Protecting yourself and your family against unexpected danger and risk is what insurance in Canada is all about for newcomers to Canada and international students. Knowing about the different kinds of insurance in Canada available to you is important even before you…

Filing taxes allows you to apply for childcare tax credits and benefits It’s smart to file an income tax return in Canada if you arrived in 2023. If you became a permanent resident and lived in Canada, even for a short period, filing your first income tax return with…

A lesson many newcomers learn when they arrive in Canada is that you need credit to pay for large expenses, buy a car, or purchase a home. However, it’s difficult to borrow without a credit history in Canada. Canadian lenders typically check each applicant’s credit…

Financial literacy skills are vital for Canadians to manage their money wisely. It helps people to reach their financial goals, prepare for emergencies, and avoid making costly mistakes. And, financial literacy is vital for newcomers, especially when first arriving in…

Whether you have recently immigrated to Canada, or you’re an international student these money management tips will help you build a foundation for financial success. From opening a bank account to filing your first income tax return, discover why these money tips for…

When you arrive in Canada, its essential to manage your personal finances. Learn what to budget for and how much you should plan to spend. Your budget will help you to manage how much you spend and live within your means.

To most of us, Boxing Day in Canada is the holiday that comes right after Christmas. Many Canadians don’t know the history of the holiday or what its true purpose was. Today, it’s a shopping holiday where you can get great deals on everyday items. It was not always…

It is always a good idea to be careful when shopping online. Scammers can be waiting to trick you out of your money in even the most unexpected of places. This is especially true for the holiday season. November and December see some of the biggest sales volumes every…

For newcomers, it’s not uncommon to face an uncertain financial situation in your first few years. An emergency fund can help you meet unexpected costs, manage expenses while searching for employment, or stay afloat if you face a job loss. Unexpected expenses can…

If you’re a newcomer thinking about buying a new car in Canada, the auto market offers a wide range of vehicles to meet different financial situations, lifestyles, and driving habits. If you’re in Canada from a country with a smaller auto market and fewer choices,…

There are many types of credit cards with unique benefits Financial stability is very important for anyone who has recently arrived in Canada. Even if you have a strong financial standing in your home country, you will need to establish yourself in Canada as well….

Pay deductions can often be confusing and can come as an unpleasant surprise if you weren’t expecting them. Canadian workers have quite a few pay deductions that you should be aware of. Some of these are mandatory, like taxes, while others are voluntary, like union…

The question “how much mortgage can I afford?” is quite different from “how much mortgage can I get?” So, it’s important to understand the risks involved when a lender offers you a mortgage that is more than you need or expected. When buying a home for the first time,…

Maintaining a good credit report in Canada is very important. So do you know how to maintain a good credit report in Canada? We’ll share tips to help you maintain a healthy credit report after you have taken great care to build it. Because with a well-maintained…

You had to show proof of substantial savings in order to immigrate to Canada, so you already know how to save. Don’t stop now! Saving now that you’re in Canada is even more important. Of course, it may take some time to find a good job, so you will be dipping into…

If you have the possibility to make substantial investments, you may want to enlist the assistance of a certified financial planning professional. You may not be knowledgeable about the complicated world of modern finance or you may not have time to dedicate to…