Join the Scotiabank StartRight® Program designed for Newcomers‡ and get up to $2,300* in value in the first year.
If you’re planning to study in Canada, a Guaranteed Investment Certificate (GIC) is vital. Discover the GIC amount in Canada for international students so you easily show proof of funds and confidently begin your study journey!
To study in Canada, you must meet the Government of Canada’s proof of financial support requirement of $22,895 (if you apply on or after September 1, 2025). You must prove you have the minimum amount to support yourself and any family members coming to Canada.
International students applying to study in Canada must prove they have enough money, without working to cover the cost of tuition fees, living expenses, and transportation costs.
Effective September 1, 2025, Immigration, Refugees and Citizenship Canada (IRCC) has increased the financial requirements for international students to CAD$22,895 (up from CAD$20,635) to align with inflation.
The following amounts show how much money you need to support yourself and your family members for the first year of study. These amounts are updated each year. These amounts do not include tuition and transportation costs.
| NUMBER OF FAMILY MEMBERS (including the applicant) | CANADIAN FUNDS REQUIRED PER YEAR (not including tuition) |
|---|---|
| 1 | $22,895 |
| 2 | $28,502 |
| 3 | $35,040 |
| 4 | $42,543 |
| 5 | $48,252 |
| 6 | $54,420 |
| 7 | $60,589 |
| If more than 7 people, each additional family member | $6,170 |
To study in Canada at a designated learning institution, you need to apply for a Study Permit. Among other study permit requirements, you need a police certificate, a medical exam, and proof of funds.
A GIC makes applying for a study permit easier to show “proof of funds” and comply with immigration rules.
The standard GIC amount for international students is typically $10,000 at Canadian banks. However, you may not need that amount to open a GIC account. For example, the minimum deposit at Scotiabank is only $5,000.
A lower deposit makes it much easier for students to invest. While you can open a GIC account with a minimum of $5,000, you must still meet the IRCC’s proof of financial support.
Banks charge a $200 fee to set up and maintain the account. Be sure to include any fees in the total investment amount.
A GIC is a secured investment, and you earn interest on your deposit to ensure financial growth. With a guaranteed investment, you get the amount you invest back at the end of your term. It’s also a safe and convenient way to show you have enough money to cover living expenses and other costs while studying in Canada.
For international students, a GIC is a vital financial tool, making it easy to manage your money. You can quickly access funds when you arrive in Canada, avoid financial stress, and focus on your studies!
Join us for an eye-opening session on how to build your financial future in Canada with confidence. This free webinar is hosted in partnership with Scotiabank, a trusted leader in newcomer banking. Together, we’ll guide you through how the Canadian banking system works and share free tools and strategies to help you plan, save, and invest wisely as a newcomer.
REGISTER FOR THE WEBINAR
A GIC makes it easier to apply for a study permit because it clearly shows your funds. It’s one of many ways to show proof of funds when it comes from a “Big Five” bank in Canada: Scotiabank, TD, CIBC, RBC, or BMO.
A GIC provides guaranteed money for living expenses. And, it prevents you from travelling to Canada with a large amount of money for greater safety and ease.
When you arrive in Canada, you can get your money in monthly installments, making it easier to manage your budget.
A GIC is not a substitute for tuition fees. You must arrange to cover tuition payments and ensure you have sufficient funds.
The GIC amount covers basic living costs, including food, groceries, entertainment, and clothing. It is not intended to cover expenses like tuition, housing, and travel. It’s vital to manage your finances responsibly when you’re new to Canada for a smooth transition and greater comfort.
The big five banks in Canada offer Guaranteed Investment Certificates for international students. Choose a bank that aligns with your financial needs and study plans.
Each bank has specific requirements for opening an account. It’s vital to know what they require and follow the process to avoid delays or problems with your study permit application.
Research and compare GIC offers. Pay attention to interest rates, minimum deposits, access to funds, and options.
This usually involves submitting an application form along with proof of identity and acceptance into a Canadian school.
When your application is approved, you must transfer the GIC amount from a bank account in your home country.
When the transfer is complete, the bank gives you a certificate. You need to include this with your study permit.
When you arrive in Canada, you can access a portion of the GIC amount to cover initial expenses. The remaining amount is usually paid monthly to help you manage living costs throughout the year.
A Guaranteed Investment Certificate is a pillar for international students planning to study in Canada. Knowing the GIC amounts and how to set up an account helps to comply with proof of funds requirements. Careful planning can also help your chances of a successful study permit application. With secure finances, you’ll avoid financial stress, focus on your studies, and enjoy your experience in Canada!
Looking to rent in Sudbury as a newcomer to Canada? Greater Sudbury offers affordable rentals, a welcoming multicultural community, and easy access to nature. With a population of about 166,000 (Statistics Canada) and over 165 ethnic groups (City of Greater Sudbury), it’s one of Ontario’s most diverse cities. More than 40% of residents speak French, far above the provincial average of 2.4%, making it especially appealing to bilingual newcomers. Here’s your guide to the best Sudbury neighbourhoods for renting, complete with who they suit best, how to get around, the local vibe, and what you can expect to pay.
To learn more about the city, our guide to living in Sudbury, Ontario, covers the job and housing markets, lifestyle, and what to expect as a newcomer!
1-bedroom: approx. $1,871/month
2-bedroom: approx. $2,160/month
Many newcomers look for affordable 2-bedroom units to balance space and cost. Learn why a 2-bedroom apartment is a smart choice.
| RENTAL TIER | 1-BEDROOM RANGE | 2-BEDROOM RANGE |
|---|---|---|
| BUDGET (Older units or shared housing, often outside premium areas) | Under $1,100 | Under $1,400 |
| MODERATE (Affordable neighbourhoods with decent amenities) | $1,100-$1,500 | $1,400-$1,900 |
| MID-RANGE (Popular areas with good transit, services, and newer rentals) | $1,500-$1,800 | $1,900-$2,200 |
| UPPER RANGE (Premium locations, new builds, or close to lakes/parks) | Over $1,800 | Over $2,200 |
Sudbury has many neighbourhoods that offer great rental opportunities for newcomers, whether you’re looking for affordable housing, student-friendly areas, or access to green space and transit. Here are the top picks:
Downtown is the cultural and business heart of the city, offering easy access to jobs, transit, and services. You’ll find rental apartments, restaurants, grocery stores, and cultural centres all within walking distance.
Good for: Newcomers without a car, professionals, job seekers, and people who want nightlife and cultural events.
Access: Primary transit hub, close to government services, shops, restaurants, and employment.
Vibe: Energetic and diverse, with a mix of business, culture, and entertainment.
Rental range: Moderate to mid-range (1-bedroom $1,100- $1,800; 2-bedroom $1,400 – $2,200.
Why newcomers like it: Everything’s within walking distance; lots of cultural events and cafes.
This Sudbury neighbourhood is home to Cambrian College and Collège Boréal. It’s ideal for students and young families, and the New Sudbury Centre, the largest mall in Northern Ontario, is nearby. Rental types include apartments, townhomes, and single detached homes.
Good for: Students, young families, and budget-conscious renters.
Access: Multiple GOVA Transit routes serve the area.
Vibe: Busy and convenient, with easy access to education, retail, and services.
Rental range: Moderate to mid-range (1-bedroom $1,100- $1,800; 2-bedroom $1,400 – $2,200.
Why newcomers like it: Convenience of having everything nearby, from groceries to healthcare.
Searching for your first home in Canada? Join this exclusive session for key insights on housing market conditions, affordable options, and renting without credit history. Tailored for newcomers settling in the next six months, register now for valuable tips and a free guide!
REGISTER FOR THE WEBINARThe South End is surrounded by lakes and parks, offering a high quality of life and access to top institutions such as Health Sciences North and Laurentian University. South End rentals are more expensive but provide lakeside living. Greater Sudbury has 300+ lakes within the city limits.
Rental types in this Sudbury neighbourhood include lakeside homes, townhouses, and newer apartments.
Good for: Families, healthcare workers, and newcomers who love lakeside living.
Access: Near Health Sciences North, Science North, shopping, and conservation areas.
Vibe: Family-friendly, scenic, and active, with a high standard of living.
Rental range: Mid-range (1-bedroom $1,100-$1,800; 2-bedroom; $1,400–$2,200).
Why newcomers like it: Strong schools, parks, and shopping within walking or short driving distance.
One of Sudbury’s oldest neighbourhoods, Minnow Lake, offers proximity to downtown and scenic trails along Lake Ramsey, and the Kingsway shopping district, often at more affordable rental prices.
Rental types include a mix of older single-family homes and low-rise apartments.
Good for: Active newcomers, those seeking trails and beaches, and pet owners.
Access: Close to Moonlight Beach and off-leash dog parks.
Vibe: Relaxed and outdoorsy, with a small-town feel but close to amenities.
Rental range: Mid-range (1-bedroom $1,100-$1,800; 2-bedroom; $1,400–$2,200).
Why newcomers like it: Lakeside living at reasonable prices, plus outdoor recreation year-round.
This historic neighbourhood has deep French-Canadian roots and is a hub for the francophone community in Sudbury. Rental types include affordable apartments and older homes.
Good for: French-speaking newcomers, families seeking French-language schools, and renters seeking affordable housing.
Access: Close to downtown by car or bus.
Vibe: Historic and community-oriented, with strong French-Canadian roots.
Rental range: Budget to Moderate (1-bedroom under $1,500; 2-bedroom under $1,900).
Why newcomers like it: Lower rents and a strong sense of community make it easier to get established.
Known for its Italian-Canadian roots, Gatchell offers a close-knit community and affordable rental options near the popular Delki Dozzi Park, community pool, parks, and Dynamic Earth science centre. Rental types include older homes from the 1920s-40s on compact lots.
Good for: Budget renters and newcomers seeking a close-knit, multicultural neighbourhood.
Access: GOVA operates bus routes that connect Gatchell to the city center and other areas.
Vibe: Quiet, neighbourly, with a proud Italian heritage.
Rental range: Moderate (1-bedroom $1,100–$1,500; 2-bedroom $1,400–$1,900).
Why newcomers like it: Quiet streets, established community, and easy downtown access
Located beside Lake Ramsey, this neighbourhood combines scenic lake access with proximity to downtown, making it both relaxing and convenient. Bell Park offers beaches and walking trails.
Good for: Families, students, and nature enthusiasts seeking access to the city.
Access: Moderate (bus, bike paths, walkable to downtown)
Vibe: Picturesque and relaxed with a mix of housing styles.
Rental range: Upper range (1-bedroom over $1,800; 2-bedroom over $2,200).
Why newcomers like it: Beautiful surroundings, recreational access, and a peaceful atmosphere.
One of Sudbury’s oldest neighbourhoods, Donovan has a village-like charm and is home to many long-time residents and new immigrants alike. Rental types include small lot homes, heritage buildings, and affordable apartments.
Average rent is about $1,250 for a 1-bedroom and $1,650 for a 2-bedroom (Q2 2025, Rentals.ca). That’s 35–50% lower than Toronto or Ottawa.
Donovan, Gatchell, and Flour Mill offer more affordable rental options.
New Sudbury is best if you are attending Cambrian College or Collège Boréal.
GOVA Transit operates 25+ routes connecting most major neighbourhoods through the primary transit hub downtown Sudbury.
Sudbury offers a variety of rental options for newcomers, from budget-friendly apartments in Donovan and Gatchell to premium lakeside living in areas like Ramsey Lake and the South End. You can use the rental range key to match your budget with the right neighbourhood. Choose based on what matters most: fast transit, a family-friendly area, or a lively urban vibe. Understanding the rental tiers will help you select the best Sudbury neighbourhood for your unique needs.
Once you’ve chosen a neighbourhood that matches your budget and lifestyle, check out our Living in Sudbury guide to learn more about jobs, culture, and life in the city.
🏠 Still searching for a rental apartment in Sudbury? Visit Rentals for Newcomers!
Worried about how much rent costs in Canada? Whether you live in Toronto, Vancouver, or a smaller city, rent takes up a big part of your monthly budget. Rent typically eats up 30% to 50% of a newcomer’s monthly income, making it one of the highest costs to manage. The good news? As a newcomer, you can take steps to reduce your housing costs, even without a Canadian credit history or rental experience. Here are 10 proven ways to save money on rent in Canada and avoid common pitfalls.
Whether you’re an international student, professional, or newcomer family, these smart tips can help you secure housing that fits your budget.
If you’re new to Canada, you may not qualify for the best-priced rentals. Landlords often check your credit score and employment history, which you may not have yet. Focus on building Canadian credit using a secured credit card and explore short-term rentals while you build your profile.
Apply for a credit-building product early, like a secured credit card, and ask landlords about month-to-month or short-term leases.
Don’t have Canadian credit? That’s not unusual for newcomers. Some landlords are open to alternative documents such as proof of savings, international bank statements, or letters of reference from employers or previous landlords. Read more about renting in Canada without a credit history.
Create a newcomer rental package with:
Rent isn’t always set in stone. Vacant units that have been on the market for 30+ days are three times more likely to offer discounts or flexible lease terms. If you’re willing to offer something in return, you may be able to negotiate a better deal.
Offer something helpful in return:
Some landlords include utilities, internet, or parking in the rent; others don’t. Without a breakdown of costs, you may end up overpaying.
Ask for a detailed breakdown. Compare:
You may find that paying for utilities yourself saves money, especially if you’re energy-efficient.
If you’re still abroad, it may be tempting to sign a lease online, but this increases your risk of overpaying or being victim to a rental scam. Some landlords don’t list their best deals online or may exaggerate the quality of the unit. Get more smart tips to avoid rental scams.
Knowing the average asking rent prices in the city where you want to rent helps you spot overpriced listings and negotiate more confidently. For example, the average rent for a one-bedroom in Toronto is over $2,400/month (as of June 2025), and landlords often overprice based on neighbourhood assumptions.
Realtors and settlement workers can offer insider advice about affordable neighbourhoods and trustworthy landlords. Some newcomers miss out on better rentals simply because they don’t know who to ask.
Canada offers free support to help newcomers with housing, job searching, and settlement. These programs may connect you with affordable rentals, co-op housing, or even subsidized units.
Search for free newcomer services in Canada that can help you build your new life in Canada.
High-demand areas and downtown locations are pricey. But many less trendy areas offer lower rents, safe communities, and transit access.
One of the smartest ways to save money on rent in Canada is by renting a room in a shared home. This affordable housing option can help you avoid sky-high rent prices, especially in expensive cities like Toronto and Vancouver.
With safety checks and matching based on compatibility, this solution is both cost-effective and welcoming. Whether you’re new to the country or looking for a smart way to stretch your budget, sharing a home could be your best move.
A common rule is to spend no more than 30% of your gross income on housing. However, in cities with high rental prices, you can expect to spend 30 – 50% of your income.
Yes, but you may need to provide additional documents like a letter from a sponsor, proof of savings, or a larger deposit. Some landlords are open to working with newcomers.
Absolutely. Consider smaller cities like Halifax, Winnipeg, or Edmonton for more affordable housing options. Rent also drops by 20 – 40% outside downtown cores.
Yes, especially if the unit has been vacant for a while or you offer something valuable like a long lease.
Learning how to save money on rent in Canada is vital for newcomers facing high housing costs in major cities. From choosing more affordable neighbourhoods and negotiating lease terms to exploring home-sharing platforms like Sparrow, there are practical ways to cut costs without compromising safety or comfort. Whether you’re an international student, worker, or newcomer family, these smart strategies can help you secure housing that fits your budget and your goals for building a new life in Canada.
Knowing how to save on rent is just the start; our guide, How to Save Money in Canada: 21 Practical Tips for Newcomers, provides smart tips for managing grocery, transit, clothing, and other costs.
Yes, you do. If you’re moving to Canada and not immediately eligible for public healthcare, travel medical insurance is vital. Without it, a medical emergency could cost you thousands of dollars out of pocket. Here’s what you need to know before you arrive.
More than half of newcomers (54%) say financial stress is their top well-being challenge after arriving in Canada, according to a 2025 Securian Canada study. Travel medical insurance can help ease that stress by protecting you from emergency costs right from day one.
Canada has a universal healthcare system, but you must qualify for it. Most newcomers face a waiting period before they’re eligible for provincial or territorial coverage. During that time, you are responsible for 100% of your medical bills unless you have private insurance. Read more about how to get free healthcare in Canada.
The Government of Canada recommends that newcomers have at least $100,000 in travel insurance coverage for unforeseen accidents or emergencies. Yet despite this recommendation, 1 in 5 newcomers (20%) have no insurance at all, and 60% are underinsured, making them more financially vulnerable in an emergency.
Canadian Financial Tips Before You Move to Canada
In Canada, travel medical health insurance is often called ‘Visitors to Canada insurance’ (VTC). It refers to the same type of coverage.
You should buy Visitors to Canada (VTC) insurance if you’re:
VTC insurance typically covers you for up to 365 days and may be renewed depending on the provider.
Health care in Canada is expensive if you’re not covered. Here’s what you might pay:
Coverage varies, but most plans include:
Not all plans are equal. Here’s what to check before you buy:
It depends on the province. Some have mandatory waiting periods:
| PROVINCE | WAITING PERIOD FOR COVERAGE |
|---|---|
| Ontario | 3 months after arrival |
| British Columbia | Up to 3 months |
| Alberta | Coverage begins immediately (if eligible) |
| Manitoba | Up to 3 months |
Buy travel insurance that covers the full gap until your provincial plan starts.
No. Travel insurance typically covers:
Travel medical insurance, on the other hand, focuses on medical expenses. Some packages offer both, but check carefully.
It’s more affordable than you might expect. On average:
Prices vary based on age, health, and coverage amount.
Navigating insurance isn’t easy. One-third (33%) of newcomers say it’s difficult or expensive to get professional advice, and 42% worry about being misled. That’s why understanding your options before you arrive is so important.
Ideally, before you leave your home country. Many providers require you to purchase the plan before your arrival date for full coverage.
Yes, but many policies have a 48-hour waiting period if purchased after arrival, so it’s better to buy before you land.
Yes, many policies are flexible. You can:
Extend coverage if your provincial health care is delayed
Cancel early and receive a partial refund if your public insurance starts sooner (proof required).
You should get coverage for at least 3 months, or until you’re eligible for your provincial or territorial health plan. Some provinces (like BC or Ontario) have a mandatory 3-month waiting period.
You’ll be responsible for 100% of the medical costs. A hospital visit or ambulance ride can cost thousands of dollars, so insurance is strongly recommended.
Yes. All accompanying family members should be covered during the waiting period.
You can, but many international policies don’t meet Canadian standards. They may:
Exclude certain types of care;
Have low coverage caps;
Lack emergency repatriation;
Offer no local support in Canada.
When possible, choose a Canadian-based provider with plans designed for newcomers.
Whether you’re immigrating, working, studying, or visiting family, travel medical insurance protects your health and finances from day one.
✅ Don’t risk costly medical bills.
✅ Get covered before your flight.
✅ Compare plans and get a free quote now.
With 58% of underinsured newcomers reporting high financial stress, getting the right insurance before you arrive in Canada can give you peace of mind and protect your future.
👉Start your coverage today → get a travel medical insurance quote!
Getting a credit card as a newcomer to Canada is one of the most important steps toward building your financial future. Whether you’re looking to establish credit, manage everyday expenses, or eventually qualify for a car loan or mortgage, using a credit card responsibly can open many doors. Getting started with credit in Canada can feel overwhelming, especially if you don’t have a Canadian credit history. The fear of making mistakes or falling for credit card scams can make the process even more intimidating. That’s why it’s just as important to understand how to apply as it is to know what to avoid.
In this guide, we’ll walk you through:
Whether you’re newly arrived or planning your move to Canada, this step-by-step guide will help you build credit with confidence. You’ll learn how to avoid the pitfalls that can slow you down.
When you arrive in Canada, you’re starting fresh, even if you had great credit back home. Canadian lenders may not have access to your international credit record, which means you need to build your credit history from scratch. However, the good news is that with Nova Credit and Scotiabank, newcomers from select countries can now access their international credit history in Canada. This can help give them an easier, faster path to financial stability.
Using credit responsibly is one of the best ways to:
To get a full picture of how credit fits into your broader financial plan, many newcomers find it helpful to meet with a personal banking advisor. They can show you how to balance credit building with your daily budgeting and savings goals.
The easiest way is to apply for a newcomer or secured credit card through a major Canadian bank offering newcomer banking packages. These cards don’t require a Canadian credit history and often come with low or no fees.
TIP: Many banks will still approve a low-limit credit card if you apply through a newcomer program or use a secured deposit card.
Look for cards that help you build credit without high interest or complex rewards. You may want rewards, but not at the cost of high interest or confusing fine print. Start simple.
TIP: Start with a basic, low-risk card until you understand how credit works in Canada.
Common mistakes can harm your credit score, even if you’re trying to do the right thing.
Why it’s a problem: You’ll pay more in interest, and your debt will grow over time.
Solution: Pay off the full balance monthly, or at least more than the minimum.
Why it’s a problem: Late fees, interest hikes, and a negative mark on your credit report.
Solution: Set up automatic payments or reminders to pay on time.
Why it’s a problem: You might miss fraudulent charges or important updates.
Solution: Review your statement each month and report any errors right away.
Why it’s a problem: You could be liable for fraudulent charges.
Solution: Call your bank immediately to cancel and replace your card.
Why it’s a problem: High balances hurt your credit utilization ratio.
Solution: Try to use less than 30% of your total credit limit to maintain a healthy credit score.
TIP: You may rely on your credit card while waiting for income. Use it for small, essential purchases only, and create a repayment plan to stay ahead.
You don’t need to go into debt to build a credit score.
Want to know more about building credit? Read our post, Building Credit History in Canada as a Newcomer.
When you’re new to Canada and learning how credit works, you’re more vulnerable to credit card scams. Unfortunately, scammers often target newcomers who may not be familiar with how Canadian banks communicate or what to expect from a credit provider.
| TIME AFTER ARRIVAL | WHAT TO DO |
|---|---|
| Week 1 – 2 | Open a bank account and apply for a secured or newcomer credit card |
| Month 1 – 3 | Use your card for small purchases, pay it off monthly |
| Months 3 – 6 | Check your credit score and credit report |
| Months 6 – 12 | Consider asking your bank for a credit limit increase or upgrading your card |
Getting a credit card in Canada is a powerful tool, but only if you use it wisely. By choosing the right card, paying on time, and avoiding common mistakes, you can build a healthy credit score and unlock more financial opportunities in your new home.
Need help? Join our free webinar:
Yes. Some banks let you apply as part of their newcomer banking package before you land. You’ll receive the card after you arrive and show your ID.
No. Your international credit history doesn’t transfer. You’ll need to build your credit from scratch in Canada.
Scores range from 300 to 900. A score of 650 or higher is considered good. The higher your score, the better your chances of getting approved for loans with lower interest
Are you an internationally trained architect planning to continue your career in Canada? If so, you’re in the right place! This comprehensive guide explains how internationally trained architects can work in Canada. Learn how to get your credentials assessed by the Canadian Architectural Certification Board (CACB), navigate the licensing process through provincial regulatory bodies, and explore bridging programs and job search strategies tailored to newcomers. We also cover architect salaries in Canada, job market trends, resume tips, and alternative career options while you work toward licensure.
Whether you’re planning to immigrate or are already in Canada, this guide will help you successfully continue your architecture career in Canada.
Canadian cities are growing, and skilled architects are in demand, especially those with global experience. However, the path to working as an architect in Canada requires more than a degree. It requires credential recognition, licensing, and a solid job search plan.
Even if you have international experience, you need a license to continue your architectural career in Canada. Part of this process is known as credential recognition.
To become a licensed architect in Canada, you’ll need to:
Before you can register as an architect in any Canadian province, you need CACB certification.
CACB is designated by Immigration, Refugees and Citizenship Canada (IRCC) as the sole organization to provide educational credential assessment (ECA) reports for architecture degrees acquired outside of Canada.
After you get the assessment results, the appropriate provincial or territorial architect regulatory authority takes care of the next steps in the licensure process: internship and examination.
Tip: If your credentials don’t meet Canadian standards, you may be eligible for the Broadly Experienced Foreign Architect (BEFA) Program. This program streamlines the process for internationally trained architects to become certified for licensure in Canada.
If you need to strengthen your qualifications:
You may be eligible for the Language Instruction for Newcomers to Canada (LINC) program. Otherwise, you can find other free or affordable classes in English as a Second Language (ESL) or French as a Second Language (FSL) classes through school boards or settlement agencies.
There are language courses to teach you professional terminologies, such as Enhanced Language Training (ELT) and Occupation Specific Language Training (OSLT) in Ontario. And, if you already speak one of Canada’s two official languages at a high level, learning the other one is a good option for better job opportunities.
Bridging programs help transition your international experience and training to the Canadian workplace. Many colleges, universities, and immigrant-serving agencies offer bridging programs or workshops.
JVS Toronto
Bridge Training for Immigrant Professionals Leveraging Architectural Knowledge for New Opportunities (I-PLAN)
This 14-week bridge training program helps internationally educated professionals find employment in the architectural field. Program components include architectural academic training, Enhanced Language Training (ELT), Canadian Workplace Essentials (CWE), employment services, mentoring, and internship placements.
Humber College
Engineering/Architecture Skills Enhancement Bridging Program
This 15-week bridging program is for internationally trained professionals with education and experience in engineering, architecture, or related professions. The program includes Occupation Specific Language Training (OSLT), Canadian workplace culture, career planning, job search, and mentorship opportunities.
Many architects continue their education in Canada. If you plan to enroll in a college or university program, contact the school you plan to attend and find out what steps to take. Check if they want you to use a specific credential assessment agency. Using unrecognized agencies can end up costing you more money.
Highlight your international education and skills, and build on your existing knowledge and skills. Explore your options before deciding to continue your education. You may be able to get advanced standing, transfer some of your credits, and benefit from prior learning assessment options to gain credit or course exemptions. This will allow you to complete your program faster, without spending more on education than you already have.
Note: Some provinces may allow limited licenses or provisional licenses.
Researching the architecture job market in Canada will help identify where the demand and best opportunities exist in Canada.
According to the Government of Canada’s Job Bank, labour demand and supply are expected to be balanced at the national level from 2024 – 2033. However, job prospects vary by province.
Salaries vary based on experience, credentials, and location. Unlicensed professionals often earn less than licensed architects.
| PROVINCE | AVERAGE ANNUAL SALARY |
|---|---|
| Ontario | $82,000 – $105,000 |
| British Columbia | $78,000 – $100,000 |
| Alberta | $85,000 – $110,000 |
| Quebec | $70,000 – $95,000 |
| Nova Scotia | $65,000 – $85,000 |
Discover how the Canada Job Bank can help you research the job market, architect salaries, job prospects, and more!
The Canadian job market is competitive. So, you need to prepare for your job search. Here are some tips to search for architect jobs in Canada:
Most settlement agencies offer help to find jobs, update your resume, write cover letters, and prepare for job interviews.
You can visit Canada’s Best Diversity Employers to check for immigrant-friendly organizations. This special designation recognizes top employers for exceptional workplace diversity and inclusion programs.
Not yet licensed? You can still find meaningful work:
These roles can help you build Canadian experience and support your licensing process.
Job hunting for architects involves more than just writing a resume. You often have to showcase your professional portfolio and work samples.
When writing your resume, highlight your relevant educational qualifications and specialization, for example, landscape architecture, infrastructure architecture, system architecture, etc., and each has specific job responsibilities and educational qualifications. When writing your Canadian-style resume, tailor it to the job profile.
Networking is vital to get job leads, advice, and information about a particular firm, and to expand your professional network. As many job vacancies are not advertised, networking can help you discover architect jobs in Canada.
Good places to network include conferences, associations, and industry events where you can meet other architects, build relationships, and share information.
LinkedIn is another helpful networking resource. It is great to reconnect with your former colleagues and employers, search for companies and jobs, and get introductions and recommendations. Make sure to create or update your LinkedIn profile.
Whether you are looking for your first architect job in Canada or seeking career advancement, you will need to hone your interviewing skills.
Here are a few common questions that you should prepare to answer. Preparing for them well will set you apart from other candidates.
The key to answering this question is to be succinct. Summarize your education and work experience, and identify how it relates to the job.
Interviewers will ask this question to make you feel at ease. However, keep your response related to the job.
Research projects the company has worked on and areas of expertise to speak about projects that interest you. Your answers will show your knowledge of the firm and its direction.
Indicate why the firm appeals to you, for example, you may admire their innovation or commitment to green initiatives. Reinforce how your skills and experience can help them achieve their goals.
This is where you highlight your skills and promote yourself. Be confident when answering this question. Highlight specific aspects of your resume. Say that your skills and interests, combined with your history of achieving results, make you a valuable candidate.
Discuss your industry insights to show that you are current. You could discuss technological advances, green initiatives, policy concerns, or how the field is responding to changes in the industry.
Q: Can I work in architecture without a Canadian license?
A: Yes, you can work in support roles such as a technologist, designer, or project assistant while pursuing your license.
Q: Is Canadian experience required to get licensed?
A: Yes, the Internship in Architecture Program (IAP) requires work under a Canadian licensed architect.
Q: How long does it take to become a licensed architect in Canada?
A: It can take 2–4 years, depending on your experience, exam schedule, and internship hours.
Becoming a licensed architect in Canada as an internationally trained professional takes time, but it’s achievable. With the right credentials, licensing steps, and job search strategy, you can continue your successful architecture career in Canada!
One of the most important things you can do to continue your career is create a Canadian-style resume (also called a Canadian-style resume). Resume formats in Canada are often different from those used in other countries. Discover how to make your resume stand out to employers and how to select the best resume format based on your unique situation. Many newcomers also search for terms like “Canadian resume” or “resume format for Canada” when getting started.
This guide shows how to create a clear, concise Canadian-style resume that makes a strong first impression and passes quick scans and ATS filters. It explains when to use chronological, functional, or hybrid formats and stresses tailoring each resume to the job with relevant keywords and measurable achievements. You’ll learn what to highlight and what to omit (e.g., photos or personal details), how to use strong action verbs, and why proofreading matters. A practical checklist and links to newcomer services provide extra support for resumes and interviews.
Your resume summary introduces your professional value on paper, but what about when you meet a recruiter in person or at a networking event? That’s where a strong elevator pitch comes in. Learn how to craft a compelling 30–60-second introduction in our guide: How to Write a Canadian Elevator Pitch (2026 Guide).
Your resume is often your first chance to impress an employer. In Canada, hiring managers can receive hundreds of applications for each job opening, so they usually spend only a few seconds scanning each resume. So, your resume should be clear, well-formatted, and tailored to the job you’re applying for. Choosing the right resume format for Canada helps hiring managers quickly find what matters most.
There are three main formats used in Canada:
Lists your work experience in reverse order (most recent first). Great if you have steady work experience.
Focuses on your skills and abilities rather than your work history. Ideal if you’re changing careers or have gaps in your employment.
Highlights your skills and work history. This is a good option for newcomers with relevant international experience.
Choose the format that best highlights your strengths.
Before you write your resume, read the job posting carefully and get a clear picture of the requirements, including:
Highlight the parts that match your own experience. This will help you tailor your resume more effectively.
Avoid sending the same resume to every employer. Instead, adjust your resume to match the job description. Use examples from your past work that relate to the role and clearly show how your skills and experience match.
TIP: Include a short summary or career objective at the top that reflects the job you’re applying for.
Many companies in Canada use Applicant Tracking Systems (ATS) to screen resumes. These systems scan for keywords that match the job description. If your resume includes those words, it’s more likely to reach a hiring manager.
Look for common phrases or technical terms in the job ad and include them naturally in your resume.
Keep your resume clear and concise, ideally no longer than two pages.
Some information that’s common on resumes in other countries should not be included on Canadian resumes. Avoid listing:
Canadian employers can’t ask for this information during the recruitment process. It can lead to an unfair hiring bias and violate the Canadian Human Rights Act.
Showcase your accomplishments and capabilities using strong action verbs such as:
Use the past tense for previous jobs and the present tense if you are still in a role. Avoid long paragraphs and use bullet points for easy reading.
Mistakes can cost you an interview. Carefully check your spelling, grammar, and formatting. It helps to:
Even small mistakes can leave a negative impression, especially when the job requires attention to detail.
Canadian employers seek specific resume formats that allow them to find relevant information quickly. They may overlook your resume if the format is difficult to read or follow, even if you have great experience. Choosing the right Canadian-style resume is a key first step. When selecting a resume format for Canada, focus on clarity and relevance so your qualifications stand out immediately.
Here’s an overview of each type so you can decide which format works best for your background.
| BEST FOR | WHY EMPLOYERS LIKE IT |
|---|---|
| People with consistent work experience Job seekers applying within their current field | Easy to read Shows career growth and employment history clearly Helps spot gaps or job changes |
PROFESSIONAL EXPERIENCE
Electrical Engineer
2020 – 2025
Company Name, City, Country
Computer Programmer
2017 – 2020
Company Name, City, Country
Customer Service Representative
2014 – 2016
Company Name, City, Province, or Country (if not Canada)
In these cases, a functional resume may be better.
This Canadian-style resume format focuses on skills and abilities instead of work history. It’s helpful if you’re new to the workforce or switching careers.
Writing a resume can feel intimidating if you are entering the workforce for the first time or helping a young family member start their career journey. If you are a newcomer parent helping your teenager build their very first work profile, check out our comprehensive Parent’s Guide to High School Summer Jobs in Canada for tailored advice on youth employment.
SKILLS & EXPERIENCE
Customer Service
Technical Skills
EMPLOYMENT HISTORY
You still list your jobs, but in less detail and at the end.
Many employers in Canada do not prefer functional resumes. They may find them harder to read or think you are hiding something. Use this format only if your situation truly calls for it.
A hybrid resume combines the best of both formats. You highlight your skills at the top, followed by your employment history in reverse order.
SKILLS & HIGHLIGHTS
WORK EXPERIENCE
Project Manager
2016 – 2023
Company Name, City
Led a team of 10 and managed multimillion-dollar projects.
| SITUATION | BEST RESUME FORMAT |
|---|---|
| You have solid, recent work experience | Chronological |
| You’re changing careers or have gaps | Functional |
| You have experience and want to show key skills | You’re changing careers or have gaps |
Before sending your resume, ask yourself:
Many settlement agencies across Canada offer free services to help newcomers work in Canada. They can help write a Canadian-style resume to meet employer expectations and prepare for successful job interviews!
The May 2025 Canada job market report reveals a second consecutive month of modest employment growth alongside a rising unemployment rate. For people soon to arrive or recently arrived in Canada, knowing how the job market is performing will help you prepare to join the workforce. Discover growth sectors, unemployment rates, and job market performance.
According to Statistics Canada, the job market showed little growth, adding only 8,800 jobs in May, with little change since April.
More employees were hired in the private sector, while hiring declined in the public sector. This decline offset the high (and temporary) public sector hiring in the previous month for the federal election.
Wholesale and retail trade, part of the service sector, led gains by adding 43,000 jobs, indicating a recovery in demand for goods and services. The information, culture, and recreation sector gained 19,000 jobs.
Job gains were offset by declines in manufacturing and temporary government jobs from April. Manufacturing continues to face uncertainty due to tariffs on exports to the United States.
These sectors also saw job losses:
| SECTOR | % CHANGE APR TO MAY 2025 |
|---|---|
| Agriculture | -6.1 |
| Natural Resources | -3.6 |
| Utilities | 4.3 |
| Construction | -3.3 |
| Manufacturing | -15.2 |
| Wholesale & Retail Trade | 6.8 |
| Transportation & Warehousing | -0.8 |
| Finance, Insurance, Real Estate, Rental & Leasing | 2.4 |
| Professional, Scientific and Technical Services | 4.3 |
| Business, Building & Other Support Services | 2.8 |
| Educational Services | -1.4 |
| Health Care & Social Assistance | -0.6 |
| Accommodation & Food Services | 5.6 |
| Other Services (Except Public Administration) | -22.6 |
| Public Administration | 0.0 |
| CITY | MAY UNEMPLOYMENT % RATE CHANGE (April in Brackets) |
|---|---|
| CANADA | 7.0 (6.9) |
| Barrie, Ontario | 8.4 (8.2) |
| Calgary, Alberta | 7.8 (7.4) |
| Edmonton, Alberta | 7.3 (7.3) |
| Halifax, Nova Scotia | 5.6 (5.6) |
| Hamilton, Ontario | 6.7 (7.0) |
| Kitchener-Cambridge-Waterloo, Ontario | 7.3 (7.8) |
| London, Ontario | 6.9 (6.4) |
| Ottawa, Ontario | 5.8 (5.4) |
| Saskatoon, Saskatchewan | 4.6 (4.9) |
| Sudbury, Ontario | 5.3 (5.2) |
| Toronto, Ontario | 8.8 (8.6) |
| Vancouver, British Columbia | 6.4 (6.7) |
| Windsor, Ontario | 10.8% (10.7) |
| Winnipeg, Manitoba | 5.9 (5.6) |
The unemployment rate reached 10.8% in Windsor, Ontario, where the automotive industry accounts for 43.1% of manufacturing employment. The trade war is hitting export-dependent sectors harder. The automotive sector is mainly located in Ontario’s manufacturing heartland.
Are you moving to Canada soon or already here? Do you need to find a job? Would you like to find good resources for finding employment in Canada? If so, join us for a free webinar where you can ask an expert your questions. We’ll discuss what you can do to make yourself more marketable to potential employers.
REGISTER FOR THE WEBINAR
Economists expect the softening job market could persist through the summer in an uncertain trade war.
Derek Holt, Scotiabank’s vice president and head of capital markets economics, said “I’m shocked that Canada’s job market was so strong last month. First, almost everyone was expecting a negative and we got a modest gain of 8,800 jobs.
Second, the gain was despite getting the expected drop in public administration jobs that largely reflected the unwinding of the election effect from the prior month. Public admin jobs fell by 32.2k which is consistent with the past half dozen elections. So, take that out, and underlying job growth was up by 41k. That’s a strong reading.”
Doug Porter, Bank of Montreal chief economist, said, “Overall, our ranking gives this report a passing grade, largely due to the strength in private sector and full-time jobs, but the persistent rise in the jobless rate is a loud warning bell.”
Claire Fan, senior economist at Royal Bank of Canada, stated “Overall, the data is consistent with our view that the labour market is softening, but not collapsing. We expect trade disruptions will keep acting as headwinds, but think further deterioration will be contained with the unemployment rate peaking at levels slightly above May 7.0% reading.”
In March, the Donald Trump U.S. administration put tariffs on goods imported from Canada, like steel and aluminum. This action continues to create uncertainty for Canadian businesses and the job market.
Trade tensions are discouraging investment, and a lack of business confidence will impact hiring.
Canada’s labour market will face added pressure due to a shift in policy where immigration targets were lowered for 2025 – 2027. However, the newly elected Liberal government is committed to ensuring immigration changes benefit the economy and jobs. The government will focus on a balanced immigration approach while maintaining Canada’s reputation as a welcoming nation.
On June 4, the Bank of Canada (BoC) held its interest rate at 2.75%. Many economists predict an interest rate cut in July to stimulate employment and economic growth amid global uncertainties.
BoC aims to keep inflation close to 2%. Inflation dropped to 1.7% in April, down from 2.3% in March. The drop was due to lower energy and gas prices.d
Experts predicted inflation would rise in the short term during the trade war. However, the Bank of Canada warns that a lengthy trade war will cause economic damage and may lead to job losses due to layoffs.
Key factors driving Canada’s recent steady job growth have been lower inflation, interest rates, and a drop in international students and temporary foreign workers.
Understanding job market trends is crucial for newcomers seeking to enter Canada’s job market. Newcomers must pay attention to how tariffs, inflation, and interest rates will affect the short- and long-term job market.
With a changing job market, it’s vital to know how your specific industry and occupation will be affected. Researching job prospects for your profession will make it easier to continue your career in Canada.
Exercise and mental health are important to manage after arriving in Canada. Canadians greatly value physical well-being. So, each city has health and fitness clubs and sport-based community centres. We’ll look at options to improve your mental health and adapt to life in Canada successfully. Some of the private, brand-name clubs may have high membership fees. However, they may also provide a pool, private training, saunas, tanning booths, and a more private environment. So, if this is important to you, you may want to consider if it fits your budget.
Community fitness centres are more affordable than private gyms. Municipalities run local community centres that offer facilities and programs for families, children, and seniors. You can visit your city’s website to find sports programs, arts and crafts classes, and dance lessons that suit your schedule and budget.
City-run programs are often the most affordable. The YMCA and Boys and Girls Club also offer recreational programs for your children. There are also sports leagues for children and adults, such as soccer, baseball, and hockey.
Team sports are a great way for adults and children to meet new friends in the community!
The easy and affordable way to get exercise is right outside your door. Canadians enjoy nature for exercise and mental health, and you’ll find many parks, hiking trails, and other outdoor escapes in your community. Public parks provide well-maintained playgrounds, walking trails, and campgrounds.
It can be exciting to venture out and go on long drives to explore your province. British Columbia, for example, is much more diverse than just the city of Vancouver! Explore beyond the urban centres and big cities. Acquaint yourself with small towns and the well-kept traditions of First Nations settlements.
If you are struggling with mental health, talk to your family physician. They can refer you to a specialist for the support you may need. Some mental health services are covered under the provincial health care system. However, prevention is key to maintaining strong mental health when settling in Canada.
Upon settling in Canada, you may have doubts about your decision to immigrate. You may feel anxious, homesick, lonely, and frustrated. If you have language difficulties and few ties to your ethnic community, you may experience feelings of isolation.
You may also compare Canada to your home country and point out everything you feel was better back home. Such stress can trigger depressive or anxious symptoms, including insomnia, changes in eating habits, or misuse of alcohol or drugs. These tips can help you cope:
If you don’t know anyone in Canada, connect with settlement agencies to help you adjust and adapt to life in Canada with ease.
Build a supportive network in Canada and maintain your contacts at home. Participate in social activities to meet new people. For example, join the gym or take dance classes to meet others, get exercise, and improve your mental health.
You need a social life and friends. People you can trust, confide in, party with, relax, travel, and do things you can’t do at work. It’s a vital feel-good factor. We all love to have some downtime, and that’s when you will crave your social circle the most. So, invest some time to get to know the:
Canadian culture and society
Neighbourhoods
Language.
Join your neighbourhood library, for example. Public libraries host regular free events where you can meet and interact with other people. Or, find events happening throughout the city. Never hurts to travel a bit. You’ll get to know your city better.
It’s normal to miss home and realize that Canada is not exactly like the country you left behind. Some of the good things you had at home may not be available here; no country is perfect. Focus on the positives.
Shrinking savings are one of the major sources of stress for new immigrants. Avoid overspending to minimize financial stress, especially when you first arrive. This will help manage your money and stretch your savings while searching for a job. Also, avoid the trap of comparing Canadian prices with those in your home country. “Back home, this or that costs a lot less” — this mindset can only put you in a bad mood.
A great way to stay positive is to devote yourself to others. Volunteering offers many benefits to newcomers. When you volunteer for an organization or cause that interests you, you’ll make friends, gain a sense of community, and learn new skills. And guess what? Volunteering is a great way to gain Canadian work experience to add to your resumé.
Success won’t happen overnight. You may not find a job that matches the status you had in your home country. It’s no piece of cake even for Canadian-born citizens to reach a higher professional level.
Accept that it takes time and that you may have to start at a lower position and work your way up. All this being said, it is still normal to feel confused and scared occasionally. Acknowledge your feelings, but don’t let them overwhelm you.
Understanding the importance of exercise and mental health will help you adapt to Canada successfully. With options available, getting the exercise you enjoy and enhancing your mental health will help you adapt to life in Canada.
Moving to Canada requires a solid financial plan. As you prepare, these 10 Canadian financial tips and steps will help you build a strong plan. With these tips in mind, you’ll successfully navigate your financial decisions, reduce stress, and settle in Canada with greater comfort.
Research basic costs in the city where you plan to settle before you leave. Find out the average cost of living in Canada for housing, groceries, transportation, utilities, and medical insurance. Ensure you have the finances to cover essential living expenses. You can always curb spending on things like entertainment and clothing. However, housing expenses are less flexible.
Housing costs will be your largest expense; research rental prices in your desired city to build a realistic budget.
While you won’t have precise costs, it’s helpful to estimate your monthly expenses. Websites like Numbeo are valuable resources to compare costs in different cities.
Assess your current finances, including your savings, debts, and income. Ensure you have enough savings to cover at least six months of living expenses to search for a job upon arrival.
If you’re coming to Canada through Express Entry, you must have “proof of funds” for the minimum settlement funds set by Immigration, Refugees and Citizenship Canada (IRCC). If you plan to study in Canada, you must also show that you have financial resources to support yourself. However, it’s better to have more than the minimum. More money = less stress!
Managing savings will be vital upon your arrival. You may need to find a survival job and reduce unnecessary spending to stretch your savings.
Join us for an eye-opening session on how to build your financial future in Canada with confidence. This free webinar is hosted in partnership with Scotiabank, a trusted leader in newcomer banking. Together, we’ll guide you through how the Canadian banking system works and share free tools and strategies to help you plan, save, and invest wisely as a newcomer.
REGISTER FOR THE WEBINARPay your debts. Review your insurance policies. Sell your property or arrange to manage it from afar. Cancel monthly services and obtain the necessary proof before moving to Canada.
In the excitement of moving to Canada, it’s easy to overlook details and leave loose ends. Avoid saying “I’ll deal with it later,” because settling financial affairs from a distance will be more costly and stressful.
Continuing your career in Canada is a key aspect of your move. Research the job market and industry trends in your field. Prepare a Canadian-style resume that highlights relevant skills and experience. Networking and using platforms like LinkedIn can also help your job search efforts.
The key to choosing a city is researching both the labour and housing markets. Ensure there is a demand for your skills and experience in the local labour market, and the housing market is within your financial reach. This Canadian financial tip can help you avoid making a secondary move to a more affordable city. Secondary moves are expensive.
Bring important documents such as professional licenses, education transcripts, and credential evaluation results. If enrolling young children in school, bring their birth certificates, school records, and immunization records.
Other documents include travel health insurance, medical records, driving license, and marriage certificate. It’s easier and less expensive to gather documents while you’re still in your home country.
Settlement services help newcomers adjust to life in Canada and help to remove financial, social, and cultural barriers. They can help you with key job search activities even before you arrive in Canada.
Free settlement services can help you navigate the credential recognition process, the job search process, and connect you to others in your profession.
This Canadian financial tip makes it easier and faster to join the job market upon arrival. The sooner you can continue your career, the faster you’ll reach financial stability.
Search for short-term rental accommodation and book at least six weeks in advance of your arrival date to get the best price. Select a cost-effective and convenient location that allows you to get around the city with ease while searching for a long-term rental.
Getting a Canadian phone number and SIM card before you move offers many benefits and allows you to:
It’s vital to consider your healthcare needs when moving to Canada. While Canada offers a publicly-funded healthcare system, not all medical services are covered. And, some provincial and territorial health programs may not cover newcomers for the first three months.
To get free healthcare in Canada, you must be a permanent resident. Immigrants waiting to join a provincial healthcare program are vulnerable to high medical costs without Canadian travel medical insurance coverage. Private health insurance covers you while waiting to join a provincial healthcare program.
You can buy private health insurance before travelling to Canada to avoid unexpected medical costs and increase peace of mind.
Learn about the Canadian banking system to make informed decisions about where to open your accounts. Research banks and their offers, including account fees and international transfer costs. You can even open a bank account before moving to Canada to simplify your move.
Opening a Canadian bank before you move offers many benefits and allows you to:
Moving to Canada requires a solid financial plan. These Canadian financial tips and steps will help reduce stress before you move to Canada. The more you prepare, the faster you’ll achieve financial stability to reach your goals in Canada!