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If you’re planning to rent in London, Ontario, choosing the right neighbourhood is one of the most important decisions you’ll make as a newcomer. London, Ontario neighbourhoods vary widely in price, transit access, safety, and rental availability, but the city remains one of the most affordable places to rent in southwestern Ontario.
This guide breaks down the best London, Ontario neighbourhoods for renting, with a strong focus on affordability, transit access, and newcomer-friendly housing. You’ll also find a neighbourhood comparison table and tips to help you confidently rent in London, Ontario.
Compared to Toronto and the Greater Toronto Area, rent in London, Ontario, is significantly more affordable. The city offers a large supply of purpose-built rental apartments, shorter commute times, and strong public transit corridors. For newcomers arriving without a car, London, Ontario’s affordable neighbourhoods, large supply of purpose-built rentals, and strong public transit corridors, make settling faster and less stressful.
With a strong job market and respected institutions like Western University and Fanshawe College, London offers many budget-friendly neighbourhoods where newcomers can rent safely and comfortably while settling into life in Canada.
For a broader overview of what it’s like to live in the city, see our Living in London, Ontario.
This short drone video gives you a bird’s-eye view of the city —
from the Thames River and downtown core to residential neighbourhoods newcomers often choose for affordability and transit access.
Video courtesy of Our Retired Life. Aerial footage of London, Ontario showcasing neighbourhoods, green spaces, and the Thames River.
This interactive map shows London neighbourhoods and helps newcomers compare rental areas based on location, transit access, and nearby amenities before renting in London, Ontario.
Each London, Ontario neighbourhood offers different rental prices, types of housing, and lifestyles. Using a London, Ontario neighbourhood map can help newcomers quickly identify areas close to work, schools, public transit, and shopping while staying within budget.
Here’s a quick snapshot of the most affordable London, Ontario neighbourhoods for newcomers based on rental price, transit access, and lifestyle:
First-time renters: Southcrest, Carling Heights
Families: White Oaks, Summerside, Argyle
Students & young professionals: Old North, Argyle
Safety & affordability: Westmount, White Oaks.
Overview: Southcrest is a south London neighbourhood known for affordable apartment buildings and access to large parks.
Southcrest Park and the surrounding ravine system offer green space, walking paths, and recreational facilities. Older apartment buildings often provide larger units at lower rents, making Southcrest one of the best London, Ontario neighbourhoods for newcomers looking to rent affordably.
Overview: White Oaks is a diverse, family-friendly neighbourhood with one of the highest concentrations of rental housing in the city.
White Oaks Mall serves as a major transit and shopping hub. Libraries, community centres, and parks make this area especially appealing for newcomers planning to rent in London, Ontario.
Overview: Carling Heights is a centrally located neighbourhood offering affordable rents close to downtown London.
Its central location and flexible housing options make Carling Heights a strong choice for newcomers seeking affordable rent in London, Ontario, with short commute times.
Overview: Argyle is a large east London neighbourhood known for affordability and strong transit connections.
With Argyle Mall and Dundas Street nearby, renters have easy access to groceries, services, and employment. This makes Argyle one of the most practical London, Ontario neighbourhoods for renting on a budget.
Overview: Summerside is a newer neighbourhood in southeast London offering modern rentals at relatively affordable prices.
Summerside appeals to newcomers who want newer construction, schools, and parks while keeping rent in London, Ontario, within a reasonable range.
Overview: Westmount offers a wide range of rental options and easy access to shopping and parks along the Thames River.
Located near Springbank Park, Westmount combines affordability with access to nature, making it one of the most balanced London, Ontario, neighbourhoods for renting.
Overview: Old North is a historic neighbourhood near Western University with a strong rental market.
Shared housing and older units can provide good value for newcomers. Students can also review our Student Accommodation in Canada | Factors to Consider guide before renting.
| NEIGHBOURHOOD | BEST FOR | TYPICAL RENT RANGE | TRANSIT ACCESS |
|---|---|---|---|
| Southcrest | First-time renters, families | Lower-priced apartments | Good bus access |
| White Oaks | Families, car-free renters | Lower-cost apartments & townhomes | Excellent |
| Carling Heights | Downtown workers, students | Lower-mid range | Frequent |
| Argyle | Students, service workers | Lower-priced walk-ups & townhomes | Excellent |
| Summerside | Young families | Mid-range | Limited but improving |
| Westmount | Families, nature lovers | Lower – mid range | Good |
| Old North | Students, young professionals | Mid-range | Frequent |
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARLondon consistently ranks among the most affordable mid-sized cities in Ontario. Average rents remain significantly lower than in Toronto, allowing newcomers to reduce their monthly housing costs while building financial stability.
| LOCATION | *AVERAGE RENTAL |
|---|---|
| *Canadian National Average | $2,074 |
| Toronto, Ontario | $2,521 |
| London, Ontario | $1,917 |
| *As of November 2025, asking rents for all property types averaged $2,074, the lowest level since June 2023. | *Estimated rental prices as of November 2025 |
London remains one of the most affordable mid-sized cities in Ontario, making it an attractive option for newcomers seeking to save on housing costs.
Southcrest, White Oaks, Carling Heights, Argyle, Summerside, Westmount, and Old North are among the best London, Ontario, neighbourhoods for newcomers seeking affordable rent and transit access.
Neighbourhoods such as White Oaks, Westmount, Summerside, and parts of Southcrest are widely considered safe and family-friendly while remaining affordable compared to central or luxury areas.
Yes. Average rent in London is much lower than in Toronto, allowing newcomers to save thousands of dollars per year while maintaining access to education, healthcare, and employment opportunities.
Not necessarily. Many London, Ontario, neighbourhoods offer strong public transit, especially White Oaks, Argyle, Old North, and Carling Heights.
Yes, neighbourhoods like Old North, Argyle and Carling Heights are popular among students due to their proximity to universities and transit.
Yes, some newcomers explore rent-to-own options as a pathway to homeownership in Canada. While traditional renting is common, rent-to-own programs allow you to apply part of your rent toward a future home purchase. Learn more about how newcomers can take this route in our full guide: Can Newcomers Rent to Own a Home in Canada.
London’s combination of affordability, education, healthcare, and employment opportunities makes it an excellent city for newcomers looking to rent, settle, and build a future in Canada.
🏠 Ready to find your new home in London? Use Rentals for Newcomers to explore available options and secure the right place for you.
If you are moving to Canada, choosing the right city is key! The City of London, Ontario is one of many Canadian cities to consider. However, it’s vital to research the local job market, housing options, and city before you arrive. The city you choose to settle in can determine your success in Canada. Specifically, you want to ensure there are good job opportunities so you can continue your career. And you want to ensure that housing and the cost of living are affordable to build financial success. Discover what it’s like to live in London and start your research!
The City of London in Southwestern Ontario is midway between Windsor and Toronto. It is situated on the Thames River and is nestled between Lake Huron and Lake Erie.
For newcomers, the city offers affordable housing, low crime rates, world-class education, healthcare facilities, and culture. It’s known as the “Forest City” for its more than four million trees, lush green space, and beautiful parks. If you’re looking for the urban lifestyle of a big city with the appeal and charm of a smaller community, the City of London is a great place to live and raise a family.
London, Ontario was settled in 1793 by Lord Simcoe on behalf of the Commonwealth. It was supposed to be the future capital city of Upper Canada. It officially became a city in 1855.
The city has close to 422,000 residents, and more than 550,000 residents in the census metropolitan area (CMA). The CMA includes the city and surrounding areas of St. Thomas, Thames Centre, Middlesex Centre, Strathroy-Caradoc, Adelaide Metcalfe, Central Elgin, and Southwold.
Rapid growth places London within the top five fastest-growing communities in Canada. It’s the fifth-largest city in Ontario and serves as a regional hub for nearby communities. London offers big city amenities with small-town charm.
London is a hub of higher education, medical research, technology, and manufacturing. Its location within southwestern Ontario makes it a key supply chain and transportation hub for the province.
The strength of the manufacturing sector, rich agricultural lands, and proximity to the United States border make it an important economic region. London attracts foreign direct investments in advanced manufacturing, food processing, information technology, and other knowledge-based industries.
London’s key sectors are:
This city is home to several major employers, including:
London has an extensive education and healthcare industry, a large financial services presence, and an emerging digital media and technology industry.
You can search for job opportunities and connect with local recruiters, including Aerotek, PHM Search, and Ladder HR Solutions.
London offers newcomers a diverse, welcoming, and safe place to call home. The housing market is experiencing significant growth.
London is one of the most affordable housing markets in Ontario and Canada.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARRentals for Newcomers is a trusted site to research rental prices before you arrive in Canada. When you arrive, you can connect with landlords to view rentals in person. Discover what newcomers need to know about renting in Canada.
Rental prices in London fall below the provincial average. Prices for a one-bedroom have dropped by 5% year-over-year and 3% for a two-bedroom apartment. This makes London rental prices some of the most affordable in the province and in Canada.
| AVERAGE RENTAL PRICE | 1-BEDROOM | 2-BEDROOM |
|---|---|---|
| ONTARIO Average | $2,012 | $2,439 |
| LONDON, Ontario | $1,917 | $n/a |
For more information about neighbourhoods, check out our guide, What London, ON Neighbourhoods are Affordable for Newcomers?
Buying renter’s insurance is a smart way to protect your belongings. And, many property owners will require you to have an insurance policy as part of your lease agreement. Read more about why newcomers need tenant insurance in Canada.
The average home price was $605,560, and 2.8% lower than in October, 2024 2024. However, it’s lower than the provincial average of $833,376. With lower housing costs, you can afford more space for your family.
| AVERAGE DETACHED HOME (12-month change) | AVERAGE TOWNHOUSE (12-month change) | AVERAGE CONDO APARTMENT (12-month change) | |
| National Average | $860,600 | N/A | N/A |
| Provincial Average | $833,376 | N/A | N/A |
| London Average | $605,560 (-2.8) | $453 (-10.6%) | $449,000 (+18%) |
You’ll discover a range of property types for sale. Roughly 55% are single-detached homes, and the remainder are townhouses and condo apartments. Almost two-thirds of residents own homes.
Rapid population growth is driving the increase. However, you can search for more affordable housing in surrounding communities such as Strathroy and St. Thomas.
Find out more about buying your first home in Canada: First Time Home Buyer: Newcomer Tips
In London, driving is straightforward. There are no major highways that run through the city. Highways 401, 402, and 403 provide quick and easy access to Toronto, Brampton, and Niagara. It’s about a one-hour drive to the Sarnia-Port Huron US border. Drivers must have a valid Ontario driver’s licence.
Commuting is easy with London Transit. London has a lower-than-average commute time of 22 minutes compared to 26 minutes for the rest of Canada. London’s rapid transit system eases traffic flow along major corridors to connect people to places faster and easier.
Licensed taxi companies and Uber are also available.
Walking and cycling are easy, given the city’s layout and many bike routes. You’ll find on-street routes, off-street routes, and multi-use pathways.
Go Transit offers daily transportation to the Greater Toronto Area (GTA). The London International Airport offers domestic and international flights.
This city continues to become more diverse and supports newcomers through many ethnocultural groups and settlement organizations such as the:
For more information, please visit London’s immigration portal, a one-stop-shop for newcomers to London.
Several organizations offer language support in the city. You can connect with any of these organizations if you would like to enhance your language skills: London Language Institute, Canadian ESL Centre, College Boreal, and St Patrick Adult and Continuing Education.
All local banks and financial institutions have programs to help newcomers open a bank account and get a credit card. Visiting a local bank branch and meeting with a financial advisor can help you build financial success.
Get more banking tips for newcomers:
How Much Money Will I Need to Move to Canada?
Top 10 Financial Steps to Take Before You Leave for Canada
London, Ontario, offers high-quality schools to meet your needs. You’ll find primary, secondary, and post-secondary schools that provide superior education. This is importan,t especially if you are moving to Canada with young children.
If you have young children, selecting a school close to home will be important. Children must attend a school within the district where they reside. The city has two English-language school boards and two French-language school boards:
London District Catholic School Board
Thames Valley District School Board
Conseil scolaire catholique Providence
Conseil scolaire Viamonde
More than 20 private schools are geared to cultures and religions including the Al-Taqwa Islamic School, London Community Hebrew Day School, and other English as a second language schools.
Learn more about schooling in Canada and how to register your child.
London is home to two post-secondary schools, Western Univesity and Fanshawe College.
Western University is ranked among the top 1% of higher education institutions globally. It offers more than 480 degree, graduate, and postdoctoral programs in Medicine, Business, Law, Dentistry, Engineering, and Healthcare. The school has over 40,000 students including more than 5,800 international students from around the world.
Western University is home to the Ivey Business School, King’s College, Huron College, and Brescia College. Ivey Business School is one of the top business schools known for its case-study learning method.
Fanshawe is one of Ontario’s largest colleges offering over 200 degree, diploma, certificate, and apprenticeship programs. It provides Applied Arts, Business, Health Care, Human Services, Hospitality, and Technology programs to over 43,000 students.
Other community colleges include Westervelt College, St. Peter’s Seminary, Medix, Ontario Institute of Audio Recording Technology, and triOS College.
One of Canada’s largest acute-care teaching institutions is the London Health Sciences Centre (LHSC). LHSC includes University Hospital, Victoria Hospital, St. Joseph’s Hospital, and Children’s Hospital. London also has many medical centers and research institutes.
Three hospitals provide emergency care with one urgent care center in London. There are more than 20 walk-in medical clinics, and you can visit the Middlesex-London Health Unit for information and help.
In case of a police, fire, or fire or medical emergency call 9-1-1. This number is the same no matter where you live in Canada.
The Ontario Health Insurance Plan (OHIP) covers medical care and services. However, not all services are covered. You can buy private health insurance to cover prescription medication and services not covered by OHIP.
Read more about Health Care in Canada: Steps to Access Free Health Care in Canada
Your health is important and you’ll need to find a doctor taking new patients. Visit Health Care Connect, to search for doctors. However, you may be placed on a waitlist, so begin your search soon after you arrive in London.
Whether you are into sports, nature, music, or cultural events, there is something for the entire family to enjoy. Victoria Park in the downtown core hosts many cultural festivals. You can check out the farmers market at the Western Fairgrounds. Or, walk along the Thames River, picnic in Springbank Park, or enjoy the water slides at Eastpark. In the winter, you can enjoy the public skating rink and holiday lighting display. There is something for everyone.
London has a vibrant culture enhanced by its museums, theatres, special events, and libraries. It is known for the annual Western Fair and hosts over 120 special events each year including festivals such as Sunfest, Ribfest, and Home County Music & Art Festival.
London has diverse restaurants throughout the city. For nightlife, you can head downtown to Richmond Row or by the Market or grab a bite at local eateries in Wortley Village and other neighbourhoods.
The “Forest City” has many pathways, acres of rolling parkland, and more than 200 parks and areas to walk, jog, and cycle. Bolar Mountain is the place to be for winter activities. The City of London, Ontario is a short drive to Lake Huron and the beautiful beaches of Grand Bend or Port Stanley.
London is home to the London Knights of the Ontario Hockey League (OHL), the London Lightning of the National Basketball League of Canada (NBL), and the Western Mustangs Football team.
The City of London is a prime destination for concerts. It hosts music festivals including Rock The Park and Trackside, and is home to Budweiser Gardens, London Music Hall, Centennial Hall, Rum Runners, and other venues.
Approximately 20% of London’s population was born outside of Canada. More than 170 languages are spoken, including Arabic, Spanish, Mandarin, and Portuguese. More than 3,000 new immigrants come to the city each year and the largest source of new people is international migration, according to Statistics Canada.
London is rooted in English, Scottish, Irish, German, Dutch (6.3%), Italian (5.0%), and Polish (4.4%) heritage.
The most common cultural groups are East Asian (3.9%), Arab (3.6%), South Asian (3.1%), Black (3.0%), Latin American (2.4%), and Southeast Asian (1.2%). Aboriginals make up 2.6% of the population. Spanish and Arabic are the languages spoken most often after English.
London has many churches, synagogues, mosques, and temples including the:
Islamic Centre of Southwest Ontario
Hindu Cultural Centre
London Jewish Federation.
About two-thirds of the population are Christian. Islam is the second most common faith. You can find places of worship in London by clicking here.
London has a temperate climate with large seasonal contrasts. There are four distinct seasons: winter, spring, summer, and fall. On average, the weather is comfortable, allowing for outdoor activities year-round.
Summer months are hot and humid with an average temperature in July of 26°C.
Winters are cold with seasonal snowfall averaging 200 cm. The typical temperature in January is -6.3 °C. While winter can be cold, you can enjoy many outdoor activities when you dress for it.
London is an ideal city for newcomers. Immigrant communities are growing, it has a strong economy with good paying in-demand jobs and affordable housing. This makes it a good place to build roots and financial success.
The City of London is home to world-class healthcare and education. Housing is more affordable than many cities in Ontario and Canada. It offers big-city amenities with a small-town feel.
But there are some drawbacks. While you can use public transit, most people rely on a car to get around. It also has fewer job opportunities than cities like Vancouver or Toronto. However, there is also less competition for jobs. But it’s vital to research the job market to ensure there is a demand for jobs that match your skills and experience.
Yes! London is safe. The Crime Severity Index was 64.34 in 2023 and below the national average. London Police Service provides crime prevention and other programs to keep people safe. This makes it an ideal city for young families moving to Canada.
Yes — Fort McMurray is ideal for newcomers seeking strong job opportunities, higher-than-average wages, and a young, diverse community. Many people move here to build their careers and savings through well-paid work in energy, construction, trades, transportation, and other support services. While the city doesn’t have the amenities of larger Canadian cities, it offers stability, outdoor recreation, and a work-focused lifestyle.
Fort McMurray is part of the Regional Municipality of Wood Buffalo in northern Alberta. It is 435 km northeast of Edmonton and about 60 km west of the Saskatchewan border. It is known across Canada as the centre of the Athabasca oil sands, home to major employers like Suncor, Syncrude, CNRL, Shell, and Imperial.
People who enjoy living here typically value:
Fort McMurray’s remote location increases transportation costs, making everything from groceries to utilities more expensive. However, it’s a great city for certain newcomers — especially workers in trades, engineering, construction, or equipment operation.
Fort McMurray is part of the Regional Municipality of Wood Buffalo (RMWB) in northern Alberta. It is the largest community in the region and a major hub for the oil and energy sector.
- ~68,000 (2021 Census, with seasonal fluctuations)
- Average age: 33 years
- More than 80 languages spoken, with large Filipino and Muslim communities.
Fort McMurray is one of Canada’s major centres for oil sands mining and energy production.
If you work in a regulated profession or skilled trades, check out Career Pathways and discover what you require to work in Canada.
💡 Tip: Read Canada Job Bank: Your Vital Research Tool for information about how to use the job bank to your advantage.
The rental market shows a mix of pricing depending on unit size and type:
| APARTMENT | AVERAGE RENT/MONTH |
|---|---|
| Studio / Bachelor | ~CAD 1,085 |
| 1-bedroom | ~CAD 1,311 |
| 2-bedroom | ~CAD 1,541 |
| 3-bedroom (or larger) | ~CAD 1,903 |
| Median rent (all unit types) | CAD 1,510 |
What it means for Newcomers:
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINAR🏠 Use online tools like Rentals for Newcomers to find up-to-date listings and compare prices.
Compared to major cities like Toronto or Vancouver, homes may appear more affordable — but given a smaller supply and demand from workers, housing still represents a large investment.
Some of the most newcomer-friendly neighbourhoods remain:
Managing your personal finances is a vital part of living in Fort McMurray, Alberta, Canada. Most major banks offer newcomer programs that help you open an account before you arrive, get a credit card, and start building your credit history.
By visiting a local bank branch, you can also learn about financial products such as lines of credit, savings accounts, and mortgages—useful as you budget for life in Fort McMurray or long-term goals like buying a home.
Alberta Health Services (Northern Regions) provides hospital, clinic, and specialist care in Fort McMurray. As a newcomer, it’s important to apply for health coverage within three months of arrival. Learn step-by-step how to apply for your Alberta health card.
Healthcare coverage covers some, but not all, medical services. You may want to buy travel medical health insurance to protect yourself from costly healthcare bills while waiting for provincial coverage. Read more in our guide: Do You Need Travel Medical Health Insurance to Move to Canada?
Some doctors in Fort McMurray are accepting new patients. Use the Alberta Find a Doctor website to find a family doctor, nurse practitioner, clinic, or health team.
Fort McMurray offers public, Catholic, and French-language education. Options include:
Keyano College offers:
Before deciding whether Fort McMurray is the right place for you, here’s a quick look at the key advantages and challenges newcomers should keep in mind:
| PROS | CONS |
|---|---|
| Strong job opportunities, especially in energy and trades | High rental prices compared to many smaller communities |
| Higher-than-average wages and strong earning potential | Limited housing inventory can make buying a home competitive |
| Young, diverse community with many newcomers | The cost of living rises quickly for larger families or multi-bedroom rentals |
| Chance to build savings quickly due to well-paid work | Winter conditions are long, cold, and can increase heating costs |
| Modern neighbourhoods with newer homes and amenities | Economy and housing demand can fluctuate with oil-sector activity |
Most residents rely on a car to get around Fort McMurray. The city is connected by several major highways:
A valid Alberta driver’s licence is required to drive in the region. Winter driving conditions can be challenging, so it’s vital to prepare your vehicle.
The Regional Municipality of Wood Buffalo operates a public transit system serving Fort McMurray. Services include:
Fort McMurray has a “work hard, play hard” culture. Popular activities include:
You’ll find:
The nightlife is smaller than in big cities, but locals make the most of community events.
Yes. Housing costs are high due to strong industry wages and limited supply.
For most people, yes. Transit is available, but it does not cover all routes frequently.
Yes. Neighbourhoods like Timberlea and Thickwood are popular among families, with good schools and parks.
Yes. More than 80 languages are spoken in the region.
Summers are brief but warm, lasting from May to September. Days are generally sunny and nice for outdoor activities like hiking, fishing, and exploring local parks.
Winter usually spans from November to March, with the coldest months being December through February. Snow and icy conditions are common, so dressing for winter and preparing for winter driving are essential.
Fort McMurray can be a rewarding place for newcomers who want strong job opportunities, higher wages, and a diverse, welcoming community. While housing costs can be high and winters are long, many people choose the region to build their careers and save, especially in fields such as energy, trades, and transportation. Fort McMurray may not offer big-city amenities, but it provides stability, good incomes, and a supportive environment for newcomers looking to establish themselves in Canada.
🏠 Ready to find your new home in Fort McMurray? Use Rentals for Newcomers to explore available rental options and secure the right place for you.
Vancouver public transit can feel confusing at first—especially with fare zones, transfers, and multiple transit systems. This guide gives a clear overview of how newcomers can travel confidently using public transportation. Using public transit saves time, reduces costs, and makes exploring the city and the surrounding suburbs easier. TransLink manages Vancouver public transit across Metro Vancouver, including Vancouver, Surrey, Burnaby, Richmond, and North Vancouver.
In 2024, TransLink recorded 240.9 million trips, showing strong reliance on public transit across the region.
Metro Vancouver has four main transit systems:
Most newcomers primarily use SkyTrain, buses, and SeaBus. TransLink also operates HandyDART, a dedicated service for people with disabilities.
Over 80% of downtown commuters rely on the SkyTrain or RapidBus during peak hours.
For a full picture of life in the city, see Is Vancouver, Canada a Nice Place to Live for Newcomers?
For many newcomers, the SkyTrain is the easiest place to start. It’s straightforward, fast, and connects major settlement areas like Surrey, Burnaby, and Downtown Vancouver. Read more about Living in Surrey, BC.
💡Tip: Living within 500 m of a SkyTrain station significantly reduces commute times.
Buses cover areas beyond SkyTrain reach and work in tandem with the SkyTrain to provide flexible routes.
SeaBus connects Downtown Vancouver to North Vancouver, making waterfront commutes simple.
💡 Tip: Great for newcomers living in North Vancouver or commuting to downtown jobs.
West Coast Express serves commuters travelling long distances from the Fraser Valley, offering a comfortable alternative to driving.
There are three fare zones across Metro Vancouver. The number of zone boundaries you cross during your trip, as well as the time and day, determine your fare.
| ZONE | ADULT CASH FARES | CONCESSION FARE (YOUTH/ 65+) |
|---|---|---|
| 1 | $3.35 | $2.25 |
| 2 | $4.85 | $3.30 |
| 3 | $6.60 | $4.05 |
The Compass Card makes fares more affordable.
Stored value is the money you add to your Compass card. You can use this money to pay for fares whenever you use the Vancouver public transit system.
Fares are current as of 2025. Check here for current Translink pricing and fare zones, and to estimate your fare.
💡Tip: Using a Compass card can save newcomers up to 20% per trip.
Many newcomers choose neighbourhoods based on both rent and transit access. Our post Best Areas to Live in Vancouver, Canada: A Guide for Newcomers highlights the areas that balance affordability, convenience, and easy public transit connections.
Yes, it’s extensive and frequent. Peak-hour buses may be crowded, but the SkyTrain and RapidBus provide fast and reliable travel.
Yes, most newcomers rely entirely on the SkyTrain, buses, and SeaBus.
Yes. Youth (5–18) and seniors (65+) pay concession fares via Compass card.
East Vancouver, Mount Pleasant, Kitsilano, North Vancouver, and soon-to-improve suburbs like Surrey and Langley.
Approx. $106/month for an adult; cheaper for youth/senior concessions.
For newcomers, understanding Vancouver public transit is a vital first step in settling into the city. The SkyTrain, bus network, and SeaBus make it possible to live and work in Vancouver without a car, while Compass Cards and clear fare zones help you manage costs.
If you are settling in Vancouver soon, reliable transit access can make your first months easier. Explore rental options in transit-friendly neighbourhoods using the Rentals for Newcomers tool.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARThinking about renting in Surrey, B.C., Canada? You’re not alone. This fast-growing city is one of the most popular destinations for newcomers, offering lower rent than Vancouver, vibrant communities, and expanding public transit. Whether you’re moving with family, arriving as an international student, or starting your first job in Canada, renting in Surrey, B.C. Canada gives you a more affordable and diverse entry point to life in the Lower Mainland. Just 23 km from downtown Vancouver, and with easy access to transit, jobs, and schools, it makes it one of the top cities to start your life in Canada.
If you’re planning to rent in Surrey, choosing the best neighbourhood can help you feel at home faster. Whether you want city vibes, quiet, or family-friendly parks, this guide covers the best neighbourhoods in Surrey for newcomers, with tips on rent, transit, and housing availability.
Yes. Surrey offers a range of affordable rental options, culturally rich neighbourhoods, and expanding infrastructure. It’s home to one of Canada’s most diverse populations, with 41% of new immigrants identifying as South Asian, and a total population of nearly 600,000.
| LOCATION | AVERAGE RENT (1-BEDROOM) As of October 2025 |
|---|---|
| Canada (national average) | $2,105 |
| Vancouver | $2,463 |
| Surrey | $1,856 |
Solution: Newcomers can save more than $600/month by choosing to rent in Surrey rather than Vancouver while still staying close to the city core. Learn more about Vancouver rental rates in our guide: Best Areas to Live in Vancouver, Canada.
Learn more about Living in Surrey, British Columbia.
Before diving into the details, take a look at a Surrey neighbourhood map to get a sense of where each area is located. Major neighbourhoods like Whalley (City Centre), Newton, and Guildford offer great rental access and amenities, while South Surrey and Cloverdale offer more suburban living.
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
GET FREE GUIDEHere are six of the most newcomer-friendly Surrey neighbourhoods, with guidance on who they’re best for, rental price ranges, vibe, and transit access.
Best for: International students, young professionals, newcomers without a car
Transit: Surrey Central and Gateway SkyTrain station (Expo Line)
Vibe: Urban, fast-paced, and highly walkable
Rental range: $1,850 – $2,100/month (1-bedroom apartment)
Whalley is the downtown of Surrey and the civic and business core. With access to Simon Fraser University’s Surrey campus, Surrey City Hall, and Central City Shopping Centre, it’s ideal for students and newcomers who want to be close to transit and amenities. Holland Park adds green space, while high-rise rentals and basement suites provide housing variety.
🏠 Why newcomers like it: Easy SkyTrain access, walkable, close to employment and education.
Best for: Families, professionals, nature lovers
Transit: Bus service; no direct SkyTrain (driving preferred)
Vibe: Coastal, upscale, laid-back
Rental range: $2,300 – $2,800/month (1-bedroom); more for larger homes.
South Surrey feels like a suburb-meets-resort. Crescent Beach, White Rock, and Blackie Spit Park offer oceanfront relaxation. The area has top-ranked schools, low crime, and higher-income households, making it ideal for families. It’s car-friendly and close to the U.S. border.
🏠 Why newcomers like it: Great for raising kids, quiet neighbourhoods, lots of parks and beach access.
Best for: Families, couples, commuters
Transit: Bus routes, close to SkyTrain access via Guildford (Expo Line)
Vibe: Quiet, residential, green
Rental range: $2,200 – $2,400/month (1-bedroom)
Fleetwood is a peaceful neighbourhood that consistently ranks as one of the safest in Surrey. It’s surrounded by parks like Bear Creek Park and is a top choice for families, thanks to well-rated elementary and secondary schools.
🏠 Why newcomers like it: Safe, suburban vibe with family-friendly events and good transit links.
Best for: Families, community-minded newcomers, renters needing space
Transit: Bus routes, future SkyTrain stations coming
Vibe: Historic, family-friendly, growing suburban
Rental range: $2,200 – $2,500/month (1-bedroom or basement suite)
If you’re looking for a quieter, family-friendly environment while renting in Surrey, BC, Canada, Cloverdale provides suburban charm and strong community ties. It’s known for the Cloverdale Rodeo, Canada Day celebrations, and a historic downtown. Nearby Clayton Heights offers newer housing developments. Surrey’s $4B SkyTrain project will add eight new stations, including one in Cloverdale, improving access to Langley and Vancouver.
🏠Why newcomers like it: Affordable homes, local events, new schools, and family-friendly growth.
Best for: Budget-conscious renters, students, families
Transit: Bus routes and access to the SkyTrain via nearby stations
Vibe: Active, commercial, accessible
Rental range: $1,900 – $2,300/month (1-bedroom apartment)
Guildford is a great balance of affordability and convenience. It’s anchored by Guildford Town Centre, one of B.C.’s largest malls, and is surrounded by condos, townhomes, and apartments. Tynehead Regional Park adds a natural escape, while schools and services are easily accessible.
🏠 Why newcomers like it: Close to shopping, job opportunities, and budget-friendly rentals.
Best for: Budget-focused newcomers, South Asian newcomers, newcomers seeking cultural familiarity
Transit: Multiple bus routes; SkyTrain planned for the 2030s
Vibe: Diverse, energetic, improving
Rental range: $1,800 – $2,200/month (1-bedroom or suite)
Newton is home to some of the most affordable rent in Surrey, especially for larger families. It has strong community support and many South Asian stores, restaurants, and cultural centres.
🏠 Why newcomers like it: Affordable rent, rich culture, and a strong sense of community.
In 2023, over 5,000 rental scams were reported across Canada, many targeting international students and newcomers.
Newton typically offers the lowest average rent, followed by Guildford. They often have the lowest rent prices and more rental inventory.
Whalley (City Centre) is ideal due to its SkyTrain access and proximity to Simon Fraser University’s Surrey Campus.
Yes. Fleetwood, Cloverdale, and Langley will see rent increases as new stations are built.
If you’re new to Canada and seeking affordability, community, and access to Metro Vancouver, Surrey, BC, Canada is a great option. With neighbourhoods to suit every lifestyle, from beach-loving families to city-centre students, Surrey gives newcomers a strong start in British Columbia.
👉 Start your search now at Rentals for Newcomers and find the perfect home for you!
Vancouver is one of Canada’s most desirable, but expensive, cities to rent in. While rents are high, you can still find pockets of value, especially in East Vancouver (Hastings-Sunrise, Renfrew), Joyce–Collingwood, and Surrey. These areas offer lower rent, good transit, and diverse communities. For newcomers, finding the best areas to live in Vancouver, BC, Canada, means balancing affordability, transit, safety, and lifestyle.
Whether you’re a student, young professional, or family, understanding the best areas to live in Vancouver, BC, Canada will help you find the best place to rent for newcomers. Explore neighbourhoods, compare rental costs, and discover the perfect fit for your move.
Vancouver attracts newcomers with its multicultural communities, strong job opportunities, and a vibrant outdoor lifestyle with mountains, beaches, and parks nearby. To learn more about day-to-day life, job opportunities, housing options, and newcomer services, check out our full guide to Living in Vancouver, British Columbia.
To compare, the national average for a 1-bedroom apartment is around C$1,836 (Oct 2025). Newcomers can save hundreds of dollars each month by choosing more affordable areas such as Surrey or Joyce-Collingwood over central Vancouver.
| NEIGHBOURHOOD | 1-BEDROOM AVG. RENT | NOTES |
|---|---|---|
| Canadian National Average* | $1,836 | Based on recent Canadian rental data |
| Surrey (Greater Vancouver Area) | $1,900 – $2,300 | Most affordable option near Vancouver; fast SkyTrain access |
| Joyce-Collingwood | $2,200 – $2,500 | Affordable SkyTrain-connected area |
| East Vancouver | $2,300 – $2,700 | Mix of older rentals + newer developments; good value |
| The West End | $2,500 – $3,100 | Dense rental stock; older buildings = more affordability |
| Kitsilano | $2,600 – $3,200 | Highly desirable; close to beaches and shops |
| Mount Pleasant | $2,600 – $3,200 | Trendy, central, popular with young professionals |
| North Vancouver | $2,600 – $3,200 | Scenic, safe, highly walkable; SeaBus access to downtown |
Solution: Newcomers can save more than $600/month by choosing to rent in Surrey rather than Vancouver while still staying close to the city core.
Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!
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Overview: One of the most affordable GVA options, Surrey offers diverse communities, newer rental buildings, and strong job opportunities.
Best for: Budget-conscious newcomers, families, and students
Transit: Expo Line SkyTrain (Surrey Central, King George, Gateway), rapid buses; ~35–45 min to downtown Vancouver
Vibe: Urban centres (Surrey City Centre), suburban pockets (Fleetwood, Guildford, Newton), multicultural, community-focused
Rental range: $1,900 – $2,300/month (1-bedroom); $2,500 – $3,000 (2-bedroom)
🏠Why newcomers like it: Surrey offers more affordable rental housing, strong multicultural community, excellent transit, and access to jobs and services.
Overview: This vibrant, multicultural neighbourhood is known for its affordability and easy access to downtown via the SkyTrain. It offers a mix of low-rise apartments and newer condos, local shops, grocery stores, and services.
Best for: Affordable rentals within Vancouver city limits; families, international students
Transit: Joyce-Collingwood Station (Expo Line); 15 minutes to downtown. See our complete Vancouver Public Transit guide for details on routes, fares, and tips for newcomers.
Vibe: Culturally diverse, family-friendly, walkable, with many newcomer-owned businesses and grocery stores
Rental range: $2,150 – $2,400 (1-bedroom apartment); $2,800 – $3,300 (2-bedroom apartment)
🏠 Why newcomers like it: Lowest rental prices in Vancouver without sacrificing transit convenience.
Overview: East Vancouver offers a mix of older homes, apartments, and condos at more affordable rates than the West Side. Hastings-Sunrise is considered one of the best places to live in Vancouver, BC, for newcomers looking for affordability and transit links.
Best for: Newcomers seeking budget-friendly housing near downtown; families
Transit: Hastings corridor buses to downtown; Renfrew, Rupert, Nanaimo Stations (Expo Line)
Vibe: Community-driven, multicultural, lined with parks, older rentals, and affordable local shops.
Rental range: $2,200 – $2,500/month (1-bedroom); $3,000 – $3,400 (2-bedroom).
🏠 Why newcomers like it: Good downtown access with affordable rents.
Overview: A dense, lively neighbourhood bordering downtown Vancouver and English Bay with older rental buildings.
Best for: Downtown workers, students, newcomers without a car
Transit: Walkable; frequent
Vibe: Lively, social, close to English Bay and Stanley Park
Rental range: $2,500 – $2,900/month (1-bedroom apartment); $3,500 – $4,200 (2-bedroom).
🏠 Why newcomers like it: Walkable access to work, shops, parks, and beaches.
Overview: Kitsilano, or “Kits,” is a scenic neighbourhood near Vancouver’s west side beaches and parks. It offers a mix of older rental apartments, condos, and townhomes, along with trendy shops and cafés.
Best for: Students, young professionals, and newcomers seeking an outdoor lifestyle
Transit: Bus routes along Broadway, 4th Avenue, and Cornwall; Easy access to the University of British Columbia
Vibe: Hip, active, urban, near beaches
Rental range: $2,700 – $3,100/month (1-bedroom); $3,800 – $4,500 (2-bedroom).
🏠 Why newcomers like it: Outdoor lifestyle and relaxed coastal vibe.
Overview: A trendy, walkable neighbourhood close to downtown with a mix of apartments and older homes.
Best for: Creative professionals, young newcomers wanting a walkable community near downtown
Transit: Broadway corridor buses; Main Street-Science World (Expo Line)
Vibe: Trendy, urban cafés, breweries, boutique shops
Rental range: $2,600 – $2,900/month (1-bedroom); $3,600 – $4,000 (2-bedroom).
🏠 Why newcomers like it: Vibrant lifestyle with quick access to downtown and the Broadway tech district.
Overview: A safe, family-friendly area with excellent schools and easy access to nature. The neighbourhood is quieter than downtown Vancouver but remains connected via the SeaBus.
Best for: Families, outdoor enthusiasts
Transit: Lonsdale Quay + SeaBus (12 minutes to downtown)
Vibe: Safe, community-oriented, close to mountains and trails
Rental range: $2,600 – $2,900/month (1-bedroom); $3,600 – $4,000 (2-bedroom).
🏠 Why newcomers like it: Family-friendly environment with quick access to downtown.
In 2023, over 5,000 rental scams were reported across Canada, many targeting international students and newcomers.
Many newcomers find East Vancouver, Joyce–Collingwood, and North Vancouver ideal places to rent when looking for the best place to live in Vancouver, BC, Canada, due to affordability, transit, and community amenities.
Surrey, BC, is more affordable; other options include New Westminster.
A 1-bedroom: $2,600 and $3,100; 2-bedroom: $3,600 and $4,500. East Vancouver and Joyce-Collingwood are on the lower end.
No. Many neighbourhoods, such as the West End and Mount Pleasant, are highly walkable and transit-connected.
Yes. North Vancouver (Lonsdale) and Hastings-Sunrise are safe and family-friendly.
Finding the right place to rent is one of the most important steps for newcomers settling in Vancouver. While the city is known for high rental rates, there are affordable neighbourhoods like Joyce–Collingwood, Hastings-Sunrise, Surrey, and East Vancouver that provide excellent transit connections, safety, and access to services.
👉 Start your rental search now and confidently choose among the best areas to live in Vancouver, Canada!
Whether you’re preparing to move to Canada or have just arrived, managing your personal finances is vital. Creating a realistic budget is one of the most important personal finance strategies for newcomers. A good approach helps you track spending, reduce financial stress, avoid debt, and build a strong financial foundation in Canada.
Moving to Canada comes with many financial surprises—from housing costs to daily expenses. Budgeting helps you:
Toronto and Vancouver, Canada’s most popular cities for newcomers, are major job hubs; however, housing costs are the highest. If you dream of homeownership, you’ll likely be able to buy a larger home in a suburb or smaller city.
Even if you haven’t started working yet, a budget improves your confidence and helps you stretch your savings while you settle.
Housing is often the highest expense for newcomers. Canada Mortgage and Housing Corporation (CMHC) defines “affordable” housing as when shelter costs are less than 30% of the household’s before-tax (gross) income.
For example, a family earning $60,000/year should ideally have monthly shelter costs under $1,500.
Calculation:
This definition ensures that households have income left over for other essentials such as food, transportation, and savings, especially important when arriving in a new country.
Before you move, research typical salaries for your profession. Tools like the Canada Job Bank help newcomers explore wage ranges and regional differences so you can budget realistically. Read more: Canada Job Bank | Your Vital Research Tool.
Follow these six practical steps to estimate expenses, prioritize essentials, build credit, and adjust your budget to live comfortably in Canada.
Start by researching typical costs for rent, utilities, groceries, transportation, and insurance. Knowing your expected expenses helps you plan a realistic budget even before you arrive in Canada.
Use these typical monthly cost ranges to prepare your pre-arrival budget:
| EXPENSE | TYPICAL RANGE/MONTH | TIPS FOR NEWCOMERS |
|---|---|---|
| Rent (1-bedroom) | $1,200 – $2,500 | Use trusted websites like Rentals for Newcomers. |
| Utilities (electricity, heating, internet) | $50 – $150 | Confirm what’s included in rent. |
| Mobile phone | $15 – $150 | Buy a SIM card or a temporary plan to connect immediately. |
| Food & groceries | $400 – $800 | Plan meals; cooking at home saves money. |
| Public transit | $70 – $150 | Check city transit pass costs. |
| Insurance (health + renters) | $25 – $200 | Consider short-term private travel medical health insurance. |
| Personal care & entertainment | $50 – $200 | Focus on essentials until settled. |
👉 Tip: Costs vary depending on city and lifestyle. Toronto and Vancouver are job hubs, but have higher housing prices; smaller cities offer more affordable rent.
Once you’re in Canada, keep a record of all of your expenses and update your budget with real numbers. Track your spending to identify where your money goes and adjust your budget:
This step helps you avoid surprises during your first few months in Canada.
Focus first on housing, food, transportation, and insurance. Ensuring you cover these basics will reduce financial stress and keep you within your budget.
Your highest monthly expense. Compare neighbourhoods and consider renting slightly outside the city centre for affordability.
Cooking at home is often more cost-effective than eating out.
Public transit is cost-effective in most cities.
Protect yourself with renters’ insurance and provincial or private health coverage.
👉 If you are a student, worker, or visiting family member, travel medical health insurance is essential until provincial health coverage begins.
Limit discretionary spending (eating out, shopping, entertainment) until your essentials are stable.
Maintain a financial buffer for unexpected expenses. More money = less stress!
Managing a budget responsibly helps you establish and maintain good credit. Timely payments and low debt are crucial for applying for credit cards, loans, or even renting an apartment in Canada.
Your budget keeps you on track so you can:
Read: How to use Your International Credit History in Canada.
Use trusted tools and guides like Rentals for Newcomers, banking guides, and credit-building tips to make budgeting easier and more effective:
💡 Pre-arrival tip: Open a Canadian bank account before you arrive if possible. Some banks allow online account setup for newcomers.
Costs and needs change as you settle in. Your budget will evolve as your life in Canada changes. Review it monthly to:
Most newcomers spend between $2,000 and $4,000 per month depending on the city, housing choices, and lifestyle. Rent is often the highest cost. Read more: How Much Money Will I Need to Move to Canada?
Include rent, utilities, groceries, transit, phone plans, health insurance, and settlement costs like deposits, winter clothing, and short-term accommodation.
Canada can feel expensive, especially in Toronto or Vancouver. Planning a budget early helps you manage costs and avoid financial stress.
Use public transit, cook at home, choose budget-friendly phone plans, and compare rentals using trusted platforms like Rentals for Newcomers.
A budget helps you manage settlement costs, avoid debt, build credit, and prepare for long-term goals like buying a home or continuing your education.
Whether you’re planning your move or have just arrived, creating a budget is essential for financial stability in Canada. With the right planning and tools, you can establish a solid financial foundation and experience a seamless transition to life in Canada.
Looking for the best Christmas festivals and markets in Canada? This guide highlights top holiday events newcomers love, featuring free activities, family-friendly markets, dazzling lights, and winter traditions across the country. Discover what to expect, how to stay warm, transit tips, and the most popular Christmas events by province.
Canada’s Christmas festivals are more than lights and markets; they’re a great way to:
While shopping during the holiday, stay on budget with tips from Black Friday in Canada 2025: A Newcomer’s Guide to Saving Money.
For newcomers, purchasing quality winter clothing is essential to enjoying the Christmas festivals comfortably. Read more: 4 Items for Your First Winter Season in Canada.
Dates: Nov 29, 2025 – Jan 7, 2026
Why newcomers love it: Free outdoor skating, Christmas lights, live music
Tip: Take the TTC; free skate rentals on select evenings
Location: Nathan Phillips Square
Entry Fee: Free admission
Dates: Nov 13, 2025 – Jan 4, 2026
Why newcomers love it: Canada’s most famous Christmas market, 70,000+ lights
Tip: Parking is limited—public transit recommended
Location: Distillery District
Entry Fee: Paid during peak times. General Admission: $15 + HST. Express Entry (skip line): $30 + HST. Kids 9 and under enter free.
Free Entry during select off-peak times (often weekdays before 4 pm)
Dates: Dec 4 – 7, 2025
Why newcomers love it: European-style market with German treats and handmade crafts
Location: Kitchener City Hall (200 King Street West)
Entry Fee: Free
Dates: Nov 21 – Dec 31, 2025 (weekends)
Why newcomers love it: Outdoor fires, festive shopping, and local vendors. Great for newcomers wanting free activities and family-friendly events.
Location: Lansdowne Park
Entry Fee: Free
New to Ottawa? Read more about Best Ottawa Neighbourhoods for Renting: A Guide for Newcomers.
Dates: Nov 20 – Dec 23, 2025
Why newcomers love it: Free entry, German-style Christmas with music, food, and lights
Location: Throughout Old Québec (Place d’Youville to Hôtel-de-Ville area)
Entry Fee: Free admission.
Dates: Nov 21, 2025 – Jan 4, 2026
Why newcomers love it: Multicultural outdoor market, local artisans, food trucks, kids’ activities. Perfect for newcomers who want a European-style Christmas market.
Tip: Accessible via STM metro
Location: Montréal’s Quartier des Spectacles
Entry Fee: Free
Dates: Nov 21 – Dec 14, 2025
Why newcomers love it: Waterfront light installations, markets, concerts
Location: Downtown Halifax
Entry Fee: Free (light trail + market)
Dates: Early–Mid Dec 2025
Why newcomers love it: Traditional Newfoundland festival with parades, music, and costumes.
Entry Fee: Free
Dates: Nov 28, 2025 – Jan 3, 2026
Why newcomers love it: An affordable 2.5 km drive-through light display; perfect for families.
Location: Red River Exhibition Park
Entry Fee: $30 for a personal vehicle (1 – 7 people) for one “loop” of the light route
Dates: Nov 14, 2025 – Jan 4, 2026
Why newcomers love it: Millions of lights, themed displays, family-friendly activities
Location: Wilder Institute / Calgary Zoo
Entry Fee: $21 – $29
If you’re thinking about moving to Calgary, read more: Best Calgary Neighbourhoods for Newcomers
Dates: Multiple weekends, Nov 20 – Dec 14, 2025
Why newcomers love it: Artisan market with mountain scenery, crafts, food, and live music
Location: 327 Railway Avenue
Entry Fee: $12-$15; children 2 & under: free; 3-10: $5 donation.
Dates: Nov 21, 2025 – Jan 18, 2026
Why newcomers love it: Suspension bridge lights, treetop walkways, and a stunning rainforest light show – a must-see for first-time visitors
Tip: Weekdays are less crowded
Location: Capilano Suspension Bridge Park
Entry Fee: $23 – $67 (varies by age and date)
Food & Drinks: Hot chocolate, mulled wine, gingerbread, poutine, maple treats
Shopping: Gifts, ornaments, handmade crafts, winter clothing
Payment: Most vendors accept credit/debit; cash can help
Facilities: Portable toilets or washrooms; indoor markets have full facilities
Transportation: Transit is often easier than driving
Crowds: Weekends can be busy—arrive early or visit on weekday evenings for a more comfortable experience.
Many markets are free; some attractions require tickets.
No. Most festivals are secular and open to all cultures and religions.
Warm boots, gloves, a hat, and layered clothing. Temperatures can be cold.
Yes. Many have child-focused activities, warm drinks, and entertainment.
Yes. Major markets in large cities like Toronto, Vancouver, Ottawa, and Montréal are accessible via transit.
For many newcomers, Christmas markets help create a sense of belonging during their first winter in Canada. Whether you celebrate Christmas or want to enjoy the festive atmosphere, these markets are an enjoyable way to meet people, learn about local culture, and start feeling at home.
Attending a Christmas market in Canada is a warm and welcoming way for newcomers to feel more connected to their new community.
Black Friday in Canada 2025 is one of the biggest shopping events of the year. If you’re new to the country, this is a great time to learn how Canadian sales work and how to avoid overspending during the holiday season. Below is your complete guide to what Black Friday means in Canada. We’ll cover everything from when it occurs to how to budget and shop smart.
As a newcomer, this major sale event can help you get significant savings on:
These savings can help you manage the many new expenses you face while settling in Canada.
Many newcomers report significant financial stress in their first year in Canada, especially related to household expenses like furnishings, utilities, and food. Source: Securian Canada survey.
Tip for renters: If you’re still setting up your first apartment, Black Friday is one of the best times to buy essentials affordably. For more housing guidance, read Can Newcomers Rent-to-Own a Home in Canada?
Black Friday marks the unofficial start of the holiday shopping season. Retailers across Canada offer major discounts of 20% and 60% off electronics, clothing, home goods, and more.
Many Canadian retailers offer deals up to one week before Black Friday. Cyber Monday deals often extend into a full “Cyber Week.”
Holiday shopping is exciting, but budgeting is vital to ensure you can cover everyday expenses such as rent, utilities, groceries, and transportation.
This helps you avoid surprise credit card bills in January.
If you’re building your holiday budget, you may find it useful to review our guide on cost-saving ideas for newcomers. You’ll discover 22 practical ways to reduce day-to-day expenses.
Canadians with a budget save an average of $300 more than those who shop without a plan during Black Friday (Canadian Bankers Association, 2023).
Retailers use “loss leaders”, deeply discounted items, to attract shoppers. Once inside, it’s easy to buy extra items at full price.
Tip: Only buy items on your list to avoid overspending.
Retailers often promote extended warranties on electronics. Before buying:
Many stores offer an extra discount if you sign up for their credit card. But, store cards often carry high interest rates of 20% to 30%.
For newcomers who are building Canadian credit history, this matters because:
According to Credit Cards Canada:
“There are better ways to build a positive credit history than a retail card.”
Advice: Only sign up for a retail credit card if you can pay your balance in full each month.
Want to know more about building credit? Read Building Credit History in Canada as a Newcomer.
Most major Canadian retailers offer price-matching policies, which may include:
Tip: Keep receipts and read the fine print; some deals may be excluded.
Tools like Google Shopping, PriceBat.ca (electronics), and Shopbot.ca let you compare prices across retailers. Many stores also have apps with early alerts, online-only deals, and wishlists.
Loyalty programs are popular in Canada and can help you save even more.
Rewards can include:
Popular programs: Scene+, PC Optimum, Triangle Rewards, and Amazon.ca Rewards.
Over 60% of Canadians participate in at least one loyalty program, boosting their holiday savings.
While early sales start days before, the biggest discounts typically appear:
If you enjoy in-person holiday experiences, Canada’s Christmas markets are a great way to explore local culture after Black Friday sales. Check out some of the Best Christmas Markets in Canada.
Black Friday offers the largest discounts in physical and online stores, especially for electronics and winter essentials. Cyber Monday mainly offers online deals, often continuing Black Friday promotions.
Yes, if you follow a budget and shop strategically. It’s a chance to save on items you need while settling into Canada.
Many do, but check each retailer’s policy. Limited-time deals may be excluded.
Absolutely. Many stores accept debit cards, prepaid cards, or digital wallets like Apple Pay and Google Pay.
If you’re thinking about getting a Canadian credit card, read our newcomer-friendly guide How to Get a Credit Card in Canada and Avoid Common Mistakes.
Average spending per person is around $250–$300 during Black Friday and Cyber Monday combined.
Black Friday in 2025 is a great opportunity to save money while settling into life in Canada. With a clear budget, price comparison, and smart decision-making, newcomers can take advantage of this major sale event without financial stress.
🏠 Still getting established in Canada? Explore our housing resources, to make settling in easier.
Starting fresh in a new country often comes with learning curves, including understanding Canada’s credit system. Even with excellent credit in your home country, Canadian lenders usually don’t have access to it. This can make getting a credit card, qualifying for a loan, or renting an apartment a little more challenging.
The good news is that with Nova Credit and Scotiabank, newcomers can now access their international credit history in Canada, helping to give them an easier and faster path to building financial stability.
International credit history is your record of how you’ve borrowed and repaid money in your home country.
Because Canadian lenders can’t automatically access this information, many newcomers must build a new credit history from scratch. Nova Credit’s Credit Passport® helps bridge that gap by allowing newcomers from eligible countries to share their international credit profile with participating Canadian banks.
A good credit history in Canada can help you:
Without a Canadian credit history, many newcomers face limited options. That’s why being able to use your international credit history in Canada is such an exciting breakthrough!
Yes. Through Nova Credit, newcomers from select countries can use their international credit history to receive higher limits on a new or existing Scotiabank credit card.
In addition to Nova Credit, Scotiabank offers the StartRight™ Program, tailored for newcomers with benefits like:
Scotiabank is the first bank in Canada to integrate Nova Credit into its digital credit card application process for permanent residents and foreign workers.
This means newcomers can:
➡️ Solution: This process gives you a financial head start and avoids the “no credit history” problem most newcomers face.
Yes. Nova Credit allows newcomers from select countries to share their international credit history with Canadian banks. This helps banks evaluate your credit profile when you apply for credit products.
While some Canadian banks can review international credit history through in-branch applications, Scotiabank is the first to integrate Nova Credit into its digital onboarding process. This means permanent residents and foreign workers can use their international credit history online, making it faster and more convenient to apply for a higher limit as part of their credit card application with Scotiabank.
No. Your international credit history can help you qualify for a higher credit limit, but you still need to build a Canadian credit score over time. Read more about how to get a credit card in Canada and avoid common mistakes.
No. It’s included as part of Scotiabank’s newcomer digital onboarding and credit card experience.
Being able to use your international credit history in Canada is a game-changer for newcomers. Instead of starting from zero, you can qualify for higher credit limits and build your Canadian credit score with confidence.
This article is provided for information purposes only. It is not to be relied upon as financial, tax or investment advice or guarantees about the future, nor should it be considered a recommendation to buy or sell. Information contained in this article, including information relating to interest rates, market conditions, tax rules, and other investment factors are subject to change without notice and The Bank of Nova Scotia is not responsible to update this information. All third party sources are believed to be accurate and reliable as of the date of publication and The Bank of Nova Scotia does not guarantee its accuracy or reliability. Readers should consult their own professional advisor for specific financial, investment and/or tax advice tailored to their needs to ensure that individual circumstances are considered properly and action is taken based on the latest available information.
‡ Scotiabank StartRight® Program is available only for Canadian Permanent Residents from 0-5 years in Canada, International Students and Foreign Workers.
1To qualify for the 1-Year No Monthly Account Fee offer (the “Offer”), open a new Preferred Package account under the StartRight™ Program (the “Account”). During the first 12 months, your monthly Account fee will be waived and will not appear as a charge on your Account. The Account must be open and in good standing at the time of the waiver. All applicable service charges on the Account will continue to be applied monthly. After the first 12 months, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions. Employees of Scotiabank and individuals who are currently or were previously holders/joint holders of a Scotiabank chequing account with the last 2 years are not eligible for this Offer. This Offer is non-transferable and cannot be combined with any other offers except as otherwise permitted. Maximum one Offer per client. All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled, or extended at any time without notice.
2For clients onboarded as part of the Scotiabank StartRight® Program we do not charge a service fee for the transfer, however, foreign currency exchange rates apply. A transfer needs to be made from an eligible Scotiabank Chequing or Savings account. Subject to daily limits and additional terms and conditions as set out in the Scotiabank International Money Transfer Agreement found at https://www.scotiabank.com/international-money-transfer.