Join the Scotiabank StartRightŸ Program designed for NewcomersâĄÂ and get up to $2,300* in value in the first year.
Yes, landlords in many parts of Canada can refuse pets, but the rules vary by province. Moving to Canada with a pet is exciting, but finding the right home isnât always easy. Many newcomers wonder, âCan landlords say no to pets?â Understanding your rights and the rules around renting with a pet is vital before you start your search. Pet-friendly rentals are in high demand, and knowing how to navigate landlord policies can help you secure a comfortable home for you and your animal. This guide breaks down what to expect, from provincial rules to practical tips for renting with pets in Canada.
Confirm pet policies, size, breed, or species restrictions, and fees before applying.
Why this matters: Industry data suggests that about 60% of Canadian households own pets, and a large share of renter households include animals. Demand for pet-friendly rentals in Canada is high, so ensure you ask early to reduce the risk of future conflict.
Renting with pets adds emotional pressure, especially before arrival. Pet parents commonly feel:
Many newcomers look for trust and transparency when renting with a pet. They are often willing to make compromises, such as choosing a smaller home, to secure pet-friendly rentals. These concerns are normal, especially for those new to Canada’s rental system.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARCanada has no national pet rental laws.
| Province | Can Landlords Say No To Pets? | Fees/Deposits Allowed? |
|---|---|---|
| Ontario | No | No pet deposits or pet rent allowed |
| Quebec | Yes, landlords can legally include “no pets clauses | Generally no pet deposit |
| British Columbia | Yes | Pet deposit up to half a month’s rent |
| Alberta | Yes | Deposit allowed (must be reasonable) |
| Manitoba | Yes | Must be written in the lease |
Ontario is often considered the most pet-friendly province for renters because of its Residential Tenancies Act protections and a “no pets void” provision. However, even in Ontario, landlords can take action if a pet causes damage, allergic reactions, safety risks, or major disturbance with other tenants.
Understanding whether landlords can say no to pets is just one piece of the puzzle. For a broader look at your rights as a renter in Canada, see What Are Tenant Rights & Responsibilities: A Guide for Newcomers.
No. Certified service animals are protected under human rights legislation. Landlords cannot refuse housing, charge pet fees, or enforce âno petâ rules against tenants with legitimate service animals. Landlords may ask for documents to confirm service animal status, but cannot ask for medical diagnosis details. Learn more about service animal rights in Canada.
Even in pet-friendly rentals, landlords may impose:
Housing organizations report that many dog owners struggle to find rentals due to breed and size rules. This makes it vital to identify restrictions early.
Pair these resources with application tips to increase your odds of approval. Read Rental Application Tips for Newcomers to Get Approved.
For international movers, preparing at least three to four months before arrival gives you time to arrange all necessary documents (e.g., vaccination records, fit-to-travel certificate, pet passport), research neighbourhoods, submit applications, and set up insurance. For a detailed first-hand experience, see Moving to Canada with Pets: How I Relocated My Dog from India.
This depends on the province you plan to settle in. Provinces and territories have different laws for rental agreements with pets. In many provinces, landlords can legally prohibit pets in leases, but in Ontario, âno petsâ clauses are void once you sign a lease.
It varies by province. British Columbia, Manitoba, and Alberta allow pet deposits (usually capped at half or one monthâs rent), but in Ontario, it is illegal to charge pet deposits.
In many provinces, tenants may face eviction for violating the terms of the rental agreement. An exception is Ontario, unless the pet is responsible for excessive noise, property damage, allergies, or safety concerns.
No. Certified service animals are protected under human rights legislation in Canada and cannot be refused, charged additional fees, or evicted, regardless of building policies.
Pets are family. Moving to Canada with your pet requires time, preparation, and a clear understanding of provincial rental laws. Knowing the answer to âcan landlords say no to petsâ gives newcomers a strong starting point. With legal awareness and planning, you can enter the housing market with confidence and without compromising your petâs comfort or your peace of mind.
Family Day is a provincial statutory holiday that some Canadian provinces observe on the third Monday in February, but it is not a nationwide (federal) holiday. Whether you receive a paid day off depends on the province you live in and if you’re eligible under provincial labour laws. For newcomers, this holiday can affect work schedules, pay, school closures, public services, and local events â making it important to know whatâs closed on Family Day, how the holiday works, and the kinds of Family Day activities you can enjoy.
Quick answer: Family Day is a statutory holiday in some provinces (like Ontario, Alberta, and BC) but not a federal holiday. Closures, pay rules, and eligibility vary by province.
Understanding Family Day helps newcomers:
Understanding Family Day is part of learning how public holidays affect work, school schedules, and services. For an overview of Canadian public holidays, see our Statutory Holidays in Canada guide for newcomers.
Family Day encourages people to spend time with family and focus on workâlife balance. It was first introduced in Alberta in 1990, and today several provinces observe a February statutory holiday on the same Monday. While traditions vary, the day often includes:
For many workers, itâs also a paid day off, if eligible.
The holiday creates a long weekend in many parts of Canada, and people often associate it with winter festivals, community events, and family activities.
It is a statutory holiday in some provinces, but not at the federal level.
This means:
Employees in these provinces may receive:
Even where itâs not called Family Day, a similar February holiday exists:
| PROVINCE | HOLIDAY NAME |
|---|---|
| Manitoba | Louis Riel Day |
| Nova Scotia | Heritage Day |
| Prince Edward Island | Islander Day |
Provincial laws govern statutory holiday pay, and there may be industry exceptions. There isn’t a national rule.
In general, eligible employees may receive:
Eligibility often depends on:
Understanding these rules is part of knowing your rights as a worker in Canada.
Holiday pay and eligibility rules vary by location; newcomers should check their province’s official employment standards website (linked below) for the most up-to-date rules.
| PROVINCE/TERRITORY | NOTES |
|---|---|
| Alberta Employment Standards | Includes Family Day & pay rules |
| British Columbia Employment Standards | Includes Family Day & pay rules |
| Manitoba Employment Standards | Louis Riel Day instead of Family Day |
| New Brunswick Employment Standards | Includes Family Day |
| Newfoundland & Labrador Employment Standards | No Family Day; includes provincial holidays |
| Nova Scotia Employment Standards | Heritage Day in February |
| Ontario Employment Standards | Includes Family Day |
| Prince Edward Island Employment Standards | Islander Day in February |
| Quebec Employment Standards | No Family Day; includes provincial holidays |
| Saskatchewan Employment Standards | Includes Family Day |
| Territories (Yukon, Northwest Territories, Nunavut) | Observe different holidays |
In provinces that observe Family Day (or a similar holiday), you can expect:
| SERVICE | WHAT TO EXPECT |
|---|---|
| Government offices | Closed |
| Banks | Closed |
| Schools | Closed |
| Mail delivery | No regular delivery |
| Public transit | Holiday schedule |
| Daycare centres | Usually closed |
| Retail stores | Reduced hours in many areas |
Holiday closures can delay apartment viewings, lease signings, and document processing. If youâre preparing to rent, our Rental Application Guide for newcomers explains what documents landlords request and how to apply successfully.
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
GET FREE GUIDE
Popular Family Day activities include:
Many cities host free community events, making it an affordable outing for newcomers. Since Family Day occurs in February, you can enjoy winter festivals filled with activities and events. Family Day is also a great way to start building community in Canada!
No. Family Day is a provincial statutory holiday and is not observed at the federal level.
Yes. Family Day is a statutory holiday in Ontario, and many employees receive a paid day off under provincial employment standards.
No. Some provinces observe different holidays on the same holiday Monday in February instead.
In many provinces, eligible employees who work on a statutory holiday receive premium pay or a substitute day off. Rules vary by province and job type.
Federal holidays apply to federally regulated workplaces across Canada, while each province sets its own holidays, which may not be observed nationwide.
Family Day is a statutory holiday in several provinces, but not across all of Canada. Whether you receive a paid day off depends on where you live and your employment eligibility.
Valentineâs Day often brings flowers, chocolate, jewelry, and fancy dinners. But this year, why not give a gift that lasts longer than a bouquet? Financial well-being and shared money goals can be the most meaningful present for you and your partner, especially as newcomers to Canada. While Canadians spend close to $100 on average for Valentineâs Day, most also believe the holiday has become overly commercialized (Leger, 2024). This year, consider gifts that strengthen both your relationship and your financial future. Hereâs how to celebrate love with budget-friendly Valentine’s Day gift ideas while growing your money together.
Valentineâs Day is the perfect excuse to treat your partner, but overspending can create stress.
Relationship and life transition experts note that partners often have different comfort levels with money. One may feel safer saving, while the other values spending on meaningful experiences. Holidays can amplify these differences, which is why setting a budget together matters just as much as the number itself.
đĄ A 2024 Leger Valentines Day survey found that Canadians celebrating the holiday spend an average of $97.80, with men spending more than women ($111 vs. $80.80). This shows how quickly small purchases can add up. Sticking to a budget can prevent unnecessary debt while still celebrating love.
Credit card rewards or cash-back offers can help stretch your budget.
Choosing the right credit card can make a big difference. If youâre new to Canada, check our guide on how to get a credit card and avoid common mistakes to pick one that works for you and your spending habits.
đł Tip for newcomers: Some Canadian credit cards offer welcome bonuses if you meet initial spending thresholds. Plan purchases wisely to gain benefits without carrying a balance.
Money talk isnât always romantic, but it prevents stress and conflict.
According to Scotiabank Perspectives, a podcast hosted by Stephen Meurice, Dr. Amy D’Aprix explains that couples often carry deeply personal âmoney storiesâ into their relationships, which can shape how they feel about spending, saving, and financial priorities. Valentineâs spending isnât just about dollars; itâs emotional.
Thatâs why discussions about Valentineâs gifts can feel bigger than the occasion itself. Often, the conversation isnât really about the price; itâs about security, values, and feeling understood.
â€ïž The strongest couples donât avoid money conversations; they face them together.
Small, consistent savings can fund memorable experiences.
Romance doesnât have to cost a fortune.
â€ïž According to Leger (2024), 32% of Canadians celebrate Valentineâs Day by doing something special at home, and nearly half (48%) spend on gifts while 40% dine out. Choosing an at-home experience can be just as meaningful, and much easier on your budget.
Long-term savings and planning are meaningful Valentine’s Day gifts you can share.
Join us for an insightful webinar designed to help you navigate the various routes to owning a home in Canada. Whether you’re looking to buy your first home through a traditional mortgage, exploring co-ownership opportunities, or interested in rent-to-own solutions, this webinar will provide the information and tools you need to make informed decisions.
REGISTER FOR THE WEBINARAn emergency fund provides peace of mind. If youâre not sure how to get started, this step-by-step guide on building an emergency fund in Canada can help you set realistic savings goals.
đĄ Newcomer tip: High-interest savings accounts can offer rates 2â3x higher than traditional savings accounts, helping your money grow faster.
Romance is about thoughtfulness, not spending.
Cook at home, use rewards points, explore free events, and set a spending limit in advance.
Yes, if you pay your balance in full and avoid overspending.
Thereâs no required amount â many Canadians spend under $200, but meaningful celebrations donât require debt.
Financial communication reduces stress and helps partners align on shared goals.
Thinking about long-term goals together, staying on budget, and celebrating thoughtfully may be the greatest Valentineâs Day gift you can give each other.
If youâre wondering how to save money in Canada as a newcomer, youâre not alone. Housing, transportation, and daily living costs can add up quickly. In fact, housing and transportation often make up more than 50% of a newcomerâs monthly spending. This guide shares practical money-saving tips, cost-saving strategies, and budgeting advice to help you build financial stability during your first year in Canada.
Your first financial decisions in Canada can affect your budget for years. Many newcomers face:
Using smart cost-saving strategies helps you:
Tip: For a deeper guide on budgeting from day one, see How to Manage Your Personal Finances When You’re New to Canada.
Furnished or basement apartments reduce upfront costs, as you won’t need to buy furniture immediately. Some newcomers save up to 30% on initial setup costs this way. Discover more tips in How to Save Money on Rent in Canada: 10 Tips for Newcomers.
Living near grocery stores, schools, and services cuts transportation costs. Walking or short transit trips can save $100-$200 per month on gas and transit fares. Small savings add up over the year.
Living closer to work lowers fuel, transit, and vehicle wear costs; a simple step that can save $50-$150 monthly, depending on your city.
Many communities offer newcomers furniture support. Programs like Furniture Bank or local charities often charge a small delivery fee, saving hundreds compared to buying new.
Online marketplaces like Kijiji and Facebook Marketplace offer gently used furniture for 50-70% off retail prices. Negotiation is common, so you can get even better deals.
Flat-pack furniture stores like IKEA can provide affordable options for newcomers who prefer new items at lower costs, especially for essentials like beds or desks.
Want a step-by-step financial plan before you arrive?
Understanding daily savings tips is important, but knowing how to budget, prepare for Canadian costs, and avoid early financial mistakes makes an even bigger difference.
Join us for an eye-opening session on how to build your financial future in Canada with confidence. This free webinar is hosted in partnership with Scotiabank, a trusted leader in newcomer banking. Together, weâll guide you through how the Canadian banking system works and share free tools and strategies to help you plan, save, and invest wisely as a newcomer.
REGISTER FOR THE WEBINARPurchase winter clothing in spring or summer, or summer clothing in fall, to save up to 80% on clearance sales.
Stores like Winners, Marshalls, or Dollarama offer brand-name clothing and essentials at lower prices.
Thrift stores sell quality items at a fraction of the original price, an easy way to save on wardrobe basics.
For short trips, walking or cycling eliminates transportation expenses and supports good health.
Public transit passes typically cost around $150/month, significantly cheaper than car ownership, which includes maintenance, fuel, and insurance.
If you need a car, a used vehicle can reduce upfront costs, but factor in insurance and fuel efficiency. Look for cars with 8L/100 km or better fuel economy for savings.
Websites like Save.ca list discounts across stores. Using flyers to plan meals can save up to 25% on groceries monthly, a key strategy to save money in Canada.
Stores like NOFRILLS, Dollarama, or Walmart offer affordable food and household essentials.
Home-cooked meals cost less than dining out and reduce food waste. A simple home-cooked dinner can cost $5-$7, compared to $15-$20 at a restaurant.
Apps and browser extensions like Honey can automatically find discount codes for online purchases.
Food banks offer short-term support during financial hardship and are available across Canada.
Track income and expenses to avoid overspending. Use apps or a budget planner spreadsheet to monitor fixed and variable expenses. Budgeting is one of the most effective ways to save money in Canada. Our Cost of Living in Canada: A Guide for Newcomers gives detailed insights into rent, groceries, transportation, and more.
Black Friday and Boxing Day sales offer deep discounts on electronics, furniture, and household items.
Many communities list free items on Kijiji or local bulletin boards.
Garage sales offer bargains on furniture, household items, and clothing. And, there’s room to negotiate even lower costs.
Start by reducing housing and transportation costs, buying second-hand items, cooking at home, and creating a monthly budget.
Housing, transportation, groceries, and household setup costs usually take the largest share of a newcomerâs budget.
Yes, public transit is often much cheaper than owning and maintaining a car.
Budgeting helps control spending, plan for emergencies, and ensure consistent cost savings.
Learning how to save money in Canada is about making informed, everyday decisions. Newcomers who control housing, food, and transportation early often free up hundreds of dollars monthly for savings, emergencies, and long-term goals.
For many newcomers to Canada, renting a 2-bedroom apartment offers the best balance between affordability, space, and flexibility. Whether you arrive as a couple, a small family, or with a roommate, a 2-bedroom apartment for rent provides space for work, family or guests. This can make it easier to adapt as your household or income changes.
Newcomers often want two bedrooms because they offer comfort, practicality, and cost-effectiveness, which is crucial during your first years in Canada. Two bedrooms also offer:
Pro Tip: When deciding how many bedrooms you need, consider your household size, budget, and lifestyle priorities. Learn more about choosing the right apartment for your family as a newcomer.
Settling into housing is just one part of your first months in Canada. If you’re preparing for arrival, this checklist helps you plan your key post-arrival steps.
Rents vary by city, neighbourhood, unit type, and market conditions, which change over time. For an overview of 2026 rental prices, read more in our guide Rental Market in Canada: Rent Prices, Vacancy Rates & Newcomer Outlook.
| CITY | AVERAGE 2-BEDROOM RENT (2025-2026) |
|---|---|
| Vancouver, British Columbia | $2,363 |
| Toronto, Ontario | $2,034 |
| Calgary, Alberta | $1,914 |
| Edmonton, Alberta | $1,603 |
| Ottawa, Ontario | $1,926 |
| London, Ontario | $1,651 |
| Halifax, Nova Scotia | $1,826 |
Tip: Mid-sized and smaller cities often offer lower rents, while Vancouver and Toronto remain high-demand markets. Consider sharing costs with a roommate or family member to make a 2-bedroom apartment more affordable. Read more about rental affordability in Canada.
To apply successfully, it helps to prepare your rental application in advance. Our guide walks you through each step, so you can apply with confidence.
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
GET FREE GUIDE
Sharing a 2-bedroom apartment can lower overall housing expenses, allowing newcomers to focus on employment, education, and settlement goals:
Lower housing costs make it easier for newcomers to focus on employment, education, and long-term settlement goals without stretching their budget.
There is no single Canada-wide rule about occupancy, but generally:
Landlords typically assess suitability based on size, layout, and local occupancy standards. Be honest about your household size in your rental application and choose a well-designed layout.
Beyond affordability, a 2-bedroom apartment for rent offers flexibility that many newcomers value:
For newcomers planning to buy a home within a few years, renting a 2-bedroom apartment can provide housing stability. Staying in a larger apartment longer can also reduce the need to make additional moves, which can be stressful for newcomers. However, it may not be the most budget-friendly option if you plan to live alone and not share costs.
Understanding layout is just as important as bedroom count.
| LAYOUT TYPE | FEATURES | IDEAL FOR |
|---|---|---|
| Small 2-bedroom | 1 bathroom, similar sized bedrooms | Young siblings, couples, or roommates |
| Medium 2-bedroom | 1 full bathroom + half bath (toilet and sink) | Families with children or frequent guests |
| Large/Condo-style | 2 full bathrooms, ensuite in main bedroom | Families need privacy or working from home |
For guidance on children sharing bedrooms, see: Children Sharing Bedrooms in Canada: Rules and Guidelines
Consider rent, utilities, location, local occupancy standards, and whether the second bedroom meets your immediate or future needs.
Read more about Children Sharing Bedrooms in Canada: Rules and Guidelines
On average, 2-bedroom apartments cost more than 1-bedroom units because they offer additional space and flexibility. National averages can be misleading, so newcomers should compare prices at the city level.
In some cities, yes. 1-bedroom units are often in higher demand, making 2-bedroom apartments easier to secure with a strong rental application. However, availability depends on the local market. Read more about rental application tips for newcomers to get approved.
Find Your Perfect 2-Bedroom Apartment! Start your search today with Rentals for Newcomers!
Canadaâs rental market in 2026 is showing signs of easing, but affordability remains a challenge for newcomers. According to the CMHC 2025 Rental Market Report, vacancy rates rose, rent growth slowed, and landlords offered more incentives. For newcomers to Canada, rental market information can help you decide where to live, help you budget for rent, and improve your chances of securing housing. Explore the rental market in Toronto, Vancouver, Calgary, and other major Canadian cities, including trends, vacancy rates, and regional differences.
Whether youâre arriving soon or preparing in advance, knowing how the rental market is evolving can help you. Discover what’s in store for the 2026 rental market so you can set realistic expectations and plan an effective housing search.
| METRIC | VALUE | NOTE FOR NEWCOMERS |
|---|---|---|
| National vacancy rate (purpose-built rentals) | 3.1% (up from 2.2% in 2024) | More listings = more choice |
| Average 2-bedroom rent (purpose-built) | $1,550/month (+5.1% Year-over-year) | Budget accordingly |
| Average 2-bedroom rent (condo rentals) | $2,305/month | Higher cost for condos |
| Rent for new tenants | Declined in Vancouver, Toronto, Calgary, Halifax | Incentives improve negotiating power and can lower your rent |
Why it matters: Higher vacancy rates mean more choice, more listings, and better negotiating power, even if overall rents remain high.
Whatâs happening: A surge in new rental and condo completions, combined with fewer international students, pushed vacancy rates up. Many landlords now offer incentives like free rent or move-in bonuses.
Newcomer solution: Focus on older purpose-built buildings, look for listings with incentives, and negotiate lease terms outside peak rental months.
Whatâs happening: Competition from condo rentals and slower population growth eased demand. Rent growth slowed most for studios and 1-bedroom units.
Newcomer solution: Explore transit-friendly suburbs and pick purpose-built apartments over condos, and compare listings before signing a lease.
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
GET FREE GUIDEWhatâs happening: Rent growth (~3.4% year-over-year) mainly comes from units turning over to new tenants, a trend seen in many Canadian cities.
Newcomer solution: Look in transit-connected suburbs, choose purpose-built apartments over condos, and move when new units start leasing. For more guidance on where to live, see our best Ottawa neighbourhoods for newcomers guide.
Whatâs happening: Large volumes of new rental housing supply came online. Landlords offered incentives to prevent vacancies from rising.
Newcomer solution: Calgary offers affordable housing options; compare multiple listings, negotiate with landlords and explore our best Calgary neighbourhoods for Newcomers to discover renter-friendly areas.
Whatâs happening: Steady rental construction kept the market balanced despite population growth.
Newcomer solution: Edmonton offers good value for newcomers; look for newer purpose-built rentals with competitive pricing. Check out our guide to the Best Edmonton Neighbourhoods for Newcomers to find areas that suit your lifestyle and budget.
Whatâs happening: New supply slightly increased vacancies, but rents continue to rise, especially for long-term tenants.
Newcomer solution: Budget carefully, apply early, and be prepared with complete rental documents.
Changes to Canada’s immigration levels, study permits, and work permits sharply reduced rental demand, especially in Ontario and British Columbia.
Slower hiring and higher youth unemployment limited new household formation, especially in Ontario and British Columbia. Up-to-date labour market data is available through Statistics Canada’s Labour Force Survey.
Condo owners in Toronto and Vancouver rental markets shifted units to rentals, increasing competition for purpose-built apartments. Near-record growth of rental units also points to continued supply growth in the rental market in Canada in 2026.
Rent growth has slowed, and new-tenant rents fell in some cities, but overall rents remain high.
Edmonton and Calgary generally have lower rents and higher vacancy rates than Toronto or Vancouver. Read more about rental affordability in Canada and how to balance housing costs with location, household needs, and long-term stability.
Yes. Many offer free rent, reduced deposits, or move-in bonuses to attract tenants.
Waiting is not always necessary; focus on timing moves with new-unit availability and have your documents ready.
đ Find rentals that fit your budget and household needs. Explore Rentals for Newcomers to see options across Canada!
Rental affordability in Canada means being able to pay rent and cover other essential housing costs without financial stress. Many newcomers struggle to find affordable rent that meets their household needs, especially when using the 30% income rule. Understanding housing affordability in Canada helps renters strike a balance between housing costs, location, household needs, and long-term stability.
Canada Mortgage and Housing Corporation (CMHC) uses the 30% income rule to measure housing affordability. However, the rule does not reflect the reality that many renters, especially newcomers, face.
For newcomers, housing affordability in Canada often means making short-term trade-offs for long-term stability, rather than hitting a specific percentage.
These factors explain why rent may feel unaffordable and what you can realistically control.
The 30% rule suggests rent should not exceed 30% of your gross household income.
Gross Household Income Definition (CMHC): The combined earnings of everyone living in a single home, before taxes are deducted.
Use this table to estimate what you can comfortably pay for housing while covering other essential costs.
| HOUSEHOLD INCOME | 30% BUDGET FOR HOUSING | MONTHLY RENT BUDGET |
|---|---|---|
| $50,000 | $15,000 | $1,250 |
| $60,000 | $18,000 | $1,500 |
| $70,000 | $21,000 | $1,750 |
| $80,000 | $24,000 | $2,000 |
| $90,000 | $27,000 | $2,250 |
| $100,000 | $30,000 | $2,500 |
đĄ Tip: Adjust these numbers for utilities, transportation, and family size to understand your true rental affordability.
Where you rent matters as much as how much you earn. Rental prices vary across Canada, influenced by demand, housing supply, and population growth.
Key factors shaping affordability:
To understand how conditions differ by city, see our Rental Market in Canada 2026: Rent Prices, Vacancy Rates & Newcomer Outlook.
Newcomer reality: Many settle in Toronto, Vancouver, or Calgary for jobs, but these cities have higher rent and more competition. Smaller or mid-sized cities may offer more affordable options, but you must balance this against job opportunities, transit access, and lifestyle.
Solution: Compare first-year affordability versus long-term opportunity, and review city guides or neighbourhood breakdowns before committing.
Vacancy rates measure the percentage of rental units in a market and influence prices.
| VACANCY RATE | MARKET CONDITION | WHAT IT MEANS FOR RENTERS |
|---|---|---|
| Below 3% | Tight / Competitive | Few units available, higher rents, more competition, requires faster applications. |
| Around 3% | Balanced | Supply roughly meets demand, moderate choice and stable prices. |
| Above 3% | Renter-friendly | Plenty of units, and renters can negotiate better terms and rental incentives. |
đĄNewcomer tip: If vacancy is below 3%, act fast and budget for higher rent. Or, consider smaller units, different neighbourhoods, or apartments that include utilities.
Learn more in How to Save Money on Rent in Canada: 10 Tips for Newcomers.
Example: A $2,000/month apartment without utilities and transit access could end up costing $2,400+/month when you add expenses.
đĄNewcomer tip: Always confirm average monthly costs with the landlord to understand the true price of living in a unit.
Larger households may require more bedrooms or workspace, which can increase rent but improve long-term stability.
đĄNewcomer tip: For many newcomers, a 2-bedroom unit can offer better long-term value. Explore the benefits of renting a 2-bedroom apartment in Canada.
Learn more about how to choose an apartment for your family
Housing affordability includes commuting costs. Consider:
Trade-offs renters face:
đĄNewcomer tip: A cheaper apartment may not be more affordable if transportation costs offset savings. Include car, insurance, and transit fees in your budget.
Even if rent is technically affordable, newcomers may face barriers to renting.
Common barriers:
Solutions for Newcomers:
đĄTip: Price affordability â access. Plan to overcome application hurdles and secure a unit that meets your needs. Learn more: Can You Rent in Canada without a Credit History?
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
GET FREE GUIDEAffordable rent today may become unaffordable tomorrow. Consider:
Provincial rent control regulations
Newcomer Tips:
Typically, spending less than 30% of gross household income on housing. Many renters exceed this due to market conditions.
Yes. Cities with low vacancy rates and high demand generally have higher rents and more competition.
Options include guarantors, references, and newcomer-friendly landlords. Read more in our guide, Can You Rent in Canada Without a Credit History?
True affordability includes rent plus utilities, transportation, and basic housing-related costs.
Often yes, but consider job opportunities, transit access, and long-term growth potential.
đ Next Step: Find rentals that fit your budget and household needs. Explore Rentals for Newcomers to see available options across Canada!
Finding the right place to live is one of the most important decisions youâll make when settling in Canada with kids. If youâre wondering how to choose an apartment that truly works for your household, itâs about more than just price or square footage. From understanding space needs and bedroom rules to choosing the right location and budget, apartments for families in Canada come with unique considerations. Whether youâre renting with kids in Canada for the first time or moving to a new city, this guide will help you identify family-friendly rental apartments in Canada that meet your familyâs comfort, safety, and long-term settlement goals.
The following six factors can help newcomer families make a confident and informed choice, from understanding space requirements to working with landlords.
Before searching for apartments, determine how many bedrooms your family will need now and in the near future. Consider your childrenâs ages, potential growth in family size, and shared bedroom rules before choosing an apartment. Planning can save you from costly moves. Rental affordability in Canada is more than finding the lowest rent; it’s about choosing an apartment that fits your family’s size and future needs.
Investing in a slightly larger apartment now can save you the hassle and cost of moving again. Units with spacious living rooms and kitchens, preferably on the bottom floor for safety and accessibility, can make family life more comfortable
đĄNewcomer tip: Review Canadian occupancy standards for families to ensure compliance and comfort. Read more in our guide, Children Sharing Bedrooms in Canada: Rules and Guidelines.
Your apartment’s location can make daily life easier or more challenging. Focus on proximity to schools, childcare facilities, parks, grocery stores, and public transit, especially if your family doesn’t have access to a car. Location often matters more than the size of the apartment.
đĄNewcomer tip: Explore our Choosing a City guides to find cities and neighbourhoods that match your family’s lifestyle and needs.
Set a realistic budget using the Canada Mortgage and Housing guideline: spend no more than 30% of your gross household income on housing. While housing costs in Canada are declining in cities such as Toronto and Vancouver, affordability remains an issue for many families. Staying within budget improves your chances of rental approval and ensures you can cover other essentials.
Rental prices and availability can vary widely depending on the city and neighbourhood. To understand current rent levels, vacancy rates, and what families can expect this year, see our Rental Market in Canada in 2026: Rent Prices, Vacancy Rates & Newcomer Outlook.
| HOUSEHOLD INCOME | 30% BUDGET FOR HOUSING | MONTHLY RENT BUDGET$ |
|---|---|---|
| $50,000 | $15,000 | $1,250 |
| $60,000 | $18,000 | $1,500 |
| $75,000 | $22,500 | $1,875 |
| $100,000 | $30,000 | $2,500 |
Don’t forget to include additional costs such as utilities, internet, mobile phone plans, and parking.
đĄNewcomer tip: Landlords use this same 30% benchmark when reviewing rental applications. Staying within this range can improve your chances of approval.
If the rent feels tight, consider:
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
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When choosing an apartment, focus on layouts that support family life:
đĄNewcomer tip: Consider how your childrenâs ages and genders might affect bedroom sharing. Complying with occupancy guidelines can make renting smoother and prevent future headaches. Read more: Children Sharing Bedrooms in Canada: Rules and Guidelines.
Trusted rental websites make apartment hunting easier for newcomers:
đĄNewcomer tip: Always verify landlords and listings to avoid rental scams. Explore trusted rentals: Rentals for Newcomers
Meeting landlords and understanding lease terms is essential. Ask about family-related policies, view the apartment in person, and provide references or a personal introduction to strengthen your application. Complying with occupancy guidelines will help prevent future conflicts.
It depends on your household size and the ages of your children. Many families start with a 2-bedroom apartment, while larger households may need three or more bedrooms. Read more: Why a 2-bedroom Apartment is a Smart Choice for Newcomers.
A common guideline is to spend no more than 30% of your gross household income on housing. This ensures you can cover other essentials like childcare, transportation, and savings.
Use trusted rental platforms designed for newcomers. Filter by bedrooms, amenities, and location, check virtual tours, and confirm landlord credentials to avoid scams
Read the lease carefully, understand policies that affect families (pets, storage, occupancy limits), and communicate clearly with landlords. Being prepared with references and proof of income can improve approval chances.
Finding the right place to live as a newcomer is about more than just square footage or rentâitâs about creating a home that works for your familyâs lifestyle, comfort, and settlement in Canada. By considering apartments for families in Canada, planning your budget, evaluating layouts and features, choosing the right location, and working with trusted landlords, you can make informed decisions that meet your familyâs needs.
If you’re renting with kids in Canada, these steps will help you identify family-friendly rental apartments that balance affordability, safety, and convenience. Taking the time to research, plan, and explore online listings ensures a smoother, less stressful rental experience for newcomer families.
Use the tips in this guide along with trusted rental platforms to start your apartment search with confidence.
đ Ready to choose the right apartment for your family? Start search for family-friendly rental apartments now with Rentals for Newcomers!
Statutory holidays in Canada â often called âstat holidaysâ â are official public holidays that give many workers a paid day off and create long weekends throughout the year. For newcomers, these holidays are more than a break from work: theyâre an opportunity to integrate into Canadian culture, meet locals, and explore your community. Knowing when these holidays fall in 2026 helps you plan travel and social activities.
Participating in these holidays can help newcomers:
If youâre planning a holiday trip or moving to a new province, understanding housing options is key. Check out our guides on types of housing in Canada and finding short-term rentals to prepare for your stay.
A statutory holiday is a legally recognized holiday in Canada on which many employees receive a day off with pay. On these days, many businesses, banks, post offices, and government services close.
In Canada, statutory holidays are governed by provincial employment standards. Depending on the province or territory, Canadians observe between 9 and 12 statutory holidays each year, resulting in varying holiday entitlements. For example, based on the Ontario Employment Standards Act, there are nine public holidays, while the British Columbia Employment Standards Act identifies eleven.
Holiday pay rules and eligibility vary by province, so check your local employment standards act for exact requirements.
đĄ Tip: Understanding how holidays are observed helps you plan long weekends, vacations, and social activities effectively.
| HOLIDAY | DATE |
|---|---|
| New Year’s Day: First day of the calendar year | Jan 1, Thurs |
| Good Friday: Christian holiday before Easter Sunday | Apr 3, Fri |
| Victoria Day: Honours the monarch’s birthday; starts unofficial summer | May 18, Mon |
| Canada Day: Celebrates Canada’s confederation (1867) | Jul 1, Wed |
| Labour Day: Recognizes workers’ contributions | Sept 7, Mon |
| Thanksgiving: Gives thanks for the harvest and blessings | Oct 12, Mon |
| Remembrance Day: Honours military veterans | Nov 11, Wed |
| Christmas Day: Christian holiday celebrating the birth of Jesus; widely celebrated | Dec 25, Fri |
| Boxing Day: Celebratory day after Christmas | Dec 26, Sat |
đĄ Note: Some holidays like Remembrance Day and Boxing Day are statutory in some provinces but not all.
In addition to the national holidays, many provinces and territories observe additional statutory holidays or celebrate existing ones under unique names:
| HOLIDAY | DATE (2026) | WHERE OBSERVED |
|---|---|---|
| Easter Monday | Apr 6, Mon | Government offices and some provinces/territories |
| British Columbia Day | Aug 3, Mon | British Columbia |
| Saskatchewan Day | Aug 3, Mon | Saskatchewan |
| Discovery Day | Aug 17, Mon | Yukon |
| National Indigenous Peoples Day | Jun 21, Sun | Yukon |
| National Day for Truth & Reconciliation | Sep 30, Wed | British Columbia, Prince Edward Island, New Brunswick, Northwest Territories, Yukon, Nunavut |
| Nunvavut Day | Jul 9, Thurs | Nunavut |
đ Always confirm local statutory holidays and pay entitlements with your provincial government.
Statutory holidays often create long weekends, perfect for exploring Canada and socializing:
đĄ Tip for newcomers: Long weekends are ideal to explore local culture, meet neighbours, and experience seasonal Canadian activities.
Whether youâre planning a long weekend getaway, a move to a new city, or securing your first rental in Canada, having the right resources can make the process easier. Our Rental Application Guide will help you get started with confidence!
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
GET FREE GUIDEA statutory holiday (or âstat holidayâ) is a legally recognized public holiday. Employees usually receive a day off with pay, and many businesses and government offices close. Depending on the province or territory, Canadians observe between 9 and 12 statutory holidays each year, which means holiday entitlements can vary based on where you live.
Employees are generally entitled to a holiday on their next working day immediately following the holiday, ensuring they still receive their paid day off.
No. Some holidays, like New Yearâs Day and Canada Day, are national, while others, such as Family Day or St. Jean Baptiste Day, are provincial-specific.
Most full-time employees receive holiday pay, but rules vary by province and employer. Part-time or casual workers may have different entitlements.
Check your provincial government website.
Statutory holidays in Canada are not just days off â they are opportunities for newcomers to engage with Canadian culture, explore communities, and build social connections. By attending events, volunteering, and experiencing traditions, newcomers can feel more connected and at home in Canada.
đ Ready to find your new home in London? Use Rentals for Newcomers to explore available options and secure the right place for you.
Statutory holidays in Canada are not just days off â they are opportunities for newcomers to engage with Canadian culture, explore communities, and build social connections. By attending events, volunteering, and experiencing traditions, newcomers can feel more connected and at home in Canada.
đ Searching for your new rental in Canada? Check out Rentals for Newcomers, explore available options and secure the right place for you!
Canadian winters are coldâbut theyâre also festive, social, and full of life. Across cities and towns, winter festivals in Canada turn snow and ice into something to celebrate. For newcomers, these winter events are one of the easiest ways to experience Canadian winter culture, meet people, and enjoy the season safely through organized, often free activities.
Below is a postâarrival guide to the top winter festivals in Canada, with practical tips, dates, and what to expectâso you can plan with confidence.
Winter festivals help newcomers experience winter the Canadian way.
Experiencing winter festivals is a fun way to explore Canadian culture and neighbourhoods. They combine outdoor fun, local food, music, and community gatheringsâoften at little or no cost.
Why this matters:
Canada regularly experiences winter temperatures below 0°C for several months, and communities across the country continue hosting large outdoor events. This illustrates the central role winter plays in daily life in Canada.
Below are some of the top winter festivals in Canada, taking place in cities and regions across the countryâfrom major capitals to smaller newcomer-friendly communities.
One of the most famous Canadian winter festivals
Dates: Jan 30 – Feb 16, 2026
Why it’s iconic: Winterlude is one of the bestâknown winter festivals in Canada, showcasing ice sculptures, light displays, cultural events, and culinary experiences throughout the capital.
What to expect:
Fun fact: The Rideau Canal becomes the worldâs largest naturally frozen skating rink, stretching nearly 8 km through the city.
Thinking of moving to Ottawa? Check out our Living in Ottawa guide and Best Ottawa Neighbourhoods for Renting.
A must-see winter light display in Canada
Dates: Nov 15, 2025 – Jan 4, 2026
Why it stands out: The Winter Festival of Lights transforms Niagara Falls into a glowing winter attraction during this longârunning festival, making it one of the most popular winter events in Canada.
What to expect:
đĄNewcomer tip: The fireworks show is free to watch from along the Niagara Parkway. But, if you want to view the fireworks from an attraction, you have to pay.
Canada’s most historic winter celebration
Dates: Feb 6 – 15, 2026
Why it’s famous: The Carnaval de QuĂ©bec is one of the oldest and largest Canadian winter festivals, attracting hundreds of thousands of visitors each year.
What to expect:
The carnival has been celebrated since 1955 and remains a symbol of how deeply winter traditions are rooted in Canadian culture.
đĄNewcomer tip: Dress warmly. This festival fully embraces winter with most activities outdoors.
Atlantic Canada’s largest winter festival
Dates: Jan 22 – Feb 8, 2026
Why it’s newcomer-friendly: FROSTival combines outdoor winter fun with food trucks, live entertainment, and accessible community events.
What to expect:
đĄNewcomer tip: This festival is a great way to meet locals in a relaxed, small-city setting. Check out our post to discover why newcomers choose Fredericton!
A celebration of winter on the Prairies
Dates: Feb 13 – 22, 2026
Why it’s unique: Festival du Voyageur celebrates FrenchâCanadian and MĂ©tis heritage and is one of the most culturally rich winter festivals in Canada for visitors in 2026.
What to expect:
Fun fact: Winnipeg regularly ranks among Canadaâs coldest major citiesâyet hosts one of the countryâs most vibrant winter celebrations. Discover more about what it’s like to live in Winnipeg as a newcomer.
A winter festival in the heart of the Rockies
Dates: Jan 16 – Feb 1, 2026
Why it’s special: Set inside a national park, Jasper in January blends nature, culture, and winter adventure.
What to expect:
đĄNewcomer tip: This festival is ideal if you want to combine winter celebrations with travel and sightseeing.
A free, community-focused winter celebration
This short video from Frost Regina offers a quick glimpse into one of Saskatchewanâs most welcoming winter festivals, showcasing free activities and community celebrations newcomers can enjoy.
Video description: Highlights from Frost Regina featuring outdoor ice skating, snow sculptures, light displays, and community winter activities in Regina, Saskatchewan.
Dates: Feb 6-8, 13-16, and 20-22, 2026
Why it’s accessible: Frost Regina offers many free activities across multiple city locations, making it one of the most budgetâfriendly winter events in Canada.
What to expect:
Planning tips for newcomers:
đĄNewcomer tip: Many festivals require travel between cities or within wintery regions. For newcomers driving in Canadaâs snowy conditions, be sure to read our guide on Winter Driving in Canada: 7 Essential Safety Tips to Stay Safe.
Some of the top winter festivals in Canada include Winterlude (Ottawa), Carnaval de Québec, Festival du Voyageur (Winnipeg), and Jasper in January.
Many Canadian winter festivals offer free outdoor activities, though you may have to buy tickets for some attractions or venues.
Yes. Winter festivals are designed for all experience levels and are one of the best ways for newcomers to enjoy winter safely and socially.
From ice palaces to light displays, winter celebrations in Canada show how communities embrace the season. Attending these festivals can help newcomers feel more at home, stay active during winter, and experience the social side of life in Canada.
Settling in Canada goes beyond enjoying winter festivals. These guides will help you navigate housing, budgeting, and daily life with confidence.
Finding a safe, affordable place to live is one of the first challenges newcomers face. These resources help you understand the rental market and avoid common mistakes:
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
GET FREE GUIDE