Join the Scotiabank StartRight® Program designed for Newcomers‡ and get up to $2,200* in value in the first year.
Dreaming of continuing your career in Canada is exciting! But, searching for a job in a new country is challenging, especially for newcomers who can face hurdles. The best advice is to take advantage of free, government-funded programs pre-arrival employment services. You’ll avoid the stress of navigating your job search and get the guidance you need to work in Canada.
A successful job search takes hard work, patience, and perseverance. For newcomers looking to join Canada’s workforce, preparing to work in Canada and planning your job search approach is vital. Discover how pre-arrival employment services can help you gain a competitive advantage to continue your career in Canada!
If you are already in Canada, click here to find free newcomer services near you!
There is much to know and do to set yourself up for success when you move to Canada. Deciding where to live, how to join the job market, or how to adapt to life in Canada is overwhelming. But, the faster you do, the sooner you’ll be successful in Canada!
Pre-arrival employment services can reduce the time to research what you require to work in Canada. What could take months to research, can be a matter of hours when you use pre-arrival services. You’ll orient yourself faster with pre-arrival employment services to help you:
Immigration, Refugees and Citizenship Canada (IRCC) surveyed newcomers for this 2023 Settlement Outcomes Report. The report revealed that 68% of newcomer survey respondents were aware of settlement services. Of those, 95% said the services were useful. Using settlement services will help you achieve your employment goals.
Newcomers who use pre-arrival services report a greater understanding of how to conduct a successful job search. This includes identifying how to deal with job search challenges they may face.
Yes, many pre-arrival employment services are funded by IRCC. Providing free pre- and post-arrival support is the best and fastest way to welcome, embrace, and support newcomers who choose to build a new life in Canada. With faster integration, you’ll contribute to Canada’s economy and achieve your professional goals more quickly.
You’re eligible for free IRCC pre-arrival employment services if you:
Unfortunately, pre-arrival services are unavailable to temporary residents who plan to visit, study, or work in Canada on a visa or permit.
Are you moving to Canada soon or already here? Do you need to find a job? Would you like to find good resources for finding employment in Canada? If so, join us for a free webinar where you can ask an expert your questions. We’ll discuss what you can do to make yourself more marketable to potential employers.
REGISTER FOR THE WEBINARMany organizations in Canada provide free pre-arrival employment services to help newcomers prepare to work in Canada. You can get career guidance and direction no matter what province or city you settle in. With guidance, you’ll have the confidence you need for an effective job search. But, where do you start?
This is the best place to begin your search for employment services. With one simple registration, PreArrivalCanada.ca gives you access to a wide range of settlement and employment programs you may be eligible for if you have been approved to immigrate to Canada. Only three simple steps:
One: Find out if you are eligible for free pre-arrival services by answering a few questions.
Two: Explore a list of nationwide settlement, employment, and industry-specific employment programs.
Three: Complete the registration form and receive pre-arrival employment services from the programs that you select.
While PreArrivalCanada is your best starting place, here are other organizations and employment services to consider!
The construction industry is predicting an 80,000 shortfall in workforce numbers over the next decade due to retirements and industry growth. So, it’s fair to say Canada’s construction industry is actively hiring.
If you have construction experience, BCCA-IN can help you build your Canadian construction career faster. You’ll receive one-on-one coaching from a dedicated career coach if you are eligible for this free construction-focused employment services program.
BCCA-IN can help you if you’re a technical professional such as a tradesperson, engineer (in any discipline), architect, technician, technologist, project manager, estimator, or analyst. With a BCCA-IN career coach, they can:
Many professions and trades within the construction industry are regulated. When you work with a dedicated career coach, they can steer you in the right direction and help you understand how to obtain the required licenses.
While you’re still in your home country, you’ll learn to access the right tools, resources, job leads, and referrals to build your career faster. With connections to settlement services, construction associations, and employers across Canada, you’ll receive support no matter where you settle.
Here’s an overview of three of the employment programs:
This program provides virtual pre-arrival services to help internationally trained professionals prepare to join the Canadian job market. With a focus on in-demand jobs, you’ll discover the skills you need to land roles across six Canadian sectors including Engineering, Financial Services, Human Resources, Leadership, Sales and Marketing, and Supply Chain.
Do you want to settle in a smaller urban or rural community in Canada? This can be a great alternative to settling in large cities like Toronto and Vancouver. While most immigrants are familiar with these cities, they are expensive. With the Connecting Canada Program, pre-arrival immigrants can learn about different communities to settle in and engage with local employers eager to hire immigrant talent.
Are you an entrepreneur? Or do you want to explore how entrepreneurship can provide you with exciting opportunities?
Small businesses in Canada generate more than 100,000 jobs a year! If you want to pursue your entrepreneurial dream, ACCES Employment can equip you with the skills and knowledge to make your dream a reality. You’ll gain access to coaches and consultants who can share their experience and advice.
The ECP program provides entrepreneurship training, support, and resources to start your business. When you participate in the ECP program, you can make an informed decision about starting a business in Canada.
With Planning for Canada employment services, you’ll discover how to boost your employability. You’ll receive one-on-one support from a facilitator who can prepare you for professional success. This organization can help you update your resume to meet Canadian standards and learn new skills, including industry-specific language, or Canadian workplace etiquette.
While you can find a job in Canada with your existing foreign credentials and work experience, you may need your credentials assessed before you apply for jobs. This makes it easier and faster to get a job when you arrive. Planning for Canada employment services provides the information, resources, and contacts to guide you through the credential recognition process.
When you participate in the AEIP, you’ll benefit by getting a custom settlement plan that includes how to approach your job search in Canada. Employ counsellors will determine your unique needs, and you’ll learn about Canada’s labour market and effective job search strategies. You’ll discover local employers, services, and how to present yourself confidently to employers.
Using free pre-arrival employment services can help you join Canada’s workforce and continue your career. You’ll discover a positive and rewarding experience to achieve your important goals and dreams!
Whether you are moving to Canada by yourself or with family members, there is much to know and do to set yourself up for success. From deciding what province and city to settle in, to preparing for the job market, to getting familiar with a new city. It can take some time before you are comfortable with your new environment. Taking advantage of services can help you adapt faster. Here are some examples of pre-arrival employment services and the benefits you’ll gain!
A mentor can help you navigate the Canadian job market. A mentor will share their job-search experiences, point out common mistakes, and help you avoid making the same mistakes. This can save you valuable time, build confidence, and prepare you to succeed in job interviews.
When you take advantage of pre-arrival employment services, you can:
Get job search assistance (write your Canadian-style resume, research the job market,
Prepare to get your credentials recognized, and more.
Networking and building relationships with people in your field can help you find a job faster. Networking can help you discover Canada’s “hidden job market”. These jobs are not broadly advertised resulting in less competition. However, you have to access the professional network. Pre-arrival employment services can help you to build the right relationships and connections to find a job faster.
It’s smart to file an income tax return in Canada if you arrived in 2024. If you became a permanent resident and lived in Canada, even for a short period, filing your first income tax return with the Canada Revenue Agency (CRA) can provide financial benefits. If you didn’t earn income in Canada in 2024, filing a return allows you to apply for important benefits like the Goods and Services Tax (GST) Credit, and Harmonized Sales Tax (HST) Credit, or Canada Child Benefit (CCB) you may be eligible for without you filing a tax return. In other words, you will have to file an income tax return if you:
While filing taxes in Canada for the first time may seem overwhelming, there are resources to help you (see the section below: Government of Canada Income Tax Resources). Many settlement agencies can help you complete your taxes for the first time. This is just one of many important services that settlement agencies provide.
As we approach the “tax season” in Canada and the deadline to file your income tax return, this information will help you get started.
Navigating the Canadian tax system will make your life here much easier. If you’re already employed, you know that a good portion of your earnings goes to taxes, maybe more than what you were used to in your native country.
The taxes you pay come back to you through helpful public services and many gratuities making Canada one of the most sought-after destinations for immigrants. In addition, you can recover part of your taxes and access tax credits when you file an income tax return each year.
Tax credits are sums that are deducted from the total taxes you owe. You may be eligible for one or more tax credits. When you claim deductions, you may receive a larger refund or reduce the taxes that you owe. Here are some tax credits and deductions that you may be eligible for:
When you claim certain tax credits, you must support your claim with receipts.
When you file your income tax return, you can apply for benefits. These benefits are payments for specific expenses that can help make living in Canada more affordable. Some examples of benefits include:
Here are some benefits you may be eligible for:
| BENEFIT | MARRIED OR COMMON-LAW WITH CHILDREN | MARRIED OR COMMON-LAW WITH NO CHILDREN | SINGLE WITH CHILDREN | SINGLE AND 19 OR OLDER WITH NO CHILDREN |
|---|---|---|---|---|
| Canada Child Benefit | Yes | No | Yes | No |
| GST/HST Benefit | Yes | Yes | Yes | Yes |
| Provincial & Territorial Benefits & Credits | Yes | Yes | Yes | Yes |
Buying a home in Canada is a common goal for many newcomers. However, saving money for a down payment is challenging given the rising housing costs. A First Home Savings Account is a registered plan that helps you save to buy your first home. The FHSA allows your contributions to grow tax-free and helps you prepare to buy your first home.
Your FHSA contributions are tax deductible. And the contributions are non-taxable as long as you withdraw the money to buy your first home.
The TFSA allows first-time homebuyers to save up to $8,000 per year with a lifetime limit of $40,000.
If you opened a TFSA in 2024, you can claim up to $8,000 in contributions made by December 31, as a deduction on your 2024 income tax and benefit return.
Ready to take control of your financial journey in Canada? Join our expert-led online webinar! Learn essential banking tips to build a strong financial foundation. Hear from David Frattini, Managing Partner at Prepare for Canada, and Neil Dhanani, Financial Advisor at Scotiabank, as they guide you through everything you need to know.
REGISTER FOR THE WEBINAR
The deadline to file your 2024 income tax return in Canada is on or before Wednesday, April 30, 2025. If you owe taxes, you must pay the full amount on or before April 30, 2025. If you are self-employed, the deadline to file your income tax return is June 15, 2025. But if you owe taxes, you still have to pay by April 30, 2025.
If you owe money and do not pay by April 30, you will have to pay daily interest on the amount you owe. Penalties and interest can add up so it’s best to pay the full amount to avoid paying late fees.
Income tax and benefit amounts will change to offset some of the rising living costs. These changes put additional money in your pocket. Some of the important tax changes for 2025 include:
| FEDERAL TAX RATE FOR 2025 | TAXABLE INCOME THRESHOLD |
|---|---|
| 15% on the portion of taxable income that is: | Less than $57,375 or less, plus |
| 20.5% on the portion of taxable income that is: | Over $55,375 up to $114,750 plus |
| 26% on the portion of taxable income that is: | Over $114,750 up to $177,882 plus |
| 29% on the portion of taxable income that is: | Over $177,882 up to $253,414 plus |
| 33% on the portion taxable income that is: | Over $253,414 |
You can file your income tax return for 2024 online in two ways:
| EFILE | NETFILE |
|---|---|
| – EFILE is a secure CRA service that lets authorized service providers complete and file your return electronically. | – This electronic tax-filing service lets you do your personal income tax and benefit return online using certified tax preparation software and submit it directly to the CRA. |
You can also complete your income tax and benefit return by paper. Click here to get a 2024 T1 (personal) income tax package. Be sure to order the package for the province that you reside because the tax system can vary by province.
Here are some free tax software products that you can use. These are great if you have a simple tax return to file:
| Wealthsimple Tax | TurboTax | CloudTax |
|---|---|---|
| – Free autofill tax software allows you to complete a simple tax return – Provides a helpful guide to claiming deductions – Offers paid plans for different tax needs. | – Offers free & paid tax returns – Free tax return service applies to simple tax returns but does not include income, credits, and deductions such as: – Employment expenses (meals, lodging, etc) – Donations -Medical expenses – Investment income and expenses – Rental property income and expenses – Self-employed income and expenses. | – Free and paid services – Offers free ‘how-to’ videos and a step-by-step guided application. |
You may be eligible to use the Community Volunteer Income Tax Program if you have a modest income and a simple tax situation.
Unfortunately, scammers try to get Canadians to pay debts they do not owe. And tax season is a prime time for scammers. Newcomers can be vulnerable to these scams, especially when it comes to receiving a call or letter from a government agency demanding money for payment. However, you can protect yourself if you know when and how the CRA may contact you.
Click here to learn about scam protection and the CRA to protect yourself from fraud. This information will help you to respond if you get an email, phone call, letter, or text from the CRA that seems suspicious.
| RESOURCES | DESCRIPTION |
|---|---|
| Newcomer Factsheet | Did you leave another country to settle in Canada in 2024? This information will help you understand the Canadian tax system and what you require to complete your first income tax and benefit return as a resident of Canada. |
| Benefits and Credits for Newcomers | Discover what benefits and credits you may be eligible for even if you just arrived and have no income. |
| Get Ready to Do Your Taxes | Get a quick overview of the documents you need to file your income tax return. |
| Common Tax Terms | Glossary of terms to learn about your taxes. |
Canada Revenue Agency provides online learning resources to help you learn about personal income taxes in Canada. The Learn about your taxes course consists of seven online learning modules:
In summary, if you arrived in 2024 and lived in Canada even for a short period, it’s smart to file your first income tax return. And with the deadline approaching on April 30, 2025, there is still time to file your income tax return. This will allow you to claim deductions and apply for future tax benefits that will put money in your pocket!
Statutory holidays in Canada give people an extra paid day off from work. These public holidays also known as “stat holidays” give people time to rest, spend time with family, and provide an extra long weekend in Canada! Knowing the holiday calendar allows newcomers to plan for exciting activities and events! Discover national and provincial holidays to celebrate in 2025!
Canadians observe many national, religious, and cultural holidays. Some are national holidays, and some are specific to certain provinces. Most employees receive a day off from work on a ‘stat holiday’ and still receive their regular pay. During stat holidays government institutions, banks, and stores close. There is also no mail service.
In most provinces, when a statutory holiday falls on a Saturday or Sunday, the vacation day will fall on the following workday. This allows people to plan for a long weekend!
| STATUTORY HOLIDAY | DATE |
|---|---|
| New Year’s Day: Celebrates the first day of the calendar year | January 1 |
| Good Friday: Commemorate the crucifixion of Jesus | April 18 (Occurs on the Friday before Easter and usually falls between March 23 and April 26) |
| Canada Day: Celebrates the day Canada formed as a country in 1867 and its birthday | July 1 |
| Labour Day: Recognizes the economic and social gains of workers | September 1 (Occurs on the first Monday in September) |
| Christmas Day: Celebrates the birth of Jesus | December 25 |
In addition to the national holidays, there are other provincial statutory holidays. Most provinces recognize these holidays, but not all.
| PROVINCIAL STATUTORY HOLIDAYS | DATE |
|---|---|
| Family Day: Promotes spending time with family Observed in: Alberta, British Columbia, New Brunswick, Ontario, Saskatchewan This holiday is called: Louis Riel Day in Manitoba Islander Day in Prince Edward Island Heritage Day in Nova Scotia | February 17 (Occurs on the third Monday in February) |
| Easter Monday: Celebrates the resurrection of Jesus Provinces that observe this holiday: Alberta, New Brunswick, Quebec, Yukon, Northwest Territories and Nunavut | April 21 (Occurs on the Monday after Easter and Usually falls between March 23 and April 26) |
| Victoria Day: Celebrates the birthday of Queen Victoria Nova Scotia is the only province that does not observe this holiday | May 19 |
| Civic Monday: Celebrates local culture, history and achievement | August 4 (Occurs on the first Monday in August) |
| National Day for Truth and Reconciliation: Honours the survivors of Canada’s residential school system (holiday is observed in British Columbia, Prince Edward Island, New Brunswick, the Northwest Territories, the Yukon, and Nunavut). | September 30 |
| Thanksgiving | October 13 (Occurs on the second Monday in October) |
| Remembrance Day: Honours veterans who served during World War I and II | November 11 |
| Boxing Day: This is a holiday unique to Canada. Some refer to it as the second day of Christmas or St. Stephen’s Day | December 26 |
Statutory holidays such as Family Day, Victoria Day, Canada Day, and Thanksgiving mean long weekends when people plan special activities. For Family Day in February, many people plan weekend getaways to ski resorts or enjoy other outdoor activities such as skating or tobogganing. Family Day is a great time to attend a winter festival in Canada.
Victoria Day, honours Queen Victoria, and Canadians celebrate this holiday in May. This statutory holiday hints at the unofficial arrival of summer in Canada. The official start of summer is June 21. People look forward to barbeques, watching fireworks displays, or heading to a cottage or campground during this long weekend in Canada.
Canadians celebrate Canada Day on July 1. So this statutory holiday can fall on any day of the week. For example, if July 1 falls on a Saturday or Sunday, people will take the proceeding Friday or the following Monday as the holiday. Or, if July 1 falls on a Thursday, many people will take another vacation day on Friday to enjoy a four-day long weekend! Canadians look forward to big parties, parades, concerts, fireworks, and more across Canada!
Labour Day is another long weekend in Canada. This holiday is bittersweet for Canadians. It marks the unofficial end of summer and the return to school for kids. During this “stat” holiday in Canada, people will take in fall festivals, cycle or hike along nature trails, or sneak in one last visit to the beach!
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Statutory holidays in Canada are a great time to plan for exciting activities and events in Canada. With many national and provincial holidays throughout the year, you can take advantage of long weekends and paid days off work!
Finding the perfect student accommodation is a vital part of the university experience. But, it can be overwhelming to know where to start. This overview will help you understand student housing options and what to consider before you arrive in Canada. From setting your budget to choosing the right location these smart tips will help you discover the right housing.
Whether you’re looking for a dorm room, shared apartment, or private rental, our guide gives you information and resources to help you choose. We also highlight factors such as safety, amenities, and proximity to campus.
Finding affordable student accommodation can be a challenge but these smart tips can help:
Searching for student housing takes time, especially if you want to find the perfect spot. It’s best to search for housing about two months in advance to browse the market and sign a lease.
ental sites post new rental listings daily. You can start your search for off-campus student accommodation at Rentals for Newcomers.
Discover how to find shared accommodation with Sparrow and manage your student accommodation costs.
You may find it difficult to find exactly what you want at a price that fits your budget. A good way to move forward is to list things you’re willing to compromise.
You may find budget-friendly student housing in neighbourhoods close to colleges and universities. Search for rentals that offer incentives, discounts, and gift cards for students. Engage with the school’s off-campus housing office for landlords that they recommend.
When searching for housing provide details about your student status, finances, and rental needs. This can help overcome challenges like a lack of credit history.
Choosing the right student accommodation is more than finding a place to live. It is about creating a safe and comfortable environment that will allow you to thrive. Your student accommodation will be your home for the next few years, so choose a place that meets all your needs.
Housing suitable for studying can make a huge difference in your grades. A comfortable space can help you focus on your studies. Living close to campus and social amenities can make it easy to join extracurricular activities and make new friends.
Choosing the right housing can be daunting, but it doesn’t have to be. Consider these factors when choosing student accommodation:
The first step to help you find suitable student accommodation is to consider your monthly budget. Once you know how much you can afford, you can start searching. Consider your living expenses, including rent, utilities, groceries, entertainment, and transit. Remember to budget for all costs to manage financial stress and focus on your studies.
If you plan to work part-time in Canada, you can earn extra income to cover our housing costs. International students can work up to 24 hours without a work permit if:
| Is the Cost of Student Accommodation Important to You? |
|---|
| ✓ Yes, I need the cheapest accommodation I can find |
| ✓ No, I can afford a more expensive place |
| ✓ I have some extra money, but I have to be careful |
| ✓ I’d rather pay a bit more for a nice place to live |
Consider how important the cost of student accommodation is to you.
Student housing costs depend on the city, neighbourhood, type of housing, on-campus versus off-campus housing, etc. Sharing accommodation is likely the most affordable option. Generally, you can expect to rent a room for $500 – $1,000 monthly if you share accommodation. However, if you attend school in a large city such as Toronto or Vancouver, you can expect to pay more. Student housing in smaller cities or suburbs around major cities like Toronto is often more affordable.
Consider your location when choosing student accommodation. Living close to campus can be convenient, especially if you have early classes.
The travel distance to school may be a deciding factor. Or, you may want lower-cost student housing that is further from school. Take advantage of public transit and look for housing near transit hubs to save costs. Check local public transit schedules and routes to ensure travel time and costs are reasonable.
Living in a safe neighbourhood is vital for your well-being. Consider how close the location of your student housing is to transit, social amenities, grocery stores, and healthcare facilities.
| Is Being Near Campus a Deal Breaker for You? |
|---|
| ✓ Yes, I prefer to live on campus so I don’t have to wake up too early for classes |
| ✓ No, I want to get off campus when I’m not studying |
| ✓ Definitely, it might be unsafe to live off-campus |
| ✓ I want to live where other students live |
Consider how important location is to you.
Different types of student accommodation are available, including dormitories (dorms), shared apartments, and private rentals. Each option has its advantages and disadvantages. Consider your lifestyle and preferences when choosing the accommodation that suits you best.
Here are some common student housing options in Canada:
Living on-campus in a dorm can provide private or shared rooms.
| PROS | CONS |
|---|---|
| Affordable | Limited privacy |
| Convenient location | Noisy and disruptive living environment |
| Access to campus amenities (library, fitness centre, etc.) | Restrictive rules and regulations |
| More opportunities to participate in campus life | Limited space |
Private rentals are another option for students that can offer more privacy and independence. They are also more flexible with fewer rules and regulations than living in a dorm.
Apartments are often the first choice when it comes to private rentals. However, you can explore other types of housing such as homes, townhouses, and basement apartments.
You can search for rentals in student-friendly neighbourhoods close to colleges and universities. Look for rental listings that show how close it is to campus and budget-friendly restaurants, cafes, and shopping.
| PROS | CONS |
|---|---|
| More privacy and independence | Expensive |
| More space | Additional expenses for furniture |
| Greater control over your living environment | Limited access to campus amenities |
A homestay allows international students to live with local families. Homestay hosts can include couples, families, retirees, and individuals. While there are different homestay options, you can expect a private bedroom with room for your clothing, a quiet place to study, internet, laundry facilities, and meals.
Hosts provide safe accommodation and introduce their guests to life and culture in Canada. Universities can pair students with local homestay hosts.
| PROS | CONS |
|---|---|
| Can be part of a family unit | Can be expensive |
| A supportive environment with home-cooked meals | Won’t be living on campus |
| Can immerse yourself in local culture | Must respect host family rules (cleanliness, guests, etc.) |
Sharing off-campus housing is a popular option for students. It allows you to live independently while having the support of roommates. Sharing accommodation can also create close relationships and foster a sense of community.
However, sharing a living space can be a challenge when you have to deal with conflict. Assess potential housemates to ensure they match your personality, study habits, and lifestyle.
| Do You Want to Live with Other Students? |
|---|
| ✓ For sure, I can’t wait for group movie nights and parties! |
| ✓ Having housemates is cool, but I want my own room |
| ✓ Absolutely not, I need my own space |
Assess if sharing accommodation is right for you!
Ask the right questions when viewing a student apartment to ensure it meets your needs:
And, check all the appliances work. You don’t want to discover they don’t work after you move in.
Finding student accommodation that meets your needs is vital to your grades, social life, and well-being. So, consider what the right environment is for your success. From your budget to the location and type of student accommodation you select, making the right decision will enhance your university experience in Canada.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARWinter driving in Canada can be a concern, especially if you have recently arrived and have never driven in snow. These seven tips will ensure your winter driving safety and help you prepare for emergencies. Even though winter officially arrives on December 21st, it’s common to see heavy snowfall, slush, and ice before then. While winter in Canada is beautiful, driving in hazardous conditions is stressful.
Winter driving conditions are much different than summer and you must prepare your car. This checklist can help you get your car winter-ready!
| WINTER DRIVING CHECKLIST |
|---|
| ✓ Install four winter tires |
| ✓ Test your car battery |
| ✓ Check your headlights and replace them if necessary |
| ✓ Ensure your wiper blades are in good working condition |
| ✓ Keep your gas tank at least half full to prevent the fuel line from freezing and your car from starting |
| ✓ Check the fluid levels |
| ✓ Buy extra washer fluid to keep in your car and check that it’s rated for -40 degrees Celsius |
| ✓ Keep your gas tank at least half full to prevent the fuel-line from freezing and your car from starting |
Winter tires are vital for driving in hazardous conditions and they exceed specifications for grip and traction. A specialized rubber compound helps winter tires adapt to the road surface and dig into snow and ice. The added traction allows the tires to adapt to winter conditions and grip the road without sliding.
Winter tires also improve stability and give you greater control when driving on snow-covered roads or changing lanes in slush or ice.
According to the Canadian Automobile Association, you should switch to winter tires as soon as the temperature is consistently below 7 degrees Celsius. Most automotive service centers or auto body shops in Canada can install winter tires or offer tire-changing services.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARIn addition to ensuring your car is winter-ready, it’s smart to add safety provisions for your comfort if your car breaks down:
| VEHICLE PROVISIONS TO PREPARE FOR WINTER DRIVING |
|---|
| ✓ First aid kit |
| ✓ Extra clothing and footwear |
| ✓ Blanket |
| ✓ Non-perishable such as granola bars, dried foods, juice, and bottle water |
| ✓ Matches |
| ✓ Flashlight |
| ✓ Cell phone and charger |
Winter driving in Canada can be unpredictable, and you may be unable to avoid a sudden snowstorm. However, if you check weather websites for local and regional forecasts in advance, you can delay or change your travel plans. It’s better to stay off the roads when there is a storm.
The Weather Network provides severe weather outlooks, warnings, and alerts for snowfall and freezing rain risks.
Or, you can also access the 5-1-1 app on your mobile phone. This transportation and transit hotline is available in some regions in Canada to check for weather and road conditions before heading out:
British Columbia Traveller Information System
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Another critical winter driving tip is to use a snowbrush to clear your car of snow and ice before you drive.
Snow left on the roof can slide down the windshield and obstruct your vision. Or it can blow off the car and impede the vision of other drivers.
Remember to add extra time to your schedule to remove snow and ice from your car.
Allow extra time to arrive at your destination and reduce your driving speed.
Winter driving is stressful and drivers need to be alert to changing conditions. You can expect a few big snowstorms each winter in Canada. It’s frustrating when you have to get somewhere during a storm. Traffic slows, snowplows are busy salting, plowing, and removing snow, and people are impatient. But, safety always comes first.
Drivers must also pay attention to snow plows on the road. In Ontario, it’s illegal to pass snow plows working side-by-side on multi-lane highways. This Highway Traffic Act violation can result in fines ranging from $150 to $1,000.
While keeping plenty of space between your car and the one in front of you is vital, it can be a lifesaving winter driving tip. A helpful guide is to keep a minimum of three car lengths between the car ahead. Or, keep eight to ten seconds between you and the car ahead. It takes longer to stop on snow and ice-covered roads.
You can measure the seconds by watching the car ahead of you pass a fixed object such as a road sign or fence. Then, count how long it takes you to pass the same object. If your travel time is less than three or four seconds, it’s time to increase your distance. More space is better when driving in a snowstorm and will allow plenty of time to brake safely.
It’s harder to stop your car in snow and icy conditions. When you brake quickly, your car can easily lose traction. It’s best to drive slower to avoid slamming on the brakes.
Black ice is another danger when driving in winter in Canada, or freezing rain. Black ice is difficult to see because the ice is clear and almost the same colour as the road. It increases the risk of car accidents. Road signs will indicate where roads may be icy and slippery.
This dangerous driving condition happens when the road is wet and the temperature drops below freezing. Black ice is common on bridges and overpasses where cold air flows below.
The best advice is to give yourself plenty of time if you absolutely must drive during a snowstorm or freezing rain. Your patience will help you to stay calm, make smart decisions, and be aware of other drivers on the road. Remember, driving in winter in Canada is stressful for everyone. But, when you follow these smart winter driving tips, the roads will be safer for everyone.
Wearing the right clothing during the winter season in Canada will ensure you stay toasty warm so you can enjoy amazing outdoor activities. The winter season starts in December, but Canadians start dressing for winter in November when the temperature drops. For newcomers, getting winter-ready and buying good winter clothing basics is key to enjoying the winter season. The basic clothing items include a winter jacket, boots, scarves & gloves, and a warm hat (or “toque”).
Canada’s weather conditions can be extreme and they vary across the country. For example, the average daily temperature in Alberta, Saskatchewan, and Manitoba can range between -15 degrees and as low as -40 degrees Celsius.
British Columbia enjoys a warmer and milder winter and the temperature rarely drops below freezing.
In central Canada (Ontario and Quebec), the average temperature ranges from -2 to -22 degrees Celsius. Northern Ontario and Quebec are much colder than southern Ontario.
In the Atlantic provinces (Nova Scotia, Prince Edward Island, New Brunwick, and Newfoundland) the average temperatures range from -2 to -20 degrees C.
Add the wind chill index, and the temperature can feel even lower. The temperature may be -10 degrees C, but with a wind chill, it may feel like -20 degrees C.
When shopping for a winter jacket, make sure It is warm, waterproof, and durable. It’s best to wait until you arrive in Canada to buy a winter jacket so that you buy one that is most suitable for the winter season in Canada. When buying a winter jacket make sure it is well insulated, covers your neck, and has a hood.
You can select from down jackets, synthetic jackets, and activewear jackets Each type of jacket offers different levels of protection for the winter season in Canada and the activity you plan to wear it for.
Down puff jackets are great insulators, lightweight, and trap and hold heat. The more down, the higher the cost of the coat. Typically, a 500 to 800-fill power is suitably warm and affordable. Synthetic insulation is heavier than down, but it is still warm, even when wet. It’s also a more affordable winter jacket option.
Winter jackets in Canada are specifically designed for temperatures below 0 degrees. When selecting a winter jacket, consider the activities you will wear it for. For example, a heavy-duty winter jacket is ideal for places with frigid temperatures, especially if you plan to be outdoors for any length of time. However, on Canada’s west coast, where the winter is not as cold, as it is wet, you may want a winter coat geared more to water protection. Weather and precipitation are important factors to consider when you purchase your winter jacket.
If you are unsure if a winter jacket will be warm enough for cold temperatures, windchills, or precipitation, ask the store clerk what jacket will best suit your needs. They know what clothing is required for Canadian winters and can offer you options.
Premium winter jacket brands such as Canada Goose are very expensive. However, a lower cost jacket can offer warmth and protect you from the elements just as well. Keep an eye out for cost savings and discounts, and check online for deals before you buy in-store to get the best possible price.
Choosing good-quality winter boots will save money in the long run. You can buy cheap winter boots but, they likely won’t last more than one winter season. When it comes to winter boots, you really do get what you pay for.
Wearing sneakers or dress shoes in snow or ice is cold and unsafe. Even though there may be salt on the sidewalk after a snowfall to melt the ice, you need proper winter boots to prevent falls and injuries.
Winter boots do more than provide grip between your feet and the icy and snowy ground. You lose heat through your feet because the ground is cold. Specially designed winter boots have a thick lining that locks the heat in, while still allowing your feet to breathe.
A nice pair of thick merino wool socks is also a good way to stay warm in the winter season in Canada. Cotton socks are not as warm and don’t dry out quickly or keep moisture away when wet, making you cold and uncomfortable.
Arriving with an action plan for your first weeks in Canada can save you time and money. The quicker you settle into your new environment the faster you’ll feel at home! In this webinar, Your First Weeks in Canada, we discuss the important things to do to manage your first weeks efficiently.
REGISTER FOR THE WEBINARWhile quality winter boots can be expensive, investing in a good pair to last more than one winter season is worth the money. Consider these factors when choosing winter boots:
You can get by with casual winter boots for a short walk or commute to work. But, for outdoor winter hiking, and cold, snowy weather, you’ll need boots with greater insulation and traction.
As a newcomer, you may not have access to a car and may rely on public transit during your first winter season in Canada. So, you’ll need warm winter boots and clothing while you wait at the bus stop in cold weather.
Winter boots come with insulation weights that range from 100 – 600 grams to keep your feet warm.
| INSULATION WEIGHT | TEMPERATURE RATING | BEST FOR |
|---|---|---|
| 100g | -20C | mild winter conditions |
| 200g | -32C | cold-weather hiking |
| 400g | -40C | all-day winter activities |
| 600g | -48C | extremely cold conditions |
You’ll be walking in snow and slush so water protection keeps your feet dry and warm. Look for sealed seams to ensure that water can’t get in. Gore-Tex boots are a top choice because they are waterproof and breathable.
Traction is a top priority to prevent dangerous slips and falls on ice.
Warm gloves are essential winter clothing for a cold day in Canada. With temperatures dropping lower than -20 degrees, you need gloves that can protect you from the cold.
A scarf or muffler will keep your neck warm. And, these two small additions to your winter clothing in Canada make a huge difference in your outdoor comfort.
So you have your winter jacket, boots, scarves, and gloves, and now you need to keep your head warm. A toque is a close-fitting knitted hat that covers your ears and protects your head from the wind and cold.
Canadians call it a toque, although it goes by many names. You can buy a toque from the same store where you buy your winter jacket. Winter hats come in all shapes, sizes, and colours.
The fact is, people don’t hibernate during the winter season in Canada. People go outdoors to experience winter festivals and embrace sports like hockey, ice skating, skiing, and snowboarding. Even a ten-minute walk in the sunlight can release and combat the winter stress and help your mental health after immigrating to Canada. And, with the right clothing, you’ll be toasty warm and enjoying your first winter season in Canada!
There are many different types of housing from rental apartments to condos to detached homes. Each offer unique features that appeal to people at different stages of life. However, with a range of housing options, you can select the type that best meets your needs, budget, location, and personal preferences while adapting to life in Canada.
Before beginning your search for accommodation in Canada knowing about the different types of houses to rent or buy is helpful. Deciding which type of home is right for you can be difficult. For example, a rental apartment is ideal if you are just settling in Canada.
A condominium is ideal for people who have a busy lifestyle and want to avoid the costly property maintenance of a home. Or, if you have a young family, you may prefer a house with a backyard for your children. Renting any of these homes in Canada rather than committing to homeownership can give you greater flexibility.
You can find various types of apartments in larger buildings or complexes. Apartments typically offer a kitchen, bathroom, and living space. However, you can also find studio apartments with a combined living and sleeping area.
Studio apartments appeal to single people who don’t require a great deal of space and want to save on accommodation costs. Renters can also find one- or two-bedroom apartments that offer more space. Renting an apartment offers greater flexibility, which is important for newcomers. It’s easier to break a lease if you need to move to a new neighbourhood or city.
Renting an apartment is attractive to newcomers when first arriving in Canada. It’s more affordable than buying a home and offers more flexibility than homeownership.
Apartments seem similar to condos, but there are key differences between apartments and condos.
Most basement apartments have a private entrance, kitchen, bathroom, living room, one or two bedrooms, and access to laundry.
In Canada, you can often find these below-ground apartments for rent in detached or semi-detached homes. Homeowners often rent out basement space for short-term rentals or long-term rentals while they occupy the main levels of the house.
A benefit of basement apartments is they are usually less expensive than other types of housing. If you are on a tight budget, it’s a great option, especially if you want to live downtown rather than in the suburbs.
Condominiums (or condos) are a form of ownership that can apply to almost all types of housing. While condominiums are generally large complexes, other types of properties, for example, townhouses, may also have a condo ownership model. You own the unit, or “condo”, but you do not own the land it is built on or any common space outside your unit.
Owning a condo is often more affordable than buying a detached home, and a top reason why condos appeal to buyers. In addition, you have access to on-site amenities such as a swimming pool, fitness room, party room, and guest suites.
You pay monthly condo fees to maintain indoor and outdoor common areas shared by the owners, including parking areas, elevators, entrances, and recreational facilities. Many condos also have a concierge and provide 24-hour security. Monthly fees can vary and are usually based on the square footage of your unit. You pay condo fees in addition to your mortgage payments. If you rent a condo, these fees are usually included in your monthly rent.
This type of housing appeals to people who want a secure, residential setting without the required responsibilities of maintaining a home and yard. Condos are popular in Canada’s urban housing market because of the limited supply of single-family homes.
A single-detached house stands alone and tends to be the most expensive home type due to the land costs. However, detached homes usually provide more space than most apartments or condos and will often have a backyard, parking, and patio space. Because detached homes offer more space and privacy, they appeal to growing families or multi-generational families. When you purchase a house in Canada, you own the home and the land it’s on.
While some newcomers arrive in Canada ready to buy a home, this involves paying the mortgage, property taxes, and utilities such as electricity, gas, and water. As a homeowner, you’re responsible for the care and maintenance of your property and must follow local bylaws. Bylaws are local municipal rules and regulations that vary across Canada. Examples of bylaws include residential property standards to ensure proper home maintenance.
As a homeowner, you can renovate the inside and outside of the house. But, you have to obey local bylaws and apply for building permits to renovate the structure of the home.
Upon deciding to purchase a home, it’s smart to save money for an emergency fund to deal with unexpected or costly repairs.
You can also rent a detached home. Renting a detached home can provide more space without spending time or money on necessary repairs. The homeowner will incur the home repair costs. The cost to rent or buy a detached home is based on local real estate markets which vary across Canada, and the size.
A semi-detached home is joined to another on one side, but not attached to any other dwelling or structure. Owners are only responsible for the care and upkeep of their side, just like a single-detached house. When you own a semi-detached home, you own your side of the property, including the land it is on.
Semi-detached houses appeal to people who want to own their own house as well as the land it is on. Semi-detached houses are usually less expensive than fully detached houses, although, like all real estate, this depends on the area.
If you’re buying this type of housing, it is usually more affordable than a single-detached home. However, it may offer less privacy. Whether you want to rent or buy a home, it’s always smart to find an experienced real estate agent to guide you through the process.
The Canadian housing market is also seeing a growing interest in townhouses. This housing type is a unit attached to other housing units in a row. In each unit, you share a wall on either side with the people beside you. Often, especially in cities, there may also be a smaller unit above each townhouse, so there could also be someone living above or below you. Townhouses (sometimes called row houses) are usually two or three levels tall and each level is called a storey.
With a townhouse, you may have a private backyard, or ground-level or roof-top patio. Townhouses appeal to people who want to be involved in maintaining their home and property.
This type of housing is becoming more popular, particularly among first-time homebuyers seeking more affordable options in the face of rising home prices.
A duplex or triplex is a building that is divided into multiple units. Like semi-detached houses, each household has its separate entrance and is responsible for the care of the unit. Typically, you would buy the entire property and rent a unit to help offset your mortgage payments. Types of homes that are ‘duplexed’ or divided into two or more separate living units may be detached homes, semi-detached, or row houses.
In Canada, it’s common for homeowners to rent out rooms within their homes and share accommodation. Homesharing provides and an affordable housing option for newcomers, and great living experience, and opportunity to make new friends.
When considering your housing options in Canada, consider the different features that each option offers. With different types of housing, you can select the one that best meets your budget, lifestyle, and preferences.
Are you moving to Toronto soon? Finding an apartment in Toronto for rent is a big priority. While there is much to plan before you move to Canada, finding housing is at the top of the list. And, it’s challenging when you are looking for a place to live while you are living abroad.
Toronto is a big city with many diverse neighbourhoods and apartments to rent. But, you want to find a place that is comfortable and fits your lifestyle. The following information will help you find an apartment in Toronto while you are living abroad!
The first step to finding apartments for rent is to research the housing market. Your research will help you become familiar with:
There are many types of housing in Toronto to rent from apartments to condos to basement apartments to townhouses. You’ll also find studios, 1-bedroom, and 2- bedroom apartments. It’s important to determine what your needs are before you begin your search.
The cost of rental housing in Toronto is quite expense in comparison to other cities in Canada. The amount of rent you pay depends on the type of housing you require, size, amenities, and location. Living in downtown Toronto is more expensive than living in the suburbs of Toronto. However, living downtown gives your more access to restaurants, entertainment, transportation, and much more.
It’s good to explore the cost to rent apartments before you arrive. That way you’ll know how much to budget for accommodation in Canada.
Living downtown Toronto is expensive. So, it’s important to consider if you want to settle downtown or in the suburbs where housing is less expensive. But, living downtown gives your access to more jobs, restaurants, entertainment, public transit, and much more.
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How to Find Accommodation in Canada with Rentals for Newcomers
What to Know About Living in Toronto, Ontario
Student Accommodation in Canada | Factors to Consider
A common strategy for people looking for an apartment in Toronto when living abroad is to first find a short-term rental. This could mean staying with friends or family if you know people in the city. Or you could stay at a hotel or Airbnb. Staying in a short-term rental allows you to explore other Toronto neighbourhoods in person before you commit to a long-term rental.
Ideally, you want to live close to where you work. A short-term rental gives you the flexibility to move when you know where you will be working.
Finding the right neighbourhood is vital. The City of Toronto is quite dispersed, and depending on where you live and work, you may discover that it can take well over an hour to commute to work. If you want to avoid a lengthy commute, ideally you will rent an apartment that is relatively close to your job.
A challenge of looking for an apartment in Toronto online is knowing if a listing is legitimate or not. Listings can be deceiving. Units may not be as they appear in photos. There is no substitute for seeing a rental in person before you agree to lease it. So, your best best is to secure a short-term rental before you arrive in Canada.
The time to start your seach for a long-term apartment for rent in Toronto is when you arrive. That way you can visit the apartment in person, meet the landlord, and explore the neighbourhood to ensure it meets your needs. Finding a suitable and comfortable long-term rental is important, especially since you will likely have to sign a year-long lease.
Some people try to take advantage of new renters in the city, so tread carefully with online listings. Here are some tips to avoid rental scams:
One of the best decisions you can make when looking for an apartment in Toronto is to enlist the services of a local real estate agent. They will have an inside track on listings that are coming up and can help you quickly narrow down your search based on budget, location preferences, type of housing, and other factors of importance to you. However, it’s best to connect with a real estate agent only when you are in Toronto.
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Finding an apartment in Toronto for rent can be a challenge. And, it’s even more challenging when you are looking from abroad. But, when you use this information to research the rental market before you arrive, it will help you to find the perfect Toronto rental when you arrive!
There are many benefits to living in a small city. Smaller cities in Canada can provide advantages such as:
Discover the advantages and benefits of choosing to live in a small city in Canada and important questions to guide your decision!
Vikram and Nutan had great lives as budding professionals in India’s IT capital Bangalore. But, after a close friend immigrated to Canada, they decided to explore moving to Canada. They soon discovered they met the requirements to immigrate to Canada! However, they were unsure about where they wanted to live. Canada is a vast country.
Both agreed, on factors that were important to them. For example, they wanted to live in a small city that offered job opportunities, affordable housing options, and a nice quality of life. The Atlantic Provinces were a big draw and they settled on Fredericton, New Brunswick for its beauty, charm, and sense of community. Two years later, they had jobs, a 5-bedroom home, and the lifestyle they wanted. But, most importantly, they became members of a welcoming community.
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Small cities across Canada attract newcomers by providing quality job opportunities, and a better quality of life. Living in a small City can offer newcomers an option to avoid congestion issues, high housing costs, and hectic pace.
While large cities attract newcomers, you may find high competition for jobs. But, smaller Cities often experience job growth when existing residents leave the community, or retire. So, many small cities look to newcomers with the right job skills to meet their employment needs.
A small city can be much quieter and laid back than life in a large city. This can benefit newcomers looking to integrate into the community more easily. Living in a small city may help you to easily immerse yourself in the local community. But, you must decide if you prefer to live in a large and bustling city or a more relaxed, small city.
In Canada, smaller cities recognize the many benefits of welcoming newcomers. To attract and keep newcomers, they continue to build communities that welcome, embrace, and support newcomers.
Newcomers often move to large Canadian cities such as Toronto and Vancouver because of the social, economic, and community networks. With these networks in place, newcomers may find better access to jobs, cultural and social communities, and support services. However, newcomers often find these same services and jobs in small cities!
Population and migration growth in large cities often puts pressure on areas such as:
As a result, large cities often have a higher cost of living and can create financial stress. As a newcomer, you must decide what you prefer, living in a large or small city. You may discover that a small City can provide the lifestyle and many of the amenities you seek.
When choosing a city, it’s vital to research job opportunities, housing costs, and the culture of the city to determine if it’s the right city for you.
This is a very important question. If few jobs match your skill set, you will leave the community if you and your spouse cannot find suitable jobs. While you may initially settle in the community, you will likely make a costly secondary move to another city.
Questions to Consider:
While many cities in Canada face rising housing costs, small cities can offer more affordable options. As of July 2024, the national average price for a home in Canada was $667,317. The median home price in Fredericton, New Brunswick during the same period was $404,534.
Questions to Consider:
Best Fredericton Neighbourhoods for Renting
Immigrants often consider the existing cultural and social network when deciding where to live. This can include services in different languages, faith-based, and nationality-based communities.
Small cities recognize the economic, cultural, and social benefits of welcoming newcomers. Supporting newcomers creates benefits for the community and attractive options for future residents.
Questions to Consider:
What groups, ethnic networks, and professional associations support newcomers?
What’s the quality of life? (fast-paced or relaxed? Access to nature, bike trails, etc?)
Newcomers benefit from services available to help them settle and find jobs in the local community. Services could include help to conduct job search activities, write a Canadian resume, enroll children in school, apply for government programs; and many other activities.
Questions to Consider:
Settle in Canada with Confidence and Ease
Small city living can be a great option for newcomers seeking a relaxing pace and an option to bustling, hectic, and expensive Canadian cities. With many advantages, it’s worth exploring!
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With limited competition, Canada faces some of the highest mobile phone rates, especially compared to European countries. However, there is pressure on providers to reduce prices. This makes it easier to find the best mobile phone deal in Canada with prices falling. New technologies such as eSIM and 5G allow more options for users searching for deals. Like a regular SIM card, an eSIM allows using data plans from different providers.
Choosing the right provider and plan will let you connect with friends and family abroad and in Canada! This overview highlights Canada’s main mobile phone providers, their “flanker brands” (or value discount brands), and plan options. You’ll also discover what to consider to select a plan that fits your needs whether you’re a data-hungry user, frequent traveller, or budget-conscious consumer.
Three major cell phone companies and national carriers want to compete for your mobile phone business: Bell, Rogers, and Telus. These “big three” tier one providers offer the largest networks, coverage, and a range of plans from basic talk and text packages to data-focused plans to meet unique needs.
Each provider also has flanker brands that appeal to value-conscious customers. The tier two and three flanker brands offer more affordable plans and flexible options that result in large savings.
| TIER 1 MOBILE PHONE PROVIDERS | TIER 2 & 3 FLANKER BRANDS |
|---|---|
| Bell | Virgin (tier 2 mid-level) Lucky Mobile (tier 3 discount) |
| Rogers | Fido (tier 2 mid-level) Chatr Mobile (tier 3 discount) |
| Telus | Koodo (tier 2 mid-level) Public Mobile (tier 3 discount) |
| MID-LEVEL PROVIDERS | WHAT THEY OFFER |
|---|---|
| Virgin Plus (owned by Bell) | – 4G LTE network (does not offer 5G speeds) – All plans include five bonus hours of unlimited data each month – Data, talk, and text plans allow roaming in the U.S. and other select countries – Data overage protection automatically turns off your data rather than penalizing you with overage fees when you hit your data cap |
| Fido (owned by Rogers) | – 4G LTE network – Offers affordable plans and exclusive benefits – Call control is an optional postpaid plan feature to prevent robocalls and scammers before their calls reach your end – Select plans allow you to add a perk to your plan like unlimited international SMS, rollover data, or unlimited long distance. – Fido deals offer customers the latest iPhone and Androids (but don’t include financing) – Check the Fido website for the best mobile phone deals and biggest savings. |
| Koodo (owned by Telus) | – 4G LTE network – Offers affordable plans and exclusive benefits – Koodo offers a selection of Samsung, Apple, and Google phones with financing options for $10-20/month (but be sure to read the contract for any additional fees) – Select plans allow you to add a perk to your plan like unlimited international SMS, rollover data, or international long distance add-ons. |
| LOW-COST PROVIDERS (Network) | WHAT THEY OFFER |
|---|---|
| Lucky Mobile (Bell) | – Operates on the Bell 4G network – Range of low-cost prepaid plans with generous data – Good fit for users who only need basic connectivity – Unlimited Canada-wide calling plan with unlimited talk and text and 4G data – Bonus data with Lucky Rewards – Bring your own phone (check for device compatibility) – No long-term commitments. |
| Chatr Mobile (Rogers) | – Operates on Rogers’s nationwide network – Bring your own phone plans avoid high monthly payments (check device compatibility) – Prepaid plans for people looking for basic connectivity – No credit checks or contracts for prepaid plans. – Check out the International Talk Saver Rates. |
| Public Mobile (Telus) | – Operates on 5G and 4G networks – Offers prepaid plans – Limited options outside of Quebec. |
Finding the best mobile phone deal in Canada depends on your unique needs and budget. This can include data usage, unlimited calling, high-speed connectivity, network coverage, extra features, or international calling. Compare deals, prices, and newcomer offers, as well as provider’s customer service reputation.
These tips will help you select the best mobile phone plan that meets your needs and budget:
Your usage will help you identify the plan that provides the right balance of data, minutes, and features.
Bell, Telus, and Rogers offer the most comprehensive coverage, but discount providers may have better options in specific regions. Research the coverage maps of different providers to ensure they provide reliable connectivity in the areas where you live, work, and travel. Network coverage can be sparse in remote or rural areas. But, you’re likely settling in a city with good coverage.
If you enter a contract, know the duration and any fees or penalties for ending the contract early. While longer contracts may offer lower monthly rates, they also limit your ability to change providers or plans in the future.
Carefully review the monthly plan costs, and additional fees for:
Look for providers that offer transparent pricing and avoid hidden charges. Find a plan that meets your needs and fits your budget to maximize value and avoid overspending.
If you own a mobile device, ensure that it is compatible with the provider’s network and that you can bring it when switching plans. BYO plans are the most affordable plans for talking, texting, and mobile data.
Knowing different plans’ unique features and benefits will help you select the best mobile phone deal to meet your needs.
Prepaid plans require you to pay for your usage upfront, giving you more control over your spending. These plans are more flexible, with no long-term contracts or credit checks. They are often a good choice if you have a limited budget.
These are monthly subscription plans, where you receive a monthly bills for the services you already used. Postpaid plans often include a wider range of features, such as unlimited talk and text and higher data allowances. They may also offer the option to finance a new device as part of the plan. Most providers request a Canadian credit check for a month contract subscription.
Many providers offer family plans that allow you to share a pool of minutes, text messages, and data across multiple lines. These plans can be more cost-effective for households with multiple users, as they often include discounts for additional lines.
Also known as “top-up” plans, these options allow you to pay for usage as you go, without a fixed monthly fee. You can purchase airtime and data credits as you need, making them suitable for infrequent or occasional users.
Suppose you consume large amounts of mobile data, such as heavy streamers or mobile hotspot users. In that case, data-focused plans offer higher data allowances, often with the option to add more data as needed. These plans may be more expensive but can provide better value for data-heavy users.
If you frequently travel outside Canada, consider plans that offer affordable international roaming options, such as discounted rates or included roaming data. This can help you avoid costly overage fees when using your phone abroad.
BYO plans are the most affordable plans for talking, texting, and mobile data. Often, this is the only option for newcomers. To purchase a new phone on a contract requires a credit check and without building a Canadian credit history, this is difficult.
By taking the time to research, evaluate, and compare your options, you can make an informed decision and find the best mobile phone plan that meets your unique needs. Whether you’re a data-hungry user, a frequent traveller, or a budget-conscious user, consumer, there is a plan to for the perfect balance of features and costs.