How Much Does it Cost to Live in Canada?

Moving to Canada is exciting, but one of the biggest questions newcomers ask is: How much will it cost to live? Understanding the cost of living in Canada helps you plan your finances, avoid surprises, and make confident decisions about where to live. Whether you’re coming alone, with a partner, or as a family, this guide breaks down what you can expect to spend and how to manage your money wisely during your first year in Canada.

Settling in Canada means mastering housing and overall living costs. This post breaks down the numbers to help you build a realistic budget.

How Much Money Do You Need to Live Comfortably in Canada?

A recent MoneySense / Leger Marketing survey found that:

• 37% of Canadians say $100,000 annual household income is needed to feel comfortable
• 26% said $150,000
• 24% said $74,200
• Smaller shares cited $200K+ or $250K+.

In 2024, average household disposable income was $100,702, a 5.5% increase from 2023.

While the average income aligns with comfort benchmarks, living costs vary depending on location, household type, and whether you rent or own your house.

Income versus Inflation

Since 2020, the “basket” of goods/services costs rose by about 15%, while disposable income grew by 21%, resulting in a net gain for most households. However, lower-income groups still lag.

Comfortable income ranges from about $58k in affordable cities to over $106k in expensive suburbs near Toronto and Vancouver.

Now that we’ve seen how income compares to inflation, let’s look at what that means for your biggest expense: housing.

Housing Financial Benchmarks

Canada Mortgage and Housing Corporation (CMHC), Canada’s national housing agency, recommends that housing costs stay below 30% of your gross (total) household income. Spending more than that can create financial stress and reduce your ability to save.

Housing is the biggest expense for most newcomers. Prices are highest in cities such as Toronto and Vancouver, and lower in smaller or mid-sized cities like London, Winnipeg, and Fredericton.

Read next: How to Save Money on Rent in Canada.

TIP: Your first few months may feel tight financially. Budget for setup costs like furniture, transit passes, and winter clothing.

Average Monthly Living Expenses in Canada

Costs vary by city and lifestyle, but here’s a general breakdown of average expenses to help you plan your first budget.

EXPENSE	SINGLE PERSON (Monthly)	Family of 4 (Monthly)
Rent	$1,500 – $2,200 (1-bedroom apt)	$2,500 – $3,500 (2+ bedroom apt)
Utilities & Internet	$200 – $350	$300 – $450
Groceries	$400 – $600	$1,000 – $1,300
Public Transportation	$100 – $160	$200 – $400
Childcare	–	$800 – $1,400
Healthcare extras (e.g., dental, prescriptions, etc.)	$50 – $100	$150 – $250

Regional Cost Differences: The Cheapest and Most Expensive Cities in Canada

The cost of living varies across Canada. Major cities tend to have higher housing costs, while smaller cities and towns are more affordable.

CITY	AFFORDABILITY LEVEL	NOTES
Vancouver, British Columbia	$$$	Beautiful scenery, mild climate, and strong newcomer communities; however, housing prices are among the highest in Canada.
Toronto, Ontario	$$$	Canada’s largest city offers diverse job opportunities and vibrant cultural communities, but high rent and living costs.
Calgary, Alberta	$$	Reasonable housing, no provincial sales tax, and a strong job market in energy, tech, and finance sectors.
Edmonton, Alberta	$$	Family-oriented city with reasonable rent, large parks, and no provincial sales tax.
Ottawa, Ontario	$$	Stable government employment, bilingual opportunities, and excellent public services.
Fredericton, New Brunswick	$	Affordable housing, excellent quality of life, and a welcoming community for international students and professionals.
Winnipeg, Manitoba	$	Affordable housing and family-friendly environment; active settlement programs and strong community networks.
London, Ontario	$	Smaller city near Toronto with lower rent and access to education and healthcare services.

Smaller and mid-sized cities such as Fredericton, London, and Winnipeg offer a great balance between affordability, safety, and access to newcomer support.

Read more:

Discover Fredericton, New Brunswick: The Heart of the Capital Region

Living in London, Ontario: Everything You Need to Know

If you’d like expert help creating your newcomer budget, join our free financial webinar.

How to Budget for Your First Year in Canada

Arriving in Canada often means starting fresh with a new home, new job, and new systems. A clear first-year budget helps you manage your savings while settling.

Sample first-year budget (single newcomer)

CATEGORY	ESTIMATED ANNUAL COST
Housing & utilities	$21,000
Food & groceries	$ 6,000
Transportation	$ 2,000
Phone & internet	$ 1,000
Miscellaneous & clothing	$ 2,000
TOTAL	$32,000

Tips to manage the cost of living in your first year

• Plan for at least three to six months of expenses as an emergency fund.
• Use public transit or buy a used vehicle if you need to drive.
• Take advantage of local settlement services; many offer free financial literacy workshops.
• Explore banking programs for newcomers that can help you manage money and build credit.

About to move? Read more about Canadian Financial Tips Before You Move to Canada

How Newcomers Can Save Money on Living Costs in Canada

Already in Canada? There are plenty of ways to stretch your dollar, especially during your first year. Discover more cost-saving ideas: 22 practical tips for newcomers.

1. Save on housing

• Consider sharing housing or renting a basement apartment.
• Look beyond downtown; suburban neighbourhoods are often more affordable.

2. Save on groceries

• Use discount grocery stores (NoFrills, Food Basics, Walmart)
• Take advantage of grocery store loyalty programs and discount days
• Check flyers with apps like Flipp for weekly deals.

3. Save on childcare and essentials

• Some provinces offer subsidized childcare or tax credits.

• Buy second-hand items through Facebook Marketplace or local newcomer groups.

4. Save on transportation

• Take advantage of public transit passes or bike-sharing programs in cities like Toronto and Vancouver.

Discover more cost-saving ideas: 22 practical tips for newcomers.

FAQs About the Cost of Living in Canada

Resources for Newcomers

Settling into life in Canada takes time, but you don’t have to do it alone. Many organizations offer free or low-cost support.

• Settlement agencies offer budget workshops and help with your job search.
• Banks offer newcomer financial programs such as the Scotiabank StartRight^®  Program.

Learn more about Essential Services to Help Newcomers Settle in Canada

Final Thoughts

Adjusting to the cost of living in Canada can feel overwhelming at first, but with planning, budgeting, and community support, most newcomers find financial stability within their first year.

Be patient with yourself, stay informed, and use newcomer resources to help you build the life you’ve imagined in Canada!

For more money-saving guidance, explore our Managing Money section.

Why Choose Ottawa for Renting as a Newcomer?

If you’re moving to Canada, Ottawa is one of the best cities to consider for renting. It combines affordability, career opportunities, and a high quality of life. As Canada’s capital, it offers a balance of city life, green space, and family-friendly communities. With so many Ottawa neighbourhoods to choose from, it’s an ideal destination for newcomers looking to rent and settle in. Discover where to live in Ottawa, unique neighbourhoods, lifestyles, rental prices, and amenities!

Why is Ottawa a Great City for Newcomers?

Ottawa is located in eastern Ontario, on the north bank of the Ottawa River, directly across from Gatineau, Quebec. It’s a vibrant, multicultural, bilingual city with a growing tech sector, excellent post-secondary schools (University of Ottawa, Carleton University, Algonquin College), and more affordable housing compared to Toronto.

Before choosing where to live, you may want to understand what everyday life in the capital looks like. Explore Living in Ottawa, Ontario for an overview of jobs, transportation, and what makes this city newcomer-friendly.

Key Stats

• Population: 1,097,760 (City of Ottawa, 2024); 2nd-largest city in Ontario and the 4th-largest city in Canada.
• Immigrants: More than 200,000 newcomers already call Ottawa home.
• Languages: English/French, ideal for international students and immigrants from French-speaking countries.
• Affordability (2025): Average rent for a 1-bedroom $1,977 (Q3 2025) compared to $2,295 in Toronto.

Practical Tips for Newcomers Renting in Ottawa

• Protect your belongings: Learn about tenant insurance for newcomers to stay secure.

• Budget wisely: Check our guides on saving money on rent and building credit history to prepare financially.

• Explore neighbourhoods: Decide which neighbourhood is best for you based on affordability, use the $ / $$ / $$$ key to compare affordability at a glance.

If you have recently arrived and need flexibility, consider short-term rentals or homesharing options. These options allow you to settle quickly while exploring neighbourhoods before signing a long-term lease.

Newcomer Tip: Use trusted platforms like Rentals for Newcomers (RFN) to find verified listings and avoid rental scams. Be cautious of landlords who ask for deposits before you see the unit, or request payment through untraceable methods. Always get a lease in writing and confirm landlord details.

Ottawa Neighbourhoods: Rental Costs at a Glance

Rental Range Key

$ Affordable: Under $1,600/month (Vanier, Orléans)

$$ Mid-range: $1,600 – $2,000/month (Sandy Hill, Old Ottawa South, Kanata, Alta Vista)

$$$ Expensive: Over $2,000/month (Glebe, Westboro, New Edinburgh)

NEIGHBOURHOOD	ESTIMATED 2025 RENTAL RANGE*
Kanata	$$ Mid-range
Sandy Hill	$$ Mid-range
Old Ottawa South	$$ Mid-range
The Glebe	$$$ Expensive
Vanier	$ Affordable
Westboro	$$$ Expensive
Alta Vista	$$ Mid-range
Orléans	$ Affordable
Civic Hospital	$$ Mid-range
Dow’s Lake	$$ Mid-range
New Edinburgh	$$$ Expensive

What Types of Housing are Available for Renting in Ottawa?

Ottawa offers many distinct neighbourhoods, types of housing and prices.

Downtown Ottawa has many high-rise and low-rise apartments, condominiums, and houses.

Central neighbourhoods such as the Glebe or Westboro offer a mix of housing including semi-detached and single-family homes, as well as townhouses.

Suburban neighbourhoods (outside the downtown core) have semi-detached and single-family houses, and townhouses.

Where Should Newcomers Rent in Ottawa?

Consider renting in neighbourhoods that balance affordability, amenities, and access to transit. The best choice depends on your lifestyle, whether you prioritize commuting, family-friendly amenities, or scenic lakefront living. Here are some top neighbourhoods to consider.

Click on the Google map of Ottawa to zoom in and find an area or neighbourhood that is right for you!

Is Kanata a good neighbourhood for families?

Yes, Kanata is a large, family-friendly suburb in west Ottawa, known for its parks, community centres, and tech industry hubs. Modern homes and green space make it ideal for families seeking suburban life with urban access.

Ideal for: Families, tech professionals

Vibe: Suburban, safe, community-oriented

Rental Range (2025 estimate): $$ mid-range

Access: 25–30 min to downtown; OC Transpo buses

Why newcomers like it: Excellent schools, abundant parks, proximity to Kanata North tech hub.

Is Sandy Hill good for international students?

Yes, Sandy Hill is one of the most popular areas for international students. It’s home to University of Ottawa students and offers a mix of historic homes and apartments, with lively streets filled with restaurants and shops.

• Ideal for: Students, newcomers, young professionals.

• Vibe: Lively, diverse, close to downtown.
• Rental range (2025 estimate): $$ Mid-range.
• Access: Walking distance to University of Ottawa and ByWard Market; OC Transpo LRT nearby.
• Why newcomers like it: Mix of student rentals and family housing, plus easy access to settlement services downtown.

The Ultimate Rental Application Guide

Unlock the Secrets to Crafting a Winning Rental Application. Are you a newcomer to Canada searching for your perfect rental home? Look no further! Our comprehensive guide will help you navigate the rental application process confidently and successfully!

GET FREE GUIDE

Why do students choose Old Ottawa South?

Because it’s right next to Carleton University. Old Ottawa South is a quieter, historic area next to The Glebe and Carleton University. Bank Street offers local shops and cafés, while parks like Brewer Park provide recreation along the Rideau River.

Ideal for: International students, academics.

Vibe: Quieter than Sandy Hill, with historic charm.

Rental range (2025 estimate): $$ mid-range.

Access: Bank Street shops, Rideau River parks, Carleton University campus.

Why newcomers like it: Affordable student housing, cultural venues like the Mayfair Theatre.

Is the Glebe a trendy neighbourhood for renters?

Yes, The Glebe is a trendy, historic neighbourhood south of downtown Ottawa with tree-lined streets, boutique shops, and restaurants. It offers a mix of older homes and condos.

Ideal for: Young professionals, families.

Vibe: Upscale, walkable, with shops and entertainment.

Rental range (2025 estimate): $$$ expensive.

Access: TD Place stadium, Lansdowne Park, Bank Street restaurants.

Why newcomers like it: Vibrant lifestyle, community events, and proximity to downtown.

Is Vanier the most affordable neighbourhood in Ottawa?

Yes, Vanier is known for affordability near downtown. Located on the east bank of the Rideau River is a historically francophone neighbourhood that is increasingly multicultural and affordable.

Ideal for newcomers seeking lower rent.

Vibe: Urban, multicultural, in transition (gentrifying).

Rental range (2025 estimate): $ affordable.

Access: Quick bus ride to downtown.

Why newcomers like it: Affordable rents, strong francophone and immigrant communities.

Is Westboro the best neighbourhood for professionals?

Westboro is a trendy, revitalized neighbourhood near the Ottawa River. It’s popular among professionals and retirees, offering a lively mix of shops, restaurants, and outdoor spaces.

• Ideal for: Professionals, retirees, families.
• Vibe: Trendy, walkable, upscale.
• Rental Range (2025 estimate): $$$ expensive.
• Why newcomers like it: Dining, outdoor recreation, safe and active lifestyle.

Which Ottawa Neighbourhoods are Best for Families?

• Alta Vista: Family-friendly with 12+ parks, schools, and new housing developments.
• Orléans: East-end suburb, bilingual, with access to Petrie Island beach and nature trails. Rentals are more affordable than Westboro or Glebe.
• Civic Hospital: Historic and modern housing near Ottawa Civic Hospital and Experimental Farm. 

Which Ottawa Neighbourhoods Offer Outdoor Living?

• Dow’s Lake: Cottage feel in the city; part of the Rideau Canal. Ideal for skating, canoeing, and cycling.
• New Edinburgh: Walkable, quiet, near embassies and Rideau Hall. Offers luxury rentals and condos.

FAQs about Renting in Ottawa

Finding a rental home in Ottawa means balancing lifestyle, budget, and convenience. The good news? Whether you’re a student, professional, or family, Ottawa offers a range of neighbourhoods to match your goals. Take time to research each area, compare prices, and plan ahead for financial success as you settle into your new home in Canada’s capital.

Next Step: Learn the Basics of Renting in Canada

Before signing your lease, understand how renting works and what to expect as a newcomer.

👉 Start here: Rental Application Tips for Newcomers in Canada to Get Approved

Celebrating Your First Thanksgiving in Canada?

It’s one of Canada’s most cherished fall traditions, a time to share food, give thanks, and enjoy the beauty of the season. Whether you’ve just arrived or are still settling in, here’s everything newcomers need to know about Thanksgiving in Canada: its meaning, history, and how you can celebrate it wherever you live.

What is Thanksgiving in Canada

Thanksgiving is a holiday devoted to showing gratitude for the good things in life, from health and family to harvest and community. While it started as a harvest celebration, it has evolved into a non-religious, inclusive holiday that welcomes everyone, regardless of background or beliefs.

For newcomers, it’s a great time to experience Canadian culture, meet neighbours, and even try traditional foods for the first time.

A Brief History and Indigenous Roots of Thanksgiving in Canada

The spirit of giving thanks goes back thousands of years to Indigenous traditions. First Nations communities celebrated harvests through feasts, dance, and ceremony to give thanks for the land’s bounty.

Later, in 1620, English settlers (known as “pilgrims”) arrived in North America and celebrated their first successful harvest with help from the Wampanoag people.

Learn more about how Canada honours Indigenous Peoples on the National Day for Truth and Reconciliation.

When is Thanksgiving in Canada?

People celebrate Thanksgiving in Canada on the second Monday of October each year. In 2025, it falls on Monday, October 13.

Because it’s a long weekend, many families gather for dinner on Saturday or Sunday before the holiday.

In 1957, Canada officially declared Thanksgiving a national holiday, a day “for general thanksgiving to Almighty God for the bountiful harvest with which Canada has been blessed.” Today, it’s a secular celebration that honours gratitude, family, and community.

Is Thanksgiving a Statutory Holiday?

It’s a statutory holiday in most provinces and territories, meaning many workplaces and schools close for the day.

Learn more about statutory holidays in Canada throughout the year.

In most provinces, you’ll get a paid day off work, but in Atlantic provinces, it may be an optional holiday.

PROVINCE/TERRITORY	STATUTORY HOLIDAY
Alberta	Yes
British Columbia	Yes
Manitoba	Yes
New Brunswick	Optional
Newfoundland and Labrador	Optional
Northwest Territories	Yes
Nova Scotia	Optional
Nunavut	Yes
Ontario	Yes
Prince Edward Island	Optional
Quebec	Optional (not a statutory holiday; employers may provide it as a day off under collective agreements)
Saskatchewan	Yes
Yukon	Yes

1. Thanksgiving Food Traditions

The centrepiece of Thanksgiving is sharing a meal, often with a delicious turkey dinner, stuffing, mashed potatoes, gravy, cranberry sauce, and pumpkin pie.

If you don’t have family nearby, consider hosting a “Friendsgiving” where you invite friends, neighbours, or other newcomers to share a meal.

2. Enjoying fall activities

Thanksgiving weekend is the perfect time to take in the fall scenery. You can:

• Visit a pumpkin patch or apple orchard

• Take a scenic drive to see the changing leaves

• Attend a local fall fair or farmers’ market

• Go for a hike or picnic in a nearby park.

3. Watching sports

Football is a Thanksgiving tradition for many families. Both the CFL (Canadian Football League) and the NFL (National Football League) host games over the holiday weekend, often called the Thanksgiving Classic.

4. Volunteering or giving back

Many Canadians donate food or volunteer. It’s a wonderful way for newcomers to connect with their community and give thanks by helping others.

Ways to Volunteer During Thanksgiving

• Participate in local Food Banks Canada’s Thanksgiving food drives or donation events
• Help at community centres serving Thanksgiving meals
• Become a volunteer driver to deliver meals to older people or low-income families.

Volunteering at Thanksgiving is also a great way to build skills and relationships. The benefits go beyond good feelings. See our guide on the benefits of volunteering for newcomers for ideas and tips.

Why Thanksgiving Matters for Newcomers

Thanksgiving is about more than food; it’s about belonging.

Joining local celebrations, volunteering, or sharing a meal with friends can help newcomers feel more connected to Canadian life. It’s also an opportunity to start your own traditions and share food or customs from your home country with new friends.

Quick FAQs About Thanksgiving in Canada

Is Thanksgiving a paid holiday?

Yes, it’s a statutory holiday in most provinces, but not all. In some Atlantic provinces, it’s optional for employers.

What’s the difference between U.S. and Canadian Thanksgiving?

Canadian Thanksgiving is in October, not November, and focuses more on the harvest season than historical events.

Can newcomers celebrate Thanksgiving even if it’s not part of their culture?

Absolutely! Thanksgiving in Canada is for everyone; it’s about gratitude, community, and enjoying the season together.

Final Thoughts

Whether you celebrate with turkey, a potluck, or a walk through the fall colours, Thanksgiving in Canada is a reminder to pause, be thankful, and connect with others.

Welcome to your first Canadian Thanksgiving. May it be full of warmth, friendship, and gratitude.

Planning your move to Canada? Living in Edmonton might be the perfect choice. From a strong economy and affordable housing to excellent schools and healthcare, Edmonton offers newcomers the resources to settle in smoothly. This guide will help you navigate life in the city and make informed decisions before you arrive.

About Edmonton, Alberta

Where Is Edmonton Located?

Edmonton is the capital city of Alberta, located in western Canada along the North Saskatchewan River. It’s about 300 km north of Calgary and is known for its wide-open skies, four distinct seasons, and friendly communities. For newcomers, living in Edmonton means easy access to nature, a growing job market, and a balanced cost of living.

Key Facts

• Population (2025): Approximately 1.5 million (metropolitan area)
• Climate: Dry and sunny, with warm summers and cold, snowy winters
• Major Industries: Energy, technology, construction, healthcare, and education

A Snapshot of Edmonton’s History and Culture

Edmonton began as a Hudson’s Bay Company trading post in the late 1700s and has grown into one of Canada’s most dynamic and diverse cities. It’s home to the University of Alberta, one of the country’s top research institutions, and the West Edmonton Mall, once the largest shopping mall in the world.

The city’s multicultural population continues to grow, with thousands of immigrants settling here each year. From vibrant cultural festivals to community programs that support newcomers, Edmonton offers a welcoming environment where people from around the world can thrive.

Why Newcomers Choose Edmonton

Many newcomers choose this city for its:

• Affordable housing
• Career opportunities
• High quality of life.

Safe neighbourhoods, accessible services, and a strong support network make it easier to start a new life in Canada.

What Jobs are Available in Edmonton for Newcomers?

The Growing Job Market

Living in Edmonton means access to a thriving economy, powered by energy, construction, healthcare, and technology. With an average income around $72,000/year, Edmonton offers newcomers both opportunity and affordability.

To plan your finances before you land your first job, check out: How Much Money Will I Need to Move to Canada?

In-Demand Jobs and Career Sectors

The top industries hiring include:

• Energy and Environment
• Technology and Innovation
• Healthcare and Education
• Construction and Skilled Trades

If you’re exploring regulated professions or skilled trades, visit Career Pathways in Canada.

💡 Tip: Before your first job in Canada, open a newcomer bank account and learn how to manage your income effectively. Read: Canadian Financial Tips Before You Move to Canada.

How to Find a Job in Edmonton

• Use platforms like the Government of Canada Job Bank, LinkedIn, and Indeed to search for opportunities.
• Newcomer employment agencies such as the Edmonton Region Immigrant Employment Council (ERIEC) and Alberta Supports also provide mentorship and settlement help.

Recognition of Foreign Credentials

Many professionals must have credentials assessed before working in Alberta. Read more: What is Credential Recognition?

How to Find Affordable Housing in Edmonton

Housing Market Overview

Living in Edmonton offers newcomers one of Canada’s more affordable major city housing markets. The city provides a mix of rental apartments, condos, and single-family homes, suitable for singles, families, and students.

Rental and Homebuying Prices as of August 2025

AVERAGE RENT Source: rentals.ca	AVERAGE HOME PRICE Source: WOWA
1-bedroom: $1,391 2-bedroom: $1,759	Average home price: $461,281 Average townhouse price: $301,342 Average condo price: $218,063

Renting in Edmonton

Renting is often the first step for newcomers. You’ll discover a range of neighbourhoods and types of housing to suit different lifestyles and budgets.

Despite recent price increases, Edmonton remains more affordable than Calgary, Vancouver, or Toronto, making it an attractive option for newcomers planning long-term settlement.

When applying for rentals, most landlords check credit scores, so it helps to build credit in Canada early.

Tips for renting successfully:

• Use Rentals for Newcomers to find up-to-date listings and compare prices.
• Budget for tenant insurance, which landlords often require.
• Learn about tenant rights to understand your obligations and protections.
• Book a short-term rental before you arrive in Canada and search for a permanent or long-term rental when you arrive.

Renting your first home in Canada | Options & solutions for newcomers

Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!

REGISTER FOR THE WEBINAR

Buying a Home

For those ready to buy a home, Edmonton offers affordable options compared to other large Canadian cities.

Tips for newcomers buying a home:

• Connect with licensed real estate agents to help you understand how to find, finance, and close on a home.

• Get pre-approved for a mortgage to strengthen your offer.

Check out more tips for first-time home buyers.

Buying a home provides stability and positions newcomers to take advantage of Alberta’s low property taxes and long-term property value growth.

Neighbourhoods to Consider

When choosing the right neighbourhood, consider factors such as housing costs, access to public transit, and your lifestyle. Popular options for newcomers include:

• South Edmonton: Family-friendly, great schools, parks.
• West Edmonton: Close to shopping, LRT, and community amenities.
• Downtown Edmonton: Ideal for young professionals seeking shorter commutes.

Learn more in our full guide: Best Edmonton Neighbourhoods for Newcomers.

Community Support for Newcomers

Settlement Services

Organizations like the Welcome Centre for Immigrants and the Edmonton Immigrant Services Association offer support with settlement, employment, and language services.

Language Support

Language programs can help newcomers improve their English skills, making it easier to integrate into the community and workplace. Discover more about Employment Services to Help Newcomers Work in Canada.

How to Get Around Edmonton

Driving

Edmonton’s road system and major highways (Yellowhead, QE2) make driving and connecting to other regions easy. Gas prices are among the lowest in Canada, making commuting cost-effective.

Public Transit

The Edmonton Transit Service operates buses and Light Rail Transit lines connecting key areas like Downtown, the University of Alberta, and South Edmonton. Read more about how Edmonton Transit Moves You Affordably.

How Does Healthcare Work in Edmonton?

Medical Coverage

New residents can register for the Alberta Health Care Insurance Plan (AHCIP), which covers most medically necessary services. You can also buy additional private insurance for services like prescription drugs and dental care. Read more: Do You Need Travel Medical Health Insurance to Move to Canada?

Healthcare Facilities

Edmonton is home to several major hospitals, including the University of Alberta Hospital and the Royal Alexandra Hospital.

Where Can Newcomers Study in Edmonton?

Primary and Secondary Education

The city offers many educational options through public, private, and Catholic school boards. Programs include bilingual and French immersion tracks.

Post-Secondary Schools

Edmonton is home to the University of Alberta, Northern Alberta Institute of Technology (NAIT), and MacEwan University. These post-secondary schools offer a range of academic and vocational programs.

What’s the Weather Like in Edmonton Year-Round?

Winter Weather

Winters are cold, with average temperatures in January around -11.7°C. Snowfall occurs roughly 141 days per year, so winter tires and proper clothing are vital. Despite the cold, residents enjoy over 2,299 hours of sunshine annually, making the climate bright and manageable.

Summer Weather

Summers are warm, with average temperatures in July reaching 17.5°C. Thunderstorms and large hail are not uncommon during the warmer months.

Culture and Lifestyle: Living in Edmonton

Festivals and Events

Known as “Canada’s Festival City,” it hosts many cultural events year-round, including the Edmonton International Fringe Festival and the Edmonton Folk Music Festival.

Outdoor Activities

The city offers outdoor activities, from exploring the North Saskatchewan River Valley to visiting nearby national parks like Elk Island.

FAQs

Is Edmonton a good city for newcomers?

Yes. Over 25% of the population are immigrants, according to Statistics Canada (2024). The city is welcoming and supportive, with strong settlement services.

How much does it cost to live in Edmonton?

In 2025, rent averages $1,071 for a one-bedroom; the median home price is $435,000. Expect $2,000 – $2,500/month for living expenses.

Is Edmonton cheaper than Calgary?

Yes. Housing in Edmonton is typically more affordable, though daily expenses are similar.

Is Edmonton safe?

The city is generally safe, though crime levels vary by neighbourhood. You can learn about local safety programs and resources through community police initiatives.

Final Thoughts

Living in Edmonton offers newcomers a balance of affordability, opportunity, and community support. Stable employment, accessible services, and diverse neighbourhoods make it easier to build a new life in Canada.

Before you move, plan your finances, explore housing and employment options, and leverage newcomer support programs to start strong.

September 30 marks Canada’s National Day for Truth and Reconciliation, also known as Orange Shirt Day. This day honours Indigenous survivors of residential schools and remembers the children who never returned home. For newcomers to Canada, September 30 is a powerful opportunity to learn about the country’s Indigenous history and understand how reconciliation shapes Canadian society today.

Fast Fact: More than 150,000 Indigenous children attended residential schools across Canada between the 1870s and 1990s (Government of Canada).

The Story Behind Orange Shirt Day

Orange Shirt Day began in 2013 as a grassroots movement inspired by Phyllis Webstad, a residential school survivor from British Columbia.

At six years old, Phyllis arrived at her residential school wearing a new orange shirt her grandmother had bought for her. It was taken away, and she never saw it again. The orange shirt now symbolizes the loss of identity, culture, and dignity that Indigenous children experienced.

Every Child Matters — this phrase reminds Canadians that all children deserve safety, love, and respect.

Why This Day Matters for All Canadians, Including Newcomers

For anyone living in Canada, including newcomers, the National Day for Truth and Reconciliation is an opportunity to reflect, show respect, and learn. It’s a reminder that understanding Indigenous history helps build a more inclusive future for everyone who calls Canada home.

How to get involved:

• Learn about the history of residential schools.
• Attend community events or ceremonies.
• Support Indigenous-led businesses and artists.
• Wear orange to show solidarity and remembrance.

Truth and Reconciliation: A National Commitment

In 2015, Canada’s Truth and Reconciliation Commission (TRC) released 94 Calls to Action to help redress the legacy of residential schools. These actions focus on education, justice, and commemoration.

To honour this commitment, Parliament passed Bill C-5 in 2021, officially recognizing September 30 as a federal statutory holiday.

As of 2025, 6 provinces and territories (British Columbia, Prince Edward Island, New Brunswick, Yukon, Northwest Territories, and Nunavut) officially observe the day as a statutory holiday.

How Canadians Observe Orange Shirt Day

Across Canada, people honour the day in meaningful ways:

• Wear orange: To show support for survivors and their families.
• Attend memorials or educational events: Local communities, schools, and universities hold gatherings.
• Reflect and learn: Many Canadians take time to read the TRC Calls to Action or visit Indigenous cultural centres.
• Watch the National Broadcast: “Remembering the Children: National Day for Truth and Reconciliation” airs annually on APTN and other broadcasters.

Every year, the Peace Tower on Parliament Hill and landmarks across Canada are lit orange in solidarity.

Truth and Reconciliation Events Across Canada

Every year, communities nationwide host events to educate and unite Canadians in reflection and reconciliation.

Ottawa, Ontario

• Parliament Hill and government buildings are illuminated orange.
• National commemorative broadcast: “Remembering the Children.”

Winnipeg, Manitoba

• Southern Chiefs’ Organization 5th Annual Orange Shirt Day Healing Walk and Pow Wow at the RBC Convention Centre. Free event featuring intertribal dance specials, drums, and arts and crafts.

Calgary, Alberta

• University of Calgary & Calgary Public Library: Workshops, ceremonies, and public learning sessions about the history of residential schools, intergenerational trauma, and Indigenous resilience.

Toronto, Ontario

• City Hall flags at half-mast; the Toronto sign illuminated orange.

• Community events and storytelling sessions across the city.

Vancouver, British Columbia

• University of British Columbia: Intergenerational March and educational sessions for families.

Is September 30 a Statutory Holiday in Canada?

Not all provinces and territories recognize September 30 as a paid statutory holiday. Here’s the current breakdown (2025):

How Newcomers Can Participate in Reconciliation

Moving to Canada means joining a nation that continues to learn from its past. Participating in reconciliation activities helps build cultural awareness and shows respect for Indigenous communities. Here’s how you can show support and build understanding in simple, respectful ways:

1. 1. Learn and reflect: Read about Truth and Reconciliation and take time on September 30 to think about what it means to you.
   2. Connect: Visit local Indigenous cultural centres or events.
   3. Share: Talk with friends and family about why Every Child Matters.

FAQs about National Day for Truth and Reconciliation

What does the orange shirt symbolize?

The orange shirt symbolizes the loss of identity and culture experienced by Indigenous children forced into residential schools. It’s a symbol of resilience and hope for healing.

Is National Day for Truth and Reconciliation the same as Orange Shirt Day?

They are closely connected. Orange Shirt Day began in 2013 as a grassroots movement and later inspired the creation of the federal holiday in 2021.

Can newcomers or non-Indigenous Canadians participate?

Yes. Everyone in Canada can participate, learn, and reflect on the meaning of reconciliation.

How can I learn more about Indigenous history in Canada?

You can visit Reconciliation Information for Newcomers to Canada, explore the Truth and Reconciliation Commission website, or attend community workshops.

Final Thoughts

September 30 is a time to listen, learn, and remember. For newcomers and long-time Canadians alike, acknowledging this day is a step toward understanding, healing, and unity.

Renting an apartment or house is often the first step for newcomers along their housing journey in Canada. While finding a home can feel overwhelming, knowing your rights as a renter will help you avoid misunderstandings, protect yourself, and enjoy your home with peace of mind. This guide explains tenant rights and responsibilities in Canada, outlines what landlords can and cannot ask, and where to find help in each province.

What Are My Rights as a Tenant in Canada?

As a renter in Canada, you have the right to:

• Live in a safe and well-maintained home.
• Receive proper notice and privacy before a landlord can enter.
• Be treated fairly without discrimination.
• Get written notice for rent increases or evictions.
• Resolve disputes through provincial landlord and tenant boards.

👉 Tenant laws vary by province or territory, but the principles above apply across Canada.

Questions to Ask Before Renting a Home

Asking the right questions before signing a lease can prevent surprises later. Vital questions include:

• How much is the monthly rent, and what is included (utilities, internet, parking)?
• How long is the lease, and can I renew it?
• Are laundry facilities available in-unit or in the building?
• Are there extra costs for storage, pets, or amenities?

Read more about rental application tips for newcomers!

Newcomers can often feel squeezed by high rental costs, but there are practical ways to cut expenses. Here are 10 tips to save money on rent in Canada.

💡 Tip: Always ask for details in writing and keep a copy of your lease.

What Are Tenant & Landlord Responsibilities?

Tenant vs. Landlord Responsibilities

TENANTS MUST…	LANDLORDS MUST…
Pay rent on time and in full	Provide receipts for rent and a copy of the lease
Keep the rental unit clean	Provide safe, clean housing that meets health standards
Report damage or repair needs to the landlord	Make repairs, maintain the property, and ensure heat, water, and electricity
Allow access for repairs or showing with proper notice	Respect tenant privacy
Provide written notice if ending the lease	Follow the rental laws for rent increases or evictions

Canadian Rental Rules: What Tenants Cannot Do

As a tenant in Canada, there are limits to what you can do while renting. To avoid legal or financial trouble, keep in mind that tenants cannot:

• Withhold rent, even if the landlord delays repairs, non-payment can lead to eviction

• Renovate or make major changes to the property without the landlord’s permission

• Change the locks without the landlord’s permission

• Sublet or transfer (assign) your lease to someone else without the landlord’s permission.

What Can Landlords Ask and Not Ask in Canada?

Landlords Can Ask	Landlords Cannot Ask
What your income/employment is	Your ethnicity, religion, sexual orientation, or whether you are a Canadian citizen
For references from past landlords	If you have a disability
If you have pets or if you smoke	If visitors or relatives are staying
How many people will be living with you	If you plan to have children
Permission to run a credit check	Your Social Insurance Number (SIN)

Since many landlords will request a credit check, it is helpful to know how to obtain a credit card in Canada and avoid common mistakes.

What Should I Know Before Signing a Lease in Canada?

A lease is a legal contract and should clearly state:

• Names and contact information for you and your landlord.
• Monthly rent you have agreed to pay, with or without utilities, parking, cable television, or other services
• Date the rent is due, i.e., the first day of each month, and the amount of any future rental increases
• Rental period, i.e., one year or month-to-month
• Lease length (month-to-month or fixed term)
• Rules about pets, smoking, or subletting
• Repair responsibilities.

Privacy Note: Landlords must follow Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA). They cannot collect personal details unrelated to renting.

🔒 If you’re unsure about anything in your lease, ask an immigrant-serving organization to review your lease before signing.

Rent Increases and Tenant Rights in Canada

Rent increases usually happen once every 12 months (on the anniversary of the lease). Landlords must follow provincial rent increase rules and:

• Abide by rent increase guidelines, for example, in Ontario, the 2025 rent increase guideline is capped at 2.5%.
• Give at least 90 days written notice before an increase takes effect.

Where Can I Find Landlord and Tenant Boards in Canada?

Each province has Landlord and Tenant laws and the rules and regulations vary.  For example, in Ontario, Canada’s largest province, the legislation is called the Residential Tenancies Act. This legislation is in place to protect renters.

If landlords and tenants disagree, they should first try to resolve it by talking. If that doesn’t work, they can apply for dispute resolution. See the provincial links below for more information for renters.

PROVINCE	LAW
Alberta	Residential Tenancies
British Columbia	Residential Tenancy Act
Manitoba	Residential Tenancies Branch
New Brunswick	Residential Tenancies Act
Newfoundland & Labrador	Landlord & Tenant
Nova Scotia	Residential Tenancies Program
Ontario	Landlord and Tenant Board
Prince Edward Island	Landlord and Tenant Act
Quebec	Régie du Logement
Saskatchewan	Office of Residential Tenancies

FAQs About Tenant Rights in Canada

Should I hire a real estate agent to help me find a rental?

Many newcomers find it helpful to work with a licensed real estate agent (also called a realtor) when searching for a rental home. Agents know the local market, can guide you through viewings, explain lease terms, and help you avoid scams. Want to learn more? Read our guide on Working with a Real Estate Agent to Find Rental Housing in Canada.

How do I know if a rental listing is a scam?

Be cautious of unusually low rents, requests for upfront payment before viewing, or landlords unwilling to show the property. Always use trusted platforms and sign a written lease.

👉For a full list of tips, read our guide How Newcomers Can Avoid Rental Scams.

Can my landlord enter without notice?

No. Landlords must give written notice (usually 24 hours) unless it’s an emergency.

Can I be evicted without warning?

No. Landlords must follow provincial laws and inform you in writing.

Do I need a credit history to rent in Canada?

Not always. Some landlords may accept a co-signer, a higher deposit, or references instead. Read more about renting without a credit history.

What if my landlord won’t make repairs?

You can file a complaint with your provincial landlord-tenant board.

Final Thoughts About Tenant Rights in Canada

For most newcomers, renting is the first step toward building a life in Canada. By knowing your tenant rights and responsibilities, you can avoid disputes, plan your housing costs, and live securely.

👉 Solution: Explore rental listings on Rentals for Newcomers and join our free housing webinar to learn how to rent with confidence in Canada.

Barrie, Ontario, is one of Canada’s fastest-growing cities, with a population of more than 142,000 people (City of Barrie, 2025). Just 80 km north of Toronto, Barrie offers newcomers a more affordable lifestyle while staying connected to the Greater Toronto Area (GTA) by GO Train and Highway 400. With average rents around $2,080/month (Rentals.ca, 2025), Barrie is a popular choice for commuters, families, and students. Here are the best neighbourhoods in Barrie to rent in as a newcomer.

Where Should Newcomers Rent in Barrie?

Newcomers should consider renting in neighbourhoods that balance affordability, amenities, and access to transit. The best choice depends on your lifestyle, whether you prioritize commuting, family-friendly amenities, or scenic lakefront living. Here are some top neighbourhoods to consider.

Barrie Rental Neighbourhoods

1. Painswick: Best for commuters and families

Located in Barrie’s south end, Painswick is one of the city’s fastest-growing neighbourhoods. Its biggest draw is the Barrie South GO Station, which makes commuting to Toronto manageable for professionals.

Ideal for: Families seeking schools and green space, professionals commuting to the GTA, renters who want suburban convenience.

Access: Public Transit: Direct GO Train service to Toronto from Barrie South GO Station. Driving: Easy access to Highway 400, about 15 minutes to downtown Barrie, 75 – 90 minutes to Toronto.

Vibe: Suburban, growing, and family-friendly with plenty of shopping and dining along Big Bay Point Road.

Rental range: 1-bedroom apartments: $1,700 – $1,900; 2-bedroom condos/townhouses: $2,100 – $2,400; Detached homes: $2.800+.

Why newcomers like it: Multiple schools and a public library branch to support family needs; easy commuting by GO train or Highway 400.

2. Holly: Best for growing families

Holly is a rapidly developing neighbourhood in Barrie’s south end. It’s one of the most sought-after areas due to its excellent schools, parks, and strong sense of community.

Ideal for: Families with young children; renters looking for a quiet suburban lifestyle.

Access: Public transit: Barrie Transit bus routes connect to downtown and GO stations. Driving: About 10 minutes to downtown Barrie, quick access to Highway 400.

Vibe: Family-focused with new subdivisions, parks, and shopping nearby.

Rental range: Townhouses $2,000 – $3,000; detached homes $2,600+

Why newcomers like it: Well-rated schools and family-friendly amenities; plenty of green space for kids to play, and access to Highway 400 for commuters.

If you’re looking to settle long-term, Holly offers larger rental homes with room for extended family, ideal for newcomers moving with relatives.

Renting your first home in Canada | Options & solutions for newcomers

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3. Innis Shore: Best for nature lovers and families

Innis Shore, in Barrie’s southeast, is one of the largest neighbourhoods in the city. It borders Kempenfelt Bay, offering lake views and access to parks and trails.

Ideal for: Families seeking large homes near schools; nature lovers seeking trails and lakefront access.

Access: About 15 minutes to drive downtown with easy access to Highway 400. Public transit offers local bus routes. Nearest GO access is Barrie South GO Station (10 – 15 minutes away).

Vibe: Scenic, spacious, and community-oriented.

Rental range: Townhouses $2,000 – $2,400; detached homes $2,700+.

Why newcomers like it: Top-rated schools and playgrounds, scenic trails and green spaces for outdoor activities, proximity to Wilkin’s Beach for family outings.

4. Sunnidale: Best for space and established homes

Sunnidale, in Barrie’s north end, is known for large lots, mature trees, and established homes. It’s a quiet neighbourhood with excellent schools.

Ideal for: Families seeking space, renters who want a quiet, established community.

Access: About 10 minutes to drive to downtown Barrie; close to Highway 400. Barrie Transit routes connect to downtown and the Allandale Waterfront GO Station.

Vibe: Peaceful and residential with a suburban feel.

Rental range: Detached homes $2,400 – $2,800.

Why newcomers like it: Many schools, including six public and four Catholic options; Sunnidale Park offers trails, streams and an arboretum; ideal for families looking for long-term stability.

This area has fewer apartments, so focus your rental search on single-family homes or basement apartments.

5. Bayshore: Best for families

Bayshore is a well-established neighbourhood in Barrie’s south end, with several subdivisions. It features mainly detached homes with few condos or townhouses. It offers quiet, residential streets mixed with commercial strips, parks, and access to waterfront areas.

Ideal for: Families, including those with school-age children.

Access: Driving to downtown Barrie is quick, and access to Highway 400 is reasonable via connector roads. Several Barrie Transit bus routes connect to other parts of the city.

Vibe: Calm, residential, and close to parks

Rental range: Detached homes $2,500+.

Why newcomers like it: Lake proximity, family parks, and quiet streets.

6. City Centre: Best neighbourhood for urban living

City Centre overlooks Kempenfelt Bay and is the heart of downtown Barrie. It’s ideal for renters who want walkable access to shops, restaurants, and the waterfront.

Ideal for: Young professionals, students, or singles seeking apartments.

Access: The central location means short drives anywhere in the city; multiple Barrie Transit routes; close to the Allandale Waterfront GO Station.

Vibe: Urban, busy, and scenic with high-rise condos and apartments.

Rental range: 1-bedroom apartments/condos $1,800 – $2,200.

Why newcomers like it: Walkability to amenities and nightlife; access to the Allandale Waterfront GO Station; beautiful waterfront trails and views.

7. East End: Best for students and longtime residents

The East End is one of Barrie’s oldest areas and is home to Georgian College. It offers mature trees, older brick homes, and family parks.

Ideal for: Students attending Georgian College; families who prefer a quieter, older neighbourhood.
Access: About 10 minutes to drive to downtown Barrie; direct Barrie Transit service to Georgian College and downtown.

Vibe: Historic, residential, and student-friendly.

Rental range: Rooms for students typically cost $600 – $900/month; rentals/rooms: $600 – $900/month; detached homes range from $2,000 – $2,500.

Why newcomers like it: Close to Georgian College and Kempenfelt Park, a mix of student housing and family homes, quiet, established neighbourhood.

8. Ardagh: Best for outdoor enthusiasts

Ardagh is located in Barrie’s west end and sits next to the Ardagh Bluffs Natural Area, with over 17 km of trails.

Ideal for:  Nature lovers; families seeking outdoor access.

Access: About 10 minutes to drive downtown. Public transit bus routes connect to downtown and GO stations.

Vibe:  Residential, scenic, and active with access to nature.

Rental range: Apartments/condos near the waterfront $2,000 – $2,200; Detached homes: $2,600+.

Why newcomers like it: Trails, parks, and outdoor spaces like Bear Creek Eco-Park; mix of new condos and older homes; easy access to Highway 400.

If you love the outdoors but want affordability, look for condos near Ardagh Bluffs instead of detached homes.

9. Allandale: Best for heritage charm and commuters

Allandale is one of Barrie’s oldest and most charming neighbourhoods, with heritage homes, lake access, and the Allandale Waterfront GO Station.

Ideal for: Commuters and renters who appreciate heritage charm.

Access: Several Barrie Transit bus routes connect to other parts of the city. Driving to downtown Barrie is quick, and access to Highway 400 is reasonable via connector roads.

Vibe: Calm, residential, and close to parks

Rental range: Detached homes $2,400 – $2,700; Apartments/condos near the waterfront: $2,000 – $2,200.

Why newcomers like it: Historic homes and easy access to BarrieTrails, parks, and outdoor spaces like Bear Creek Eco-Park; a mix of new condos and older homes; easy access to Highway 400.

FAQs about Renting in Barrie

Final Thoughts about Barrie Neighbourhoods

Barrie’s neighbourhoods offer something for every newcomer, whether it’s commuter convenience in Painswick and Allandale, family living in Holly and Innis Shore, or student-friendly housing in the East End. With average rents below those in Toronto, Barrie is a popular and affordable option for newcomers seeking space, community, and connection to the Greater Toronto Area.