase in online shopping, comes many ways for scammers to engage in online purchasing fraud. These tips can help you avoid online purchase scams:

In summary, Fraud Prevention Month aims to create a well-informed society to reduce and eliminate fraud. Its goal is to empower Canadians to actively work towards minimizing the impact of fraud on individuals and businesses. Through education, awareness, and collective action, the initiative aims to build resilience and reduce the prevalence of fraudulent activities. With scammers constantly changing their tactics to target the public, we should constantly stay updated on how we can protect ourselves from fraud.

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[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Section” _builder_version=”4.27.0″ _module_preset=”default” background_color=”#f4f4f4″ width=”100%” da_disable_devices=”off|off|off” collapsed=”off” global_colors_info=”{}” theme_builder_area=”post_content” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_heading title=”Related articles” _builder_version=”4.26.1″ _module_preset=”default” title_level=”h3″ title_font=”Poppins|700|||||||” title_text_color=”#b8322f” title_font_size=”36px” title_line_height=”43.2px” custom_margin=”||-6px|||” custom_padding=”||10px||false|false” global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_heading][et_pb_text _builder_version=”4.27.0″ _module_preset=”default” text_font=”Heebo||||||||” text_text_color=”#767676″ text_font_size=”18px” global_colors_info=”{}” theme_builder_area=”post_content”]

Read more about your financial first steps in Canada.

 

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row module_class=”swiper mySwiper” _builder_version=”4.27.0″ _module_preset=”default” width=”90%” max_width=”1440px” module_alignment=”center” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_column type=”4_4″ module_class=”swiper-wrapper” _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_blurb title=” Building Credit History in Canada as a Newcomer” image=”https://www.prepareforcanada.com/wp-content/uploads/Why-Credit-History-is-Important-When-You-Rent-a-Home-1.jpg” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/building-credit-history-in-canada-as-a-newcomer” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

A lesson many newcomers learn when they arrive in Canada is that you need credit to pay for large expenses, buy a car, or purchase a home. However, it’s difficult to borrow without a credit history in Canada. 

[/et_pb_blurb][et_pb_blurb title=”Open a Bank Account Before Arriving in Canada” image=”https://www.prepareforcanada.com/wp-content/uploads/Smiling-woman-with-a-blue-ceramic-piggy-money-with-funds-for-her-bank-account-1.png” alt=”Smiling woman with a ceramic piggy bank with funds for her Canadian bank account” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/open-a-bank-account-before-arriving-in-canada” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

Opening a bank account before you arrive in Canada offers many benefits including transferring funds before you travel to Canada. 

[/et_pb_blurb][et_pb_blurb title=”Inflation in Canada and What it Means for Newcomers” image=”https://www.prepareforcanada.com/wp-content/uploads/Inflation-1.png” alt=”A for rent price sign hangs in front of a rental property. Rental prices are affecting inflation in Canada.” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/inflation-in-canada-and-what-it-means-for-newcomers” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

For newcomers and international students arriving in record numbers, it’s helpful to understand how the currect inflation rate in Canada can affect how much you pay for housing, groceries, transportation, and other expenses.

[/et_pb_blurb][et_pb_blurb title=”Insurance in Canada: What Newcomers Need to Know” image=”https://www.prepareforcanada.com/wp-content/uploads/image-20.png” alt=”Insurance in Canada protects your property. Interior of a home with several feet of water.” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/insurance-in-canada-what-newcomers-need-to-know” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

Protecting yourself and your family against unexpected danger and risk is what insurance in Canada is all about for newcomers to Canada and international students.

[/et_pb_blurb][et_pb_blurb title=”Do Newcomers Need to File an Income Tax Return?” image=”https://www.prepareforcanada.com/wp-content/uploads/Do-Newcomers-Need-to-File-Income-Tax.png” alt=”Father completing income taxes online with wife and young children in the background.” module_class=”swiper-slide” _builder_version=”4.27.0″ _module_preset=”default” header_font=”Poppins|700|||||||” header_text_color=”#2a2a2a” header_font_size=”24px” body_font=”Heebo||||||||” body_text_color=”#666666″ body_font_size=”18px” link_option_url=”https://www.prepareforcanada.com/do-newcomers-need-to-file-an-income-tax-return” border_radii_image=”on|10px|10px|10px|10px” global_colors_info=”{}” theme_builder_area=”post_content”]

If you became a permanent resident and lived in Canada, even for a short period, filing your first income tax return with the Canada Revenue Agency (CRA) can provide financial benefits.

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For newcomers, it’s important to choose the right type of resume format because this can play a key factor in getting hired in Canada. And a well-written resume is vital to grab the attention of Canadian employers. A good resume highlights all of your best skills and accomplishments in a way that is relevant to potential employers. This is why there are different types of resume formats for jobs, each useful in its own way.

Writing a Canadian-style resume is important. And it’s vital to invest the time. Otherwise, you can send out hundreds of resumes that go unnoticed and this will only be frustrating and lengthen your job search. Also, it’s helpful to know that there are many free settlement services that can help you to write a Canadian-style resume.

When you know what elements are important, you can convey this information and increase your chance of employers contacting you for an interview. Here, I’ll discuss the three main types of resume formats and when to use each one. 

Three Main Types of Resume Formats

These three types of resume formats each look different and highlight aspects of your education, skills, and experience. Let’s take a deeper look at each of these resume formats.

  1. Chronological resume

2. Functional resume

3. Hybrid resume (also known as combination)

1. Chronological Resume

A chronological resume format lists all your experience and previous jobs in reverse chronological order. This means that you will list your jobs in order from when you did them. Your most recent job will be at the top of your resume, followed by your second most recent job, and so on. 

A chronological resume is the most common and practical resume format. Employers usually prefer this type of resume format because it:

You should use a chronological resume wherever you can. It is the most preferred by employers and recruiters and is the most likely to get you an interview. This is because employers usually value experience over qualifications. Experience indicates that you have all the skills necessary to complete the job. However, there are situations when a chronologically formatted resume may not be the best option for you.

Chronological resumes are very straightforward. They list your work experience in order starting with your most recent employment and the dates. Canadian employers prefer this type of resume because it helps them quickly assess your employment history. It shows when and for how long you were unemployed and what work experience you have.


Show Your Employment Chronologically

PROFESSIONAL EXPERIENCE

Electrical Engineer                                                                 2015 – 2021

Company Name, City, Province, or Country (if not Canada)

Computer Programmer                                                          2011 – 2015

Company Name, City, Province, or Country (if not Canada)

Customer Service Representative                                          2008 – 2011

Company Name, City, Province, or Country (if not Canada)


When to Avoid the Chronological Type of Resume

You should avoid using this type of resume format for jobs if you:

You may want to consider writing a functional resume if the chronological resume format isn’t suitable for your needs.

2. Functional Resume

The functional resume for jobs highlights your skills rather than work experience. This is the opposite of a chronological resume because the focus is not on your previous jobs. With a functional resume format, you will be able to highlight your most relevant skills and abilities. You will also be able to list your most relevant job experience. This will shade any employment gaps while still showing all your skills that are related to the role.

Functional resume formats for jobs are not the best way to present yourself to a potential employer. In fact, recruiters do not like functional resumes. Not only do they take time to make, but they are also hard to go through on the recruiter’s side. 

This type of resume format is ideal for people that have gaps in their employment history. A chronological resume format will give away any of those gaps but a functional resume will hide them. Instead, a functional resume will present all your skills and accomplishments.

A functional resume format is good for:

The main idea is that if you do not have an employment history relevant to the job you are applying for, functional resumes become useful. Just remember that employers usually value experience more than qualifications. This is why it is best to include at least some relevant experience in your resume.

If you feel like you have a successful work history and you also want to showcase your skills and accomplishments, you can use a hybrid resume.


Highlight Your Skills with a Functional Resume Format

SKILLS AND EXPERIENCE

Manufacturing

Management

Estimating

EMPLOYMENT HISTORY

Project Chief                                                                                                             2005 – 2016
Company Name, City, Province, or Country (if not Canada)

Structural Engineer                                                                                                  2002 – 2005
Company Name, City, Province, or Country (if not Canada)


3. The Hybrid Type of Resume Format

The third type of resume format for jobs is the hybrid resume, also known as a combination resume. It is a blend of chronological and functional resume formats. This resume format starts off by listing skills, qualifications, and achievements first. Then you move on to your employment history and work experience in reverse-chronological order.

A hybrid resume format for your resume will give you the chance to get the best of both worlds when done right. There are many situations in which a hybrid resume will be the best option for you.

If you are highly qualified in your profession and also have a successful work history, you will want to use the hybrid resume format. This type of resume format will allow you to showcase all of your qualifications as well as your work history. Your skills and qualifications will give the resume an eye-catching element while your employment timeline will show the employer you have the experience necessary for the job. A hybrid resume format is best for people who have both a good employment history and qualifications in their profession. 

One of the best things about a hybrid resume format is its flexibility. You can include things such as education, training, relevant online courses, experience, previous jobs, and any accomplishments. With a hybrid resume, you can exclude irrelevant facts about yourself and only include the things that matter to your employer and increase your chances of getting hired.

Key Takeaways

So to conclude, here is a summary of what type of resume format you should choose:

  1. Chronological resume format: If you have a successful work history and adequate qualifications, you should choose a chronological resume format.

2. Functional resume format: If you do not have an employment history relevant to the role you are applying for, consider a functional resume format. This will allow you to showcase your qualifications, skills, and achievements.

3. Hybrid resume format: If you have a successful work history, and you also want to highlight your skills and accomplishments, a hybrid resume might be the best option for you.

Once you have chosen a resume format that works for you, you can build a Canadian-style resume that makes you stand out.

A great addition to a resume is a cover letter. If you are serious about getting the job, a resume will not be enough. A cover letter is a great way to explain any employment gaps and explain why you are the perfect candidate for the job.

Choosing the right resume format could mean the difference between landing the job and getting rejected. It’s all about how you present yourself to potential employers. Whether it be the skills you want to showcase or your employment history, choosing the right resume format will help you present yourself the way you want.

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If you are a Canadian citizen, permanent resident, or temporary resident, you will have a Social Insurance Number. Applying for your social insurance number (SIN) is one of the first things to do after you arrive in Canada. When you apply to Service Canada for your SIN, you will receive a nine-digit number. This number is vital because it allows you to work in Canada and access government programs and benefits. Your SIN is issued only for your use. Any legal resident over 12 can get a social insurance number in Canada. Learn more about the steps to complete your SIN application and how and when to use it.

When to Apply for Your Social Insurance Number

You will need your SIN when you get a job, and complete your tax information, and you may even require it to open a bank account. So, apply for your SIN within the first two weeks of arriving in Canada. Settlement agencies can help you to complete your social insurance number application, and provide many other useful services to newcomers!

Applying for Your SIN in Canada

Applying for your SIN in Canada is completely free. There are three ways that you can apply for your SIN:

You’ll Need These Documents to Complete Your Social Insurance Number Application

  1. Primary Identity Document: This document should prove your identity and legal status in Canada. This document will depend on whether you are a Canadian citizen, permanent resident, or temporary resident. You can provide your certificate of Canadian citizenship, PR card, work/study permit, or birth certificate.
  1. Secondary Document: A secondary document has your legal name and date of birth. This could be a passport, a driver’s license, or any other Canadian government-issued ID card.
  1. Supporting Document: You may need to provide a supporting document if any document you provided has a different name than the one you currently use. A supporting document could include a certificate of divorce, a legal change of name certificate, or an adoption order.

How to Apply for Your Social Insurance Number in Person

You can visit a Service Canada Centre to apply for SIN in person. You can make an appointment online through the eServiceCanada – Service Request Form. Once you make an appointment, you need to make sure you bring the correct documents with you (see documents needed above).

All the documents you provide when applying in person must be original. The advantage of applying for SIN in person is that you will get your SIN the very same day. For the other two methods of applying, you may have to wait another month before getting a valid SIN.

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How to Apply for Your Social Insurance Number by Mail

If you apply by mail, you can only submit original documents. The documents will be returned to you by mail once your application is complete. You will have to print, complete, and sign the SIN Application Form. If you are unable to print the application form, you can order one by calling the toll-free number: 1-866-274-6627.

You must supply the same primary, secondary, and supporting documents (see documents needed above).

How to Apply for Your Social Insurance Number Online

If you apply for SIN online, you will need clear and legible digital copies of all the required documents.

It is a good idea to call Service Canada or check eServiceCanada to get the most up-to-date information. The required documents and/or the process of applying for SIN can change, so double-checking the requirements is always a good idea.

Protecting Your SIN and Avoiding Scams

As a newcomer (including international students), it’s important to understand how and when to provide your SIN. For example, it’s essential to keep your SIN confidential. It is not a document you will need to access very often. Someone getting their hands on your SIN could lead to the loss of government benefits, tax refunds, and identity theft. If someone uses your SIN to commit fraud, it would be you who takes the blame. Similarly, if someone uses your SIN to work illegally in Canada, you must pay tax on income you didn’t receive.

A common scam that newcomers can be a victim of occurs when unknown parties represent themselves as a government of Canada agency. The caller states that your social insurance number has been breached or compromised. The caller will request your personal information including your SIN and request payment (often in cryptocurrency, prepaid credit cards, or gift cards). This is a serious red flag since Service Canada or the Canada Revenue Agency will never contact you by phone or email to request your SIN or credit card number.

Shredded paper is placed over a large piece of paper with the words identity theft. Shredding documents that include your social insurance number can protect you against fraud.
Shred any documents that include your Social Insurance Number to protect yourself against identity theft.

Tips to Keep Your SIN Safe

As mentioned, you do not need your SIN for your day-to-day life. Because of this, you don’t need to carry your SIN in your wallet or take it with you wherever you go. It is a better idea to store it in a safe place.

These steps can protect your SIN card:

Many places that don’t legally need your SIN may ask for it. While it is not necessary, it is still legal. So, it’s important to know when you need to give your SIN when you don’t. If you are applying for a job, renting property, or are asked to prove your identity, you may be asked for your SIN. However, you are not obliged to provide your SIN for these actions and it is strongly recommended that you don’t. 

Completing your social insurance number application is a vital first step when you arrive in Canada. Ideally, you should complete this activity within your first two weeks of arriving. This nine-digit number is essential to begin working in Canada and to access other government services and benefits!

Workplace colleagues smiling and having a friendly discussion and wearing business casual dress clothing.

The business casual dress code is a recent concept. Not so long ago, it used to be true that everyone who went for a job interview in Canada had to wear their best suit. Then once they started their new job in Canada, they would have to maintain that professional look every day. This type of dress code is known as business formal. In the past, many companies required their employees to adopt business formal attire in the office environment. Business formal still has a place in the modern workplace, and you will still be required to wear it for an interview because first impressions count!

Recently, however, companies have adopted a more lenient dress code called business casual. The business casual dress code gives employees more freedom with their attire in the workplace while still maintaining a professional look. Be that as it may, there is one problem with the term business casual; it is too vague. So, it can be confusing and leave you wondering what is acceptable and what’s not acceptable. Get helpful guidelines to navigate the business casual dress code in Canada.

For newcomers, understanding the Canadian workplace can help you to succeed. And, understanding the dress code is an important part of understanding the workplace.

So What Exactly is the Business Casual Dress Code in Canada?

There is no one accepted definition for the term business casual. What might be considered business casual in one workplace might be completely unacceptable in another. Different companies define business casual differently. It can vary depending on the company’s culture, goals, and public image. However, the overall goal of business casual attire is to allow employees to be comfortable while still looking professional. Essentially, the business casual dress code combines traditional business wear with less formal clothing. The resulting style is still suitable for the work environment while also being more comfortable for employees.

However, the business casual dress code has yet to make its way into every Canadian workplace. So, take responsibility to learn what is suitable office attire. It is always best to dress a little smarter than you have to in the first few days until you have figured out what people wear day to day. You can always drop the tie or unbutton the top button to make an outfit more relaxed if you need to.

[cjtoolbox name=’Working Webinar’]

Speak to Your Human Resources Representative

If you are not sure what is required from you when it comes to your attire, you can always give HR a visit. The Human Resources department will be able to guide you regarding the dress code. The company may even have a formal policy that specifically addresses the dress code. Another suggestion is to observe how formal or casual your coworkers are dressing and find a good balance for your attire.

Related Posts:

https://www.prepareforcanada.com/before-you-arrive/working-in-canada-before-you-arrive/first-90-days-in-the-canadian-workplace-success-tips

Crafting Your Job Search Action Plan to Work in Canada

What is Mentoring? Career Guidance in Canada

When to Refuse a Job in Canada & Keep Looking

Working in Canada | A Guide to Land Your Dream Job!

Benefits of a Business Casual Dress Code

Business casual is a great option for businesses that have no real reason to maintain a formal dress code. Allowing employees to dress more casually can contribute to higher morale, productivity, and creativity. It may also boost employee morale. Business casual attire allows employees to personalize their clothing and stay more comfortable in the workplace. Since professional wardrobes can get quite expensive, business casual also helps employees save money.

Business Casual Do’s and Don’ts

While a business casual dress code can be confusing, here are some helpful tips to consider.

Do:

Casually dressed employees standing in an open concept office
Choose appropriate casual wear that is appropriate for your office environment.

Don’t Wear:

  • Ripped or torn clothing (even if it’s in style, ripped or frayed jeans are not appropriate in an office)
  • Clothing with extreme graphic designs or messages
  • Worn sneakers or flip-flops
  • Shorts or mini skirts
  • Tank tops or strapless shirts
  • Athletic wear.

Go Shopping

After you have an idea of what business casual wear is suitable for the office, it’s time to go shopping. The salespeople, especially at stores that sell business attire, are well-informed and will be able to guide you. Recently, many businesses have adopted dress codes that are quite lenient and encourage business casual. All you have to do is mention the office dress code and the sales associate can show you a wide array of clothing styles. You may be pleasantly surprised by how many options work with both your personality and the office environment.

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Make Sure to Wear a Smile!

Yes, that might sound a little cheesy, but it is true. No matter what clothes you are wearing, having a smile on your face can go pretty far. Smiling radiates confidence and makes you a more likable person from the first impression. As you start your new career in Canada, just being happy will help you start it on the right note.

For information, tools, free webinars, and more visit our Finding a Job in Canada resource page. Get the help you need to achieve your career goals in Canada!

A large crowd is gathered to watch the Canada Day fireworks display on Parliament Hill in Ottawa. Canada Day 2023 will celebrate the country's 156th birthday.
A large crowd gathers each year on Parliament Hill in Ottawa, Ontario to celebrate Canada Day!

Every year, Canadians start their summer by celebrating Canada Day on July 1. The holiday marks the anniversary of Confederation, the event that created Canada. It’s a nationwide holiday that brings Canadians from all over the country together to celebrate. People get together and celebrate all the wonderful things this country offers. Canada Day, 2023, will mark Canada’s 156th birthday. 

This year, Canada’s population will surpass 40 million and a large part of the country’s growth is due to international migration. That’s a great testament to the appeal of Canada as an attractive place for newcomers. And, for newcomers, Canada Day is a great time to join the celebration and learn even more about your new home!

Before Canada

It’s mind-boggling how young Canada is in the grand scheme of things. Just two centuries ago, our beloved country didn’t even exist. Instead, the land that is now Canada was a big jumble of territories known as British North America. It consisted of British colonies, a vast stretch known as Rupert’s Land, and was largely uninhabited. In the South, the United States had already united to form a country. Many people at the time thought it was looking to expand north. The leaders of that time started to realize that it might be better to unite into one country rather than face external threats alone. Leaders such as Sir John A. Macdonald, George Brown, and Sir George-Étienne Cartier all got together to discuss the idea of a possible union.

Learn the History Behind July 1

After many discussions, four British colonies decided to unite. On July 1, 1867, the colonies of Nova Scotia, New Brunswick, and the Province of Canada (Quebec and Ontario) got together to form the Dominion of Canada. This event is known as confederation. Every year, we celebrate the anniversary of confederation or “Dominion Day” on July 1st. This year, Canada Day 2023 will celebrate the 156th anniversary of confederation.

Fun Fact: To this day, Canada’s official name is still “Dominion of Canada.” The complete name is quite wordy though, so we just shorten it to Canada.

Although Canada originally consisted of just four provinces, more British colonies opted to join the Dominion of Canada following confederation. Newfoundland and Labrador was the last province to join Canada in 1949. Canada, as we know it today, became complete with the addition of Nunavut, when it joined as a territory in 1999. 

Why is it Called Canada Day?

The holiday on July 1 was not always called Canada Day. Even though Canada became a country in 1867, it did not gain full autonomy and was still under British rule. While July 1 officially became a holiday in 1879, it wasn’t widely celebrated and it certainly wasn’t called Canada Day at the time. It wasn’t until Canada gained complete independence in 1982 that July 1 became Canada Day, the holiday we know and love today. 

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Canada Day 2023 Celebrations

Fireworks display over downtown Vancouver.
Fireworks display over downtown Vancouver, British Columbia.

While Canada Day started as a small and modest holiday, it has evolved into something truly magnificent. Today, Canada Day is one of the most beloved holidays in the country. July 1 has become synonymous with large festivals and vibrant fireworks. Since Canada Day comes right after the school year ends, the holiday marks the unofficial start of the Canadian summer.

Canada Day usually brings many exciting events and festivals with it. From the West Coast in the Pacific to the East Coast in the Atlantic, Canada lights up on July 1. You can be sure that many Canada Day festivals will take place in small towns and large cities around you! Such events may include picnics, bonfires, sporting events, parades, water activities (it’s July), and more delicious food. More importantly, these festivals are a great way to spend time with family and friends and meet new people in your community. 

Canada Day festivals generally take place in vast, open spaces such as a large park or a beach. These festivals are enormous and have activities for everyone. Some of the biggest Canada Day celebrations take place on Parliament Hill in Ottawa. Since there is ongoing construction on parliament hill that will continue for the next few years, the celebrations aren’t as large this year. Instead, the festivities are spread out across Downtown Ottawa and Gatineau. Still, the area will host some of the biggest and grandest Canada Day celebrations this year.

Members of the Ceremonial Guard march in a Canada Day parade in Ottawa, Ontario. The guards are dressed in their distinctive scarlet tunics and bearskin caps.
Members of Canada’s Ceremonial Guard march in a Canada Day parade in Ottawa, Ontario wearing distinctive scarlet tunics and bearskin caps.

Is Canada Day 2023 a Statutory Holiday?

The holiday is a national statutory holiday, meaning most employees are legally entitled to take the day off. You will still receive statutory holiday pay, which is the same as a day’s work if you take the day off. If you decide to work on Canada Day, you will receive premium pay, which is 1½ times your regular pay. If you are not scheduled to work on Canada Day, you are entitled to take the next day off while receiving holiday pay.

Canada Day being a statutory holiday also means that all government institutions are closed on that day. Libraries, government offices, banks, and post offices are all examples of services you will find closed on Canada Day.

Oversized umbrella provides shade to people sitting on the grass beside a lake.

What if Canada Day Falls on a Weekend?

Canada Day 2023 will fall on a Saturday. If Canada Day falls on a weekend, the holiday will move to the following Monday. That is because Saturday and Sunday are not regular working days for most employees. As a result, Canada Day is bumped to the next weekday. However, some provinces have different policies regarding when Canada Day is celebrated. While all provinces and territories recognize Canada Day as a statutory holiday, not all of them will move Canada Day to a weekday. Some provinces and territories don’t have a rule that shifts Canada to a weekday if July 1 falls on a weekend.

Canada Day Citizenship Ceremony for new Canadians
Canada Day Citizenship Ceremony for New Canadians.

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https://www.prepareforcanada.com/before-you-arrive/settling-in-canada/services-in-canada-to-help-newcomers-settle

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https://www.prepareforcanada.com/after-you-arrive/living-in-canada/statutory-holidays-in-canada-guide-for-newcomers

Canada Day is about celebrating being Canadian. It is a day to celebrate your identity as a proud Canadian. Canada is a wonderful country with a rich history and a bright future. Canada Day serves to remind us of that fact every year on July 1. As Canadian newcomers, what a great way to celebrate summer, blue skies, long days, kids out of school, and our great new home and life!

For more information, tools, and free webinars about living in Canada visit our Settling in Canada resource page. We’ll help you to settle in Canada successfully!