Join the Scotiabank StartRight® Program designed for Newcomers and get up to $2,300* in value in the first year.

When searching for your first home, here are five tips to ensure you get the best mortgage rates in Canada. And, to get the best rates will require you to research so you know how to select a mortgage that’s right for you. Many newcomers arrive with savings to own a home and establish roots in Canada. And getting the best mortgage rate can save you thousands of dollars over the course of your mortgage.

Buying your first home in Canada is an exciting time to make your dream of homeownership a reality.  But at the same time, it can create stress and confusion. You may have questions about the real estate process in Canada, the lending process, or other important questions. And, buying a home is likely the largest and most important decision that you will make. So, it’s important to understand what’s involved, and how you can save thousands of dollars with the best mortgage rate.

5 Mortgage Rate Tips

Tip 1. Do Your Research

A home purchase is a major investment. So, research the housing market in Canada and the lending and real estate process. Do your research so that you’re confident with the decisions you’ll have to make every step of the way. And, this includes understanding the different types of mortgages:

Tip 2. Save for Your Down Payment to Get the Best Mortgage Rate

Your down payment is money you pay towards your home purchase. It is deducted from the purchase price of your home. And, the remaining amount will be covered by your mortgage loan.

A 2019 survey conducted by Royal LePage revealed that 75% of newcomers arrive in Canada with savings to purchase a home. And the great news is that those savings can help you to get the best mortgage rate.

You can get a conventional mortgage loan if you can pay 20% or more of the property value. But, with less than 20% of your down payment, you’ll get a high-ratio mortgage. And, high-ratio mortgages require home buyers to purchase mortgage default insurance.

This mortgage insurance allows homebuyers to buy a home with less than a 20% down payment of the purchase price. However, mortgage insurance only protects your lender. Therefore, it’s important to understand the terms and conditions of mortgage insurance if you’re unable to pay your mortgage.

Homebuyers require a minimum down payment of 5% of the home purchase price. So, if you have less than 5%, keep saving!

When you have a bigger down payment it can save you money over the lifetime of your mortgage. But, if you have less than 20% of the purchase price, your lender will require you to pay for mortgage insurance.

Tip 3. Improve Your Credit Score

There’s nothing like a poor credit score to stand in the way of getting the best mortgage rates in Canada. The minimum required credit score to get a mortgage in Canada is between 620 – 679. But, with a good credit score (usually between 680 – 724 points), you may get better borrowing rates.

Although, even with a good credit score, it’s smart to practice good financial habits to increase your ability to borrow money. For example:

Tip 4. Get Professional Advice about Mortgage Rates

If you’re a first-time homebuyer, working with a mortgage broker can help you navigate the complexity of mortgage products, options, and features. A mortgage broker can access a broad range of financing options.

Buying your first home in Canada can come with uncertainty about unexpected costs, affordability, or paying too much for your home. And, you’ll likely have questions that a mortgage broker can answer.

A professional mortgage broker can inform you about mortgage options and features. Because different mortgage options may be more suitable for you based on your needs and plans. For example, you will need this information to help you make decisions related to:

In addition to knowledge and experience, mortgage brokers can:

Lenders may have important restrictions related to each mortgage option which can cost you more money. Working with a mortgage broker can save you thousands of dollars in costs.

Tip 5. Get Pre-approved for a Mortgage

When searching for your new home, it’s difficult to predict if mortgage rates will increase or decrease. So, a pre-approved mortgage can protect you against interest rate hikes while you search. With a pre-approved mortgage, you can lock in a mortgage rate for up to 120 days. In addition, getting pre-approved will help you understand how much you can afford to buy your first house in Canada.

Female mortgage broker showing a young couple a presentation on a laptop computer.
Mortgage brokers work on your behalf to get the best possible rate.

Do I Need a Mortgage Broker?

You can get a mortgage from your bank or a mortgage broker. However, working with a broker who is a subject matter expert with specialized mortgage knowledge can offer several advantages. For example, you can:

A broker works with several lenders including top banks, credit unions, and other lenders to get you a more flexible deal. And with one single mortgage application, they get several lenders to “bid” for your business to get you the best possible rate.

In addition, a mortgage broker acts as a single point of contact who can manage everything from applying for the mortgage to negotiating your rate and disbursing the funds. All of this can create a stress-free experience, especially if you’re unfamiliar with the process.

Key Takeaways:

Establishing roots in Canada through home ownership is exciting! Achieve your dream with the best mortgage rate to save you thousands of dollars for your mortgage.

Bullying can happen to anyone. For me, it happened at school when I first moved to Canada. It was verbal bullying – name-calling, sarcastic remarks, and taunting, mostly. I never told anyone because I didn’t know what it was or how to recognize it. According to Bullying Canada, bullying is when someone hurts or scares someone else on purpose. It is one-sided and pointed; it can be verbal, social, or physical; it can happen face-to-face, in cyberspace, or both; and it can be a one-time incident or recurring.

Types of Bullying

Verbal: includes name-calling, negative cultural or racial references, threats, taunting, and inappropriate sexual comments.

Social: includes leaving someone out on purpose, telling people not to be friends with someone, humiliating them in public, and telling rumours about them.

Physical: includes hitting, kicking, punching, spitting, shoving, chasing, poking, and stealing someone’s belongings.

Cyber Bullying: includes using various online platforms (text, email, social media, the Internet) to tease someone, spread rumours about them, intimidate them, or put them down.

Steps to Identify, Prevent, and Stop Bullying

Renting your first home in Canada | Options & solutions for newcomers

Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!

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Signs to Watch

Your child:

Related Posts:

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Choosing a Private Tutor for Your Child

Mother’s Day Canada | Memories of My Immigrant Experience

Effects on Children

Bullying can happen to children as young as five years old and should be taken seriously. It is a major power issue that can escalate. So, children and parents must stop it before it begins. For more information, visit www.bullyingcanada.ca.

Help your children identify bullying and communicate openly. Encourage your child to speak up if they are being bullied or if they know someone who is. Anyone can be a target.

Ontario currently has a population of 14.8 million and the Government of Ontario is projecting the province to grow to over 20.4 million by 2046. It could even surpass 21 million in a high growth scenario. And, most of this growth will be driven by immigration. The greatest population growth has mainly been in southern Ontario within the area known as the “Golden Horseshoe”  This includes the area along the shores of  Lake Ontario from Oshawa to St. Catharines and includes the Greater Toronto Area and the City of Hamilton.

Ontario’s growth is a good news story reflecting that newcomers are choosing Ontario cities to start their new life in Canada. Immigration has long played an important role in Ontario’s social, cultural and economic fabric. And, today Ontario continues to welcome people from more than 150 countries. A sign of its diversity is the number of languages that you can hear people speaking on our streets.

Ontario is a land of opportunity! And its prosperity has been built by the hard work of generations of immigrants. If you’re considering living in Ontario, learn more about its population, location and regions, cities, economy, and culture.

Province of Ontario and Canada flags
Province of Ontario flag flying high alongside the Canada flag.

Where is Ontario Located?

Located in central Canada, Ontario has the country’s largest population. While it has the largest population, approximately 85% of people live in large cities located on the shores of the Great Lakes. But, the land area of the province is enormous. It’s the second-largest province after Quebec and covers an area of more than 1 million square km.

There are vast distances between its largest cities. For example, the distance between Toronto in southern Ontario and Ottawa in the eastern part of the province is 452 km. That’s about a five-hour drive. The distance between Toronto and Windsor is 362 km or about a four-hour drive. 

Ontario shares a border with Manitoba to the west, Quebec to the east, James Bay and Hudson Bay to the north, and the Great Lakes and the United States border to the south. The five Great Lakes (Lakes Huron, Ontario, Michigan, Erie, and Superior) hold one-fifth of the world’s freshwater surface.

Map of Ontario, Canada
Map of Ontario, Canada bordered by the provinces of Manitoba, Quebec, the Great Lakes, and Hudson Bay.

Ontario, Canada Time

Most of Ontario Canada is in the Eastern Time Zone. However, officially some communities in Ontario’s Northwest region fall in the Central Time Zone. The province follows Daylight Saving Time (DST). At the beginning of DST in the Spring, people move their clock forward by one hour. In the Fall, people move their clock back one hour when DST ends.

Ontario’s Indigenous Peoples

For newcomers to Ontario, learning about the history of indigenous peoples in Canada can help to build a better future. Celebrating the unique heritage of First Nations, Inuit and Métis peoples is a vital way to recognize the Indigenous Peoples who were here before any newcomers arrived in Canada.

There are 133 First Nations communities located across Ontario that represent major cultural and linguistic groups. This makes Ontario home to 23% of all Indigenous peoples in Canada. First Nations communities are located from Windsor in the south to the Northern shores of Hudson Bay. There are over 30 remote First Nations in Ontario that are only accessible by air year-round or ice road access for most of the year. However, many indigenous peoples live off-reserve in urban cities including Thunder Bay, Sudbury, Ottawa, and Toronto.

What are the Main Industries in Ontario?

Ontario is a hub for economic opportunities. It offers a unique combination of resources, manufacturing, exports, and a focus on innovation. The province is home to almost 50% of all employees in high tech, financial services and knowledge industries. Other sectors that drive the highly diverse economy include:

Construction:

With a number of major infrastructure projects, combined with new housing and renovation activity, the construction industry is a large employer for Ontarians. And, faced with labour shortages, the industry continues to focus on building a more diverse labour force and recruiting newcomers to Canada. 

Manufacturing:

Ontario is Canada’s manufacturing powerhouse. Key manufacturing industries include auto, information and communications technologies, biotech, pharmaceuticals, and medical devices. Innovation is always at the forefront whether it’s creating the next generation of autonomous vehicles or streamlining aerospace, food processing, and cleantech processes.

Ontario is one of the top producers of vehicles in North America with assembly plants in Windsor, Brampton, Cambridge, and other cities in the province.

Agriculture:

Much of Ontario’s south is covered by high-quality farmland that produces fruit crops, vegetables, cash crops such as soybeans, corn, wheat and barley, commercial dairy, beef, poultry, and hog farms.  

Forestry:

Forestry plays a major role in the province’s economy and supports many direct and indirect jobs across Ontario communities. Ontario wood supports the livelihoods of about 147,000 people. The province is one of Canada’s most forested regions that support a range of in-demand products such as lumber, furniture, flooring, and plywood. Ontario wood supports

Mining:

Ontario’s mining industry is a global leader in productivity and is among the world’s top 10 producers of nickel and platinum group metals. According to the Ontario Mining Association, the average weekly wage for direct mining jobs is over 60% higher than the average industrial wage in the province.

Services:

The services sector is a large part of Ontario’s economy and includes business and financial services, professional and scientific-technical services, and arts and culture.

Tourism:

With four distinct seasons, year-round activities such as hiking, camping, and skiing make the province of Ontario a premier tourism destination.

Five Economic Regions in Ontario

Statistics Canada identifies five economic regions in Ontario: Greater Toronto Area, Central Region, Eastern Region, Northern Region, and Southwest Region.  Each region also has unique geographic, and cultural differences. While all regions are forecasting employment and population growth, that growth may vary by region. So, it’s vital to research your profession so that you can create a solid career pathway

1. Greater Toronto Area (GTA):

The Greater Toronto Area, commonly known as the GTA includes the City of Toronto, and the regional municipalities of Durham, Halton, Peel, and York. It’s a commercial, distribution, financial, and economic centre with the second largest financial centre in North America. It has one of the highest concentrations of financial services company headquarters in the Americas. 

Toronto is a destination city that people from around the globe recognize. But there are other cities located within the GTA that are close to Toronto such as:    

With many jobs currently in demand in the GTA, some of the most in-demand include:

Click here to browse jobs in Ontario. 

2. Ontario’s Central Region

The central region includes the economic regions of Muskoka-Kawartha, Kitchener-Waterloo-Barrie, and Hamilton-Niagara Peninsula. This region includes the cities of:

Much of the Central Region is covered by farms, lakes (with freshwater beaches), and rivers. The region also has a large tourism sector because of the many recreational activities it offers.  

chairlift at Horseshoe Ski Resort in the province of Ontario during a heavy snowfall.
Horseshoe Resort near Barrie, Ontario is a premier tourism destination.

3. Ontario’s Eastern Region

This economic region includes Ottawa and Kingston-Pembroke. Ottawa is the nation’s capital and home to Parliament Hill and Buildings. With Canada’s Federal Government located in Ottawa, the city offers great career options in government and the tech sector. Learn more about living in Ottawa.

4. Ontario’s Northern Region

The northern part of the province is experiencing strong growth in key sectors of the economy including construction,  forestry, mining and manufacturing. The Northern Region also continues to develop as an important natural resource, service, and transportation centre.

Two economic regions are within the Northern Region: the Northeast and the Northwest.  Notable cities in the Northeast Region include Sudbury and Thunder Bay in the Northwest Region. The Sudbury Basin is a geological phenomenon that runs 100 km wide and 15 km deep. At the edge of this basin are nickel, copper, and other minerals that make Sudbury one of Canada’s largest mining centres.

Another growing sector is health sciences due to innovations in medical research and science facilities in the region.

5. Ontario’s Southwest Region

The Southwest Region is shaped by nature and is also Canada’s most southern region. It has deep agricultural roots due to its milder climate and longer growing and harvest seasons. 

Key cities in this region include: 

Corn is one of the province's large agricultural products.
Cornfield located near Windsor, Ontario. Corn is one of Ontario’s large agricultural products.

Is Ontario an Expensive Place to Live?

Although it’s the province in Canada with the most opportunities for newcomers, it can be an expensive place to live. In part, this is due to having some of the highest housing costs in Canada, especially in Toronto and the GTA. Housing costs comprise the largest living expense, but other costs include:

If you plan to live in Ontario, it’s wise to take financial steps before you move to Canada and prepare to manage your costs. The cost of living can vary by city as well. When researching cities to live in, it’s helpful to research both the average wages for your profession by region as well as housing and living costs.

Renting your first home in Canada | Options & solutions for newcomers

Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!

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Ontario’s Climate

Ontario has regional climate differences.  For example, Northern Ontario has longer and colder winters than Southern Ontario. You’ll find the weather is warmest in Windsor, Ontario’s most southern city. 

Areas that receive westerly winds off the Great Lakes are often called the “snow belt” and can receive excessive snow. In contrast, the areas around Toronto and Hamilton are in the partial rain shadow of the Niagara Escarpment and receive less than 150 cm of snow annually. 

In the summer, temperatures can rise above 30°C (86°F), while in the winter they can drop below -40°C (-40°F).

Culture and Diversity in Ontario

In addition to driving Ontario’s population growth, immigration fuels economic growth, reunites families and promotes culture and diversity in communities.  In fact, the City of Toronto is one of the most multicultural cities in the world. You can explore international neighbourhoods such as Little India, Little Italy, Chinatown, Greektown, and more!

The province is highly diverse with over 250 ethnic origins. Cities across Ontario welcome newcomers to contribute to their social, economic, and cultural vitality. Settlement services throughout the province help newcomers adapt and thrive in their new communities.

Studying in Ontario

Its excellent higher education system is among the many reasons international students choose to study in the province. Ontario is home to 23 public universities, 24 colleges, and more than 400 registered private colleges. While Canada leads other Western countries with the rise of international students, Ontario hosts the largest number of students in its post-secondary schools.

Economic immigrants with at least one year of Canadian study experience had higher earnings 10 to 11 years after immigration than those without such experience, regardless of whether they had pre-admission Canadian work experience. These findings suggest that, for economic immigrants who are new graduates and new entrants to the labour market, Canadian credentials translate into stronger economic outcomes in the longer term.

International students as a source of labour supply: A summary of recent trenDs
Statistics Canada: March 2022

Provincial Attractions

Among many of the popular attractions that contribute to Ontario’s booming tourism industry are the world-famous Niagara Falls, Science North in Sudbury, and Parliament Hill in Ottawa. Ontario is also home to six national parks and over 300 provincial parks and beaches. 

(NC) Summer vacation is here. However, rising fuel prices are influencing plans, and have us looking for ways to make our trips more efficient.

Here are a few tips from Toyota Canada to help you get the most out of your summer trips:

[cjtoolbox name=’Renting Webinar’]

These simple tips should help you save on gas, and reduce your emissions while you enjoy the pleasures of the open road this summer.

While many new immigrants choose to move to Toronto when they come to Canada, there are many other great cities in the Greater Toronto Area (GTA), including Markham. The city you choose is an important decision that will play a big role in your life now and in the future. Before making a final decision, it’s important to consider the local job market, housing costs, transportation, and entertainment options. All of these and other factors will shape your lifestyle.

Are you thinking about moving to Markham? Prepare for Canada can guide you with helpful information about living in Markham.  

About Markham, Ontario

Markham, Ontario is a diverse city. Similar to other cities in the Greater Toronto Area (GTA), it’s home to people from all over the world. It’s located in York Region about 30 minutes from downtown Toronto. Because of this, it is a popular location for commuters.

The city is home to hundreds of corporate head offices, providing residents with the opportunity to work in many different industries. Importantly, Markham is at the center of the second-largest tech cluster in Canada and a key player in Ontario’s innovation corridor.

As one of the most diverse cities in Canada, diversity and inclusion are a strategic priority for the city. It’s a community that welcomes people from all races and religions.

The city was first settled in 1794 as Thornhill and Unionville. It was later incorporated as a village in 1872, a town in 1971, and a city in 2012.

How Many People Live in Markham, Ontario?

The city of Markham has a population of 338,503, as of the 2021 Census. This is an increase of 2.9% since 2016. It’s the 7th largest city in Ontario and the 4th largest in the Greater Toronto Area.

How to Find a Job & Build a Career in Markham

Markham’s Local Economy

Regarded as Canada’s high-tech capital, the city is home to hundreds of corporate offices and over one thousand high-tech and life science companies. There are more than 10,000 companies in the city, with 240 being foreign, employing more than 179,000 people.

The top industries in Markham are:

Major Employers in Markham

Markham offers job opportunities with an extensive list of international companies. The city attracts many top high-tech companies in Canada including:

Career Pathways in Markham

You can explore opportunities on the Government of Canada Job Bank website, company websites, or by using local recruitment agencies such as Randstad Canada, Robert Half, Aerotek, and Modern Technical Staffing Inc.

The Markham Housing Market

Is Housing Expensive in Markham, Ontario?

Rent and real estate costs are expensive in Markham. It is one of the most expensive cities in Canada. One way to keep costs down is to choose a more affordable neighbourhood or even consider a smaller community close by. Higher living costs are a result of urbanization and the tendency of people to move out of the city of Toronto into suburban areas. This created a greater demand for housing in the region.

Renting your first home in Canada | Options & solutions for newcomers

Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!

REGISTER FOR THE WEBINAR

Finding a Place to Rent in Markham 

Renting an apartment in Markham is significantly more expensive than in other cities in the province. The average cost to rent in Markham is $2025 for a 1 Bedroom, and $3200 for a 2 Bedroom. This is much higher than the provincial average rent of $1,395.

🏠 Check out Rentals for Newcomers for a trusted, practical, and fast way to find housing!

When renting a home or apartment, it’s also important to buy renter’s insurance. While it’s optional, many landlords require it as part of your tenant application.

Get more information about renting a home: Renting in Canada: What Newcomers Need to Know.

Buying a Home in Markham 

Purchasing a home in Markham is expensive. According to Zolo, the average cost of a 3-bedroom in Markham is $1.4 million (as of May 2022). This is a 14% increase from the previous year. The average price for a 2-bedroom townhouse is $1 million (a year-over-year increase of 40%). The average cost of a condo is $810,000.

Find out more about buying a home in Canada, First Time Home Buyer: Newcomer Tips

Driving & Public Transit in Markham

Driving in Markham, Ontario

A big part of life for Markham residents involves driving. Many people commute to work in the city and across the GTA. The city has a grid layout with major streets extending to Toronto. They include Yonge Street, Bayview Avenue, and Leslie Street. There are also several major highways passing through the city – Highway 404, Highway 407 ETS toll road, and Regional Road 7 (formerly Highway 7).

All drivers are required to have a valid driver’s licence and insurance to drive in Ontario. Learn more about driving in Canada with these 10 essential facts.

Markham Public Transit

York Region Transit (YRT) connects Markham with other surrounding cities, including Richmond Hill, Newmarket, Vaughan, and Toronto. Residents can travel downtown by connecting to the TTC subway system or GO Transit.

Get more information about driving in Canada:

Driving in Canada: 10 Essential Facts to Know

Getting Your Ontario Drivers License

Driving Test in Canada: A Full Guide

Tips for Winter Driving to Ensure Your Safety

Community Support for Newcomers

Within York Region, newcomers can access five service hub Welcome Centres. They help immigrants to settle and integrate into their new life. There are two centres in Markham, one in the North and another in the South end of the city. These centres offer settlement and employment services in many languages.

Language Support in Markham

Newcomers can receive language support services from the Welcome Centres. You can also find assistance through Settlement.org, and other community groups and educational institutions.

Personal Finance & Banking

Having a strong financial plan is important to be successful. So it’s vital to open a bank account as soon as possible. All local banks and credit unions offer programs for new immigrants to help them open an account and get a credit card. You can also get help qualifying for a mortgage and other financial advice.

Get more banking tips for newcomers:

Top 10 Financial Steps to Take Before You Leave for Canada

Move to Canada | Transferring Cash & Valuables

Open a Bank Account Before Arriving in Canada

Markham’s Education System

Markham has a modern education system with many education options. There are two main school boards in the area. Even though Markham has minimal post-secondary options, you can access top colleges and universities throughout the Greater Toronto Area

There are many pre-school and daycare options for parents, as well as before and after school programs, and private, public, and community childcare programs across the city.

Elementary and High School Education

The two main school boards in the city are The York Region District School Board and the York Catholic District School Board. The Conseil scolaire Viamonde operates secular French schools. The Conseil scolaire catholique MonAvenir operates Catholic French schools. Overall, there are 190 public schools and over 100 Catholic schools.

Post Secondary Institutions

Seneca College campus located in Markham.
Seneca College campus located in Markham

Currently, there are no post-secondary institutions in the city. However, Seneca College has a campus in the business district. York University plans to open a new campus in the city in 2023.

Read more about education in Canada:

Schooling in Canada | A Look at the Education System

Higher Education Offers Benefits to Newcomers

Where To Get Medical Care in Markham, Ontario

The Markham Stouffville Hospital is the city’s main healthcare facility. Residents also have access to care at  Shouldice Hospital and at the close by Scarborough Hospital Birchmount Campus. In case of an emergency call 9-1-1. This number is the same no matter where you live in Canada. 

The Ontario Health Insurance Plan (OHIP) provides residents with health care coverage. Learn how to apply for an OHIP card. You also have the option to buy private health insurance.

How to Find A Family Doctor In Markham

Having a family doctor is important to take care of your health. Newcomers can look for a doctor by using Health Care Connect or The College of Physicians and Surgeons of Ontario. Get more information about health care in Canada: Steps to Access Free Health Care in Canada.

What is Day-to-Day Life Like in Markham?

Things to Do in Markham

The city of Markham has a little bit of everything. It’s close enough to Toronto and all the amenities it offers and it has a variety of outdoors and nature to explore. It is close to many of the top attractions in Ontario, in addition to great things to do within the city itself.

Public Spaces & Attractions 

Arts culture and diversity are a big part of the community. The city has several performing arts groups including Kindred Spirits Orchestra, Markham Little Theatre, Markham Youth Theatre, Unionville Theatre Company, and the Markham Concert Band.

There are still a variety of small farms in the area. Check out Reesor Farm Market, Galten Farms, Forsythe Family Farms, and Adventure Valley

Other top attractions in the city include Frederick Horsman Varley Art Gallery, Markham Museum, Markham Village, and Cathedral of the Transfiguration. Shopping is big in Markham. There is a large number of Chinese and East-Asian malls and shops.

Historic buildings in Markham village
Historic buildings in Markham Village

Restaurants & Nightlife

Chinese and Asian cuisine dominate the restaurant industry in the city, but the city does have restaurants featuring food from around the world. The city holds many festivals throughout the year. Some to check out include the Night It Up! Night Market, Taste of Asia Festival, Unionville Festival, Markham Village Music Festival, Markham Jazz Festival, Markham Ribfest & Music Festival, Doors Open Markham, Thornhill Village Festival, Markham Fair, Olde Tyme Christmas Unionville, and Markham Festival of Lights.

Nature & Natural Landscapes

Markham has over 22 km of scenic pathways. Some of the natural landscapes to experience are Milne Dam Conservation Park, Bob Hunter Memorial Park, and Pomona Mills Park.

Sporting Events & Concerts

Even though the city doesn’t have a professional sports team, it’s only a short drive to Toronto to see the Maple Leafs, Raptors, and Blue Jays. To see live music, check out the local listings for MFG Complex, and other venues throughout the GTA.

Culture & Diversity In Markham

Diversity

Markham is very diverse. About 78% of the population identifies as a visible minority, with 6% being recent immigrants. There is a significant Chinese population in the city. Close to half of the residents are of Chinese descent. The biggest minority groups are Chinese (46.5%), Indian (10.1%), Sri Lankan (4.4%), Irish (4.2%), Italian (3.7%), Filipino (3.1%) and Iranian (2.5%). One-third of the population’s mother tongue is Cantonese or Mandarin.

Worship

Markham is culturally diverse and this is reflected in the number of religions that are practiced in the area. 44% of the population identify as Christian. Others identify as Hindu (9.8%), Muslim (7.5%), Buddhist (4.4%), Jewish (2.4%), and Sikh (1.4%). About 30% of the population has no religious affiliation.

The Weather in Markham

Markham has a continental climate that is like the rest of Southern Ontario. The city experiences all four seasons of weather (spring, summer, fall, and winter). The temperature will vary greatly by season. The average temperature in January is about -6o C and the average high temperature in July is 26o C.

Common Questions Immigrants Ask About Living in Markham

Why is Markham a Good City for Immigrants?

As one of the most diverse cities in all of Canada, Markham is a popular landing spot for new immigrants, especially people of Asian heritage. The city offers great job opportunities and is only a short drive to Toronto, the biggest city in Canada.

What are the Potential Disadvantages of Living in Markham for Newcomers?

One of the main disadvantages of living in Markham is the cost of living. Everything from real estate to restaurants and transit are more expensive than other smaller cities in Canada. However, you also have a better chance of getting a higher-paying job.

What are the Benefits of Living in Markham?

Markham is a high-tech hub. So, if you work in the technology field, the city is a desirable destination for you to find work. There are many great outdoor trails, public transit, and you are close to other cities in Ontario.

Deciding to move to Canada is life-changing. A new country brings about new opportunities and a new way of life. Richmond Hill, Ontario is one of the many cities in the Greater Toronto Area to consider. 

But before you choose a new city to call home, it’s important to carefully research your options. There are many cities in Canada and they are all unique. So smart things to consider include career options, the regional location, the housing market, and the overall lifestyle a city can offer. Where you live will affect both your financial success and overall quality of life in Canada. 

Is Richmond Hill at the top of your list of cities you are considering? Prepare for Canada can guide you with helpful information.

About Richmond Hill, Ontario

Richmond Hill is a diverse city that is located in York Region. The region includes nine municipalities: Aurora, East Gwillimbury, Georgina, King, Markham, Newmarket, Vaughan, Whitchurch-Stouffville, and the City of Richmond Hill. York Region is also part of the Greater Toronto Area (GTA) and is about 36 km from Toronto. The village of Richmond Hill was incorporated in 1872. It received town status in 1957 and city status in 2019.

Richmond Hill has seen significant growth since the 1990s. Thanks to its strong economy, job opportunities, and the quality of life it provides, it attracts thousands of young and skilled immigrants each year.

How Many People Live in Richmond Hill, Ontario?

202,000 people live in Richmond Hill, according to the 2021 Census. This is an increase of 3.6% since 2016. The city is the third-largest in York Region and the 27th largest in Canada. Over 60% of the population are visible minorities. This is well over 100,000 residents.

How to Find a Job & Build a Career in Richmond Hill

Richmond Hill’s Local Economy

The city has a diverse economy that is made up of small businesses and corporate headquarters. It is becoming known for IT and high technology with over one thousand businesses in this industry. 

Other leading industries you’ll find here are:

OpenText Building
OpenText Building in Richmond Hill

Major Employers in Richmond Hill

The city has a wide range of employers in many industries. Some of its top employers include:

Career Pathways in Richmond Hill

You can search for jobs on the City of Richmond Hill website. Working with a recruitment agency is also a common way to search for employment. Top recruitment agencies include Randstad Canada, AppleOne Employment Services, and Robert Half.

The Richmond Hill Housing Market

Richmond Hill continues to grow, much like other parts of the York Region. It offers newcomers a variety of housing options. You can choose to rent or buy when you move to the city. Main neighbourhoods include:

Neighbourhood in Richmond Hill
Richmond Hill continues to grow, much like other parts of the York Region, offering newcomers a variety of housing options.

Is Housing Expensive in Richmond Hill, Ontario?

Housing in the city is expensive. It is one of the most expensive cities in Ontario to rent or buy. It is a highly desirable place to live, which can make finding affordable options more challenging.

Finding a Place to Rent in Richmond Hill 

Compared to other cities in the GTA, Richmond Hill is an affordable place to rent. But it is still expensive overall. According to Zumper, the median cost to rent a one-bedroom is $2,173 for a one-bedroom. It is $2,700 for a two-bedroom and $3,190 for a three-bedroom unit. Housing availability can be an issue, and with low vacancy rates come rising rental costs.

When renting a home or apartment, it’s also important to buy renter’s insurance to protect your family, belongings, and finances. Read more: Tenant Insurance in Canada: Why Do Newcomers Need It?

🏠 Check out Rentals for Newcomers to search for available rental units and current prices in Richmond Hill. 

Buying a Home in Richmond Hill

It is expensive to purchase a home in Richmond Hill. Prices have increased by 12% in the past year, and they continue to climb. The average price to buy a home is $1.5 million as of April 2022 according to real estate website Zolo.

The average price for a 3-bedroom townhouse is $1.3 million and the average price for a condo is $734,000. Find out more about buying your first home in Canada: First Time Home Buyer: Newcomer Tips

Driving & Public Transit

Driving in Richmond Hill, Ontario

Highway driving is part of daily life in Richmond Hill. It’s common for residents to commute to work in other parts of the GTA. There are several major highways in the area. They are Highway 404/ Don Valley Parkway, Highway 7, Highway 407 toll expressway, and Highway 401. Heavy traffic is common in these areas. 

All residents are required to have a valid Ontario driver’s licence. The province uses a graduated licencing system. Learn more about licencing requirements on the Ministry of Transportation (MTO) website.

Get more information about driving in Canada:

Driving in Canada: 10 Essential Facts to Know

Getting Your Ontario Drivers License

Driving Test in Canada: A Full Guide

Tips for Winter Driving to Ensure Your Safety

Richmond Hill Public Transit

York Region Transit (YRT)/Viva has 120 routes across the nine municipalities of the York Region and offers easy access to the transit systems in the neighbouring City of Toronto, Peel Region, and Durham Region. To plan your trip with YRT/Viva, visit their website.

Toronto Transit Commission (TTC) has routes that operate in the York Region and bring passengers to some of the Toronto subway stations. GO Transit offers trains and bus services from Union Station in Toronto to York Region. For fare information when using the TTC and GO Transit connecting services click here.

Community Support for Newcomers

As a city with a diverse population, it offers a wide selection of support for newcomers. All new immigrants have access to programs that help to settle in the city. Among many of the services, you can get help to look for work, find housing, and improve your language skills. 

York Region’s Local Immigration Partnership (LIP) offers support to newcomers. Welcome Centre Immigration Services has seven locations in York Region, including in Richmond Hill. You can get general information in fifteen languages.

Language Support

You can take language classes through Settlement.org, Welcome Centre Immigrant Services, Immigration Settlement Services, and many other community groups.

Personal Finance & Banking

Setting up a bank account and getting your finances in order upon moving to Richmond Hill is an important step in getting settled. All local banks and credit unions offer services specifically for new immigrants. They can help you open a bank account, get a credit card, apply for loans, and get a mortgage. 

Get more banking tips for newcomers:

Top 10 Financial Steps to Take Before You Leave for Canada

Move to Canada | Transferring Cash & Valuables

Open a Bank Account Before Arriving in Canada

Richmond Hill’s Education System

Richmond Hill has many education options for children and adults. There are two main school boards – York Regional District School Board and York Catholic District School Board. 

While the city does not have a post-secondary institution, you can get access to top colleges and universities throughout the GTA. Parents have access to many preschool and daycare options. There are before and after school programs, and private, public, and community childcare programs across the city.

Elementary and High School Education

Residents have access to public, Catholic, and private school education. The York Regional District School Board has twenty-seven elementary and five high schools. The York Catholic District School Board has thirteen catholic elementary and two high schools. There are also four private primary schools and five private high schools.

Post Secondary Institutions

There are no colleges or universities in Richmond Hill. But there are satellite campuses of York University, University of Toronto, and Seneca College located in York Region. 

Read more about education in Canada:

Schooling in Canada | A Look at the Education System

Higher Education Offers Benefits to Newcomers

Mackenzie Richmond Hill Hostpital
Mackenzie Richmond Hill Hospital offers emergency care along with core and specialized health care services.

Where To Get Medical Care in Richmond Hill, Ontario

Most basic health care services in Ontario are publicly funded. Richmond Hill residents are covered by the Ontario Health Insurance Plan (OHIP). Prescription medications and some other medical services are not covered by OHIP, but you can buy private health insurance

Mackenzie Richmond Hill Hospital offers a full-service emergency department, and core and specialized services to provide the health care you need. In case of a medical emergency (when there is a life-threatening condition) call 9-1-1. 

York Region Emergency Medical Services works 24 hours per day and uses up to thirty-three ambulances, nine rapid response vehicles and four special response vehicles.

How to Find a Family Doctor

When you arrive, finding a family doctor will be important so that you can receive primary medical care. Family doctors can prescribe medication and refer their patients to specialists and hospitals. Not all family doctors accept new patients, so if you have difficulty finding a healthcare provider, you can enroll in the Ministry of Health Health Care Connect Program.

If you need medical care, but still don’t have a doctor, you can go to a walk-in clinic. Get more information about health care in Canada: Steps to Access Free Health Care in Canada

What is Day-to-Day Life Like in Richmond Hill?

Things to Do in Richmond Hill

Richmond Hill’s location within the GTA offers newcomers many different things to do. Whether you enjoy the outdoors, culture, the arts, or sports, there is something for everyone.

Hillcrest Mall
Hillcrest Mall is a large shopping destination with over 130 stores.

Public Spaces & Attractions 

The city offers residents a variety of attractions to explore. Some of the most popular are the David Dunlop Observatory, Hillcrest Mall, Richmond Hill Heritage Centre, and the Hillcrest Farmer’s Market.

Restaurants & Nightlife

Richmond Hill has a variety of neighbourhoods that offer cuisine from many cultures. Yonge Street is the best spot to discover many unique restaurants, pubs, and bars.

Nature & Natural Landscapes

There are many outdoor spaces for nature lovers. You can go for a hike at Oak Ridges Trail or Rouge River Headwaters Walk, check out Wilcox Lake, Saigeon Trail walkways above wetlands and Oak Ridges Corridor Conservation Reserve. 

Rouge River Headwaters Walk
Nature enthusiasts can explore Rouge River Headwaters Walk.

Sporting Events & Concerts

Even though the city doesn’t have any professional sports teams, it’s only a short drive away to Toronto to see the Maple Leafs, Raptors, Toronto FC, and Argos. You can check out live performances at the Richmond Hill Centre for the Performing Arts. Again, there are countless world-class concert venues only a short drive away.

Culture & Diversity in Richmond Hill

Culture Day increase cultural awareness through visual arts, music, and dance.
Culture Days is an annual event that increases cultural awareness through visual arts, music, dance, film, food and media.

Diversity

Richmond Hill is a culturally diverse city. Over 60% of the population identifies as a visible minority. This is about 120,000 residents. Residents speak 126 languages. 

The largest minority population is Chinese, which make up 30% of residents. Other large immigrant communities include Iranian (11%), Italian (10%), East Indian (5.8%), and Russian (5.4%).

Each year, the city celebrates its cultural diversity through the annual Culture Days events. The event raises cultural awareness through visual arts, music, dance, film, food, and media.

Worship

As a diverse city, residents practice different religions. About 50% of the population identifies as Christian. This is followed by Islam (11.5%), Judaism (5.5%), Buddhism (2.8%), and Hinduism (2.4%). About one-quarter of the population has no religious affiliation.

Place of Worship in York Region:

Synagogues

Hindu Temples

Buddhist Temples

Mosques

Churches

The Weather in Richmond Hill

Richmond Hill has a humid continental climate with four seasons. Winters are cold with the daily average temperature in January of -7°C. Temperatures often feel colder than they are because of the wind chill. Snow can fall anytime between November and April. Snowstorms are not unusual.

Summers are hot and humid with temperatures ranging from 20°C to 31°C. However, the high humidity makes temperatures feel warmer than they are. Spring and autumn are cool and pleasant, sometimes with large differences between day and night temperatures.

Common Questions Immigrants Ask About Living in Richmond Hill

Is Richmond Hill a Good Place for Immigrants?

Yes. It’s regarded as one of the best places to live and work in Canada. Its truly diverse population makes it an attractive destination for new immigrants.

What are Some Disadvantages of Living in Richmond Hill for New Immigrants?

While it is a great place to live, Richmond Hill is one of the most expensive cities in Ontario. If you don’t enjoy commuting, you won’t like the traffic. Your location could limit your job opportunities. 

What are the Benefits of Living in Richmond Hill?

Richmond Hill gives you the calm and quietness of a small town while still located close to Toronto, a major city. There are many outdoor activities and it is a great location for commuters. Most of the residents are families with children.

Salary negotiation is a touchy subject. Most job seekers are still unclear about the best practices for negotiating their salary. As a newcomer to Canada, the subject can be even more intimidating. You’re new to the country and you may be unfamiliar with common job search practices. Many people fear that asking for more money means they will miss out on the job offer. Others may immediately accept a job without knowing you have the option to negotiate salary and other benefits. 

Negotiating your salary in Canada is common. It’s part of the hiring process. So, you shouldn’t shy away from the topic. As with other aspects of the job search process, there is a time and place for everything. There will be some jobs where there is no room for negotiation. There are also certain times when it is better to discuss money with your potential employer.

Here are specific actions, tips, and advice for when and how to negotiate your salary in Canada. 

Can You Negotiate Your Salary in Canada?

Yes, you can negotiate your salary when applying for jobs in Canada. A job offer is just that – an offer. You can negotiate all aspects of it, including your salary.

Remember that as a job candidate, you are interviewing the company as much as they are interviewing you. You need to be sure the company is somewhere you want to work. And you need to make sure you will be compensated fairly for the work you will do.

This applies to entry-level positions as well. Most people incorrectly assume entry-level salaries are non-negotiable. But this is not always true. Companies will make exceptions for candidates they feel are the right person for the job. However, you usually have less wiggle room for these entry-level positions because they are easier to fill. 

Common Situations When You Will Negotiate Your Salary

There are a few common situations where you will find yourself in a position to negotiate your salary.

Why Should You Negotiate Your Salary?

Salary negotiation is a normal part of the job search process. While it can be an intimidating process, it’s completely normal. Here are some reasons you should negotiate your salary before accepting a job offer:

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How To Approach Salary Negotiation in Canada

If you are going to negotiate your salary, you need to approach it the right way with the following actions:

Research the Salary Range for Similar Positions in Your Industry

You need to understand the salary trends for your industry and your specific position. Consider your skills, education, and level of experience. All these factors play a role in determining how high of a salary you can command. This will take some research.

The more information you have, the stronger case you will be able to make to justify your salary request. You can’t ask for more money “because you think you should make more.”

Learn how much other companies pay for a similar position. Research the employer’s compensation structure. Find out how much people are paid for similar job titles.

 

Use websites such as LinkedIn, Glassdoor, and job boards such as Indeed to get this information.

Speak with Other Professionals 

You can ask others about the employer’s hiring practices to determine if they are receptive to negotiating salary.  

Be Ready to Explain Why You Deserve More Money

If you plan to ask for a higher salary, expect the employer to ask you to justify why you should get more money. You can expect employers to push back and need to understand your positions.

Have several well-thought-out reasons why you should have a higher salary.  For example, fluency in another language is a great asset for a global company. Or, you may have specialized training the employer requires.

Expect a Counter Offer

If the employer is willing to negotiate, have a clear salary in mind. You should also expect them to counter your offer.

They may offer you more but not as much as you are asking. So, choose a number you know is higher than you expect. For example, a job has a salary of $40,000 per year. You believe you should make a little more. You ask for $50,000. The employer counters with an offer of $45,000. You meet in the middle, and everyone is happy.

Remember you can also negotiate more than money. If an employer won’t budge on the salary you can ask for other benefits such as more vacation time.

Get Everything in Writing

This is important and often overlooked by employees. Get all agreed-upon salary terms and conditions in writing. This will ensure everything you have spoken about is documented.

What to Avoid When Negotiating Your Salary

Here are some important pointers to keep in mind. Avoid doing the following as part of the negotiation process:

Ask Before You Receive an Offer

The timing of your negotiations is important.  Ideally, you should wait until you have received a formal offer in writing.  Feel free to ask for time to consider the offer and formulate your salary request.

Include other employee benefits when negotiating your salary.
Include other benefits such as a signing bonus when negotiating your salary.

Focus Only on the Money 

It can be very easy to get yourself into a mindset where you are only thinking about salary. Salary is important but it is not the only thing. Consider the possibility of a signing bonus, commission, and other forms of compensation as part of your job offer package. Other things to negotiate on top of or in addition to base salary include:

Show Your Hand

Don’t reveal your bottom-line number or you will lose your leverage in the negotiation. Know your worth and do not be afraid to ask for it. Employers will respect this. Your offer will not disappear because you want to negotiate. In most cases, the worst thing that will happen is they will say no to your request for a higher salary. 

Salary negotiations can be intimidating, but they are necessary if you want to be paid what you are worth. It’s also a common practice in the hiring process in Canada. So if you don’t negotiate salary, you could leave money on the table. 

Are you thinking about moving to Canada? Many new immigrants choose the province of Ontario, and the city of Windsor specifically, as their new home. Where you choose to move is a decision that will affect your life for years to come. 

Before choosing a destination city, it’s vital to research the cost of living, the housing market, local economy, education options, and things you can do for fun. Learn more about the city and get helpful information about living and working in Windsor.

Windsor, Ontario, is located in Southwestern Ontario on the border of Detroit, Michigan. It is known as the “Automotive Capital of Canada.” The city is surrounded by a rich agricultural region in Essex County.

About Windsor, Ontario

Windsor is the southernmost city in Canada and home to the Ambassador Bridge, the busiest commercial border crossing between Canada and the United States. 

The area was originally settled in 1749 as a French agricultural region. Then, in 1797, post-American Revolution, it was established as a settlement named “Sandwich.” It was later incorporated as the city of Windsor in 1854, after the town in Berkshire, England. 

Today, the city is a major contributor to the auto industry in Canada. It’s known for its industrial and manufacturing industries. It is a hub for commercial transportation and has grown to the third-largest city in Southwestern Ontario, behind London and Kitchener-Waterloo.

How Many People Live in Windsor, Ontario?

According to the 2021 census data, the city has a population of 229,660 people. This makes it the 15th largest city in Canada and the 7th largest in Ontario. Since 2016, the population has grown by 6.3%. The Windsor and Detroit area is the most populated trans-border area in North America.

How to Find a Job & Build a Career in Windsor

Windsor’s Local Economy

Windsor is a well-known leader in the automotive industry. There are more than 90 auto and parts manufacturers located in the region. This includes Ford Motor Company and Fiat Chrysler. It is also a tourism destination due to its proximity to the U.S. border. The main drawback of the local economy is its relatively high unemployment rate compared to other cities in the province. It sits at 10.7% (as of February 2022). The national average is 7.7%.

The top industries are:

Major Employers in Windsor

Most of the major employers in this city are in manufacturing. Other employers include:

Downtown Windsor business area
Downtown Windsor Business Core.

Career Pathways in Windsor

Auto and parts manufacturing is the top industry for those looking to work in Windsor. There are a few ways to search for jobs in the city. You can look for work using workforce WindsorEssex, Government of Canada Job Bank, and local employment recruiters. They include Aerotek, Prostaff Employment Solutions, Canadian Executive Search Group, and others.

The Windsor Housing Market

There are plenty of housing options. The city is divided into four distinct sectors: Downtown, East End, West Side, and South Side. Within each of these areas, there are unique neighbourhoods. For example, some are geared to young families, others to older adults, singles, or even a mix of residents. Before you decide where to live, consider how suitable the neighbourhood is for your lifestyle.

Sandwich Town neighbourhood in Windsor.
Old Sandwich Town neighbourhood. Windsor is one of the most affordable large cities in Ontario.

Is Housing Expensive in Windsor, Ontario?

Windsor is one of the most affordable large cities in Ontario. Even with rising house prices, the city has not seen a steep increase like other large cities in the province. Housing costs are still lower than the national average.

Finding a Place to Rent in Windsor 

Windsor has rental units available across the city. Rent can start as low as $900 per month and go up. The average rent for an apartment is $1,142 for a Bachelor, $1,181 for a 1-bedroom, $1,396 for a 2-bedroom, and $1,698 for a 3-bedroom. Rental rates are more affordable than in many other cities in Ontario. 

When renting in Canada, buying renter’s insurance can protect you and your family in the event of damage, a break-in, or a fire. As well, most property owners today will require that you have insurance as part of your rental agreement. 

🏠 Check out Rentals for Newcomers to search for available rental units and current prices in Windsor. 

Buying a Home

Windsor is one of the most affordable larger cities. According to Royal LePage, the average price of a home in Canada is now $779,000 (as of January 2022). And the average price for a single-family home in Windsor is $553,100 as of February 2022, according to The Canadian Real Estate Association. The average price for a townhouse is $433,900, and the price for a condo/ apartment unit is $346,600. 

Find out more about buying your first home in Canada: First Time Home Buyer: Newcomer Tips.

Driving & Public Transit in Windsor

Driving in Windsor, Ontario

As the southernmost city in Ontario, Windsor is the endpoint for the Quebec City-Windsor Corridor. It is the final stop for Highway 401 and Via Rail. Local highways such as E.C. Row Expressway and Highway 3 connect the city to surrounding communities. 

The city has two border crossings, the Ambassador Bridge, and the Detroit-Windsor Tunnel. There is also a Canadian Pacific Railway tunnel, and the Detroit–Windsor Truck Ferry.

The Ambassador Bridge
The Ambassador Bridge is North America’s #1 International Border Crossing.

With an international border, there is significant commercial traffic. All drivers must have a valid Ontario driver’s licence.

Get more information about driving in Canada:

Winter Driving in Canada: 7 Essential Safety Tips for Newcomers

Windsor Public Transit

Transit Windsor supplies bus service to the community. It runs 15 bus routes. Service extends to LaSalle, Essex, Kingsville, and Leamington. There is also service to downtown Detroit via Tunnel Bus for special events and for those who work or go to school across the border.

Community Support for Newcomers

The Windsor Essex County Local Immigration Partnership offers a strong support system for newcomers. It is an initiative of Immigration, Refugees and Citizenship Canada (IRCC) to help communities offer comprehensive newcomer services. Other settlement agencies in Windsor include the YMCA of Southwestern Ontario, the Multicultural Council of Windsor-Essex County, and New Canadians’ Centre of Excellence Inc.

Learn more about Services in Canada to Help Newcomers Settle.

Language Support in Windsor

As a permanent resident of Canada, you are eligible for Language Instruction for Newcomers to Canada (LINC) offered by local settlement agencies. You can have your language skills assessed by the Language Assessment and Resource Centre.

College Boreal offers language support along with other agencies, including The Windsor Women Working With Immigrant Women, and Women’s Enterprise Skills Training of Windsor Inc.

Personal Finance & Banking

All newcomers need a good financial plan to help them have a successful transition to life in Canada. Local banks offer programs for new immigrants to help them open a bank account, get a credit card, qualify for a mortgage, and access other financial products. Visit your local branch or apply online. 

Get more banking tips for newcomers:

Canadian Financial Tips Before You Move to Canada

Move to Canada | Transferring Cash & Valuables

Windsor’s School System

The province of Ontario oversees the school system in Windsor. Residents have access to public, private, and catholic education. And, the city is home to several post-secondary schools.

Education in Windsor
Residents have access to public, private, and catholic education. The city is home to several post-secondary schools.

Elementary and High School Education

City of Windsor elementary and secondary schools are regulated by four school boards:

Private school is also available to students from kindergarten to grade 12. In total, there are 55 elementary and 15 high schools.

Post Secondary Schools

Windsor is home to one university and two colleges. They are the University of Windsor, St. Clair College, and College Boreal. Collectively, they offer programs to over 20,000 students annually. 

Read more about education in Canada:

Schooling in Canada | A Look at the Education System

Higher Education Offers Benefits to Newcomers

Where to Get Medical Care in Windsor, Ontario

There are two hospitals in the city, Windsor Regional Hospital and  Hôtel-Dieu Grace Healthcare. These are the places to visit in case of a medical emergency. Windsor Regional Hospital also has formal and informal agreements with Detroit-area hospitals to provide expanded healthcare services. 

For non-emergency care, visit a local walk-in clinic. In case of an emergency, call 9-1-1. This number is the same across Canada. 

Residents must obtain a health card to receive free medical care provided by the Ontario Health and Insurance Plan (OHIP). Click here to learn how to apply for OHIP. You can buy private health insurance for prescription medications and services that OHIP does not cover. Some employers offer medical benefits through their employee benefit plan.

How to Find a Family Doctor in Windsor

Finding a family physician is important to help you maintain your health. You can search for a family doctor by using Health Care Connect, through the Essex County Medical Society, or by using the College of Physicians and Surgeons of Ontario – Doctor Find. Doctor availability changes over time. So, you may be placed on a waiting list until a doctor becomes available.

Get more information about health care in Canada:

Steps to Access Free Health Care in Canada

Things to do in Windsor
Top left: The Canadian club brand centre, Top Right: Ontario Hockey League, Bottom Left: Art Gallery of Windsor, Bottom Right: Peche Island

What is Day-to-Day Life Like in Windsor?

Things to Do in Windsor

This city offers residents a diverse list of things to do. From local festivals, biking on trails along the Detroit River, checking out musical acts and events at the casino, and enjoying the outdoors, there is something for everyone.

Public Spaces & Attractions 

This city is well known for being the home of Caesars Windsor. But there is much more to do than test your luck. Great restaurants and events are happening all the time. Other great attractions in the area include The Canadian Club Brand Centre and Hiram Walker & Sons Limited distillery, and the Art Gallery of Windsor. If you like waterparks, take the family to Adventure Bay Family Water Park.

Restaurants & Nightlife

In addition to the restaurants and nightlife at the casino, the city offers a great riverfront park system with fine restaurants. If you enjoy Italian food, check out Erie Street, Windsor’s Little Italy, called “Via Italia”. You can also sample wine in the Lake Erie North Shore Wine Region in Essex County.

If you enjoy festivals check out the Windsor-Detroit International Freedom Festival during Canada Day, the Bluesfest International Windsor each July, and Detroit Windsor International Film Festival.

Nature & Natural Landscapes

Windsor has an extensive bike trail system that includes the Riverfront Bike Trail, Ganatchio Bike Trail, and Little River Extension. Other things to check out in the area include Peche Island, taking a walking tour of Ford City, or visiting the Ojibway Prairie Complex.

Sporting Events & Concerts

This city is home to the Windsor Spitfires of the Ontario Hockey League, Windsor Express of the National Basketball League of Canada, and a variety of minor league teams. You can check out local concerts at The Colosseum at Caesars Windsor, Rockstar Music Hall and other local music venues.

Culture & Diversity in Windsor

Diversity

This is the fourth most diverse city in Canada. There are more than 170 ethnicities and 70 languages spoken. About 23% of the population are immigrants. This is more than 75,000 residents. The biggest minority groups are Arab (7.4%), Black (4.9%), South Asian (4.4%), and Chinese (3.4%).

Worship

This city has a diverse religious community. About 40% identify as Catholic, 22% Protestant, 6.9% Muslim, and 4% Orthodox. 20% of residents have no religious affiliations.

The Weather in Windsor

Windsor has a humid continental climate. And because of its southern location, it has the warmest climate of all Ontario cities. Windsor actually has the same latitude as Northern California. The average temperature reaches above 10°C (50°F) 223 days of the year.

It gets less snow than other cities in the province. Summers are hot and humid, with an average temperate of 23 degrees Celsius. Winters are mild, with the temperature dipping down to an average of -3 degrees in January.

Beautiful Spring Day in Windsor
Because of its southern location, Windsor has the warmest climate of all Ontario cities.

Common Questions Immigrants Ask About Living in Windsor

Is Windsor a Good Place for Immigrants?

Yes. Windsor is one of the most culturally diverse cities in Canada. It offers affordable housing and close access to the United States. There are largely Middle Eastern, Italian, Asian, and European communities.

What are the Benefits of Living in Windsor?

Windsor is known for having more affordable housing prices. You are only 10 minutes from Detroit, and the city offers great entertainment options for a city of its size. It is an ideal location if you plan to work in manufacturing or tourism.

What are Some Potential Disadvantages of Living in Windsor for New Immigrants?

The big potential drawback of moving to Windsor is the local economy. The city has a higher-than-normal unemployment rate. It is also relatively focused on industrial and manufacturing careers. But, on the other hand, being so close to Detroit also opens other career opportunities. 

 A young woman creating a vision board to help her achieve her goals in life.

There’s no magic wand available to achieve your goals and create the life you know you want to live. However, there is a powerful process you can follow to turn your vision into reality.

Linda Ryan is the National Program Manager with BCCA-Integrating Newcomers, a government funded, Canada-wide, pre-arrival career coaching service for high skilled construction professionals immigrating to Canada (*BCCA-IN). A career and certified performance coach, she and the BCCA-IN team specialise in helping newcomers plan for, and achieve, employment success, no matter what city or province they are moving to.

Linda Ryan works closely with newcomers who are eager to continue their careers in Canada. In conversation with her, she discusses common obstacles people face when creating a vision for their business, career, or life. So whether you’re moving to Canada and starting a new career, or navigating any change, here are Ryan’s three tips to help you achieve your goals in life, create your reality, and act on your dreams.

Tip 1: Positive or negative?

The brain is a funny thing. It’s a data processor and as such, likes nothing more than having something to focus on. As the old saying goes; “garbage in = garbage out”! So be honest with yourself about how you’re feeling right now. If the answer is ‘negative’, why not make a conscious choice to think positively about your future?

Although you may not know exactly what the future looks like, choose to create a positive mindset around it and choose to put positive action towards it. Like all habit-forming, your new behaviour will take multiple tries (and fails) to become your new norm. But you know what? I think you’re worth it. Do you?

Tip 2: Dare to go there?

I work with many clients who know they’re not living their dream and I find that nine times out of ten their biggest obstacle is they are afraid to admit it. Unfortunately, in choosing to deny the existence of your fear (which by the way is a natural survival reaction designed to keep you safe), you are actively choosing to remain stuck. And if you choose to hold yourself back-guess what? You ain’t ever gonna get there! So whatever your goal in life, dream big, and take the necessary steps to get there.

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Tip 3: Being childish?

This is often the question that evokes the strongest reactions in my clients. I’ve seen everything from disbelief, disdain and even disengagement. Great! That’s the reaction I want to see in a client because if that’s what they feel about being asked the question, imagine what they feel about the focus of the question-their vision, their ideal life, and their ability to create it! So we get to working on their ‘best life’ by posing the question again, not as a judgement but as a challenge.

I challenge you to think, act and be like a child when pondering your best life. Visualize your perfect life by allowing yourself the luxury of describing your perfect day. Write it, sketch it, better still, collect pictures from magazines and stick ’em to a sheet.

A young creative child

Having fun creating your story, fuels your desire to make it a reality. Clients who truly allow themselves to go there, elevate their thinking and energy to a child-like level where anything is possible. And guess what? When you allow yourself to even remotely believe anything is possible, you create a new set of emotions, actions and norms that will actually get you there.

So what are you waiting for?

Go have fun with your dreams and goals in life. If you don’t, no one else will!

Learn More about BCCA-IN

*The BCCA-Integrating Newcomers program is a free, pre-arrival, Canada-wide service, focused on helping high-skilled newcomers explore and build successful construction careers. Services include one-on-one career guidance, tailored resume, cover letter, LinkedIn advice, and an in-depth skills and education assessment to help newcomers focus on the best career, credentials and connections activities. The Integrating Newcomers team not only has multi-industry experience but are also immigrants who have built successful careers in Canada.

Newcomers to Canada often ask this burning question “how long will it take to get a job?” However, a better question might be “how can I reach my career goals?” By asking this question, it allows you to focus on what you truly love to do and help you to achieve your long-term career goals. 

Linda Ryan is the Provincial Manager (Apprenticeship Services), BCCA. Prepare for Canada (PFC) spoke to Ryan to get her valuable insights about how you can commit to your long-term career goals by not applying for jobs. Sound odd? Find out about a smarter approach to achieving career success and the advice that Ryan provides to newcomers.

BCCA-Integrating Newcomers, is a government funded, Canada-wide, pre-arrival career coaching service for high skilled construction professionals immigrating to Canada (*BCCA-IN). The BCCA-IN team specialises in helping newcomers plan for, and achieve, employment success, no matter what city or province they are moving to.

PFC: When newcomers ask you how long will it take to get a job, what’s your response?

Linda Ryan: 

I tell them to forget about applying for the job and instead commit to building their long-term career. And in that one sentence, I manage to dash hopes and yet plant a seed for success. My comment is perplexing until I follow it up with these questions, “what’s your dream job?” or “what’s the career you’d truly love?” Let’s face it, the last time you’ve been asked those questions was when you were a kid, everything was possible, and money didn’t matter. 

PFC: What do you think is behind the question “how long will it take to find a job?”

Linda Ryan: 

Well, for immigrants preparing to arrive in a new country, it’s nice to bask in the warm glow of the “I’m in” feeling. This is common, especially after receiving a confirmation letter from the government. However, it can quickly dissipate when the cold reality of “oh crap, how can I afford this?” sets in. So, the best advice I give to clients is to prepare yourself (from both a time and money perspective) for it to take up to six months to find the work you truly love to do.

PFC: When faced with financial concerns, what are the common job-hunting mistakes that newcomers can make? 

Linda Ryan: 

The worst thing you can do as a newcomer is to accept ‘survival jobs’ too early to earn some cash. Yes, it’s tempting and practical, but it can kill your career. This is because it’s so far from your profession that you’ll never be able to use it as a ‘Canadian experience’ reference. Or because it pays so little that you’ll have no spare time and energy to devote to:

Another common mistake is to assume that your out-of-country or in-country experience in a different discipline or industry equates to a role you’re fooling yourself into applying for. I always tell clients to aim for the moon and if you fall, you’ll hit a few stars along the way! What I mean is, hold true to your dream job, but be realistic and take small steps to get there. 

Join Canada’s Construction Workforce | BCCA

Do you want one-on-one coaching to help you continue your construction career in Canada before you arrive? The Integrating Newcomers program is for you if you’re a technical professional e.g. tradesperson, engineer (in any discipline), architect, technician, technologist, project manager, estimator, or analyst. This Canada-wide service can help you get started!

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Don’t kid yourself into thinking you can shoehorn your project management experience for financial services companies into project management for construction companies. Or fool yourself that 10 years of engineering in another country will be accepted at face value for 10 years of engineering in Canada. It won’t! While the fundamentals are the same, the industries, credentials, processes, codes, and laws can differ. Until you have a few years of Canadian experience, your expertise or seniority will not be considered like-for-like.

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PFC: What advice would you give to newcomers who are looking to land a role faster that aligns with their career goals?

Linda Ryan:

I offer three smart and easy steps to take to ensure you land a career-building role faster:

1. Do your Research

Invest more time in researching roles, duties, companies and less time applying. Don’t adopt the ‘spray and pray’ approach by firing off your resume. Decide that you are a 100% fit for the role (i.e. you could do the job with your eyes closed). Also ensure that the company is a match for you and that you tick the practical boxes (i.e. realistic commute, salary, hours etc.). Do this before you edit your resume.

2. Read the Job Description

Take the time to read the job description and critically assess your entire education and career (not just your existing resume), so that you are confident you can demonstrate you are the obvious best match for the role.

3. Look for Junior Roles in Your Field to Help You Achieve Your Long-Term Career Goals

Yes, it requires you to park your ego and take a few steps back to get in the door, be employed in a role aligned with your career goals, and earning while learning. So, before you spend time editing your resume or drafting a cover letter ask yourself: Is this role a solid stepping stone for my long-term career goals? Will the role give me opportunities to expand my network, credentials, job prospects in the field I’m interested in? How can I express these goals in my cover letter to test if a potential employer is open to supporting me on my career journey? 

Then and only then are you ready to apply for the job.

Learn More about BCCA-IN

*The BCCA-Integrating Newcomers program is a free, pre-arrival, Canada-wide service, focused on helping high-skilled newcomers explore and build successful construction careers. Services include one-on-one career guidance, tailored resume, cover letter, LinkedIn advice, and an in-depth skills and education assessment to help newcomers focus on the best career, credentials and connections activities. The Integrating Newcomers team not only has multi-industry experience but are also immigrants who have built successful careers in Canada.