Join the Scotiabank StartRight® Program designed for Newcomers‡ and get up to $2,300* in value in the first year.
If you are moving to Saskatchewan, you must register for a health card to receive health benefits. You must apply for your Saskatchewan health card soon after you arrive because you may have a waiting period of up to three months before you receive coverage. You can also only apply for a health card after you arrive in Canada. Learn more about the Saskatchewan health plan, who is eligible, and how to obtain your health care card. This is vital information for newcomers, so you know how to benefit from Saskatchewan’s healthcare system and ensure your health and wellness.
Usually, your health coverage begins on or before the first day of the third month after you arrive in Saskatchewan. For example, if you arrive on September 27th, your coverage would begin on December 1. However, you may be eligible for benefits on your first day of arriving in the province if you belong to any of these special classes of newcomers:
To find out if you can skip the waiting period, it’s best to contact eHealth Saskatchewan or call toll-free: 1-800-667-7551.
Canadians are proud of their privilege and access to one of the greatest healthcare systems in the world. Canada’s universal health care system is funded by tax dollars and Canadian citizens or permanent residents can apply for public health insurance.
Because health care is the responsibility of the provinces and territories in Canada, each province may have slightly different plans. So, it’s important to understand what the health plan covers in the province that you move to. Here’s what you need to know about health care in Saskatchewan and how to apply for a health card.
Many, (but not all) health care services are free if you have a Saskatchewan health card. For example, with your health card, any necessary medical services provided by a doctor are free (this includes both inpatient and outpatient services). Other services are covered in part, and some services are not covered.
However, not all health care services are free. Some services are only covered for a part of the cost, and you are responsible for paying the rest.
But many employers provide additional health insurance to their full-time employees to help cover some of the costs that the public health care plan doesn’t cover. So, be sure to find out if your employer offers health insurance, what the plan covers, and how much they cover.
If your employer does not provide health insurance, you can purchase private health insurance to pay for health expenses for you and your family.
To apply for a health card, you’ll need supporting documents for you and each family member under the age of 18:
For Permanent Residents, proof can include a document such as:
For Foreign Nationals proof can include a:
If you need help to complete your health card application, many settlement agencies can help you with this, along with many other free services.
Your Saskatchewan health card ensures you receive the medical care you and your family need. So to apply for a health card, follow these three simple steps:
2. Ensure you have the supporting documents (proof that you can live in Canada and proof of residency as listed above)
3. Start your online application. (Register for an account as a New User to complete your application).
Or you can print this Health Card Application Form, complete it, and send it with the required documents to:
eHealth Saskatchewan
2130 11th Avenue
Regina, SK
S4P OJ5
Note: Because eHealth Saskatchewan is based in the provincial capital, in-person drops and rapid processing are easy if you are living in Regina, Saskatchewan. You can explore our full city guide to see what life is like in the capital region.
If you are an international student, you may be eligible for Saskatchewan health coverage. You will have to show proof of full-time enrolment at an accredited school and a valid Study Permit from Immigration, Refugees and Citizenship Canada.
You can only apply for your health card when you arrive in Saskatchewan. And be sure to apply for it as soon as you arrive because you may have up to a three-month waiting period.
To qualify, you must be a resident of Saskatchewan and reside in the province for at least six months per year. Your health coverage will begin when your application is approved.
While you are waiting for access to public health care, you may want to purchase private travel medical health insurance to cover any health care costs or emergencies.
Yes, if you are travelling within Canada and need medical services, you need to show your Saskatchewan health card. So, be sure to carry your health card with you at all times. Provinces (except Quebec) and territories have an agreement to cover the cost of necessary medical services. The province of Saskatchewan will reimburse the host province’s costs.
However, some services are not covered, such as hospital transfer, ambulance, and return transportation to Saskatchewan. If you have private insurance, your insurance company may pay for these additional services. But check with your insurance provider to find out what they will cover.
Medical services may be much higher outside of Canada. And, you are responsible for paying the amount above what the Saskatchewan health plan covers. When travelling outside of Canada, it’s best to buy additional travel insurance.
Physician, Surgeons or Specialists: Find a physician who is taking new patients in Regina, SK.
Immunization Services: Learn about programs and when to get immunized.
Primary Health Care: Get help to find a family physician in Saskatchewan and support to navigate the health system.
Emergency Medical Services: Find ambulance, emergency 911, hospitals, and poison control services.
Notification of Updated Immigration Document: Complete this form if you have an updated document, such as a work permit, study permit, visitor record, or permanent resident card.
One of the greatest benefits for newcomers is access to world-class and publicly-funded healthcare. This information ensures you know how to apply for a Saskatchewan health card for you and your family’s well-being.
Networking is a crucial way to research and learn about your profession in Canada. And asking the right networking interview questions can help you to make professional contacts, speed up your job search, and grow your career. Another key to successful networking is being authentic.
Linda Ryan is the National Program Manager with BCCA-Integrating Newcomers, a government funded, Canada-wide, pre-arrival career coaching service for high skilled construction professionals immigrating to Canada (*BCCA-IN). A career and certified performance coach, she and the BCCA-IN team specialise in helping newcomers plan for, and achieve, employment success, no matter what city or province they are moving to.
When it comes to networking, Ryan provides great insights and advice to newcomers on the importance of authenticity. Read more to learn why networking is important, how to create a network, and how to network while being yourself.
Networking provides a chance for newcomers to connect with others from a range of professions. It’s also a vital way to achieve career success in Canada. When networking to build a genuine relationship, it can help you to:
And when you connect to ask networking interview questions, you’ll gain helpful information about labour market trends, job postings, and training and skills development.
And as Ryan points out, you’ll achieve success when instead of ‘trying’ to network, you commit to building a genuine relationship by being curious, present, and authentic. In doing so, you’ll benefit by learning from their career experiences.
Do you want one-on-one coaching to help you continue your construction career in Canada before you arrive? The Integrating Newcomers program is for you if you’re a technical professional e.g. tradesperson, engineer (in any discipline), architect, technician, technologist, project manager, estimator, or analyst. This Canada-wide service can help you get started!
REGISTER FOR THE WEBINARLinkedIn Profile Tips to Build Your Network in Canada
Prepare for Canada asked Ryan for her best networking tips. Here’s what she had to offer about being genuine, authentic, and present:
You’ve heard it before, and it’s true, first impressions count! Ryan advises against entering a room with a “me, me, me” agenda. “Even if it’s only in your head, you’ll inadvertently push people away. They may not be able to put their finger on it, but on a primal level, they’ll sense an ulterior motive. As a result, they subconsciously see you as a threat and quickly and quietly move towards the exit or a less threatening professional animal!”
Another one of her favourite truths, you can’t fake it ’till you make it’ especially with a smile! As she explains, it’s all to do with muscles, tendons and exposure of the teeth. “You actually engage a different set of muscles to force a smile. So, your best efforts to force a smile (even if well-intentioned) are more like getting ready to bite. And guess what this does? It triggers another subconscious fight or flight instinct in your ‘prey’. I mean peer network!”
Ryan explains that this pearl of wisdom was shared with her early. “It was like the heavens opened and the light shone for the first time. I always felt uncomfortable with my approach to networking, but I never knew that simple lever to pull. As a result, I got stuck every time when trying to create a meaningful networking connection.”
When you’re waiting to talk, you’re in your own head (so people feel unheard). If you’re waiting to talk, you’re not truly listening to what the other person is saying. Instead, you’re trying to find something intelligent or insightful to broadcast (so people feel undervalued). And, if you’re waiting to talk, you’re not allowing yourself to experience the human connection (subtle body language, energy, pitch/pace/tone of voice) that’s possible.
Networking is about connecting with people who have similar interests. And a key element of your network is to provide mutual help and support. Strong networking skills can help you to find a job. As well, these skills will also help you to achieve success in the workplace after you land a job. So building and nurturing your network contacts is an essential part of your career success!
An important benefit of networking is that it can help you learn about jobs that are not yet advertised, also called the “hidden job market”.
To understand the hidden job market think of it as an iceberg. The top of the iceberg represents the visible job market or jobs that are widely advertised. The bottom part of the iceberg represents the hidden job market. This is where you can learn about jobs that are currently only posted internally.
When a company advertises a job externally, it’s common for employers to receive hundreds of applications for one position. And that means more competition for you. So networking is a helpful way to access the internal hiring process.
Building a wide network of contacts is key to accessing the hidden job market. A helpful way to create a network is to make a list of people who can help you. This can include:
You can also identify contacts from:
When networking it’s good to start with who you know. However, that can be hard if you recently arrived and know very few people. So connecting with professional associations can be a great place to build your network and meet new people!
If you’re not used to networking for business purposes, it can feel uncomfortable. But, remember that other people want to help you to succeed in Canada. And one day, you’ll be in the same position when you can help others arriving in Canada.
You’ll become more comfortable when you ask the right networking interview questions. These networking questions are thoughtful and lead to useful information to conduct your job search. And by asking thoughtful questions you’ll leave people with a good and lasting impression. And like Ryan stated, “first impressions count”.
You’ll likely have your own questions that you would like to ask. And here are some other questions that you can add:
Listen actively to their responses and probe for more information with related networking interview questions.
Networking is a great way to propel your job search. But it’s also important to maintain and nurture your relationship. A strong relationship based on mutual support will go a long way to advance your career. These tips can develop and enhance your networking skills.
Building relationships with other professionals is important when networking. And asking thoughtful networking interview questions can help you build rapport and reach your career goals.
*The BCCA-Integrating Newcomers program is a free, Canada-wide service, focused on helping high-skilled newcomers explore and build successful construction careers. Services include one-on-one career guidance, tailored resume, cover letter, LinkedIn advice, and an in-depth skills and education assessment to help newcomers focus on the best career, credentials and connections activities. The Integrating Newcomers team not only has multi-industry experience but are also immigrants who have built successful careers in Canada.
If you’re moving to Canada and plan to drive, it’s important to know what you need to drive legally. If you already have a licence in your home country, you can check if you can exchange that license for a Canadian driving licence. Or, you may need to take a driving test in Canada. Each province in Canada has slightly different rules. Discover the simple process to get your driving licence in Alberta, Canada.
Canada has a reciprocal license exchange agreement with many countries. If you have a valid driver’s licence, you can exchange your license for an Alberta license without taking a knowledge or road test. Canada has a reciprocal license exchange agreement with the following countries:
Australia, Austria, Belgium, France, Germany, Isle of Man, Japan, Republic of Korea, Switzerland, Taiwan, United Kingdom, United States.
To exchange your licence for an Alberta licence, you must:
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To exchange a licence from a country that doesn’t have an agreement, you’ll need to pass a knowledge and road test.
Step 1. Exchange your driver’s licence
Visit a registry agent and hand in your valid driver’s licence that is equivalent or higher to an Alberta Class 5 licence. The registry agent will check to see if you can apply for the Graduated Driver’s Licence (GDL) exemption program and will give you an application to complete.
Step 2. Pass a Class 7 knowledge test
Visit a registry agent and take a knowledge test.
Your licence, application for GDL exemption, and support documents will be sent to the Alberta Government for review.
Step 3. Get a full Class 5 licence
There are two ways you can get a full Class 5 licence:
When you have more than two years of driving experience, you’ll need to pass an advanced road test to get a full Class 5 driver’s licence.
Ontario is a popular choice for immigration to Canada. In fact, it is also known as one of the big three immigration provinces for permanent residents, followed by British Columbia, and Quebec. Together these three provinces represent the majority of arrivals in Canada. So if you’re thinking of making Ontario your new home, find out more about OINP pathways.
The OINP is a Government of Ontario program that provides permanent residence to selected applicants. The goal of this program is to help Ontario employers meet labour market shortages that exist in the province. Immigration, Refugees and Citizenship Canada (IRCC) works in partnership with the Ontario government to run this vital program.
The OINP nominates the people who meet the program requirements for permanent residence. However, IRCC makes the final decision to approve permanent residence applications.
Each province has a PNP (except for Quebec). These programs are for workers who have the skills, education, and work experience to contribute to the economy of a province or territory, and who want to:
As well, each province has its own unique requirements. So provinces will target certain groups such as students, business people, skilled workers, or semi-skilled workers based on their needs. The OINP is the Provincial Nominee Program for Ontario.
Ontario is Canada’s leading manufacturing province with a rapidly growing technology base. These are just a few of the innovative industries that drive economic growth:
Aerospace: over 200 firms employing more than 44,000 direct and indirect people
Automotive: 300+ companies work in connected and autonomous development and smart technology
Financial Services: employs about 365,000 people in financial services firms
Cybersecurity: Ontario has cybersecurity hubs in Toronto, Waterloo Region, and Ottawa. And according to Invest Ontario, it also has the 2nd largest IT cluster in North America.
Cleantech: Interested in being at the forefront of environmental progress? Ontario has the largest cleantech sector in Canada and employs more than 134,000 employees.
With a fast-growing economy, attracting skilled talent from around the world is a priority. So, if you have skills in many of the in-demand jobs, the OINP may appeal to you.
Are you moving to Canada soon or already here? Do you need to find a job? Would you like to find good resources for finding employment in Canada? If so, join us for a free webinar where you can ask an expert your questions. We’ll discuss what you can do to make yourself more marketable to potential employers.
REGISTER FOR THE WEBINARIf Ontario sounds interesting to you, there are two ways that you may qualify for the OINP.
This is for workers who have a permanent job offer from an Ontario employer. The category has three streams that have an expression of interest (EOI) system.
This category is for workers with valuable work experience, education, language skills, and a profile in Canada’s Express Entry system. Graduate students can also qualify for this category. Also, there are two sub-categories:
International Graduate Streams:
The international graduate streams include both the Master’s Graduate Stream and the Ph.D. Graduate Stream. These streams allow graduates with an Ontario master’s degree or Ph.D. to apply for an OINP nomination.
Ontario Express Entry Streams:
The following three streams operate through the federal government’s Express Entry System. To qualify for Ontario’s Express Entry streams, you must receive a notification of interest from Ontario and have a current profile.
An expression of interest informs the OINP that you would like to be invited to apply for permanent residency in Ontario. As mentioned above, you can only apply to some of these streams if the OINP invites you to apply. So, an important first step is to register an EOI. When you register an EOI, it allows the OINP to gather information about your:
Ontario launched the EOI system in 2021 to manage the high demand for the OINP. And because Ontario is such a popular destination, the EOI system avoids the first-come-first-served model. Learn more about how to register an OINP expression of interest.
Once you register your EOI, your profile goes into a selection pool and your answers are scored. The OINP will notify you if you are invited to apply for the provincial nomination. But, if you receive an invitation it does not mean you get the provincial nomination. You will still have to meet the eligibility requirements of the stream that you are applying to. So be sure to check the requirements of the steam that you’re interested in.
Ontario is a popular immigration choice. And with the OINP, there are many streams that could lead you to this vibrant and prosperous province.
Contract employment can be a great option when you first arrive in Canada. Contract or temporary employment is very common in Canada. And, it can be beneficial for newcomers who are looking to:
Contract employment is a set-term agreement between an employer and a candidate. In some cases, these contracts are managed directly by the employer. But, sometimes a third party will hold the contract with the candidate, and possibly manage the payroll on behalf of the employer.
It is important to consider your qualifications for a contract role to ensure that you find a good match. When it comes to contract work, employers look for people who can jump right into the job with minimal training. So, it’s ideal if you have experience and qualifications that directly relate to the job.
Contract work is generally advertised in the same places as permanent employment. Some companies hire contract staff directly but most will use a recruitment agency or non-profit organization. Also, you can also find contract positions on job boards. You can usually find contract positions in a separate section on job boards. As well, settlement agencies in Canada such as Next Stop Canada provide free job search assistance for newcomers. These agencies can also direct you to contract opportunities.
Are you moving to Canada soon or already here? Do you need to find a job? Would you like to find good resources for finding employment in Canada? If so, join us for a free webinar where you can ask an expert your questions. We’ll discuss what you can do to make yourself more marketable to potential employers.
REGISTER FOR THE WEBINARFor newcomers specifically, contract work can be a great opportunity. Contract work may be easier to secure than a permanent role. For example, employers may feel like they are taking a lower hiring risk when they hire people for a short-term contract. And, they may be more willing to try someone without local experience.
Because experience is an asset in contract employment, it’s less likely that an employer will feel you are overqualified.
Contract employment allows newcomers to:
When you perform well in a contract role, it can increase your chances of securing a permanent role with the company. And, you can also use your contract experience to market yourself externally. At the same time, you are meeting new people and making important connections in your industry.
This depends on the person. Some people may be concerned about not feeling like part of a team as a contract employee. Another disadvantage is that contract employment usually doesn’t cover benefits such as dental and health coverage. So, you would have to arrange health coverage for yourself. Also, some people find it challenging to have to start job searching again at the end of the contract. But, some people actually prefer to work on set-term contracts because it allows them more freedom, choice, and a variety of projects that they work on. Overall, the professional advantages of contract employment, plus the flexibility that it provides may counter the downsides.
Contract employment can be a great way to gain Canadian experience quickly after you land in Canada. However, it’s important to find a permanent job so remember to keep applying for other positions. And most importantly, stay positive while you search for permanent employment!
Newcomers know from experience the challenges that you will face when you arrive and begin job searching in Canada. But, based on their journeys, you can gain from their wisdom. Here are five things that newcomers wish they knew or did differently related to their job search efforts.
Linda Ryan is the National Program Manager with BCCA-Integrating Newcomers, a government funded, Canada-wide, pre-arrival career coaching service for high skilled construction professionals immigrating to Canada (*BCCA-IN). A career and certified performance coach, she and the BCCA-IN team specialise in helping newcomers plan for, and achieve, employment success, no matter what city or province they are moving to.
When it comes to job searching in Canada, Ryan works closely with newcomers who are eager to continue their careers in Canada. Ryan shares what some of the most common issues are that they face and how to overcome them.
Ryan states that the best way to spend your time is to research your industry and the roles within it. When job searching in Canada, it’s vital to know the industry trends and challenges. When you invest time to research the industry, it helps you to plan job search activities and shape your career in Canada. For example, in addition to identifying trends, it’s also helpful to know:
When you know this information, it will help you to focus your career-building activities and get the best out of your efforts.
The thing to know here is that “networking is as important as job hunting,” says Ryan. She adds that blindly sending out resumes when you first arrive in Canada is not all that effective. Newcomers are often surprised at how important networking is, especially when building an early career in Canada.
Ryan suggests helpful tips such as joining newsfeeds or discussion groups on LinkedIn and:
Ryan advises against sending connection requests on LinkedIn to ask for a job. Because, as she explains, Canadians like to get to know you, your track record, and even a little of your life story. It’s the same in the business world, and when people know you, they get to know what you know!
Another thing Ryan hears is how newcomers wish they had expanded their communities beyond their friends and family when they arrived. So what exactly does this look like? Well, Ryan shares that newcomers often wish they had spent time getting more ‘Canadian experience’ through:
These are all important ways to help your job search in Canada.
They also wish that they had taken more time to look for the right work that they truly wanted, as opposed to taking work that paid ‘survival’ money. If they had, they would have invested better in their long-term success.
Newcomers often tell Ryan that they should have invested more time using free or low-cost online English as a Second Language (ESL) training and tools. “I couldn’t agree more!” says Ryan. Before you arrive in Canada, it’s important to improve your English language skills. Doing so will dramatically increase your confidence and how you authentically connect with communities and professionals. When you’re confident, it will lead to greater success when job searching in Canada.
Job searching is stressful. Added to that stress, as a newcomer, you’re busy when you first land in Canada. Searching for work, finding accommodation, navigating transit, setting up basics, and adapting to life in Canada are all time-consuming. Ryan’s advice is to plan your time like a pro. She says, “Your best approach is to think of this time in your life as strategic project management. For example, assign an hour each day to job search and research, an hour to logistics and getting settled, and an hour connecting with settlement, professional associations, and employment support services. After that, get out, explore your community and meet people. After all, you came to Canada for a new life. It’s important to make sure it’s as balanced as possible!”
*The BCCA-Integrating Newcomers program is a free, pre-arrival, Canada-wide service, focused on helping high-skilled newcomers explore and build successful construction careers. Services include one-on-one career guidance, tailored resume, cover letter, LinkedIn advice, and an in-depth skills and education assessment to help newcomers focus on the best career, credentials and connections activities. The Integrating Newcomers team not only has multi-industry experience but are also immigrants who have built successful careers in Canada.
Searching for a job and having enough money to live on are likely the biggest pain points for newcomers when they arrive in Canada. And even with years of experience in your field, you may face challenges when interviewing, including dealing with job search rejection. However, it’s important to know how to stay positive, learn from your interview experience, and move forward with confidence.
Linda Ryan is the National Program Manager with BCCA-Integrating Newcomers, a government funded, Canada-wide, pre-arrival career coaching service for high skilled construction professionals immigrating to Canada (*BCCA-IN). A career and certified performance coach, she and the BCCA-IN team specialise in helping newcomers plan for, and achieve, employment success, no matter what city or province they are moving to.
When it comes to how to deal with job search rejection, Ryan provides four simple, proven steps to deal with the self-doubt that can follow. As a successful career coach for newcomers to Canada, Ryan has helped many along the path to success. Ryan states, “We’ve all been there and done that…the dreaded job search. A joyous journey to rejection, silence, and self-doubt. Until the time when your job application, contacts, or chance meeting shines bright like a diamond and you’re in.”
Once a newcomer herself, Ryan has had first-hand experience with the challenges and realities of a Canadian job search. She knows that job search rejection can create difficult feelings. So here are four steps that she followed and recommends to others to stay positive and achieve success.
“I encourage clients to shoot for the stars, dream big and give themselves the luxury of feeling successful.” Specifically, Ryan advises clients to ask these vital questions: “What does success look like, feel like and sound like?” You can read more about visualizing success in Newcomers Need Two Career Plans.
This step relates to your job search goals. Once you have established your lofty goals, it’s time to set realistic, measurable, and time-sensitive objectives. “Breaking lofty goals into teeny, weeny baby steps and actions towards those goals makes your job search less daunting.”
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Ryan reminds clients to avoid taking job search rejection personally. She says, “We are infinite beings in finite bodies. And even if we were always told that we were special, when it comes to the job search, we are one of many.” And as a result, our efforts are constrained by factors we can’t control or even influence. Ryan states “there are many factors that determine who will get selected for an interview. For example, these factors include the:
As for the people who are reviewing the resumes, think about what may be influencing their decision-making. For example, Ryan says, “Are they having a good day or bad day? Are they energized or exhausted? Are they happy with their company or looking to jump ship themselves? There are many reasons why it may not go your way, so why give those things your attention and energy!” Stay positive and don’t let disappointment derail your job search efforts.
“Written by Don Miguel Ruiz (1997, Amber-Allen Publishing), the book reminds us of four things we all should have been taught when we were seven years old!” Ryan says.
First Agreement: Be Impeccable with Your Word
“When you are impeccable, you take responsibility for your actions, but you do not judge or blame yourself (or others!)”
Second Agreement: Don’t Take Anything Personally
“Whatever happens around you, don’t take it personally because the issue can be about the other person (or process), not you.”
Third Agreement: Don’t Make Assumptions
“We have the tendency to make assumptions about everything. The problem with making assumptions is that we believe they are the truth…We assume, we misunderstand, we take it personally, and we end up creating a whole big drama that works against us.”
Fourth Agreement: Always Do Your Best
“Under any circumstance, always do your best, no more and no less. But keep in mind that your best is never going to be the same from one moment to the next.”
*The BCCA-Integrating Newcomers program is a free, pre-arrival, Canada-wide service, focused on helping high-skilled newcomers explore and build successful construction careers. Services include one-on-one career guidance, tailored resume, cover letter, LinkedIn advice, and an in-depth skills and education assessment to help newcomers focus on the best career, credentials and connections activities. The Integrating Newcomers team not only has multi-industry experience but are also immigrants who have built successful careers in Canada.
Searching for a new job is tough for anyone. And for newcomers, the job search can be that much more challenging. The journey can be an emotional roller-coaster and the ‘free time’ on your hands can seem endless.
Linda Ryan is the Provincial Manager (Apprenticeship Services), BCCA. When it comes to job searching Ryan provides smart advice about how to survive the ‘free time’ trap when jobless. As Ryan states “free time isn’t all it’s cracked up to be when you’re between jobs or a newly landed immigrant.”
BCCA-Integrating Newcomers, is a government funded, Canada-wide, career coaching service for high skilled construction professionals immigrating to Canada (*BCCA-IN). A career and certified performance coach, she and the BCCA-IN team specialise in helping newcomers plan for, and achieve, employment success, no matter what city or province they are moving to.
Prepare for Canada (PFC) spoke to Ryan and here’s what she had to offer.
A job search can take time, especially when you’re waiting to hear back from potential employers. Recognizing that we all covet free time, it starts to feel like a cavernous canyon when you’re sitting at home twiddling your thumbs and watching your hard-earned money drain from your bank account. Ryan discusses three smart coping tips:
Ryan: I remind clients of three things they can do to manage the ‘free time’ trap. And, one of the first things I tell my clients is to Be Aware. Specifically, be aware that you’re in uncharted territory. Be aware that it’s stress-inducing. And, be aware of making the “I’ll accept any job” or “survival job” decision to manage your short-term job stress.
Do you want one-on-one coaching to help you continue your construction career in Canada before you arrive? The Integrating Newcomers program is for you if you’re a technical professional e.g. tradesperson, engineer (in any discipline), architect, technician, technologist, project manager, estimator, or analyst. This Canada-wide service can help you get started!
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Ryan: This second thing I remind clients to do is to Take Responsibility. Specifically, take responsibility for how you’re feeling and do small things to counter difficult emotions. Whether it’s using a “What if?” mantra to shift your perspective, or even a “WTF” mantra to laugh at your current situation.
For example, by using a “What if?” approach, you take control of self-defeating thoughts that can prevail with free time on your hands. Ask yourself, what if the worst that could happen takes place? Then answer:
Allow yourself to acknowledge what you’re feeling. This empowers you to move or stay stuck. Whatever the decision, you will make it consciously, so there’s no place to hide!
Ryan: Move to Action is very important. If free time is your enemy, then create an ally by adding structure to your day. For example, create a fake Monday to Friday work week and devote an hour each day in the morning to:
Then assign the rest of your day to exercise and enjoy your surroundings.
And finally, above all else, I remind clients to Feel the Fear and Do it Anyway! Life is too short to accept ‘average’, ‘ok’, or ‘fine’.
*The BCCA-Integrating Newcomers program is a free, pre-arrival, Canada-wide service, focused on helping high-skilled newcomers explore and build successful construction careers. Services include one-on-one career guidance, tailored resume, cover letter, LinkedIn advice, and an in-depth skills and education assessment to help newcomers focus on the best career, credentials and connections activities. The Integrating Newcomers team not only has multi-industry experience but are also immigrants who have built successful careers in Canada.
Moving to Canada with young children? Then you’ll want to read this overview of schooling in Canada to help your children adapt to school smoothly. Canada has one of the best school systems in the world to help your children grow and prosper. This is important for newcomers who often want to provide their children with more opportunities and access to education in Canada. Learn more about schooling in Canada including the systems, education levels, and process to register your children in school.
“Education is the most powerful weapon which you can use to change the world.”
Nelson Mandela
The Best Countries for Education global survey shows that Canada ranks #4. The survey measured the following three country attributes:
1 United States
2 United Kingdom
3 Germany
4 Canada
5 France.
As the report identifies “Today’s young people will, in the coming years, be governing the world. Their thoughts and actions will be shaped by what they know and experience, making education, in many ways, one of the best predictors of a nation’s future success.”
Each province and territory in Canada develops its curriculum and policy. And, because of this, both may be slightly different across the country. Still, schooling in Canada has many common elements such as the school systems, levels of education, and enrollment process.
In Canada, there are three school systems:
2. Private schools
3. Homeschooling.
You can choose which school system your child will attend. To learn more about the provincial school systems, follow the links in the Provincial and Territorial Ministries of Education section below.
The government funds public schools in Canada, and most children attend public schools. So you don’t have to pay for your child to attend public school. However, you pay for school supplies and extracurricular activities such as field trips.
District school boards manage how public schools operate and are responsible for activities such as hiring teachers and opening new schools.
Over 95% of Canadians choose public school education for their children.
CANADIAN ASSOCIATION OF PUBLIC SCHOOLS – INTERNATIONAL
If you send your children to a private school, you pay tuition and other fees. The government usually does not fund private schools, so these schools can be costly to attend. However, private schools may provide a focus that public schools don’t provide and that you are willing to pay for. For example, private schools in Canada may focus on a specific area such as:
Homeschooling is acceptable in every province in Canada. If you want to teach your children at home, you will have to meet certain legal requirements. Each province has requirements, so you have to research laws to ensure you meet the regulations.
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REGISTER FOR THE WEBINARFour levels within the school system follow this structure:
Pre-school programs are like daycare programs for children aged two to four. You don’t have to send your children to preschool. However, preschool can help your child build language skills if they don’t speak English or French (Canada’s official languages). As well, preschool can help young children develop social and emotional skills to help them adjust to schooling in Canada. Most preschools in Canada are private, so you will have to pay a cost.
Each school has a catchment area, (an area that defines which school your child will attend). Usually, children attend a school closest to their home and within the school’s catchment area.
Most children attend kindergarten at age five. You can register your child at the school closest to your home. Children must attend kindergarten in most provinces. Kindergarten is free.
Children attend elementary school (also known as primary school) in September, the year they turn five. But, if you arrive after September, you must enroll your child as soon as you arrive. For example, if you arrive in October, you must register your child in October. You can contact the School Board (see links below for provincial ministries of education).
Children attend elementary school from grades one to eight. Some school districts may have a middle school for grades six to eight. But, that depends on the structure of the school district.
Generally, school curricula cover these subjects:
After children complete elementary school, they attend high school from grades nine to twelve. The high school system prepares students to attend either:
The government does not fund post-secondary schooling in Canada. Many parents save for years for their children’s post-secondary education. Investing in a Registered Education Savings Plan is a common way for parents to save for higher education in Canada.
In high school, students can meet with Guidance Counsellors who can help them achieve better grades, handle personal or social issues, and make career choices.
Settlement agencies can help you register your children in school. You’ll need these documents to register your child in a school in Canada:
You have to enroll your children in school as soon as you arrive in Canada. The school year starts in September and ends in June. However, your children can attend school if you arrived in Canada after the school year started.
Canada guarantees an education to all children, including those with disabilities. Depending on the child’s needs, children with disabilities will attend either regular classrooms and receive additional help, or special classes or schools.
Newcomer students may have to complete a math and English language skills assessment. The assessment will identify:
The results will help teachers understand what your child already knows. If you have questions about your child’s placement level, speak to their teacher. It’s helpful if you can provide your child’s previous report card or other school information for the assessment.
Children who don’t have strong language skills that match their grade level can access programs to help them learn English. ESL classes are often regularly scheduled courses, or in place of English, taught to those who already speak the language.
For more information, check out the Ministry of Education for the province where you plan to settle.
Alberta
Ministry of Education
British Columbia
Ministry of Education
Manitoba
Ministry of Education
New Brunswick
Department of Education and Early Childhood Development
Newfoundland and Labrador
Department of Education
Northwest Territories
Department of Education, Culture and Employment
Nova Scotia
Department of Education
Nunavut
Department of Education
Ontario
Ministry of Education
Prince Edward Island
Department of Education and Early Childhood Development
Quebec
Éducation, Loisir et Sport Québec
Saskatchewan
Ministry of Education
If you’re a newcomer thinking about buying a new car in Canada, the auto market offers a wide range of vehicles to meet different financial situations, lifestyles, and driving habits. If you’re in Canada from a country with a smaller auto market and fewer choices, this can be daunting as you begin your search. Buying a new car is often the second most expensive purchase after buying a home. So it’s worth it to do some research to determine what kind of vehicle will suit your needs.
But before you buy a new car, it’s a good idea to consider if you even need a new car. Most large cities like Vancouver, Toronto, Calgary, and Edmonton have extensive public transit systems. Public transit allows you to move about cost-effectively and conveniently. Or you can even consider buying a used car. However, if you still want to buy a new car here are some important things to do and think about.
Talk to people who own the make and model of the car that you are interested in buying. That way you can get first-hand knowledge about their experience. Their insights about reliability, repair costs, and gas mileage can be helpful information that can save you money. Also, don’t be invested in brand loyalty too heavily as the quality gap between domestic and import brands has narrowed in recent years.
You can also research Canadian automotive websites that are full of reviews and road tests for all types of vehicles. Specific factors to research include:
Be sure to evaluate how the car you want to buy compares to the competition’s price.
Before buying a new car it’s worth knowing how you can get the best price for your new vehicle. Here it’s important to the difference between the suggested retail price (SRP) and the dealer invoice price.
The MRSP is also commonly known as the list price or “window sticker” price. This is the price point that new car dealers work from. In many cases, you can negotiate a lower cost. However, if the car is in high demand, it may sell for more.
This is the actual price the dealer pays the manufacturer for the vehicle. And there is usually some variance. The price margin is important as it tells the new car buyer how much profit the car dealer can make on the sale of the car and help you negotiate a lower price.
Car dealers commonly offer special promotions, factory/dealer rebates, and other incentives to increase car sales. Find out when manufacturers and dealers offer these programs before buying a car as you could make big savings.
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There are different Canadian automotive websites that show what manufacturers and dealers are offering incentives and for what models. Also, some good times to look for and buy a new car include:
Car dealers will offer other incentives to new car buyers such as no interest payments, low financing rates, attractive leasing rates, and cash rebates.
Before you buy a car, it’s important to take a test drive. The car dealership will allow you to take a half-hour test ride on urban and highway roads so you can get an idea of how the vehicle drives and feels. If a spouse will drive the car, ensure they come along for the ride to use the controls, explore the features and evaluate the vehicle. . You can also bring the family to test out the back seat room!
Another helpful way to take a test drive is to rent the make and model you’re considering buying. That way, you can drive the car for a longer period of time to experience the car and its benefits. Or, you may discover that the vehicle doesn’t meet your needs. Either way, a test drive is an important first step to take before buying a car.
When buying a car, you have two types of financial agreements to consider: buy or lease a vehicle.
Whether you choose to lease or buy a car, you’ll have a monthly, weekly, or bi-weekly car payment for a few years, unless you pay cash. Typically, most car-buyers put down a deposit on a car and get a loan from a bank to buy it. In which case, you’ll also have to pay interest on the loan.
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The other option is to lease a car. When you lease, you don’t own the car. You are essentially renting it for a specific period. At the end of the lease term, you will have the option to return the vehicle, trade it in for a newer model, or buy it out.
With a lease, instead of borrowing the full purchase price of the car, you are only borrowing the amount the car will depreciate over the term of the lease. For example with a three-year lease, and taking into account regular wear and tear (known as the “residual value”), then you only have to finance the difference between the purchase price and the residual value. This is the basic reason lease payments are lower than loan payments.
Both leasing or buying a car has pros and cons. When you buy a car, you own the car at the end of the payment period – you own the car fully and it has some residual value and equity. The cons are that payments are more expensive than leasing and once the vehicle is out of its warranty period you are responsible for maintenance and repair costs.
When you lease a car, you have lower car payments and better cash flow. And since car leases are generally between two and three years, the vehicle you buy is almost always going to be covered by warranties. Once the lease is up, you can either walk away or upgrade to a newer model. However, unless you negotiate to buy the car at the end of its lease you will never really own the vehicle and will not build equity.
Deciding to lease or buy a car in Canada can be a difficult decision. Basically, you have to decide what option makes sense given your financial situation, individual, or family lifestyle. Here are some things to know about leasing:
Carefully evaluating your driving habits and your car needs will help you to make the decision the lease or buy a car.
You have a few ways you can pay for your vehicle when you buy a car in Canada:
Cash: You pay the full amount upfront to the dealership or private seller.
Financing from the car dealer: Financing and payment options are readily available from auto dealers through their financing company. However, you may face challenges getting approval if you don’t have an established credit history.
Bank loans or line of credit: You can apply for financial aid through your bank or credit union. Most banks have programs in place to help newcomers get a car loan with little or no credit.
Do the math to figure out which option makes the most financial sense.
If the test drive goes well and you’re ready to buy a car, ensure you use all the information you researched to work out a fair price. The price should take into account any factory and dealer rebates, discounts, and incentives. It is a good idea to have this information in a report to use as a negotiating tool when dealing with a salesperson. This can be the most difficult stage of buying a car since car dealers want to get the suggested retail price. So, at a minimum, you should know what price the dealer paid the factory for the car and what rebates are available to them.
Your solid research can help you to negotiate the best price and save you hundreds or thousands of dollars on the new car price. The art of the deal is to allow the dealer to make some profit, but not all at your expense.
During the buying stage, the cost of the car can go much higher when the salesperson tries to sell dealer-installed extras such as:
In most cases, these are high-margin profit items for the dealer that reduce any cost-savings you negotiate. These are added profits that only come out of your wallet. And most of these extras aren’t necessary. If there are options that you want to purchase, it will drive up the price of your car. So, try to negotiate the price on the options as well. Or, you can also add options at a later date from other places outside of the dealership at a reduced price.
Remember as the buyer with money to spend you have the upper hand. Dealerships don’t want to lose a sale and will try their best to win and keep your future business. So keep these tips in mind when negotiating price:
There are certain steps you will need to take and documents you will need before you can drive off the lot with your new car. Don’t expect to arrive and buy a car on the first day you are in the country. It will take a little bit of time to get things in order first. If you have recently arrived in Canada, here’s some additional information to know and things you need before buying a car.
Depending on your country of origin, you may be able to exchange your driver’s licence for one in your new province. If you can’t transfer your licence, you may be able to get some driving experience credit. Bring your current driver’s licence to a local licencing office to start the process of getting a Canadian driver’s licence.
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You cannot get car insurance without first getting your Canadian driver’s licence. Once this is in place, you can compare car insurance quotes and find coverage for your vehicle. If you are buying a car from an auto dealership, they can help you get your insurance documents in order. Using an insurance broker is also a good option. Brokers can help you explore your insurance options and find affordable premiums.
To finalize the purchase of your vehicle, you will need to register your car with the provincial government where you reside. Check out this post for links to Provincial Ministries of Transportation. You will need your drivers’ licence, insurance, and bill of sale to complete this process. Again, if you are buying from a dealership, they will take care of the registration process for you.
These tips and information are important things to consider if you are thinking of buying a car in Canada. A new car is a large investment and these tips can help you to make a wise financial decision.
For more information about your financial first steps in Canada, visit our banking in Canada resource page. Get the essential information you need to manage your finances in Canada!