{"id":800,"date":"2024-12-16T04:55:53","date_gmt":"2024-12-16T04:55:53","guid":{"rendered":"http:\/\/prepare-for-canada.reviewyoursite.ca\/?page_id=800"},"modified":"2026-04-08T16:24:04","modified_gmt":"2026-04-08T20:24:04","slug":"scotiabank","status":"publish","type":"page","link":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank","title":{"rendered":"Open a Scotiabank Account"},"content":{"rendered":"\n<section id=\"\" class=\" relative flex flex-col-reverse\">\n    <div class=\"flex flex-col lg:grid lg:grid-cols-5 gap-12 lg:gap-36 container\">\n        <article class=\"lg:col-span-3 flex flex-col justify-center gap-2 pt-10 lg:pt-24\">\n                            <img loading=\"lazy\" decoding=\"async\" width=\"160\" height=\"70\" src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/12\/16161016\/scotiabank-primary.png\" class=\"object-cover object-center\" alt=\"\" \/>                        <div class=\"pb-5\">\n\n<h2 class=\"wp-block-heading\" id=\"h-new-to-canada-and-looking-for-banking-solutions\">New to Canada and Looking for Banking Solutions?<\/h2>\n\n\n\n<p class=\"has-theme-black-color has-text-color has-link-color wp-elements-bf6410ccdb8f247863e1b849c581ed46\">Get up to $2,300 in first year value, including up to $580 with the <mark style=\"background-color:rgba(0, 0, 0, 0);color:#cf2e2e\" class=\"has-inline-color\"><em>StartRight<\/em><sup>TM<\/sup> program<\/mark> <sup>\u2021 <\/sup>.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div id=\"\" class=\"flex flex-wrap gap-5 justify-start \" style=\"padding-top:0px;padding-bottom:0px;\">\n                <div>\n                            <a class=\"btn-scotia inline-block\" href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.441959609;dc_trk_aid=635285870;dc_trk_cid=251240870;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">\n                    Book an Appointment<\/span>\n                <\/a>\n                    <\/div>\n            <div>\n                            <a class=\"btn-primary inline-block\" href=\"tel:18779331776\">\n                    Call 1-877093301776<\/span>\n                <\/a>\n                    <\/div>\n    <\/div>\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-small-font-size\">*Potential value in 1st&nbsp;year. Conditions &amp; assumptions apply.<\/p>\n\n<\/div>\n        <\/article>\n        <div class=\"m-0 lg:col-span-2 lg:h-[650px]\">\n        <\/div>\n    <\/div>\n    <img loading=\"lazy\" decoding=\"async\" width=\"1454\" height=\"1335\" src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg\" class=\"object-cover object-center w-full lg:w-2\/5 h-96 lg:h-[650px] lg:absolute lg:top-0 lg:right-0\" alt=\"\" srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg 1454w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170-512x470.jpg 512w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170-768x705.jpg 768w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170-1024x940.jpg 1024w\" sizes=\"auto, (max-width: 1454px) 100vw, 1454px\" \/><\/section>\n\n\n\n\n<section id=\"\" class=\"bg-off-white\/50 backdrop-blur-sm \" style=\" padding-top: 100px; padding-bottom: 100px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-why-scotiabank-is-the-bank-for-newcomers\">Why <mark style=\"background-color:rgba(0, 0, 0, 0);color:#ed111b\" class=\"has-inline-color\">Scotiabank<\/mark> is the Bank for Newcomers<\/h2>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<section>\n    <div class=\" grid lg:grid-cols-12 gap-y-10 sm:gap-x-3 md:gap-x-5 lg:gap-x-[50px]\">\n\n<div id=\"\" class=\"col-span-12 md:col-span-6 lg:md:col-span-6 lg:col-span-4  gap-y-4\">\n    <div class=\"h-full flex flex-col gap-y-4  \">\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"50\" height=\"50\" src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/01\/14131820\/money-icon-e1736878792548.png\" alt=\"\" class=\"wp-image-243071\" style=\"width:50px;height:auto\"\/><\/figure>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-coast-to-coast-support-in-canada\">Coast-to-Coast Support in Canada<\/h5>\n\n\n\n<p>You will have access to more than 941 Scotiabank branches and 3,725 ABMs across Canada for personalized support at the branch and in the language that\u2019s most comfortable to you.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n<div id=\"\" class=\"col-span-12 md:col-span-6 lg:md:col-span-6 lg:col-span-4  gap-y-4\">\n    <div class=\"h-full flex flex-col gap-y-4  \">\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"50\" height=\"49\" src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/01\/14131841\/world-icon-e1736878759847.png\" alt=\"\" class=\"wp-image-243072\"\/><\/figure>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-worldwide-access-to-funds\">Worldwide Access to Funds<\/h5>\n\n\n\n<p>With close to 24 million customers and over 2,700 branches around the world, Scotiabank is committed to supporting newcomers by offering the right banking solutions to help you achieve your financial goals.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n<div id=\"\" class=\"col-span-12 md:col-span-6 lg:md:col-span-6 lg:col-span-4  gap-y-4\">\n    <div class=\"h-full flex flex-col gap-y-4  \">\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"50\" height=\"49\" src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/01\/14131752\/icons-e1736878778240.png\" alt=\"\" class=\"wp-image-243070\"\/><\/figure>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-tailored-to-the-needs-of-newcomers\">Tailored to the Needs of Newcomers<\/h5>\n\n\n\n<p>We offer several programs and services aimed at guiding newcomers and recent immigrants in Canada with tailored banking packages, all in the language that\u2019s most comfortable to you.<\/p>\n\n<\/div>\n<\/div>\n\n\n<\/div>\n<\/section>\n\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n\n<section id=\"\" class=\"bg-transparent \" style=\" padding-top: 100px; padding-bottom: 100px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n<section id=\"\" class=\" flex flex-col lg:grid lg:grid-cols-2 gap-10 lg:gap-15 pb-5 border-b border-off-white\">\n    <article class=\"lg:col-span-1\">\n        <h2>Best Banking Offer for Newcomers awarded by Ratehub.ca <sup>\u00b1<\/sup> .\r\nGet the most from the <span class=\"text-scotial-red\"><i>StartRight\u2122<\/i> Program<\/span> and Scotiabank<\/h2>\n    <\/article>\n            <div class=\"lg:col-span-1 flex lg:justify-end lg:items-end\">\n            <div class=\"pb-5\">\n                <a class=\"btn-secondary\" href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.441959609;dc_trk_aid=635285870;dc_trk_cid=251240870;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">\n                    Book an Appointment<\/span>\n                <\/a>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n\n<section id=\"\" class=\" flex flex-col lg:flex-row gap-5 p-4\">\n    <div class=\"w-full lg:w-1\/3\">\n        <div class=\"acf-innerblocks-container\">\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"1920\" src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2026\/03\/18113218\/StartRight_screenshot_mobile_phone2_2026-03-13.png\" alt=\"\" class=\"wp-image-330134\" srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2026\/03\/18113218\/StartRight_screenshot_mobile_phone2_2026-03-13.png 1080w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2026\/03\/18113218\/StartRight_screenshot_mobile_phone2_2026-03-13-288x512.png 288w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2026\/03\/18113218\/StartRight_screenshot_mobile_phone2_2026-03-13-576x1024.png 576w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2026\/03\/18113218\/StartRight_screenshot_mobile_phone2_2026-03-13-768x1365.png 768w, https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2026\/03\/18113218\/StartRight_screenshot_mobile_phone2_2026-03-13-864x1536.png 864w\" sizes=\"auto, (max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n<\/div>\n    <\/div>\n        <article class=\"w-full lg:w-2\/3 rounded-btn bg-off-white\/50 border-b-2 backdrop-blur-sm border-light-grey p-8 flex flex-col md:grid md:grid-cols-2 gap-x-5 gap-y-10\">\n                    <div class=\"flex flex-col gap-2 md:col-span-1\">\n                <header class=\"flex flex-row items-center gap-1\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                        <path d=\"M9.99997 15.586L6.70697 12.293L5.29297 13.707L9.99997 18.414L19.707 8.70697L18.293 7.29297L9.99997 15.586Z\" fill=\"#ED111B\"\/>\n                    <\/svg>\n                    <h5>Earn up to $700<\/h5>\n                <\/header>\n                <p class=\"text-grey\">When you bundle an eligible banking package, savings account, and registered account.<sup>*1<\/sup><\/p>\n            <\/div>\n                    <div class=\"flex flex-col gap-2 md:col-span-1\">\n                <header class=\"flex flex-row items-center gap-1\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                        <path d=\"M9.99997 15.586L6.70697 12.293L5.29297 13.707L9.99997 18.414L19.707 8.70697L18.293 7.29297L9.99997 15.586Z\" fill=\"#ED111B\"\/>\n                    <\/svg>\n                    <h5>No monthly account fees<\/h5>\n                <\/header>\n                <p class=\"text-grey\">No monthly account fees on a <a class=\"text-scotial-red\" href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.441961661;dc_trk_aid=635284091;dc_trk_cid=251240876;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\" target=\"_blank\">Preferred Package<\/a> chequing account for the first year<sup>2<\/sup> \u2013 a value of $203.40.*<\/p>\n            <\/div>\n                    <div class=\"flex flex-col gap-2 md:col-span-1\">\n                <header class=\"flex flex-row items-center gap-1\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                        <path d=\"M9.99997 15.586L6.70697 12.293L5.29297 13.707L9.99997 18.414L19.707 8.70697L18.293 7.29297L9.99997 15.586Z\" fill=\"#ED111B\"\/>\n                    <\/svg>\n                    <h5>Earn up to $1,500 in value<\/h5>\n                <\/header>\n                <p class=\"text-grey\">Apply for a <a class=\"text-scotial-red\" href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.441959606;dc_trk_aid=635287394;dc_trk_cid=251240873;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\" target=\"_blank\">Scotiabank Passport<sup>TM<\/sup> Visa Infinite**<\/a>  credit card and earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points<sup>3<\/sup>  <\/p>\n            <\/div>\n                    <div class=\"flex flex-col gap-2 md:col-span-1\">\n                <header class=\"flex flex-row items-center gap-1\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                        <path d=\"M9.99997 15.586L6.70697 12.293L5.29297 13.707L9.99997 18.414L19.707 8.70697L18.293 7.29297L9.99997 15.586Z\" fill=\"#ED111B\"\/>\n                    <\/svg>\n                    <h5>International money transfers<\/h5>\n                <\/header>\n                <p class=\"text-grey\">Unlimited no-fee<sup>4<\/sup> international money transfers \u2013 an average savings of $280 compared to in-branch Swift wire transfers.*<\/p>\n            <\/div>\n                    <div class=\"flex flex-col gap-2 md:col-span-1\">\n                <header class=\"flex flex-row items-center gap-1\">\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\n                        <path d=\"M9.99997 15.586L6.70697 12.293L5.29297 13.707L9.99997 18.414L19.707 8.70697L18.293 7.29297L9.99997 15.586Z\" fill=\"#ED111B\"\/>\n                    <\/svg>\n                    <h5>Free equity trades<\/h5>\n                <\/header>\n                <p class=\"text-grey\">Get 10 free equity trades when you invest a minimum of $1,000 in a new <a href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.441961664;dc_trk_aid=635284094;dc_trk_cid=251240882;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\" class=\"text-scotial-red\" target=\"_blank\">Scotia iTRADE\u00ae<sup>5<\/sup> account<\/a> \u2013 a value of $99.90.* Use code SRPE15.<\/p>\n            <\/div>\n            <\/article>\n    <\/section>\n<\/div>\n    <\/div>\n<\/section>\n\n\n<div class=\"wp-block-group has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#ed111b\">\n\n<section id=\"\" class=\"bg-transparent \" style=\" padding-top: 50px; padding-bottom: 50px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n<section>\n    <div class=\" grid lg:grid-cols-12 gap-y-10 sm:gap-x-3 md:gap-x-5\">\n\n<div id=\"\" class=\"col-span-12 md:col-span-6 lg:md:col-span-6 lg:col-span-6  gap-y-4\">\n    <div class=\"h-full flex flex-col gap-y-4 *:!h-auto \">\n\n<p class=\"has-white-color has-text-color has-link-color has-medium-font-size wp-elements-cd9f8dfac69b7f77e80d146c7f99cb8f\"><em>Having to build your credit history from scratch can be challenging and usually takes time and effort. The good news is, with Scotiabank\u2019s new partnership with Nova Credit, eligible clients can now use their foreign credit history reports to apply for a higher credit limit on their credit card. You can learn more about this exciting partnership and all things related to credit <a href=\"https:\/\/startright.scotiabank.com\/ca\/en\/higher-credit-limit-for-newcomers-to-canada.html\"><strong>here<\/strong>.<\/a><\/em><\/p>\n\n<\/div>\n<\/div>\n\n\n\n\n<div id=\"\" class=\"col-span-12 md:col-span-6 lg:md:col-span-6 lg:col-span-6  gap-y-4\">\n    <div class=\"h-full flex flex-col gap-y-4  \">\n\n    <figure id=\"\" class=\"w-full m-0\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23123925\/GettyImages-1503483900-RAW-scaled-e1758645601876.jpg\" class=\"object-cover object-center w-full h-64 md:h-[420px] rounded-btn mb-5\" alt=\"\" \/>            <\/figure>\n\n\n\n<\/div>\n<\/div>\n\n\n<\/div>\n<\/section>\n\n\n<\/div>\n    <\/div>\n<\/section><\/div>\n\n\n\n\n<section id=\"\" class=\"bg-transparent \" style=\" padding-top: 100px; padding-bottom: 100px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading has-text-align-center\" id=\"h-featured-articles-by-scotiabank\">Featured Articles by Scotiabank<\/h2>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n    <section id=\"\" class=\"\">\n\n                <div class=\"flex flex-col md:grid md:grid-cols-2 lg:grid-cols-4 gap-4\">\n                        \n    <a href=\"https:\/\/prepareforcanada.com\/blog\/managing-money\/financial-first-steps\/transfer-money-to-canada\"\n       class=\"bg-white\/50 rounded-btn flex flex-col h-full group transition shadow-card\">\n        <div class=\"h-80\">\n            <div\n                class=\"overflow-hidden flex justify-center items-center h-80 group-hover:h-72 rounded-btn shadow-image transition-[height] ease-in-out duration-500\">\n                        <picture class=\"h-full w-auto max-w-none object-cover text-center\">\n                            <source srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2021\/11\/07103035\/Move-to-Canada-Transferring-Cash-Valuables-blog-1024x536.png\" type=\"image\/avif\">\n                                        <source srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2021\/11\/07103035\/Move-to-Canada-Transferring-Cash-Valuables-blog-1024x536.png\" type=\"image\/webp\">\n                        <img\n                src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2021\/11\/07103035\/Move-to-Canada-Transferring-Cash-Valuables-blog-1024x536.png\"\n                alt=\"\"\n                width=\"1024\"\n                height=\"536\"\n                class=\"h-full w-auto max-w-none object-cover text-center\"\n                loading=\"lazy\"\n                decoding=\"async\"\n            >\n        <\/picture>\n                    <\/div>\n        <\/div>\n        <div class=\"p-7 pt-0 relative -mt-3\">\n            <div class=\"flex\">\n                <h6 class=\"bg-light-green px-2.5 py-1 inline rounded-full font-body\">Banking &amp; Financial First Steps in Canada<\/h6>\n            <\/div>\n            <p class=\"font-bold pt-4 group-hover:text-green\">How Do I Transfer Money to Canada &amp; Ship Goods When Moving?<\/p>\n        <\/div>\n    <\/a>\n\n                        \n    <a href=\"https:\/\/prepareforcanada.com\/blog\/housing\/homesharing-can-help-newcomer-homeowners-deal-with-rising-expenses\"\n       class=\"bg-white\/50 rounded-btn flex flex-col h-full group transition shadow-card\">\n        <div class=\"h-80\">\n            <div\n                class=\"overflow-hidden flex justify-center items-center h-80 group-hover:h-72 rounded-btn shadow-image transition-[height] ease-in-out duration-500\">\n                        <picture class=\"h-full w-auto max-w-none object-cover text-center\">\n                            <source srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/10\/16162046\/Canada-Homeshare1.png\" type=\"image\/avif\">\n                                        <source srcset=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/10\/16162046\/Canada-Homeshare1.png\" type=\"image\/webp\">\n                        <img\n                src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/10\/16162046\/Canada-Homeshare1.png\"\n                alt=\"Four women who homeshare in Canada share a meal around a table.\"\n                width=\"600\"\n                height=\"400\"\n                class=\"h-full w-auto max-w-none object-cover text-center\"\n                loading=\"lazy\"\n                decoding=\"async\"\n            >\n        <\/picture>\n                    <\/div>\n        <\/div>\n        <div class=\"p-7 pt-0 relative -mt-3\">\n            <div class=\"flex\">\n                <h6 class=\"bg-light-orange px-2.5 py-1 inline rounded-full font-body\">Housing<\/h6>\n            <\/div>\n            <p class=\"font-bold pt-4 group-hover:text-orange\">Homesharing Helps Homeowners Deal with Rising Expenses<\/p>\n        <\/div>\n    <\/a>\n\n                    <\/div>\n            <\/section>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n\n<section id=\"\" class=\"bg-transparent \" style=\" padding-top: 100px; padding-bottom: 100px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n\n<section id=\"\" class=\" rounded-btn relative overflow-hidden\"\n         style=\"\">\n            <video autoplay muted loop class=\"absolute w-full h-full object-cover top-0\">\n            <source src=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2024\/12\/17153658\/scotia-banner-cta.mp4\" type=\"video\/mp4\">\n        <\/video>\n        <div class=\"relative z-10 flex flex-col  p-12 lg:p-24 md:grid md:grid-cols-1 gap-12 md:gap-5\">\n        <article class=\"md:col-span-1 flex-fill\">\n            <div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading has-white-color has-text-color has-link-color wp-elements-88d3a0ec391ae33c6f54d672f746a5f3\" id=\"h-start-right-in-canada\">Start Right in Canada<\/h2>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading has-white-color has-text-color has-link-color wp-elements-d1dd02b8046ed9c7bde01d11991d2c29\" id=\"h-earn-up-to-2-300-in-first-year-value-including-up-to-580-with-startright-tm\">Earn up to $2,300* in first year value, including up to $580 with <em>StartRight<\/em><sup>TM<\/sup> .<\/h4>\n\n\n\n<p id=\"h-newcomers-can-earn-up-to-2-300-in-value-the-first-year-with-startright\"><\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-white-color has-text-color has-link-color has-small-font-size wp-elements-a213df3abf091f8903449d7db15e9545\">*Potential value in 1st year. Conditions &amp; assumptions apply.<\/p>\n\n<\/div>\n        <\/article>\n                    <div class=\"flex md:col-span-1 md:items-start md:justify-start\">\n                <div>\n                    <a class=\"btn-white text-\" href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.441959609;dc_trk_aid=635285870;dc_trk_cid=251240870;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">\n                        Get Started                    <\/a>\n                <\/div>\n            <\/div>\n        \n    <\/div>\n<\/section>\n\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n\n<section id=\"\" class=\"bg-transparent \" style=\" padding-top: 100px; padding-bottom: 100px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n<section class=\"grid grid-cols-3 gap-10\">\n    <div class=\"col-span-3 lg:col-span-1\">\n        <div class=\"acf-innerblocks-container\">\n\n<h3 class=\"wp-block-heading\" id=\"h-banking-packages-and-products-designed-for-you\">Banking Packages and Products <mark style=\"background-color:rgba(0, 0, 0, 0);color:#ed111b\" class=\"has-inline-color\">Designed for You<\/mark><\/h3>\n\n<\/div>\n    <\/div>\n    <div class=\"col-span-3 lg:col-span-2 lg:grid lg:grid-cols-2 flex flex-col gap-4\">\n                                    \n    <article\n        class=\"col-span-3 lg:col-span-1 rounded-btn p-7 group !transition ease-in-out flex flex-col justify-between gap-4 border-b-2 border-off-white hover:border-transparent hover:drop-shadow-2xl backdrop-blur-sm bg-off-white\/50 hover:bg-white\/50\">\n        <div class=\"flex flex-col gap-4\">\n                        <h3 class=\"text-2xl group-hover:text-brand-red\">The  <i>StartRight\u2122<\/i> Program<br><br><\/h3>\n            <p>Earn up to $2,300* in first year value, including\r\nup to $580 with the\u00a0<i>StartRight <\/i>\u00a0Program.<\/p>\n        <\/div>\n                    <a class=\"flex flex-row w-fit gap-2 inline rounded-btn btn-primary p-5 transition ease-in-out text-black text-lg font-bold\"\n               href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B32701255.428377898;dc_trk_aid=621676501;dc_trk_cid=240830825;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">Get Started                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\">\n                    <path\n                        d=\"M13.1752 20.175L14.8248 21.8247L22.6497 13.9999L14.8248 6.17505L13.1752 7.82472L18.1837 12.8332H7V15.1665H18.1837L13.1752 20.175Z\"\n                        fill=\"white\"\/>\n                <\/svg>\n            <\/a>\n            <\/article>\n\n                            \n    <article\n        class=\"col-span-3 lg:col-span-1 rounded-btn p-7 group !transition ease-in-out flex flex-col justify-between gap-4 border-b-2 border-off-white hover:border-transparent hover:drop-shadow-2xl backdrop-blur-sm bg-off-white\/50 hover:bg-white\/50\">\n        <div class=\"flex flex-col gap-4\">\n                        <h3 class=\"text-2xl group-hover:text-brand-red\">Guaranteed Investment Certificates<\/h3>\n            <p>Choose the worry-free investment and get easy access to your money to help pay for living expenses while studying in Canada.<\/p>\n        <\/div>\n                    <a class=\"flex flex-row w-fit gap-2 inline rounded-btn btn-primary p-5 transition ease-in-out text-black text-lg font-bold\"\n               href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B32701255.425799164;dc_trk_aid=618494195;dc_trk_cid=238603291;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">Get Started                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\">\n                    <path\n                        d=\"M13.1752 20.175L14.8248 21.8247L22.6497 13.9999L14.8248 6.17505L13.1752 7.82472L18.1837 12.8332H7V15.1665H18.1837L13.1752 20.175Z\"\n                        fill=\"white\"\/>\n                <\/svg>\n            <\/a>\n            <\/article>\n\n                            \n    <article\n        class=\"col-span-3 lg:col-span-1 rounded-btn p-7 group !transition ease-in-out flex flex-col justify-between gap-4 border-b-2 border-off-white hover:border-transparent hover:drop-shadow-2xl backdrop-blur-sm bg-off-white\/50 hover:bg-white\/50\">\n        <div class=\"flex flex-col gap-4\">\n                        <h3 class=\"text-2xl group-hover:text-brand-red\">International Students<br><\/h3>\n            <p>Planning to study in Canada? Book an appointment with a Scotiabank advisor and set up an account specifically for international students.<\/p>\n        <\/div>\n                    <a class=\"flex flex-row w-fit gap-2 inline rounded-btn btn-primary p-5 transition ease-in-out text-black text-lg font-bold\"\n               href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B32701255.425799905;dc_trk_aid=618495623;dc_trk_cid=239187813;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">Get Started                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\">\n                    <path\n                        d=\"M13.1752 20.175L14.8248 21.8247L22.6497 13.9999L14.8248 6.17505L13.1752 7.82472L18.1837 12.8332H7V15.1665H18.1837L13.1752 20.175Z\"\n                        fill=\"white\"\/>\n                <\/svg>\n            <\/a>\n            <\/article>\n\n                            \n    <article\n        class=\"col-span-3 lg:col-span-1 rounded-btn p-7 group !transition ease-in-out flex flex-col justify-between gap-4 border-b-2 border-off-white hover:border-transparent hover:drop-shadow-2xl backdrop-blur-sm bg-off-white\/50 hover:bg-white\/50\">\n        <div class=\"flex flex-col gap-4\">\n                        <h3 class=\"text-2xl group-hover:text-brand-red\">Credit Cards<br><\/h3>\n            <p>Apply for up to a $15,000 credit limit on an unsecured credit card as soon as you arrive &#8211; even without a credit history.<\/p>\n        <\/div>\n                    <a class=\"flex flex-row w-fit gap-2 inline rounded-btn btn-primary p-5 transition ease-in-out text-black text-lg font-bold\"\n               href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B32701255.428769852;dc_trk_aid=621672070;dc_trk_cid=240830837;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">Get Started                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"28\" height=\"28\" viewBox=\"0 0 28 28\" fill=\"none\">\n                    <path\n                        d=\"M13.1752 20.175L14.8248 21.8247L22.6497 13.9999L14.8248 6.17505L13.1752 7.82472L18.1837 12.8332H7V15.1665H18.1837L13.1752 20.175Z\"\n                        fill=\"white\"\/>\n                <\/svg>\n            <\/a>\n            <\/article>\n\n                        <\/div>\n<\/section>\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n\n<section id=\"\" class=\"bg-off-white\/50 backdrop-blur-sm \" style=\" padding-top: 100px; padding-bottom: 100px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n<h2 class=\"wp-block-heading\" id=\"h-keep-in-touch-with-scotiabank\"><mark style=\"background-color:rgba(0, 0, 0, 0);color:#ed111b\" class=\"has-inline-color\">Keep in Touch<\/mark> with Scotiabank<\/h2>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n    <section id=\"\" class=\" flex flex-col lg:grid lg:grid-cols-3 gap-4\">\n                    \n    <article\n        class=\"bg-white\/75 shadow-lg shadow-off-white rounded-btn p-7 flex flex-col justify-between gap-4 backdrop-blur-sm\">\n        <div class=\"flex flex-col gap-4\">\n            <h3 class=\"text-2xl\">We&#8217;re Here to Help<\/h3>\n            <p>Book an appointment to speak with a Scotiabank representative to discuss your banking options.<\/p>\n        <\/div>\n                    <a class=\"underline text-black text-lg font-bold break-words \"\n               href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.441959609;dc_trk_aid=635285870;dc_trk_cid=251240870;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">Book an online appointment here            <\/a>\n            <\/article>\n\n                    \n    <article\n        class=\"bg-white\/75 shadow-lg shadow-off-white rounded-btn p-7 flex flex-col justify-between gap-4 backdrop-blur-sm\">\n        <div class=\"flex flex-col gap-4\">\n            <h3 class=\"text-2xl\">Email Us<\/h3>\n            <p>Get in touch with a Scotiabank representative.<\/p>\n        <\/div>\n                    <a class=\"underline text-black text-lg font-bold break-words \"\n               href=\"mailto:newaccountsonline@scotiabank.com\">newaccountsonline@scotiabank.com            <\/a>\n            <\/article>\n\n                    \n    <article\n        class=\"bg-white\/75 shadow-lg shadow-off-white rounded-btn p-7 flex flex-col justify-between gap-4 backdrop-blur-sm\">\n        <div class=\"flex flex-col gap-4\">\n            <h3 class=\"text-2xl\">Find a Branch<\/h3>\n            <p>Ready to get started? Be sure to schedule an appointment in advance to speak with a multilingual Scotiabank advisor at one of over 1,100 Scotiabank branches across Canada.<\/p>\n        <\/div>\n                    <a class=\"underline text-black text-lg font-bold break-words \"\n               href=\"https:\/\/ad.doubleclick.net\/ddm\/trackclk\/N438603.3374435PREPAREFORCANADA\/B34658537.442185081;dc_trk_aid=635292593;dc_trk_cid=251240864;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=;dc_tdv=1\">Find your closest branch            <\/a>\n            <\/article>\n\n            <\/section>\n\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n\n<section id=\"\"\n         class=\" rounded-btn bg-white\/75 shadow-lg shadow-off-white flex flex-col p-7 gap-4 lg:gap-10 backdrop-blur-sm\">\n    <article>\n        <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading\" id=\"h-give-us-a-call\">Give Us a Call<\/h4>\n\n\n\n<p>Speak with a Scotiabank representative over the phone.<\/p>\n\n<\/div>\n    <\/article>\n            <div class=\"flex flex-col lg:grid lg:grid-cols-3 gap-4 lg:gap-16\">\n                            <article class=\"flex flex-col gap-4\">\n                    <h5>From Canada &#038; US<\/h5>\n                    <p class=\"text-sm\">For all inquiries:<br>\r\nFree: 1-866-800-5159<br>\r\n<br>\r\nMonday to Thursday: 9:00 a.m. \u2013 11:00 p.m. EST<br>\r\nFriday: 9:00 a.m. \u2013 10:00 p.m. EST<br>\r\nSaturday: 10:00 a.m. to 6:00 p.m.<\/p>\n                <\/article>\n                            <article class=\"flex flex-col gap-4\">\n                    <h5>From Overseas<\/h5>\n                    <p class=\"text-sm\">(Monday to Friday: 4:00 a.m. to 9:00 p.m. EST)<br>\r\n<br>\r\n\u2022 Call collect for free at: 416-288-3062<br>\r\n&nbsp; Direct: 001-416-288-3062<br>\r\n\u2022 Customer service in Chinese available from Monday to Friday:\r\n  9:00 a.m. \u2013 9:00 p.m. EST<\/p>\n                <\/article>\n                            <article class=\"flex flex-col gap-4\">\n                    <h5>For the Scotiabank Student GIC program:<\/h5>\n                    <p class=\"text-sm\">\u2022 Call us collect for free at: 416-288-4119<br>\r\n&nbsp; Direct: 001-416-288-4119<br>\r\n\u2022 Customer service in Chinese available from Monday to Friday: 9:00 a.m. \u2013 9:00 p.m. EST<\/p>\n                <\/article>\n                    <\/div>\n    <\/section>\n\n\n<\/div>\n    <\/div>\n<\/section>\n\n\n\n<section id=\"\" class=\"bg-off-white\/50 backdrop-blur-sm \" style=\" padding-top: 100px; padding-bottom: 100px;\">\n        <div class=\"container relative z-10\">\n        <div class=\"acf-innerblocks-container\">\n\n<h4 class=\"wp-block-heading\" id=\"h-terms-and-conditions\">Terms and Conditions<\/h4>\n\n\n\n<details class=\"wp-block-details has-small-font-size is-layout-flow wp-block-details-is-layout-flow\"><summary>Click to read more<\/summary>\n<p><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-black-color has-text-color has-link-color\"><tbody><tr><td>\u00b1<\/td><td>Awarded Best Banking Offer for Newcomers in 2025 by&nbsp;<a href=\"https:\/\/www.ratehub.ca\/personal-finance-awards\" target=\"_blank\" rel=\"noreferrer noopener\"><em>Ratehub.<\/em><\/a><\/td><\/tr><tr><td>\u2021<\/td><td>Scotiabank&nbsp;<em>StartRight<\/em>\u00ae Program is available only for Canadian Permanent Residents from 0-5 years in Canada, International Students and Foreign Workers.<\/td><\/tr><tr><td>*<br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><\/td><td><strong><strong>Value&nbsp;of&nbsp;up to $2,300&nbsp;is rounded down and calculated as follows: i) up to $583.30 first year value with the&nbsp;<em>StartRight<\/em>TM&nbsp;Program + ii) Up to&nbsp;$1,798 in Preferred Package, a registered account and Scotiabank Passport Visa Infinite welcome offer and first year point earn potential:<br><\/strong><br><\/strong>i. Value&nbsp;of&nbsp;up to&nbsp;$583.30&nbsp;is an annual potential value for the first year based on the following benefits and savings available to&nbsp;<em>StartRight<\/em><sup>TM<\/sup><em>&nbsp;<\/em>clients as of March 3, 2026:<br><br><strong>&#8211; $203.40<\/strong>&nbsp;in account fee savings for a Preferred Package chequing account ($16.95 monthly account fee waived for first 12 months);<br><strong>&#8211; $280<\/strong>&nbsp;in fee savings when compared to in-branch Swift Wire Transfers (assumes an annual average of 7 in-branch Swift Wire Transfers at $40 per transfer);<br><strong>&#8211; $99.90<\/strong>&nbsp;in fee savings for 10 free equity trades with iTRADE (10 free equity trades per year at $9.99\/trade)<br><br>Actual value will depend on individual usage of the&nbsp;<em>StartRight<sup>TM<\/sup>&nbsp;<\/em>Program features and products. Conditions apply. All products and features are subject to change.<br><br>ii. Value of up to&nbsp;$1,798&nbsp;in Scotiabank welcome offer value, first year point earn potential and foreign transaction fee savings includes the following as of March 3, 2026:<br><br><strong>&#8211; $700<\/strong>:&nbsp;$500 for new Preferred and Ultimate Package clients who complete certain qualifying conditions. Clients who are eligible for the $500 offer can then get an extra $100 with a new Money Master Savings account and\/or an extra $100 with a new eligible registered account when they complete certain qualifying transactions;&nbsp;<br><strong>&#8211; $400<\/strong>\u202fin travel rewards (40,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3&nbsp;months;<br><strong>&#8211; $100<\/strong>\u202fin travel rewards (10,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $10,000 within the first 6&nbsp;months;<br><strong>&#8211; $100<\/strong>\u202fin travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months);<br><strong>&#8211; $134<\/strong>&nbsp;in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);<br><strong>&#8211; $364<\/strong>&nbsp;value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a \u2018Preferential\u2019 membership valued at approx. CAD$364\/USD$259). Currency conversion as&nbsp;at&nbsp;November 3, 2025.&nbsp;<br><br>Actual offers and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.<\/td><\/tr><tr><td>1<br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><\/td><td><strong>The Scotiabank Cash Bonus Bundle Offer Terms and Conditions<\/strong><br><br> 1. The Scotiabank Cash Bonus Bundle Offer (the \u201cOffer\u201d) is available between between October 31, 2025 and March 2, 2026 (the \u201cOffer Period\u201d) to individuals who open new eligible accounts. Subject to the Offer conditions, eligible clients can earn $500 when they open a new Preferred Package or Ultimate Package chequing account and complete certain qualifying transactions. Plus, clients who meet the conditions for the $500 bonus are also eligible to earn up to $200 in additional cash bonuses when they bundle their new Preferred or Ultimate Package chequing account with a new Money Master Savings Account and\/or a new eligible Registered Account and complete certain qualifying transactions.<br><br><strong>$500 Cash Bonus for Preferred or Ultimate Package Conditions<\/strong><br> 2. To qualify for the $500 cash bonus (the \u201c$500 Package Bonus\u201d), you must:<br><br> a. Open a new Ultimate Package or new Preferred Package chequing account (the \u201cEligible Chequing Account\u201d) during the Offer Period; and <br> b. Complete any two (2) of the following activities in your Eligible Chequing Account within 60 days of Eligible Chequing Account opening:<br> &#8211; Set up and receive at least one eligible automated and recurring direct deposit, such as payroll or pension, which will recur monthly for a minimum of six (6) consecutive months in total, or<br> &#8211; Set up and make a minimum of one (1) eligible recurring pre-authorized transaction with a value of at least $50 per transaction which will each recur monthly for a minimum of six (6) consecutive months in total, or<br> &#8211; Make at least one (1) eligible online bill payment of at least $50 through the Scotiabank Mobile App or through Scotia OnLine.<br> <br> 3. <a href=\"https:\/\/www.scotiabank.com\/content\/dam\/scotiabank\/canada\/common\/documents\/pdf\/day_to_day\/PAD_PAC_Payroll-Transaction-Descriptions_EN.pdf\">Click here<\/a> for a list of eligible direct deposits, pre-authorized transactions and online bill payments. Notwithstanding a transaction may be included in these lists, certain exclusions may still apply and Scotiabank reserves the right to modify these lists and to determine whether a specific direct deposit, pre-authorized transaction or bill payment is eligible for the $500 Package Bonus. Fund transfers initiated to other Scotiabank accounts (one time or recurring, e.g. credit card or savings account), to chequing or savings accounts held at other financial institutions, or to payment processing firms, are not eligible for the $500 Package Bonus.<br><br><strong>$100 Money Master Savings Account Bundle Conditions<\/strong><br> 4. To qualify for a $100 cash bonus (the \u201c$100 Savings Bundle Bonus\u201d), you must meet all of the conditions for the $500 Package Bonus, and:<br><br> a. During the Offer Period and within 60 days of opening your Eligible Chequing Account:<br> i. Open a new Money Master Savings Account (the \u201cEligible Savings Account\u201d).<br> ii. <strong>Enroll <\/strong>your new Eligible Savings Account in either the Pay Yourself First or the Savings Finder tool (each a \u201cSmart Savings Tool\u201d).<br><br> b. Remain <strong>enrolled<\/strong> in your selected Smart Savings Tool for 90 consecutive days.<br><br> 5. Enrolment in a Smart Savings Tool is subject to certain eligibility requirements and can only be done through the Scotiabank mobile banking app. For example, enrollment in the Pay Yourself First tool will not be available if you have not had at least 4 recurring deposits to your Scotia Chequing Account at the time you attempt to enroll. Also, both the Eligible Chequing and Savings Accounts must be \u201cAny to Sign\u201d to be eligible for the Smart Savings tools. Only one Smart Savings Tool can be enrolled in at a time but you can switch tools at any time, however, you must remain enrolled in a Smart Savings Tool for 90 consecutive days from the date of first enrolment in Section 4.a.ii. above. See the <a href=\"https:\/\/www.scotiabank.com\/ca\/en\/personal\/bank-your-way\/digital-banking-guide\/banking-basics\/scotia-smart-money\/scotia-smart-money-terms-and-conditions.html\">Smart Savings Tool Agreement<\/a> for full terms and conditions.<br><br><strong>$100 Registered Account Bundle Conditions<\/strong><br> 6. To qualify for a $100 cash bonus (the \u201c$100 Registered Bundle Bonus\u201d), you must meet all of the conditions for the $500 Package Bonus, and:<br> <br> a. During the Offer Period and within 60 days of opening your Eligible Chequing Account, open a new Eligible Registered Account (as defined below).<br><br> 7. For the purposes of this Offer, the following Scotia Registered Accounts opened with either The Bank of Nova Scotia (\u201cScotiabank\u201d) or Scotia Securities Inc. are defined as \u201cEligible Registered Accounts\u201d: <em>Scotia <\/em>Registered Retirement Savings Plans (excluding Spousal RRSPs and locked-in plans such as LIRAs and LRSPs) (each an \u201cRRSP\u201d), Scotia Tax-Free Savings Accounts (each a \u201cTFSA\u201d) and Scotia First Home Savings Accounts (each a \u201cFHSA\u201d). Scotia RRIFs (including locked-in income plans), RESPs, RDSPs, and non-registered Scotia Investment Accounts are not included in the definition and are not eligible for the Offer.<br><br><strong>Offer Eligibility and Exclusions<\/strong><br> 8. <strong>$500 Package Bonus:<\/strong> Individuals who are currently holders of, or who were previously holders within the last two (2) years, of a Scotiabank Chequing Account are not eligible for this Bonus. \u201cScotiabank Chequing Account\u201d means any of the following accounts: Ultimate Package, Preferred Package, Scotia One Account, Basic Plus Bank Account, Basic Banking Plan, Basic Bank Account, Momentum Chequing, Power Chequing, Scotia One Service, Scotia Value, Student Banking Advantage Plan.<br><br> 9. <strong>100 Savings Bundle Bonus:<\/strong> Individuals who currently hold or have held a Money Master Account with Scotiabank in the six (6) months preceding the Offer Period are not eligible for this Bonus.<br><br> 10. <strong>$100 Registered Bundle Bonus:<\/strong> In order to qualify for the $100 Registered Bundle Bonus, Individuals who have held the same type of Eligible Registered Account (as that opened during the Offer Period) with Scotiabank in the six (6) months preceding the Offer Period are not eligible for this Bonus.<br><br> 11. Employees of Scotiabank are also not eligible for the Offer.<br><br><strong>Offer Fulfillment<\/strong><br> 12. Provided all of the applicable Offer conditions have been met:<br> a. the $500 Package Bonus will be deposited to the Eligible Chequing Account within approximately nine (9) months from account open date.<br> b. the $100 Savings Bundle Bonus will be deposited to your Eligible Savings Account within approximately thirteen (13) months from the account open date.<br> c. the $100 Registered Bundle Bonus will be deposited to your Eligible Registered Account within approximately ten (10) months from the account open date.<br><br> 13. You have 24 months from the date you believe you have fulfilled the applicable Offer conditions to notify us if you have not received the applicable cash bonus so that we may confirm your eligibility. For clients investing in non-Canadian dollar currencies, the investment will be calculated based on Canadian dollar equivalent at the Scotiabank rate on the transaction date to determine eligibility for the offer. All bonuses will be paid in Canadian dollars.<br><br> 14. For any cash bonus to be fulfilled, the Eligible Chequing Account, the Eligible Savings Account and the Eligible Registered Account, as applicable, must be open and in good standing until the time of payout of the cash bonus. The Eligible Chequing Account is not in &#8220;good standing&#8221; if: (i) it has a negative balance exceeding the authorized overdraft limit, (ii) it has been in continuous overdraft for a period of three consecutive months, or (iii) the Account holder is in breach of the Account agreement with Scotiabank. The Eligible Savings Account is not in &#8216;good standing&#8217; if it has a negative balance. An Eligible Registered Account is not in &#8216;good standing&#8217; if the account holder is in breach of the Eligible Registered Account\u2019s client account agreement. Clients are responsible to confirm their applicable registered plan contribution limits prior to making any contribution to their Eligible Registered<br>Account(s).<br><br> 15. If more than one (1) Eligible Chequing Account is opened, only the first Eligible Chequing Account opened will be eligible for the $500 Package Bonus. If more than one (1) Eligible Savings Account is opened, only one Eligible Savings Account that fulfilled the $100 Savings Bundle Bonus conditions will be eligible for the $100 Savings Bundle Bonus. If more than one (1) Eligible Registered Account is opened, only the first Eligible Registered Account that fulfilled the $100 Registered Bundle Bonus conditions will be eligible for the $100 Registered Bundle Bonus. If two Eligible Registered Accounts fulfill on the same day, the $100 Registered Bundle Bonus will be paid into only one of the Eligible Registered Account(s) in the following order: (1) Eligible TFSA, then (2) Eligible FHSA, then (3) Eligible<br>RRSP.<br><br> 16. For joint accounts, only the primary Eligible Chequing Account holder is eligible to receive the $100 Savings Bundle Bonus and $100&nbsp;Registered Bundle Bonus into their Eligible Savings Account and Eligible Registered Account, as applicable.&nbsp;The primary account holder must be the same client on both the Eligible Chequing Account and Eligible Savings Account.<br><br><strong>General Terms<br><\/strong> 17. This Offer is non-transferable and may not be duplicated. Limit of one (1) $500 Package Bonus, (1) $100 Savings Bundle Bonus, and one (1) $100 Registered Bundle Bonus per client (for a total bonus of up to $700), regardless of the number of Eligible Chequing Accounts, Eligible Savings Accounts or Eligible Registered Accounts opened.<br><br> 18. The $100 Registered Bundle Bonus is not considered a contribution. Scotiabank and Scotia Securities Inc. are not responsible for any contribution over a client\u2019s applicable registered plan limit in connection with this Offer. Clients should consult with a tax advisor to discuss any tax implications in connection with this Offer and clients are responsible for any required tax reporting.<br><br> 19. All rates, fees, features and benefits are subject to change. All other terms and conditions of the Account and Smart Savings Tools Agreement continue to apply.<br><br> 20. The Offer is non-transferable and may not be duplicated. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers on the Account, unless otherwise permitted by Scotiabank.<\/td><\/tr><tr><td>2<br><br><br><br><br><\/td><td>To qualify for the 1-Year No Monthly Account Fee Offer (the \u201cOffer\u201d), open a new Preferred Package account under the&nbsp;<em>StartRight<\/em><sup>\u2122<\/sup>&nbsp;Program (the \u201cAccount\u201d). During the first 12 months, your monthly Account fee will be waived and will not appear as a charge on your Account. The Account must be open and in good standing at the time of the waiver. All applicable service charges on the Account will continue to be applied monthly. After the first 12 months, you will begin to see the monthly Account fee charged to your Account unless you maintain a minimum daily closing balance of $4,000, in which case the monthly Account fee will be waived per the Account terms and conditions. Employees of Scotiabank and individuals who are currently or were previously holders\/joint holders of a Scotiabank chequing account within the last 2 years are not eligible for this Offer. This Offer is non-transferable and cannot be combined with any other offers except as otherwise permitted. Maximum one Offer per customer. All rates, fees, features and benefits are subject to change. Offer may be changed, cancelled, or extended at any time without notice.<\/td><\/tr><tr><td>3<br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><br><\/td><td>Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of November 4, 2025<br><br><strong>$400<\/strong>&nbsp;in travel rewards (40,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months<br><br><strong>$100<\/strong>&nbsp;in travel rewards (10,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $10,000 within the first 6 months<br><br><strong>$100<\/strong>&nbsp;in travel rewards (10,000 bonus Scene+ points)&nbsp; when you spend $40,000 annually on your Account each year (12-months: annual points bonus).<br><br><strong>$50<\/strong>&nbsp;supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients<br><br><strong>$134<\/strong>&nbsp;in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);<br><br><strong>$369<\/strong>&nbsp;in first year point earn potential (36,900 bonus Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 21% in 3X and 2X accelerator categories.<br><br><strong>$364<\/strong>&nbsp;value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a \u2018Preferential\u2019 membership valued at approx. CAD$364\/USD$259). Currency conversion as at November 3, 2025.<br><br><strong>Potential First Year Value<\/strong>&nbsp;= up to $1,517 (rounded down to $1,500)<br><br>Actual offers, savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.<br><br><strong>Offer Description and Conditions:<\/strong>&nbsp;The 50,000 Bonus Scene+ Points Offer (the \u201cOffer\u201d) applies only to new Scotiabank Passport Visa Infinite credit card accounts (\u201cAccounts\u201d) that are opened between January 2, 2026 and July 1, 2026&nbsp; (regardless of the date you apply for the Account) subject to the conditions below. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.&nbsp; &nbsp;<br><br>Plus, as a Scotiabank Passport Visa Infinite credit cardholder you are always eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday eligible purchases annually on your Scotiabank Passport Visa Infinite account. Conditions apply &#8211; see below for further details.&nbsp; <br><br><strong>50,000 Bonus Scene+ Point Offer Description and Conditions:<\/strong>&nbsp;To qualify for the 40,000 bonus Scene+ points (the \u201c40,000 Point Bonus\u201d), you must have at least $2,000 in eligible purchases posted to your new Account within the first 3 months of the Account open date. To qualify for an additional 10,000 bonus Scene+ points (the \u201cAdditional 10,000 Point Bonus\u201d), you must have at least $10,000 in eligible purchases posted to your new Account in the first 6 months of the Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.&nbsp;&nbsp;<br><br><strong>10,000 Annual Bonus Scene+ Point Conditions:&nbsp;<\/strong>As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scene+ point bonus starting at 10,000 Scene+ points (the \u201cAnnual Point Bonus\u201d) when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). Annual period starts from the Account open date and resets every 12 months thereafter. If you&nbsp;switch&nbsp;from another Scene+ eligible Credit Card to the Passport Visa Infinite Card (vs. it being opened as a new or additional Card), your original Account open date will carry over to your new Passport Infinite Card and your annual period for this offer will begin on the next anniversary of your original Account open date. For Example: If you originally opened a Scotiabank\u00ae* Gold American Express\u00ae Card on January 15, 2022, and&nbsp;switch&nbsp;that Card to the Scotiabank Passport\u00ae Visa Infinite* Card on July 15, 2025 \u2013 your annual period for the 10,000 annual Scene+ point offer will begin on January 15, 2026 (your next Anniversary) and will reset annually on January 15th afterwards. You can also earn 2,000 bonus Scene+ points for every additional $10,000 in eligible purchases thereafter in that same year, after the $40,000 annual spend has been reached. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.&nbsp;<br><br><strong>Point Bonus Fulfillment:<\/strong>&nbsp;The applicable point Bonus(es) will be credited within approximately 8 weeks after qualifying for a Bonus, provided the Account is open and in good standing. For Joint Accounts with a Primary Borrower and Co-borrower, the applicable point Bonus will be credited as follows: (i) the 40,000 Point Bonus, the Additional 10,000 Point Bonus, and the Annual Point Bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases (i.e., $2,000, $10,000, or $40,000) in the appropriate time frame (i.e., first 3 months, 6 months, or first 12 months). If a supplementary cardholder completes the last qualifying transaction to meet the qualifying amount of eligible purchases for the 40,000 Point Bonus, the Additional 10,000 Point Bonus, or the Annual Point Bonus, the applicable point Bonus will be credited to the Primary Borrower\u2019s Scene+ account linked to the Account. Points can be transferred between Primary and Co-Borrower or Supplementary Cardholder\u2019s Scene+ accounts by contacting Scene+.&nbsp; The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. All other terms and conditions of the Program Terms continue to apply during the Offer period.<br><br><strong>Offer Eligibility and Exclusions:<\/strong>&nbsp;Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.&nbsp;<br><br><strong>Rates and Fees:<\/strong>&nbsp;The current annual fee is $150 for the primary card, $0 for the first additional card and $50 for each additional card thereafter (including those issued to co-borrowers and supplementary cardholders).&nbsp;<br>The current preferred annual interest rates for this Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change.<\/td><\/tr><tr><td>4<br><br><\/td><td>For customers onboarded as a part of the Scotiabank&nbsp;<em>StartRight<\/em><sup>\u00ae<\/sup>&nbsp;Program we do not charge a service fee for the transfer, however, foreign currency exchange rates apply. A transfer needs to be made from an eligible Scotiabank Chequing or Savings account. Subject to daily limits and additional terms and conditions as set out in the Scotiabank International Money Transfer Agreement found at&nbsp;<a href=\"https:\/\/www.scotiabank.com\/international-money-transfer\">https:\/\/www.scotiabank.com\/international-money-transfer<\/a>.<\/td><\/tr><tr><td>5<br><br><br><br><br><br><br><br><br><br><\/td><td>Conditions apply. Offer valid for new Scotia iTRADE<sup>\u00ae<\/sup>&nbsp;accounts, excluding Cash Optimizer Investment accounts, opened by new Scotia iTRADE clients who do not already have an existing account with Scotia iTRADE. If you open one or more new Scotia iTRADE account(s) (each, a \u201cNew Account\u201d) and fund the New Account(s) within 60 days of opening the New Account(s) with at least CAD $1,000 in cash or in Net Equity (cheque deposit, electronic funds transfer or transfer of assets) (\u201cMinimum Amount\u201d), from an account that is not held at Scotia iTRADE, (1) the commissions associated with the first 10 online commissionable trades of Equities, Options and ETFs placed within 365 days of the date when you funded your New Account(s) with the Minimum Amount will be credited back to the corresponding New Account within 30 days of each order fill, to a maximum amount of $9.99 per trade in the currency of the account (maximum total commission rebate of $99.90), (2) the amount of the transfer-in fee charged by another Canadian broker will be credited to your New Account (up to $150 per client) subject to Scotia iTRADE\u2019s receipt of the documentation evidencing such transfer-in fee. Scotia iTRADE reserves the right to charge you all or part of the commissions associated with the first 10 online trades completed within 365 days of funding your New Account(s) (when such commissions were previously credited back to your New Account(s)) if the conditions of the offer are not complied with. Scotia iTRADE reserves the right to modify and\/or cancel this offer at any time without notice in its sole discretion. Clients must enter the promotional code SRPE15 (English) or SRPF15 (French) when submitting the New Account application to qualify. To qualify for this offer, you must satisfy Scotia iTRADE\u2019s Canadian residency requirements, have a valid Social Insurance Number, be eligible to open a Scotia iTRADE account, maintain all of your accounts at Scotia iTRADE in good standing, not be in a disallowed debit position and not have any outstanding margin calls due. This offer has no cash redemption value. This offer cannot be transferred or combined with any other promotional offer (excluding Refer-a-Friend). Limited to one offer per client. In case of joint account only one account holder will be entitled to receive free equity trades.<\/td><\/tr><tr><td>\u00ae<\/td><td>Registered trademarks of The Bank of Nova Scotia.<\/td><\/tr><tr><td>\u2122<\/td><td>Trademark of The Bank of Nova Scotia.<\/td><\/tr><tr><td>\u2122*<\/td><td>Scene+ and the Icon Design are trademarks of Scene Plus IP Corporation. Used under license.<\/td><\/tr><tr><td>\u00a7<\/td><td><em>Interac<\/em>&nbsp;is a registered trade-mark of Interac Corp. Used under licence.<\/td><\/tr><tr><td>**<\/td><td>Visa Int.\/Licensed User.<\/td><\/tr><tr><td>\u00ae<\/td><td>Scotia iTRADE<sup>\u00ae<\/sup>&nbsp;(Order-Execution Only Accounts) is a division of Scotia Capital Inc. (\u201cSCI\u201d). SCI is a member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Scotia iTRADE does not provide investment advice or recommendations and investors are responsible for their own investment decisions.&nbsp;<\/td><\/tr><tr><td><sup>\u00ae&nbsp;<\/sup><\/td><td>Registered trademark of The Bank of Nova Scotia, used under license.<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p><\/p>\n<\/details>\n\n<\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":254469,"parent":288,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":true,"footnotes":""},"categories":[335],"tags":[336],"class_list":["post-800","page","type-page","status-publish","has-post-thumbnail","hentry","category-partner-services","tag-partner-services"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Open a Scotiabank Account | Prepare for Canada<\/title>\n<meta name=\"description\" content=\"Easily open a Scotiabank account as a newcomer. Access banking services designed to support your financial journey in Canada.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Open a Scotiabank Account\" \/>\n<meta property=\"og:description\" content=\"Easily open a Scotiabank account as a newcomer. Access banking services designed to support your financial journey in Canada.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank\" \/>\n<meta property=\"og:site_name\" content=\"Prepare for Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PrepareforCanada\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-08T20:24:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1454\" \/>\n\t<meta property=\"og:image:height\" content=\"1335\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Prepare4Canada\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank\",\"url\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank\",\"name\":\"Open a Scotiabank Account | Prepare for Canada\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\\\/2024-prepare-for-canada\\\/2025\\\/09\\\/23111414\\\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg\",\"datePublished\":\"2024-12-16T04:55:53+00:00\",\"dateModified\":\"2026-04-08T20:24:04+00:00\",\"description\":\"Easily open a Scotiabank account as a newcomer. Access banking services designed to support your financial journey in Canada.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank#primaryimage\",\"url\":\"https:\\\/\\\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\\\/2024-prepare-for-canada\\\/2025\\\/09\\\/23111414\\\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg\",\"contentUrl\":\"https:\\\/\\\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\\\/2024-prepare-for-canada\\\/2025\\\/09\\\/23111414\\\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg\",\"width\":1454,\"height\":1335},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\\\/scotiabank#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Resources\",\"item\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/resources\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Open a Scotiabank Account\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/\",\"name\":\"Prepare for Canada\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/#organization\",\"name\":\"Prepare for Canada\",\"url\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/prepare-for-canada-logo-colour.svg\",\"contentUrl\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/prepare-for-canada-logo-colour.svg\",\"caption\":\"Prepare for Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/prepareforcanada.com\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/PrepareforCanada\\\/\",\"https:\\\/\\\/x.com\\\/Prepare4Canada\",\"https:\\\/\\\/www.instagram.com\\\/prepare.for.canada\\\/?hl=en\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UC2J6ymoIewh-ChvnlJIan5g\",\"https:\\\/\\\/www.whatsapp.com\\\/channel\\\/0029Va4tZEO77qVKBdlDaU3D\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Open a Scotiabank Account | Prepare for Canada","description":"Easily open a Scotiabank account as a newcomer. Access banking services designed to support your financial journey in Canada.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank","og_locale":"en_US","og_type":"article","og_title":"Open a Scotiabank Account","og_description":"Easily open a Scotiabank account as a newcomer. Access banking services designed to support your financial journey in Canada.","og_url":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank","og_site_name":"Prepare for Canada","article_publisher":"https:\/\/www.facebook.com\/PrepareforCanada\/","article_modified_time":"2026-04-08T20:24:04+00:00","og_image":[{"width":1454,"height":1335,"url":"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@Prepare4Canada","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank","url":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank","name":"Open a Scotiabank Account | Prepare for Canada","isPartOf":{"@id":"https:\/\/prepareforcanada.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank#primaryimage"},"image":{"@id":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank#primaryimage"},"thumbnailUrl":"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg","datePublished":"2024-12-16T04:55:53+00:00","dateModified":"2026-04-08T20:24:04+00:00","description":"Easily open a Scotiabank account as a newcomer. Access banking services designed to support your financial journey in Canada.","breadcrumb":{"@id":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank#primaryimage","url":"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg","contentUrl":"https:\/\/2024-rd-staging.nyc3.cdn.digitaloceanspaces.com\/2024-prepare-for-canada\/2025\/09\/23111414\/Scotia-Partner-page-Header-image-1-e1758640766170.jpg","width":1454,"height":1335},{"@type":"BreadcrumbList","@id":"https:\/\/prepareforcanada.com\/blog\/resources\/scotiabank#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/prepareforcanada.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Resources","item":"https:\/\/prepareforcanada.com\/blog\/resources"},{"@type":"ListItem","position":3,"name":"Open a Scotiabank Account"}]},{"@type":"WebSite","@id":"https:\/\/prepareforcanada.com\/blog\/#website","url":"https:\/\/prepareforcanada.com\/blog\/","name":"Prepare for Canada","description":"","publisher":{"@id":"https:\/\/prepareforcanada.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/prepareforcanada.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/prepareforcanada.com\/blog\/#organization","name":"Prepare for Canada","url":"https:\/\/prepareforcanada.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/prepareforcanada.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/prepareforcanada.com\/blog\/wp-content\/uploads\/2024\/11\/prepare-for-canada-logo-colour.svg","contentUrl":"https:\/\/prepareforcanada.com\/blog\/wp-content\/uploads\/2024\/11\/prepare-for-canada-logo-colour.svg","caption":"Prepare for Canada"},"image":{"@id":"https:\/\/prepareforcanada.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PrepareforCanada\/","https:\/\/x.com\/Prepare4Canada","https:\/\/www.instagram.com\/prepare.for.canada\/?hl=en","https:\/\/www.youtube.com\/channel\/UC2J6ymoIewh-ChvnlJIan5g","https:\/\/www.whatsapp.com\/channel\/0029Va4tZEO77qVKBdlDaU3D"]}]}},"_links":{"self":[{"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/pages\/800","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/comments?post=800"}],"version-history":[{"count":0,"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/pages\/800\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/pages\/288"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/media\/254469"}],"wp:attachment":[{"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/media?parent=800"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/categories?post=800"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/prepareforcanada.com\/blog\/wp-json\/wp\/v2\/tags?post=800"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}