Join the Scotiabank StartRight® Program designed for Newcomers and get up to $2,200* in value in the first year.

Brampton is one of Canada’s fastest-growing cities and a top choice for newcomers and international students. With a population of more than 791,000 (Statistics Canada, 2024), it is Ontario’s 3rd largest city). It’s known for its diversity, affordability compared to Toronto, and strong community spirit.

If you plan to rent in Brampton, here’s what you need to know about affordability, commuting, and the best neighbourhoods.

Is Brampton Affordable for Renters?

Yes, Brampton is generally cheaper than Toronto and Mississauga for housing.

  • Average rent (2025): About $2,300 for a one-bedroom and $2,800 for a two-bedroom (Rentals.ca, Aug. 2025).
  • Detached houses and larger homes dominate in Brampton, but you’ll also find townhouses and basement apartments at lower costs.
  • Families often choose Brampton because it offers more space for less rent compared to Toronto.

👉 Solution for newcomers: If you don’t have a Canadian credit history, consider applying with a co-signer, offering prepaid rent, or showing proof of income to strengthen your rental application.2-bedroom: approx. $2,160/month

How Long is the Commute from Brampton to Toronto?

Brampton is 40 km northwest of Toronto, making it a popular commuter city.

  • By GO Train: Around 40–50 minutes from Brampton GO to Toronto’s Union Station.
  • By car: About 45–60 minutes via Highways 401, 407, or 410 (traffic-dependent).
  • Airport access: Brampton is only 15 minutes from Toronto Pearson International Airport (YYZ).

👉 Solution for newcomers: If you’ll be working or studying in Toronto, choose a neighbourhood near a GO Station for easier commuting.

Brampton Rental Range Key

RENTAL TIER
1-BEDROOM RANGE

2-BEDROOM RANGE
BUDGET $
(Older units or shared housing, often outside premium areas)
$1,700 – $2,000$2,000 – $2,400
MID-RANGE $$
(Good condition, average location)
$2,000 -$2,300$2,400 -$2,800
UPPER-MID $$$
(Newer builds, near GO, renovated)
$2,300 -$2,600$2,800 – $3,200
PREMIUM $$$$
(Large/new homes, top schools/amenities)
$2,600 – $3,000$3,200 – $3,600
LUXURY $$$$$
(Executive home, prime pockets (e.g. Castlemore)
$3,000+$3,600+

City-wide average (Aug 2025)

1-bedroom: approx. $2,088/month

2-bedroom: approx. $2,421/month

Many newcomers look for affordable 2-bedroom units to balance space and cost. Learn why a 2-bedroom apartment is a smart choice.

A Google Map with location markers for six neighbourhoods in Brampton that newcomers can consider including: Downtown Brampton,  Snelgrouve, Bramalea, Castlemore, Heart Lake, and Mount Pleasant.
Main rental neighbourhoods in Brampton, Ontario. Explore areas like Downtown Brampton, Snelgrove, Bramalea, Castlemore, Heart Lake, and Mount Pleasant.

Best Brampton Neighbourhoods for Newcomers

Brampton has many neighbourhoods that offer great rental opportunities for newcomers, whether you’re looking for affordable housing, student-friendly areas, or access to green space and transit. Here are the top picks:

1. Downtown Brampton: Best for walkability and transit

Downtown is the historic heart of Brampton, revitalized with theatres, cultural venues, and lively dining options. It’s also the city’s main transit hub, making it one of the most connected places to live.

Ideal for: Students, young professionals, and newcomers without access to a car.

Access: Direct GO Train service to Toronto (40–50 minutes); Brampton Transit hub.

Vibe: Historic yet modern, cultural, and walkable.

Rental range: $$ – $$$ (aparments/condos)

Why newcomers like it: Affordable apartments, great transit links, and plenty of events make it an easy place to start life in Canada.

2. Bramlea: Best for affordability & shopping

Bramalea was one of Canada’s first planned communities and is now a bustling, diverse neighbourhood. It’s known for Bramalea City Centre Mall, strong community services, and affordable rental options.

Ideal for: Budget-conscious renters, students, and families.

Access: Well-connected by Brampton Transit and close to Highway 410.

Vibe: Energetic, convenient, and urban.

Rental range: $ – $$ (apartments/townhouses)

Why newcomers like it: Lower rent compared to many GTA areas, plus easy shopping and nightlife.

Renting your first home in Canada | Options & solutions for newcomers

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REGISTER FOR THE WEBINAR

3. Heart Lake: Best for families and nature lovers

Heart Lake is built around its namesake conservation area, offering plenty of trails, green space, and outdoor activities. It balances suburban living with access to nature.

Ideal for: Families, outdoor enthusiasts, and renters seeking affordability.

Access: Quick drive to Highway 410; local Brampton Transit routes.

Vibe: Family-oriented, nature-focused, suburban.

Rental range: $$ – $$$ (newer townhouses/detached homes).

Why newcomers like it: Parks, schools, and affordability make it attractive for families settling in Brampton.

4. Mount Pleasant: Best for young families & commuters

Mount Pleasant is one of Brampton’s newest and fastest-growing neighbourhoods, designed around the GO Station that connects directly to Toronto. It offers modern homes and amenities in a suburban setting.

Ideal for: Young families, couples, and commuters.

Access: Mount Pleasant GO Station to Union Station; good road connections.

Vibe: Modern, family-friendly, and community-focused.

Rental Range: $$ – $$$$ (newer townhouses/detached)

Why newcomers like it: A fresh start in newer housing with direct Toronto access and family services.

5. Snelgrove: Best for upscale living & small-town feel

On the northwestern edge of Brampton, Snelgrove has a quieter, village-like feel with local businesses and upscale homes. It’s ideal for those who want more privacy and space while staying close to city amenities.

Ideal for: Professionals and established families.

Access: Close to Highway 410 for commuting.

Vibe: Quiet, upscale, and suburban.

Rental range: $$$ – $$$$ (detached homes)

Why newcomers like it: Offers stability, green space, and a calmer pace of life.

6. Vales of Castlemore: Best for luxury homes

Vales of Castlemore is a culturally diverse, prestigious area known for large executive homes and family-oriented living. It combines green space with a strong sense of community.

Ideal for: Larger families and higher-income renters.

Access: Northeast Brampton, with highway connections and nearby conservation areas.

Vibe: Prestigious, spacious, and family-focused.

Rental range: $$$$ – $$$$$ Detached homes/executive. (Few apartments available).

Why newcomers like it: Many immigrant families choose Castlemore for its schools, space, and community feel.

Brampton Neighbourhoods at a Glance

NEIGHBOURHOODIDEAL FORRENTAL RANGE
(approximately)
Downtown BramptonStudents, professionals, commuters$1,800–$2,400
(1–2 BR)
BramaleaBudget-conscious renters$1,600–$2,200 (apartment)
Heart LakeOutdoor enthusiasts, families$2,000–$2,800 (townhouse/semi)
Mount Pleasant Young families, Toronto commuters$2,200–$2,900 (townhouse)
SnelgroveFamilies seeking quiet living$2,500–$3,200+ (detached)
Vales of CastlemoreLarge families, high-income newcomers$3,000–$4,500+ (detached)

FAQs about Renting and Living in Brampton

Is Brampton cheaper to rent in than Toronto?

Yes. Brampton rents are generally lower than Toronto. On average, a one-bedroom in Brampton costs about $2,300, compared to $2,600+ in Toronto (Rentals.ca, Aug. 2025).

What is the safest neighbourhood in Brampton for families?

Heart Lake and Mount Pleasant are popular family choices, known for schools, parks, and safe, family-friendly communities.

Is Brampton a good place for international students?

Yes. Many international students live in Brampton because of its affordability, diversity, and transit connections to Toronto campuses and Sheridan College in nearby Mississauga.

What Brampton neighbourhood is best for newcomers without a car?

Downtown Brampton is the best choice for newcomers without a car because it has a GO Station, bus hub, and walkable access to shops, dining, and services.

Final Thoughts on Renting in Brampton

Brampton is one of Canada’s most welcoming cities for newcomers, offering a balance of affordability, space, and community compared to Toronto. With a diverse population, strong transit connections, and neighbourhoods ranging from budget-friendly Bramalea to upscale Castlemore, there’s a community for every lifestyle and budget.

For newcomers, the key is to match your priorities with the right neighbourhood:

  • No car? Choose Downtown Brampton for transit and walkability.
  • Tight budget? Look at Bramalea or Heart Lake.
  • Commuting to Toronto? Consider Mount Pleasant with its GO Station.
  • Want space and privacy? Explore Snelgrove or Vales of Castlemore.

Wherever you settle, Brampton offers a strong support network for immigrants, cultural diversity, and housing options to make your start in Canada easier.

Once you’ve chosen a neighbourhood that matches your budget and lifestyle, check out our Living in Brampton guide to learn more about jobs, culture, and life in the city.

Moving to Canada is exciting, but choosing where to live can be overwhelming. Fredericton, the capital of New Brunswick, offers newcomers affordability, safety, and a welcoming community. This guide helps you understand life, work, and recreation in Fredericton and the surrounding Capital Region.

Why Newcomers Choose Fredericton

Affordable, accessible, and community-focused

Located in Eastern Canada’s Atlantic Region, Fredericton is in the heart of the Capital Region. It offers a unique blend of natural beauty, career potential, and community support, making it a great place for newcomers to settle. Picture a place with less noise, less traffic and more trees, more nature and more connections with plenty of room to roam and grow!

Map of Canada, New Brunswick and Fredericton and the Capital Region. Fredericton is at the heart of a 13-municipality Capital Region.
Fredericton is at the heart of a 13-municipality Capital Region.

The Capital Region is peaceful and family friendly. The region includes the City of Fredericton, Oromocto, Fredericton Junction, Central York, Nashwaak, Nackawic-Millville, Arcadia, New Maryland, Harvey, Grand Lake, Hanwell, Sunbury-York South, Tracy, and the vast rural area throughout the region itself. Learn more about the Capital Region.

About Fredericton: History, Culture, and Language

It’s a quaint city rich in culture and history, with the comfort of a small town and world-class facilities.

Indigenous peoples are dressed in traditional regalia at a powwow in Fredericton.
New Brunswick is home to 15 First Nations communities, each an essential part of a shared heritage.

Rich heritage and bilingual advantage

Culturally, New Brunswick was first inhabited by Indigenous peoples. Indigenous peoples have lived in the region for thousands of years, the Mi’gmaq in northern and eastern New Brunswick, the Wolastoqiyik (Maliseet) along the Saint John River Valley, and the Peskotomuhkatiyik (Passamaquoddy) in the St. Croix River watershed.

These three Nations are part of the Wabanaki Confederacy, which also includes the Penobscot and Abenaki of Maine. Wabanaki, meaning “Land of the Dawn, ” refers to a vast area spanning Maine and the Maritimes.

The province of New Brunswick is Canada’s only officially bilingual province. While most Fredericton residents speak English, knowing both English and French can give you an advantage in the job market.

Located nearby is Oromocto, home to Canadian Forces Base Gagetown. This is Canada’s second-largest military base, and it plays a key role in the region’s economy and history.

Living in Fredericton: Community & Lifestyle

Year-round outdoor adventure and fun

New Brunswick’s Capital Region offers outdoor activities, festivals, and community events year-round, as each season offers new ways to explore, connect, and enjoy life. Experience a place that creates a welcoming place where nature and community meet. Whether it’s skiing snowy trails, paddling the Wolastoq River, or joining a local festival, every day brings opportunities for lasting memories.

Winter transforms the Capital Region into a hub for outdoor fun and community gatherings. Crabbe Mountain in Upper Kingsclear offers skiing and snowboarding with Atlantic Canada’s highest vertical drop, catering to all skill levels.

Visit Fredericton Capital Region Tourism site for seasonal activities and family-friendly events.

A person is riding on a snowmobile along a winter trail lined with snow-covered trees.
New Brunswick’s 8,000+km of groomed trails connect communities across the province.
  • Winter: Ski at Crabbe Mountain, snowshoe and cross-country ski trails, fat biking, snowmobile adventures, sleigh rides
  • Summer: Kayaking, canoeing, hiking over 120 km of trails, cycling, golfing, picnics, orchard visits
  • Spring & Autumn: Visit Fredericton Botanic Garden, join seasonal festivals like Nashwaak Music Festival or Big Axe Craft Beer Fest

Finding a Job in Fredericton

Fredericton is Atlantic Canada’s Knowledge Capital

Fredericton is where innovation, research, and talent come together in the Knowledge Industry. Home to thousands of knowledge-based businesses, leading research institutions, and a pipeline of skilled graduates, Fredericton drives growth across sectors like healthcare, defence, and tech. With a uniquely collaborative ecosystem, this city isn’t just keeping up, it’s shaping Canada’s future. 

Ignite, a key regional economic driver, fuels innovation and growth, making the Capital Region a place where businesses thrive and communities flourish.

A group of professionals and entrepreneurs are engaged in discussion at a networking event.
Ignite & Planet Hatch offer the support needed for startups and entrepreneurs to thrive.

Forging Careers in the Capital Region

The Capital Region’s job market blends innovation with work-life balance, evolving from a public sector base to a leader in clean technology, cybersecurity, and agritech. 

With New Brunswick’s highest percentage of post-secondary-educated residents and Canada’s highest per-capita engineer concentration, the region drives growth in IT, engineering, and export services. Industries like biotech, aerospace, financial services, agriculture, and hospitality offer diverse career paths across Fredericton, Oromocto, and beyond. 

Empowering Entrepreneurs

The Capital Region, led by Fredericton’s top-15 global startup ecosystem (StartupBlink), is a launchpad for entrepreneurs. Ignite, a cornerstone of economic development since 2013, plays a pivotal role by:

  • Supporting entrepreneurs with tailored programs, mentorship, and funding.
  • Attracting and retaining talent to boost workforce growth.
  • Building a resilient business ecosystem through partnerships.
  • Encouraging expansion of established businesses.
  • Creating investment-ready communities across the region.

Startups in energy, health tech, and software thrive, with Ignite and Planet Hatch led programs, such as Merge, fostering success across the region. Boost Fredericton, and City of Fredericton led initiative, empowers entrepreneurs to solve municipal challenges, testing solutions in a civic innovation lab.

Finding Your Career Path

The region’s supportive business community helps newcomers and permanent residents find careers.

Reach out to Ignite workforce team at workforce@myignite.ca to kickstart your job search.

Resources for Newcomers to Fredericton

Housing: Ignite – Welcome Guide for all you need to know about housing, amenities, recreation, and newcomer services.

Job Search: Ignite Active Jobs List, NBJobs.ca, Opportunities NB (ONB)

Entrepreneurship: Ignite, Planet Hatch, Boost Fredericton

Settlement services: The Multicultural Association of Fredericton provides settlement help, employment services, language classes, and connections to community services

Learn more about services in Canada to help newcomers settle.

FAQs About Fredericton for Newcomers

1. Is Fredericton affordable for newcomers?

Yes. The average rent for all bedroom types and properties in Fredericton is $1,850 (as of August 2025). This is approximately 40 – 60% less than Toronto or Vancouver.

2. What jobs are available?

Tech, engineering, healthcare, education, and public sector positions.

3. Do I need to speak French?

English is dominant, but nearly 34% of New Brunswickers are bilingual, the highest in Canada, so French can help with career opportunities.

4. What is the weather like in Fredericton?

Fredericton is located inland from the Atlantic Ocean. So it has higher summer temperatures and lower winter temperatures than coastal locations in New Brunswick. It has a sunny climate and averages about 2,000 hours of sunshine a year.

Two cyclists are riding on a bridge over the Saint John River that runs through Fredericton, New Brunswick.

Final Thoughts

Fredericton offers newcomers a unique mix of affordability, career opportunities, and quality of life. Whether you’re a student, skilled worker, or entrepreneur, the Capital Region is a safe and welcoming place to build your future in Canada.

If you’re planning to study in Canada, a Guaranteed Investment Certificate (GIC) is vital. Discover the GIC amount in Canada for international students so you easily show proof of funds and confidently begin your study journey!

How Much Money Do You Need to Study in Canada?

To study in Canada, you must meet the Government of Canada’s proof of financial support requirement of $22,895 (if you apply on or after September 1, 2025). You must prove you have the minimum amount to support yourself and any family members coming to Canada.

International students applying to study in Canada must prove they have enough money, without working to cover the cost of tuition fees, living expenses, and transportation costs.

Effective September 1, 2025, Immigration, Refugees and Citizenship Canada (IRCC) has increased the financial requirements for international students to CAD$22,895 (up from CAD$20,635) to align with inflation.

The following amounts show how much money you need to support yourself and your family members for the first year of study. These amounts are updated each year. These amounts do not include tuition and transportation costs.

NUMBER OF FAMILY MEMBERS (including the applicant)CANADIAN FUNDS
REQUIRED PER YEAR
(not including tuition)
1$22,895
2$28,502
3$35,040
4$42,543
5$48,252
6$54,420
7$60,589
If more than 7 people, each additional family member$6,170
Source: Immigration, Refugees and Citizenship Canada
A young student is reading a text book and taking notes. She also has her laptop open on a desk.
A GIC makes it easier to apply for a study permit and show proof of funds.

Why Do International Students Need a GIC?

To study in Canada at a designated learning institution, you need to apply for a Study Permit. Among other study permit requirements, you need a police certificate, a medical exam, and proof of funds.

A GIC makes applying for a study permit easier to show “proof of funds” and comply with immigration rules.

The standard GIC amount for international students is typically $10,000 at Canadian banks. However, you may not need that amount to open a GIC account. For example, the minimum deposit at Scotiabank is only $5,000.

A lower deposit makes it much easier for students to invest. While you can open a GIC account with a minimum of $5,000, you must still meet the IRCC’s proof of financial support.

Banks charge a $200 fee to set up and maintain the account. Be sure to include any fees in the total investment amount.

Understanding GIC Requirements

A graduation mortar cap sits on top of a globe and both are stacked in a small bowl with coins. A student GIC can help international students when they apply for a study permit for Canada.

What is a GIC?

A GIC is a secured investment, and you earn interest on your deposit to ensure financial growth. With a guaranteed investment, you get the amount you invest back at the end of your term. It’s also a safe and convenient way to show you have enough money to cover living expenses and other costs while studying in Canada.

For international students, a GIC is a vital financial tool, making it easy to manage your money. You can quickly access funds when you arrive in Canada, avoid financial stress, and focus on your studies!

Arrive in Canada Financially Prepared

Join us for an eye-opening session on how to build your financial future in Canada with confidence. This free webinar is hosted in partnership with Scotiabank, a trusted leader in newcomer banking. Together, we’ll guide you through how the Canadian banking system works and share free tools and strategies to help you plan, save, and invest wisely as a newcomer.

REGISTER FOR THE WEBINAR

Benefits of a GIC for International Students

An acceptance letter from a university with a red "accepted" rubber stamp.

Simplifies the Study Permit Process

A GIC makes it easier to apply for a study permit because it clearly shows your funds. It’s one of many ways to show proof of funds when it comes from a “Big Five” bank in Canada: Scotiabank, TD, CIBC, RBC, or BMO.

A young male traveller is collecting luggage at a conveyer belt in a airport.

Provides Financial Peace of Mind

A GIC provides guaranteed money for living expenses. And, it prevents you from travelling to Canada with a large amount of money for greater safety and ease.

When you arrive in Canada, you can get your money in monthly installments, making it easier to manage your budget.

Key Things to Know

GIC Amount Doesn’t Cover Tuition

A GIC is not a substitute for tuition fees. You must arrange to cover tuition payments and ensure you have sufficient funds.

A young student is doing homework and drinking coffee in the school cafeteria. A GIC amount can cover basic expenses like food, groceries, and entertainment.

GIC Amount for Canada Covers Living Costs

The GIC amount covers basic living costs, including food, groceries, entertainment, and clothing. It is not intended to cover expenses like tuition, housing, and travel. It’s vital to manage your finances responsibly when you’re new to Canada for a smooth transition and greater comfort.

How to Set Up a GIC Account

Choose the Right Bank

The big five banks in Canada offer Guaranteed Investment Certificates for international students. Choose a bank that aligns with your financial needs and study plans.

Each bank has specific requirements for opening an account. It’s vital to know what they require and follow the process to avoid delays or problems with your study permit application.

Research and Compare

Research and compare GIC offers. Pay attention to interest rates, minimum deposits, access to funds, and options.

Apply for GIC Account

This usually involves submitting an application form along with proof of identity and acceptance into a Canadian school.

Transfer GIC Amount

When your application is approved, you must transfer the GIC amount from a bank account in your home country.

Receive a Guaranteed Investment Certificate

When the transfer is complete, the bank gives you a certificate. You need to include this with your study permit.

Access the GIC Amount in Canada

When you arrive in Canada, you can access a portion of the GIC amount to cover initial expenses. The remaining amount is usually paid monthly to help you manage living costs throughout the year.

A happy university student with a backpack is holding folders. Fellow students are in the background.

Summary

A Guaranteed Investment Certificate is a pillar for international students planning to study in Canada. Knowing the GIC amounts and how to set up an account helps to comply with proof of funds requirements. Careful planning can also help your chances of a successful study permit application. With secure finances, you’ll avoid financial stress, focus on your studies, and enjoy your experience in Canada!

Looking to rent in Sudbury as a newcomer to Canada? Greater Sudbury offers affordable rentals, a welcoming multicultural community, and easy access to nature. With a population of about 166,000 (Statistics Canada) and over 165 ethnic groups (City of Greater Sudbury), it’s one of Ontario’s most diverse cities. More than 40% of residents speak French, far above the provincial average of 2.4%, making it especially appealing to bilingual newcomers. Here’s your guide to the best Sudbury neighbourhoods for renting, complete with who they suit best, how to get around, the local vibe, and what you can expect to pay.

To learn more about the city, our guide to living in Sudbury, Ontario, covers the job and housing markets, lifestyle, and what to expect as a newcomer!

Sudbury Rental Range Key

City-wide average (July 2025):

1-bedroom: approx. $1,871/month

2-bedroom: approx. $2,160/month

Many newcomers look for affordable 2-bedroom units to balance space and cost. Learn why a 2-bedroom apartment is a smart choice.

RENTAL TIER
1-BEDROOM RANGE

2-BEDROOM RANGE
BUDGET
(Older units or shared housing, often outside premium areas)
Under $1,100Under $1,400
MODERATE
(Affordable neighbourhoods with decent amenities)
$1,100-$1,500$1,400-$1,900
MID-RANGE
(Popular areas with good transit, services, and newer rentals)
$1,500-$1,800$1,900-$2,200
UPPER RANGE
(Premium locations, new builds, or close to lakes/parks)
Over $1,800Over $2,200
Map of Sudbury neighbourhoods for newcomers
Main rental neighbourhoods in Sudbury, Ontario. Explore areas like Downtown, New Sudbury, South End, Minnow Lake, Flour Mill, Donovan, Gatchell, and Bell Park.

Where Should Newcomers Rent in Sudbury?

Sudbury has many neighbourhoods that offer great rental opportunities for newcomers, whether you’re looking for affordable housing, student-friendly areas, or access to green space and transit. Here are the top picks:

1. Downtown Sudbury: Best for walkability and urban living

Downtown is the cultural and business heart of the city, offering easy access to jobs, transit, and services. You’ll find rental apartments, restaurants, grocery stores, and cultural centres all within walking distance.

Good for: Newcomers without a car, professionals, job seekers, and people who want nightlife and cultural events.

Access: Primary transit hub, close to government services, shops, restaurants, and employment.

Vibe: Energetic and diverse, with a mix of business, culture, and entertainment.

Rental range: Moderate to mid-range (1-bedroom $1,100- $1,800; 2-bedroom $1,400 – $2,200.

Why newcomers like it: Everything’s within walking distance; lots of cultural events and cafes.

2. New Sudbury: Best for students and shopping

This Sudbury neighbourhood is home to Cambrian College and Collège Boréal. It’s ideal for students and young families, and the New Sudbury Centre, the largest mall in Northern Ontario, is nearby. Rental types include apartments, townhomes, and single detached homes.

Good for: Students, young families, and budget-conscious renters.

Access: Multiple GOVA Transit routes serve the area.

Vibe: Busy and convenient, with easy access to education, retail, and services.

Rental range: Moderate to mid-range (1-bedroom $1,100- $1,800; 2-bedroom $1,400 – $2,200.

Why newcomers like it: Convenience of having everything nearby, from groceries to healthcare.

Renting your first home in Canada | Options & solutions for newcomers

Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!

REGISTER FOR THE WEBINAR

3. South End: Best for nature and families

The South End is surrounded by lakes and parks, offering a high quality of life and access to top institutions such as Health Sciences North and Laurentian University. South End rentals are more expensive but provide lakeside living. Greater Sudbury has 300+ lakes within the city limits.

Mother and son kayaking on Lake Ramsay near Science North. Image Source: Destination Ontario.
A mother and son are kayaking on Lake Ramsay near Science North.

Rental types in this Sudbury neighbourhood include lakeside homes, townhouses, and newer apartments.

Good for: Families, healthcare workers, and newcomers who love lakeside living.

Access: Near Health Sciences North, Science North, shopping, and conservation areas.

Vibe: Family-friendly, scenic, and active, with a high standard of living.

Rental range: Mid-range (1-bedroom $1,100-$1,800; 2-bedroom; $1,400–$2,200).

Why newcomers like it: Strong schools, parks, and shopping within walking or short driving distance.

Minnow Lake is one of the best neighbourhoods in Sudbury for  affordable rents and it's close to Moonlight Beach.
Sudbury has 300+ lakes within its city limits.

4. Minnow Lake: Best for outdoor activities on a budget

One of Sudbury’s oldest neighbourhoods, Minnow Lake, offers proximity to downtown and scenic trails along Lake Ramsey, and the Kingsway shopping district, often at more affordable rental prices.

Rental types include a mix of older single-family homes and low-rise apartments.

Good for: Active newcomers, those seeking trails and beaches, and pet owners.

Access: Close to Moonlight Beach and off-leash dog parks.

Vibe: Relaxed and outdoorsy, with a small-town feel but close to amenities.

Rental range: Mid-range (1-bedroom $1,100-$1,800; 2-bedroom; $1,400–$2,200).

Why newcomers like it: Lakeside living at reasonable prices, plus outdoor recreation year-round.

5. Flour Mill: Best for Francophone newcomers

This historic neighbourhood has deep French-Canadian roots and is a hub for the francophone community in Sudbury. Rental types include affordable apartments and older homes.

Good for: French-speaking newcomers, families seeking French-language schools, and renters seeking affordable housing.

Access: Close to downtown by car or bus.

Vibe: Historic and community-oriented, with strong French-Canadian roots.

Rental range: Budget to Moderate (1-bedroom under $1,500; 2-bedroom under $1,900).

Why newcomers like it: Lower rents and a strong sense of community make it easier to get established.

6. Gatchell: Best for community feel and Italian heritage

Known for its Italian-Canadian roots, Gatchell offers a close-knit community and affordable rental options near the popular Delki Dozzi Park, community pool, parks, and Dynamic Earth science centre. Rental types include older homes from the 1920s-40s on compact lots.

Good for: Budget renters and newcomers seeking a close-knit, multicultural neighbourhood.

Access: GOVA operates bus routes that connect Gatchell to the city center and other areas.

Vibe: Quiet, neighbourly, with a proud Italian heritage.

Rental range: Moderate (1-bedroom $1,100–$1,500; 2-bedroom $1,400–$1,900).

Why newcomers like it: Quiet streets, established community, and easy downtown access

Scenic lookout from Bell Park on Lake Ramsay on a summer day. Newcomers like this area for it's recreational access and peaceful atmosphere.

7. Kingsmount-Bell Park: Best for scenic living near downtown

Located beside Lake Ramsey, this neighbourhood combines scenic lake access with proximity to downtown, making it both relaxing and convenient. Bell Park offers beaches and walking trails.

Good for: Families, students, and nature enthusiasts seeking access to the city.

Access: Moderate (bus, bike paths, walkable to downtown)

Vibe: Picturesque and relaxed with a mix of housing styles.

Rental range: Upper range (1-bedroom over $1,800; 2-bedroom over $2,200).

Why newcomers like it: Beautiful surroundings, recreational access, and a peaceful atmosphere.

8. Donovan: Best for heritage and affordability

One of Sudbury’s oldest neighbourhoods, Donovan has a village-like charm and is home to many long-time residents and new immigrants alike. Rental types include small lot homes, heritage buildings, and affordable apartments.

  • Good for: Budget-conscious renters, newcomers seeking heritage and culture.
  • Access: Moderate (car-friendly, near Deerfoot Trail)
  • Vibe: Village-like, multicultural, and community-focused.
  • Rental range: Approx. $950–$1,300 for a 1-bedroom; $1,200–$1,600 for a 2-bedroom.
  • Why newcomers like it: Lower rents and a strong sense of community make it easier to get established.

FAQs about Renting in Sudbury

What is the average rent in Sudbury?

Average rent is about $1,250 for a 1-bedroom and $1,650 for a 2-bedroom (Q2 2025, Rentals.ca). That’s 35–50% lower than Toronto or Ottawa.

What neighbourhood is the most affordable to rent in Sudbury?

Donovan, Gatchell, and Flour Mill offer more affordable rental options.

Which Sudbury neighbourhood is best for international students?

New Sudbury is best if you are attending Cambrian College or Collège Boréal.

What is public transit like in Sudbury?

GOVA Transit operates 25+ routes connecting most major neighbourhoods through the primary transit hub downtown Sudbury.

Final Thoughts on Best Sudbury Neighbourhoods for Newcomers

Sudbury offers a variety of rental options for newcomers, from budget-friendly apartments in Donovan and Gatchell to premium lakeside living in areas like Ramsey Lake and the South End. You can use the rental range key to match your budget with the right neighbourhood. Choose based on what matters most: fast transit, a family-friendly area, or a lively urban vibe. Understanding the rental tiers will help you select the best Sudbury neighbourhood for your unique needs.

Once you’ve chosen a neighbourhood that matches your budget and lifestyle, check out our Living in Sudbury guide to learn more about jobs, culture, and life in the city.

Worried about how much rent costs in Canada? Whether you live in Toronto, Vancouver, or a smaller city, rent takes up a big part of your monthly budget. Rent typically eats up 30% to 50% of a newcomer’s monthly income, making it one of the largest costs to manage. The good news? As a newcomer, you can take steps to reduce your housing costs, even without Canadian credit history or rental experience. Here are 10 proven ways to save money on rent in Canada and avoid common pitfalls.

A mobile device and pen rest on top of a list of monthly expenses monthly written on a sheet of paper. Knowing how to save money on rent is vital because it is likely the largest expense for newcomers.
You may be able to save money on rent by negotiating a lower price.

Top 10 Ways to Save Money on Rent in Canada

Whether you’re an international student, professional, or newcomer family, these smart tips can help you secure housing that fits your budget.

1. Be patient: your rental options improve as you build credit

If you’re new to Canada, you may not qualify for the best-priced rentals. Landlords often check your credit score and employment history, which you may not have yet. Focus on building Canadian credit using a secured credit card and explore short-term rentals while you build your profile.

Solution:

Apply for a credit-building product early, like a secured credit card, and ask landlords about month-to-month or short-term leases.

2. Prove you’re reliable without a Canadian credit history

Don’t have Canadian credit? That’s not unusual for newcomers. Some landlords are open to alternative documents such as proof of savings, international bank statements, or letters of reference from employers or previous landlords. Read more about renting in Canada without a credit history.

Solution:

Create a newcomer rental package with:

  • Proof of funds
  • Employer letter or job offer
  • Reference letters
  • Personal introduction.

The Ultimate Rental Application Guide

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3. Negotiate: how to save money on rent by offering value

Rent isn’t always set in stone. Vacant units that have been on the market for 30+ days are three times more likely to offer discounts or flexible lease terms. If you’re willing to offer something in return, you may be able to negotiate a better deal.

Solution:

Offer something helpful in return:

  • Pre-paying a few months’ rent
  • Signing a longer lease
  • Helping with maintenance or minor repairs (with agreement).

4. Avoid overpaying: ask what’s included in your rent

Some landlords include utilities, internet, or parking in the rent; others don’t. Without a breakdown of costs, you may end up overpaying.

Solution:

Ask for a detailed breakdown. Compare:

  • “All-inclusive” vs. “plus utilities”
  • Do-it-yourself internet vs. landlord-provided
  • Parking availability or fees.

You may find that paying for utilities yourself saves money, especially if you’re energy-efficient.

5. Don’t sign before you see the unit: avoid rental scams

If you’re still abroad, it may be tempting to sign a lease online, but this increases your risk of overpaying or being victim to a rental scam. Some landlords don’t list their best deals online or may exaggerate the quality of the unit. Get more smart tips to avoid rental scams.

Solution:

  • Find a short-term rental for your first few weeks in Canada.
  • Use that time to visit units in person.
  • Ask someone local (a friend, relative, or realtor) to view a property on your behalf.

6. Know local rent prices: use comparisons to negotiate

Knowing the average asking rent prices in the city where you want to rent helps you spot overpriced listings and negotiate more confidently. For example, the average rent for a one-bedroom in Toronto is over $2,400/month (as of June 2025), and landlords often overprice based on neighbourhood assumptions.

Solution:

  • Use legitimate rental sites like Rentals for Newcomers to compare prices.
  • Compare at least 5–10 similar listings.
  • Note that if a neighbourhood has many vacant units, that can strengthen your negotiation position.

7. Get free help from locals: realtors and settlement agencies know the market

Realtors and settlement workers can offer insider advice about affordable neighbourhoods and trustworthy landlords. Some newcomers miss out on better rentals simply because they don’t know who to ask.

Solution:

  • Contact a realtor (landlords pay the fee, not you).
  • Visit a newcomer settlement agency near you for housing support.
  • Ask local Facebook groups or community centres for leads.

8. Access free housing help: use government-funded newcomer services

Canada offers free support to help newcomers with housing, job searching, and settlement. These programs may connect you with affordable rentals, co-op housing, or even subsidized units.

Solution:

Search for free newcomer services in Canada that can help you build your new life in Canada.

Low-rise building in New Westminster, British Columbia. Choosing affordable neighbourhoods in Canada helps newcomers save money on rent.
Choosing affordable neighbourhoods in Canada helps newcomers save money on rent.

9. Save money on rent by living in less trendy neighbourhoods

High-demand areas and downtown locations are pricey. But many less trendy areas offer lower rents, safe communities, and transit access.

Solution:

  • Look outside city centres
  • Focus on areas with good bus/train lines.
A sign hangs on a window that reads "room for rent". Home-sharing is a great way to save on rent and make local connections in Canada.
Home-sharing is a great way to save on rent and make local connections in Canada.

10. Share space: Home-sharing can help you save money on rent

One of the smartest ways to save money on rent in Canada is by renting a room in a shared home. This affordable housing option can help you avoid sky-high rent prices, especially in expensive cities like Toronto and Vancouver.

With safety checks and matching based on compatibility, this solution is both cost-effective and welcoming. Whether you’re new to the country or looking for a smart way to stretch your budget, sharing a home could be your best move.

Solution:

FAQs: Renting in Canada on a Budget

How much should I budget for rent in Canada?

A common rule is to spend no more than 30% of your gross income on housing. However, in cities with high rental prices, you can expect to spend 30 – 50% of your income.

Can I rent without a job or credit history?

Yes, but you may need to provide additional documents like a letter from a sponsor, proof of savings, or a larger deposit. Some landlords are open to working with newcomers.

Are there affordable places outside of major cities?

Absolutely. Consider smaller cities like Halifax, Winnipeg, or Edmonton for more affordable housing options. Rent also drops by 20 – 40% outside downtown cores.

Can I negotiate my rent in Canada?

Yes, especially if the unit has been vacant for a while or you offer something valuable like a long lease.

A happy Indian family has moved into a new apartment. The father is pushing his smiling daughters in a moving box, while their mother is watching from aside.
Learning how to save money on rent in Canada helps newcomers settle with more confidence and less stress.

Final Thoughts: Yes, You Can Save on Rent in Canada

Learning how to save money on rent in Canada is vital for newcomers facing high housing costs in major cities. From choosing more affordable neighbourhoods and negotiating lease terms to exploring home-sharing platforms like Sparrow, there are practical ways to cut costs without compromising safety or comfort. Whether you’re an international student, worker, or newcomer family, these smart strategies can help you secure housing that fits your budget and your goals for building a new life in Canada.

Thinking about renting in Surrey, B.C., Canada? You’re not alone. This fast-growing city is one of the most popular destinations for newcomers, offering lower rent than Vancouver, vibrant communities, and expanding public transit. Whether you’re moving with family, arriving as an international student, or starting your first job in Canada, renting in Surrey B.C. Canada gives you a more affordable and diverse entry point to life in the Lower Mainland. Just 23 km from downtown Vancouver, and with easy access to transit, jobs, and schools, it makes it one of the top cities to start your life in Canada.

If you’re planning to rent in Surrey, choosing the best neighbourhood can help you feel at home faster. Whether you want city vibes, peace and quiet, or family-friendly parks, this guide covers the best neighbourhoods in Surrey for newcomers, with tips on rent, transit, and housing availability.

Is Surrey, BC, Canada, a Good Place for Newcomers to Rent?

Yes. Surrey offers a range of affordable rental options, culturally rich neighbourhoods, and expanding infrastructure. It’s home to one of Canada’s most diverse populations, with 41% of new immigrants identifying as South Asian and a total population nearing 600,000.

How Much Cheaper is Surrey than Vancouver?

LOCATIONAVERAGE RENT (1-BEDROOM)
Canada (national average)$2,125
Vancouver$2,529
Surrey$1,889


Solution: Newcomers can save more than $600/month by choosing to rent in Surrey rather than Vancouver while still staying close to the city core.

Why is Surrey Ideal for Newcomers?

  • More affordable rental and housing prices
  • One of Canada’s most culturally diverse cities
  • Proximity to Vancouver (SkyTrain expansion)
  • Seven town centres with schools, parks, and community centres
  • Family-friendly and student-ready neighbourhoods.

Learn more about Living in Surrey, British Columbia.


Surrey Neighbourhood Map. The Guildford and Newton neighbourhoods are where newcomers will find the most affordable rent in Surrey, B.C. Canada.

Surrey Neighbourhood Map Overview

Before diving into the details, take a look at a Surrey neighbourhood map to get a sense of where each area is located. Major neighbourhoods like Whalley (City Centre), Newton, and Guildford offer great rental access and amenities, while South Surrey and Cloverdale offer more suburban living.

The Ultimate Rental Application Guide

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Best Surrey Neighbourhoods for Newcomers

Here are six of the most newcomer-friendly Surrey neighbourhoods, with guidance on who they’re best for, rental price ranges, vibe, and transit access.

A cityscape and the Surrey Central Mall at sunset. The SkyTrain links Surrey to Vancouver, British Columbia. People can find highrise and basement apartments for rent in Surrey.
The Surrey Central Mall at sunset. The SkyTrain connects Surrey to Vancouver, B.C.

Whalley / Surrey City Centre

Best for: International students, young professionals, newcomers without a car

Transit: Surrey Central and Gateway SkyTrain station (Expo Line)

Vibe: Urban, fast-paced, and highly walkable

Rental range: $1,850 – $2,100/month (1-bedroom apartment)

Whalley is the downtown of Surrey and the civic and business core. With access to Simon Fraser University’s Surrey campus, Surrey City Hall, and Central City Shopping Centre, it’s ideal for students and newcomers who want to be close to transit and amenities. Holland Park adds green space, while high-rise rentals and basement suites provide housing variety.

🏠 Why newcomers like it: Easy SkyTrain access, walkable, close to employment and education.

South Surrey

Best for: Families, professionals, nature lovers

Transit: Bus service; no direct SkyTrain (driving preferred)

Vibe: Coastal, upscale, laid-back

Rental range: $2,300 – $2,800/month (1-bedroom); more for larger homes.

South Surrey feels like a suburb-meets-resort. Crescent Beach, White Rock, and Blackie Spit Park offer oceanfront relaxation. The area has top-ranked schools, low crime, and higher-income households, making it ideal for families. It’s car-friendly and close to the U.S. border.

🏠 Why newcomers like it: Great for raising kids, quiet neighbourhoods, lots of parks and beach access.

A wide shot of detached homes on 95th Avenue in the Fleetwood neighbourhood of Surrey. Trees are showing autumn colours.
Detached houses on 95th Avenue in the Fleetwood neighbourhood.

Fleetwood

Best for: Families, couples, commuters

Transit: Bus routes, close to SkyTrain access via Guildford (Expo Line)

Vibe: Quiet, residential, green

Rental range: $2,200 – $2,400/month (1-bedroom)

Fleetwood is a peaceful neighbourhood that consistently ranks as one of the safest in Surrey. It’s surrounded by parks like Bear Creek Park and is a top choice for families, thanks to well-rated elementary and secondary schools.

🏠 Why newcomers like it: Safe, suburban vibe with family-friendly events and good transit links.

Streetview of apartments in Clayton Heights, in Surrey, British Columbia
Street view of rental apartments in Clayton Heights.

Cloverdale

Best for: Families, community-minded newcomers, renters needing space

Transit: Bus routes, future SkyTrain stations coming

Vibe: Historic, family-friendly, growing suburban

Rental range: $2,200 – $2,500/month (1-bedroom or basement suite)

If you’re looking for a quieter, family-friendly environment while renting in Surrey, BC, Canada, Cloverdale provides suburban charm and strong community ties. It’s known for the Cloverdale Rodeo, Canada Day celebrations, and a historic downtown. Nearby Clayton Heights offers newer housing developments. Surrey’s $4B SkyTrain project will add eight new stations, including one in Cloverdale, improving access to Langley and Vancouver.

🏠Why newcomers like it: Affordable homes, local events, new schools, and family-friendly growth.

Guildford

Best for: Budget-conscious renters, students, families

Transit: Bus routes and access to the SkyTrain via nearby stations

Vibe: Active, commercial, accessible

Rental range: $1,900 – $2,300/month (1-bedroom apartment)

Guildford is a great balance of affordability and convenience. It’s anchored by Guildford Town Centre, one of B.C.’s largest malls, and is surrounded by condos, townhomes, and apartments. Tynehead Regional Park adds a natural escape, while schools and services are easily accessible.

🏠 Why newcomers like it: Close to shopping, job opportunities, and budget-friendly rentals.

Newton

Best for: Budget-focused newcomers, South Asian newcomers, newcomers seeking cultural familiarity

Transit: Multiple bus routes; SkyTrain planned for the 2030s

Vibe: Diverse, energetic, improving

Rental range: $1,800 – $2,200/month (1-bedroom or suite)

Newton is home to some of the most affordable rent in Surrey, especially for larger families. It has strong community support and many South Asian stores, restaurants, and cultural centres.

🏠 Why newcomers like it: Affordable rent, rich culture, and a strong sense of community.

Tips for Renting in Surrey as a Newcomer

  • Use newcomer housing support services like MOSAIC, SUCCESS, or DIVERSEcity.
  • Get rental application tips to help you get approved for rentals.
  • Bring documents like work permits, proof of income, and references.
  • Look into co-living or basement apartments to reduce upfront costs.
  • Verify landlords and listings when renting in Surrey, BC, Canada, before transferring money.
  • Be aware of rental scams and never send money without seeing the place.

In 2023, over 5,000 rental scams were reported across Canada, many targeting international students and newcomers.

FAQs about Renting in Surrey, BC

Where are the most affordable neighbourhoods to rent in Surrey?

Newton typically offers the lowest average rent, followed by Guildford. They often have the lowest rent prices and more rental inventory.

Which neighbourhood is best for international students?

Whalley (City Centre) is ideal due to its SkyTrain access and proximity to Simon Fraser University’s Surrey Campus.

Will Surrey’s SkyTrain expansion affect where I should rent?

Yes. Fleetwood, Cloverdale, and Langley will see rent increases as new stations are built.

Final Thoughts: Should You Rent in Surrey, BC, Canada?

If you’re new to Canada and seeking affordability, community, and access to Metro Vancouver, Surrey, BC, Canada is a great option. With neighbourhoods to suit every lifestyle, from beach-loving families to city-centre students, Surrey gives newcomers a strong start in British Columbia.

While vacancy rates have improved in parts of Canada, renting your first apartment can be a challenge. Newcomers must submit a winning rental application to compete and secure quality rentals. Well-priced apartments attract a large number of applicants, especially in major cities like Toronto, Vancouver, Calgary, and Ottawa. These cities have low vacancy rates (often below 2%), and high demand means landlords can be selective. Properties near schools, transit, and shopping centers get snapped up quickly, and in some cases, there are waiting lists for apartments in popular buildings. For newcomers, it’s vital to stand out in the rental application process.

This guide will help you:

  • Understand what landlords are looking for
  • Know what documents you’ll need
  • Learn how to make your rental application stand out
  • Get real tips from Canadian landlords
  • Compete with confidence, even without a credit history.

What Do Canadian Landlords Look for in Tenants?

Landlords want tenants who:

  • Pay rent on time
  • Respect the property
  • Get along with neighbours
  • Stay long-term.

How Can Newcomers Make a Strong Rental Application in Canada?

You can strengthen your rental application by preparing a complete, professional rental profile.

Most landlords will require you to complete a rental application. Complete and submit it promptly to gain a competitive advantage.

1. What documents do you need for a rental application in Canada?

Applications often don’t ask for a bio, but openly sharing information about yourself can impress a landlord (particularly if you will be living in the same building). Here’s what else to include:

DOCUMENTWHY IT HELPS
Rental applicationLandlords require a completed application form with your info and history.
Short bio or cover letterIntroduce yourself. Mention your background, employment, and why you’d be a great tenant.
ReferencesPreferably a past landlord. If unavailable, use employers, colleagues, or professors.
Record of employment or job search infoShow where you work or what jobs you’re applying for. Students should include school enrollment and program.
Proof of fundsProvide a bank statement or a letter from your bank showing you can cover rent (ideally, three to six months).
Guarantor letterA friend or family member in Canada can agree to cover rent if needed.

💡 Pro Tip: Be cautious of landlords who ask for cash; it could be a rental scam.

2. How can you make a great first impression on a landlord?

Landlords often choose tenants they trust and feel comfortable with. Beyond your rental application, you need to stand out as a person. Here’s how to do it:

  • Show up on time for the showing
  • Dress professionally
  • Be polite and friendly
  • Ask thoughtful questions, like:
    • Who do I contact in case of maintenance?
    • Are utilities included?
    • Can I repaint the unit?
  • Thank the landlord for their time and mention what you liked about the property.

The Ultimate Rental Application Guide

Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!

GET FREE GUIDE

3. How can you improve your chances of renting?

In a tight rental market where the vacancy rate is less than 2%, consider offering something extra (within your means):

  • Guarantee you will buy renters’ insurance; many landlords require it anyway
  • Offer to have the unit professionally cleaned when moving out
  • Offer to pay a higher monthly rent if the competition is stiff
  • Pay multiple months in advance, especially if you don’t have a Canadian job or credit.
A person is completing a paper application for renters' insurance. A  good rental application tips is to offer to buy renters' insurance.
A good rental application tip is to offer buy renters’ insurance.

Only offer what you can realistically afford. Landlords appreciate honesty over overpromising.

4. How to know what you need in a rental property?

Before booking viewings and completing rental applications, ask yourself:

  • What’s your budget after taxes?
  • Do you need to be near public transit, schools, or work?
  • Are pets allowed?
  • Do you need in-unit laundry or parking?

Be flexible. As Jesse Greenwell of Mainstreet Equity, Canada’s largest property management company, notes:

“It’s often cheaper to live near amenities than inside buildings that include them. Public transit can save you a lot on car-related expenses.”

What to Do if Your Rental Application is Denied?

Don’t be discouraged. The rental market in Canada can be tough, even for locals. If you don’t get a unit, politely ask the landlord for feedback so you can improve your next rental application.

“Tenants are going above and beyond in places like Toronto,” says Ontario Landlords Watch founder Kayla Andrade. “They show their full credit reports, offer money upfront, anything to secure a rental.”

Related Posts:

Can You Rent in Canada Without a Credit History?

How Can Newcomers Avoid Rental Scams? 10 Smart Tips

Tenant Insurance in Canada: Why Do Newcomers Need it?

Young man and woman sitting on floor and taking a selfie in their new  apartment after completing a successful rental application process.
Ensure a successful rental application process by preparing with these tips.

Final Rental Application Tips for Newcomers to Canada

Securing a rental in Canada as a newcomer can be challenging, but with these rental application tips, you can stand out. A strong application goes beyond filling out a form. Landlords appreciate applicants who are:

  • Prepared: Have your documents and finances ready for the rental application process
  • Professional: Present yourself as a responsible tenant
  • Polite: Respect and communication go a long way.

Nelda Schulte, an experienced landlord, stresses that tenancy is a relationship that you can build at the first showing by being polite and respectful. “I have some tenants who have been with me for five-plus years. They are always polite, respectful, and grateful for things I do to keep the property in good shape and keep them happy. In turn, I’m grateful to have them as tenants.”

By presenting yourself as a responsible and reliable tenant, you’ll increase your chances of getting the home you want.

Yes, you can rent a home in Canada without a credit history, but you may need to take extra steps. Many newcomers and international students ask the same question: “Can I rent in Canada without a credit history?” Whether you’re searching for apartments for rent without a credit check or trying to rent an apartment in Canada with no credit, this guide offers proven strategies. Learn what documents you require and smart tips to help you secure a place to live, even if you haven’t had time to build your Canadian credit history.

According to Equifax Canada, “Over 60% of newcomers to Canada arrive without any Canadian credit history, making renting a home one of their first major challenges.”

Why Credit History Matters When Renting in Canada

Most Canadian landlords rely on credit checks to assess whether a potential tenant can reliably pay rent. If you’re new to the country and don’t yet have a Canadian credit history, this can seem like a major barrier. But it’s not a dealbreaker.

7 Proven Strategies to Rent Without a Credit History in Canada

1. Stay with family or friends first

If possible, live temporarily with relatives or friends. This gives you time to:

  • Set up a Canadian bank account
  • Apply for a secured credit card
  • Build credit in Canada before renting independently.

2. Book temporary accommodation

Options include:

  • Airbnb
  • Hostels
  • Budget hotels with long-stay options.

These short-term stays help bridge the gap while you establish credit. Bonus: Some offer free Wi-Fi and breakfast to help cut costs. Read more: How Can I Find Short-Term Rentals in Canada?

Renting your first home in Canada | Options & solutions for newcomers

Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!

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3. Offer a larger upfront payment

While provinces have limits on rental deposits (see below), some landlords may accept more rent upfront voluntarily:

  • Ontario & Quebec: First and last month’s rent only
  • Alberta, Manitoba, PEI, etc.: Max one month’s rent as deposit
  • British Columbia & Nova Scotia: Max half a month
  • Newfoundland & Labrador: Up to ¾ of a month.

👉 You are not legally required to pay more than the deposit limit, but you may stand out if you voluntarily offer more.

4. Use a local guarantor

A guarantor, a friend or family member with good credit, can co-sign your lease. If you don’t pay rent, they’re responsible. This offers landlords peace of mind and can boost your application. Read more about rental application tips.

5. Show proof of savings

Providing a Canadian or international bank statement showing savings can help reassure landlords that you have sufficient funds to cover the rent. This is especially useful if you don’t have a job offer yet.

6. Find a home-share or sublease

Search for:

  • House-shares
  • Roommates with existing leases
  • Sublet opportunities.

As a newcomer, it’s vital to be aware of and avoid rental scams.

  • Never send money before viewing a property
  • Avoid listings that seem too good to be true.

7. Consider less competitive neighbourhoods

Smaller cities or areas outside major city centres may have less demand. You’ll face fewer applicants, giving you a better chance, even without a credit history. Just be sure the neighbourhood has:

  • Safe surroundings
  • Public transit access
  • Local amenities.
A smiling man is holding a mobile phone that is showing his 3-digit credit score ranking.
Landlords often check credit scores, but there are ways around it.

What is a Credit Score in Canada?

A credit score is a three-digit number (300–900) that tells lenders and landlords how responsibly you manage credit. The higher the score, the better. For a step-by-step breakdown on building credit, check out How to Build Credit in Canada: A Guide for Newcomers.

“A good credit score in Canada is generally considered to be 660 or above.”

Source: Equifax Canada

Who can check your credit report?

Landlords check your credit to assess how reliable you are as a tenant. If your credit score is missing or low, they may request additional assurance. In addition to landlords, these organizations may also check your credit report:

  • Employers
  • Banks and credit unions
  • Credit card issuers
  • Insurance providers
  • Car rental and leasing companies.

👉 Consistent, on-time payments will raise your score and open doors to better rental options.

How to build credit fast in Canada as a newcomer

You can begin building your credit from the day you arrive:

  • Open a bank account and apply for a secured or newcomer credit card
  • Choose a postpaid mobile plan; some carriers report payment history
  • Pay all bills on time and in full
  • Get renters insurance and pay monthly premiums reliably
  • Avoid applying for multiple credit cards within a short period, especially during your first few months in Canada.

FAQs about Renting Without Credit

Are there rentals that don’t require a credit check?

Yes, it’s possible to find rentals in Canada that don’t require a credit check, especially if you look beyond traditional listings. These options are more common with private landlords offering basement apartments, sublets, or shared accommodations.

What documents do I need to rent in Canada without a credit score?

Additional documents can demontstrate your financial reliability. These may include proof of income or a job obber, recent bank statements showing savings, and valid identification and immigration documents.

How long does it take to build a credit score in Canada?

Most newcomers can begin building credit within 6 months by using a secured credit card responsibly, paying bills on time, and opening a postpaid phone or internet plan.

A young couple are standing in a new rental apartment with moving boxes in the background.

Final Thoughts: Renting Without Credit is Possible

Renting in Canada without a credit score can feel stressful. But, with preparation and the right approach, it’s possible. By staying informed, offering proof of savings, and building your credit early, you’ll find a home that suits your needs.

👉 Want more help? Register for our free newcomer housing webinar to get expert tips on renting without credit in Canada.

Yes, you do. If you’re moving to Canada and not immediately eligible for public healthcare, travel medical insurance is vital. Without it, a medical emergency could cost you thousands of dollars out of pocket. Here’s what you need to know before you arrive.

More than half of newcomers (54%) say financial stress is their top well-being challenge after arriving in Canada, according to a 2025 Securian Canada study. Travel medical insurance can help ease that stress by protecting you from emergency costs right from day one.

A young Asian woman is standing in front of a departures board in an airport and checking her boarding pass.

Why Newcomers to Canada Need Travel Medical Insurance

Canada has a universal healthcare system, but you must qualify for it. Most newcomers face a waiting period before they’re eligible for provincial or territorial coverage. During that time, you are responsible for 100% of your medical bills unless you have private insurance. Read more about how to get free healthcare in Canada.

The Government of Canada recommends that newcomers have at least $100,000 in travel insurance coverage for unforeseen accidents or emergencies. Yet despite this recommendation, 1 in 5 newcomers (20%) have no insurance at all, and 60% are underinsured, making them more financially vulnerable in an emergency.

Related Post:

Canadian Financial Tips Before You Move to Canada

In Canada, travel medical health insurance is often called ‘Visitors to Canada insurance’ (VTC). It refers to the same type of coverage.

A stethoscope with and a red rubber heart are placed on top of health insurance forms.

Who Should Buy Visitors to Canada Insurance?

You should buy Visitors to Canada (VTC) insurance if you’re:

  • Waiting for provincial healthcare coverage to begin as a new permanent resident
  • Applying for a super visa to visit family
  • Coming to Canada on a work or study permit
  • Visiting Canada for an extended stay.

VTC insurance typically covers you for up to 365 days and may be renewed depending on the provider.

A young girl is recovering in a hospital bed with an iv drip. Visitors to Canada insurance will cover hospital care for sickness or injury.

How Much Can Medical Treatment Cost Without Insurance?

Health care in Canada is expensive if you’re not covered. Here’s what you might pay:

  • Walk-in clinic visit: $100–$200
  • ER visit: $3,000–$5,700 per day
  • Inpatient hospital stay: $3,000+ per day
  • Intensive care: $17,000+ per day.

Your First Weeks in Canada | Developing Your Action Plan

Arriving with an action plan for your first weeks in Canada can save you time and money. The quicker you settle into your new environment the faster you’ll feel at home! In this webinar, Your First Weeks in Canada, we discuss the important things to do to manage your first weeks efficiently.

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What Does Visitor to Canada Insurance Cover?

Coverage varies, but most plans include:

  • Emergency hospital care for illness or injury
  • Doctor consultations and specialist visits
  • Ambulance services
  • Prescription medications
  • X-rays, lab tests, and diagnostic imaging
  • 24/7 emergency assistance.
A stethoscope is placed on top of a medical health insurance policy.

What to Look for in a Travel Medical Insurance Plan

Not all plans are equal. Here’s what to check before you buy:

  • Pre-existing conditions: Some plans cover stable pre-existing conditions (conditions that have not changed in treatment, symptoms, or medication for a set period)
  • Waiting period: If you buy after arrival, expect a 48-hour wait before coverage begins
  • Customer service: Multilingual and 24/7 support is a plus
  • Eligibility: Some policies require a medical questionnaire if you’re over 60
  • Refunds or cancellations: Useful if you gain public coverage earlier than expected.

When Does Provincial Coverage Begin? Understanding Waiting Periods

It depends on the province. Some have mandatory waiting periods:

PROVINCEWAITING PERIOD FOR COVERAGE
Ontario3 months after arrival
British ColumbiaUp to 3 months
AlbertaCoverage begins immediately (if eligible)
ManitobaUp to 3 months

Buy travel insurance that covers the full gap until your provincial plan starts.

Suitcases are placed on a conveyer belt.
Travel insurance covers things such as lost luggage.

Is Travel Insurance the Same as Travel Medical Insurance?

No. Travel insurance typically covers:

  • Trip cancellation
  • Lost luggage
  • Flight delays
  • Emergency evacuation.

Travel medical insurance, on the other hand, focuses on medical expenses. Some packages offer both, but check carefully.

A mother and daughter are speaking to a doctor in a hospital room. While they wait to join Canada's universal healthcare system, they have private insurance to cover costs.

How Much Does Travel Medical Health Insurance Cost?

It’s more affordable than you might expect. On average:

  • Individual: $60–$120/month
  • Family of 3: Around $500 for 3 months
  • Super visa coverage: $100,000 minimum required for 1 year.

Prices vary based on age, health, and coverage amount.

More Questions about Travel Medical Health Insurance

Navigating insurance isn’t easy. One-third (33%) of newcomers say it’s difficult or expensive to get professional advice, and 42% worry about being misled. That’s why understanding your options before you arrive is so important.

When should I buy travel medical health insurance?

Ideally, before you leave your home country. Many providers require you to purchase the plan before your arrival date for full coverage.

Can I buy insurance after I arrive?

Yes, but many policies have a 48-hour waiting period if purchased after arrival, so it’s better to buy before you land.

Can I extend or cancel my insurance?

Yes, many policies are flexible. You can: Extend coverage if your provincial health care is delayed Cancel early and receive a partial refund if your public insurance starts sooner (proof required).

How long should I get travel medical insurance for?

You should get coverage for at least 3 months, or until you’re eligible for your provincial or territorial health plan. Some provinces (like BC or Ontario) have a mandatory 3-month waiting period.

What happens if I don’t have insurance and get sick?

You’ll be responsible for 100% of the medical costs. A hospital visit or ambulance ride can cost thousands of dollars, so insurance is strongly recommended.

Do I need insurance for my children or spouse too?

Yes. All accompanying family members should be covered during the waiting period.

Can I use insurance from my home country?

You can, but many international policies don’t meet Canadian standards. They may: Exclude certain types of care; Have low coverage caps; Lack emergency repatriation; Offer no local support in Canada. When possible, choose a Canadian-based provider with plans designed for newcomers.

Get a Quote and Protect Your Health Before You Arrive

Whether you’re immigrating, working, studying, or visiting family, travel medical insurance protects your health and finances from day one.

✅ Don’t risk costly medical bills.

✅ Get covered before your flight.

✅ Compare plans and get a free quote now.

With 58% of underinsured newcomers reporting high financial stress, getting the right insurance before you arrive in Canada can give you peace of mind and protect your future.

👉Start your coverage today → get a travel medical insurance quote!

Some of the best neighbourhoods in Calgary for newcomers looking to rent include Beltline, Mission, Signal Hill, Hillhurst, West Springs, Bridgeland, Inglewood, Lake Bonavista, Brentwood, and Altadore. These areas offer a mix of affordability, access to transit, family-friendly amenities, and walkability, making them ideal for students and families settling in Calgary.

Thinking of moving to Calgary? Whether you’re arriving as a skilled worker, international student, or newcomer family, choosing the right Calgary neighbourhood is key to settling in successfully. This guide breaks down the best Calgary neighbourhoods for newcomers, including rental and family-friendly options, so you can find the right fit based on lifestyle, housing type, and affordability.

The view of downtown Calgary from across the Bow River, near Eau Claire and Prince’s Island Park. This area connects easily to vibrant neighbourhoods like Beltline, Downtown West End, and East Village—some of the best Calgary neighbourhoods for renting, especially for professionals and students.
View of downtown Calgary from across the Bow River. This area connects easily to the vibrant Beltline neighbourhood.

Beltline: Downtown convenience with urban energy

The Beltline is one of Calgary’s most vibrant inner-city communities, offering everything from high-rise condos to boutique shops, trendy cafes, and a buzzing nightlife scene.

With proximity to the downtown core and major employment hubs, Beltline remains one of the best Calgary neighbourhoods for renting a modern condo or apartment downtown. It’s a favourite among professionals, students, and newcomers who want walkability and transit access. The lively area around 17th Avenue is known for its restaurants and nightlife.

Beltline Neighbourhood

  • Good for: Young professionals, students, newcomers wanting walkability
  • Access: Excellent (CTrain, bus routes, downtown proximity)
  • Vibe: Urban, energetic, high-density with nightlife and restaurants
  • Rental range: $1,800–$2,200/month (1-bed)
Winter scenery along the Elbow River Pathway in Calgary Alberta. The Mission neighbourhood offers quick access to the Elbow River Pathways.
Elbow River Pathway on a bright winter day.

Mission: River views and character living

Mission is a charming inner-city neighbourhood with character homes, low-rise condos, and quick access to the Elbow River pathways. It’s ideal for those who value a walkable lifestyle close to downtown, while enjoying a quieter, more residential atmosphere. The community has a rich history, a strong sense of identity, and affordability that attracts first-time buyers and renters.

As a newcomer, it’s vital to be aware of and avoid rental scams. Always view properties in person, verify the landlord or property manager, and avoid sending money before signing a legitimate lease.

Mission Neighbourhood

Good for: First-time buyers, singles, professionals

Access: Excellent (close to downtown, CTrain, river pathways)

Vibe: Urban-meets-residential, historic, scenic, river-adjacent

Rental range: $1,600–$1,850/month (1-bed)

Renting your first home in Canada | Options & solutions for newcomers

Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!

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Signal Hill: Family-friendly suburb with mountain views

Located in Calgary’s southwest, Signal Hill is one of the best Calgary neighbourhoods for renting a family home, with easy access to schools, shopping, and the Light Rapid Transit (LRT). With easy access to the West LRT line and stunning mountain views to the west, it’s a top choice for families and professionals seeking a peaceful, family-oriented environment.

Signal Hill Neighbourhood

Good for: Families, homeowners, suburban newcomers

Access: Good (West LRT nearby, car-friendly)

Vibe: Quiet, suburban, family-oriented with shopping plazas

Rental range: $1,500–$1,750/month (1-bed); higher for detached homes

Hillhurst: Heritage homes in a walkable district

Nestled near Kensington and the Bow River, Hillhurst combines the charm of heritage homes with modern infill developments.

It’s an inner-city gem with high walkability, access to shops, restaurants, and downtown, as well as top schools. Young professionals and families alike enjoy the mix of convenience and character that defines this neighbourhood.

Hillhurst Neighbourhood

Good for: Families, professionals, infill buyers

Access: Good (Calgary Transit CTrain access, walkable to downtown)

Vibe: Heritage charm meets modern living, community-focused

Rental range: $1,600–$1,800/month (1-bed)

West Springs: Upscale living with suburban comfort

West Springs offers a polished suburban lifestyle with modern homes, boutique shopping, and great schools. Though it’s farther from the downtown core, many residents enjoy the peaceful surroundings and amenities that make it feel like a small town within the city. It’s ideal for families or professionals who prefer quieter, more upscale environments.

West Springs Neighbourhood

Good for: Affluent families, commuters, lifestyle seekers

Access: Fair (bus access, car-dependent)

Vibe: Upscale suburban, boutique living, newer developments

Rental range: $1,800–$2,000/month (1-bed); higher for family homes

Bridgeland: Trendy, green, and close to the core

Bridgeland is a revitalized inner-city neighbourhood just northeast of downtown. Known for its parks, walkable streets, and eclectic dining scene, it’s popular with professionals and newcomers who love a mix of nature and convenience. The neighbourhood offers some of the best views of Calgary’s skyline and easy access to the Bow River pathways

Bridgeland Neighbourhood

Good for: Urban professionals, nature lovers, foodies

Access: Good (CTrain station, river pathways)

Vibe: Trendy, walkable, scenic with skyline views

Rental range: $2,000–$2,300/month (1-bed)

Inglewood: Historic, creative, and community-focused

Inglewood is Calgary’s oldest neighbourhood, located just east of downtown. Its rich history blends with a modern, creative vibe, attracting artists, small business owners, and newcomers who love community spirit. You’ll find heritage homes, music venues, vintage stores, and riverside trails in a walkable and distinctive setting.

Inglewood Neighbourhood

Good for: Artists, creatives, history lovers

Access: Moderate (bus, bike paths, walkable to downtown)

Vibe: Eclectic, artsy, historic with indie shops

Rental range: $1,600–$1,750/month (1-bed furnished)

Lake Bonavista: Canada’s first lake community

Lake Bonavista, in southeast Calgary, was the first neighbourhood in Canada built with its own lake, created just for the community. Residents enjoy access to private beaches, parks, and a strong sense of community. This quiet, mature suburb is perfect for families seeking space, nature, and excellent schools, all while being close to major roadways.

Lake Bonavista Neighbourhood

  • Good for: Families, lake lifestyle seekers, long-term homeowners
  • Access: Moderate (car-friendly, near Deerfoot Trail)
  • Vibe: Quiet, mature, pride of ownership with exclusive lake access
  • Rental range: $2,000–$2,300/month (2-bed); varies widely

Brentwood: Transit-friendly and family-oriented

Located near the University of Calgary, Brentwood is a well-connected, family-friendly area with plenty of green space and schools. With excellent access to the CTrain, it’s ideal for international students, faculty, and newcomers who want a peaceful lifestyle without sacrificing transit access. The housing mix includes detached homes and mid-rise apartments.

Brentwood Neighbourhood

  • Good for: Students, faculty, families with kids
  • Access: Excellent (CTrain, University of Calgary nearby)
  • Vibe: Practical, safe, transit-rich, community-centric
  • Rental range: $2,000–$2,200/month (1-bed)
Calgary and the Glenmore Reservoir. The Edmonton neighbourhood of Altadore is popular among young families and professionals. It offers green spaces and proximity to the Elbow River and Glenmore Reservoir.
The Altadore neighbourhood offers green spaces and proximity to the Glenmore Reservoir.

Altadore: Trendy living near the River and Marda Loop

Altadore is a trendy southwest neighbourhood near the vibrant Marda Loop shopping district. Known for its modern infill homes, green spaces, and proximity to the Elbow River and Glenmore Reservoir, it’s popular among young families and professionals who want a walkable, lifestyle-focused community with great outdoor access.

Altadore Neighbourhood

Good for: Professionals, infill homebuyers, active families

Access: Good (bus routes, near major roads)

Vibe: Trendy, modern, walkable with outdoor access (Marda Loop, river)

Rental range: $1,800–$2,000/month (1-bed)

Compare Neighbourhood Prices At a Glance

Rental Range (1-Bedroom): Key

  • $ = Budget-friendly (Under $1,400 for 1-bed
  • $$ = Moderate (Around $1,400 – $1,800)
  • $$$ = High (Over $1,800)
AREAAVG. 1-BED RENT
(June 2025)
Beltline$1,950
Mission$1,742
Signal Hill$1,537
Hillhurst$1,677
West Springs$1,927
Bridgeland$2,190
Inglewood$1,665
Lake Bonavista$2,026
Brentwood$2,092
Altadore$1,927

FAQs about Calgary Neighbourhoods

What are the safest neighbourhoods to rent in Calgary?

Altadore, Signal Hill, and Brentwood are safe, family-friendly communities with strong community associations and low crime rates. Always check the Calgary Police crime map for up-to-date safety information before choosing a place to live.

What is the average cost of renting in Calgary in 2025?

As of June 2025, average monthly rent prices in Calgary are approximately $1,650–$2,000 for a 1-bedroom and $2,000–$2,500 for a 2-bedroom.

Where should international students live in Calgary?

For students attending the University of Calgary, Brentwood, is ideal due to its proximity to campus and transit access.

Final Thoughts

If you’re moving to Calgary or simply searching for the best places to live in Calgary, this guide can help you decide where to live based on your lifestyle, budget, and priorities. From the vibrant energy of Beltline to the family-friendly calm of Signal Hill, these Calgary neighbourhoods offer something for everyone. Whether you’re a newcomer, international student, young professional, or growing family, discover the best neighbourhoods in Calgary for renting and settling in with confidence.