Moving to Canada is a big decision. And choosing the right city to settle in is another crucial decision. The city you select will affect your career, earning potential, living expenses, and quality of life. And, it can greatly determine your future success in Canada. Kitchener-Waterloo region is one of many cities to consider living in Ontario.
Choosing the right city to call home is a decision you cannot take lightly. Researching your destination city in Canada is vital. Importantly, you need to understand the local job market and the housing market because these two factors will impact your financial success. For example, you need to understand if your skills match the local labour market to secure a job. And, you need to understand how affordable the local housing market is. Housing costs in Canada vary. For example, for the same cost of renting a small apartment in Toronto or Vancouver, you could rent a large house in a smaller city.
Prepare for Canada can guide you with helpful information about living and working in the Kitchener-Waterloo region.
About Kitchener-Waterloo, Ontario
The Kitchener-Waterloo region is an active, thriving place to live, work, study and invest. Immigrants come from all over the world to make the region their home in Canada. It has a thriving technology sector, is along a major highway and is the 4th largest Census Metropolitan Area (CMA) in Ontario. Commonly referred to as KW or the Tri-cities, the CMA includes the three urban centres of Kitchener, Waterloo, and Cambridge plus, four scenic rural townships: North Dumfries, Wellesley, Wilmot, and Woolwich.
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KW is a popular and affordable alternative to living in Toronto and offers a mix of big-city benefits and small-town charm. From KW, you can drive to the nearby cities of Toronto, London, Brampton, and Hamilton in about one hour. The area is close to nearby airports including the Region of Waterloo International Airport, London International Airport, and Toronto Pearson International Airport.
KW is an hour’s drive to cities such as Toronto, Hamilton, and London, Ontario.
How Many People Live in Kitchener-Waterloo, Ontario?
Over 623,000 people live in Kitchener-Waterloo-Cambridge (as of 2020). More than half live in Kitchener. The population has been steadily increasing by about 1.5% – 2% per year. However, over the past few years, it has been one of the fastest-growing regions in Ontario. It is expected to reach 729,000 people by 2031.
The Waterloo Region is also known as “Canada’s Silicon Valley”. Google Canada Head Office in KW
How to Find a Job & Build a Career in Kitchener-Waterloo
KW’s Local Economy
The KW region has a diverse economy that covers a range of sectors from manufacturing to high-tech industries. The area historically also has one of the lowest unemployment rates in Ontario.
The city of Waterloo has significant insurance and high-tech sectors. Kitchener is known for its manufacturing industry.
The region is home to world-class employment and the employment rate is one of the highest in Ontario. With a strong manufacturing base and other industries to provide meaningful employment, it is also a fast-growing hub for:
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Technology and Innovation
Insurance
Advanced Manufacturing
Automotive
Aerospace
Digital
Food Processing.
Major Employers in KW
The KW region has many large employers such as Sun Life Financial, the University of Waterloo, Manulife Financial, Sandvine, and Wilfrid Laurier University.
The city is also home to three well-known think tanks: the Perimeter Institute for Theoretical Physics, the Institute for Quantum Computing, and the Centre for International Governance Innovation. Together with Kitchener and Cambridge, Waterloo is part of Canada’s Technology Triangle (CTT), a joint economic development initiative that markets the region internationally.
The job growth rate is on the rise. Total employment is close to 290,000 (2017). The region has the 10th largest workforce and the 4th largest manufacturing workforce in Canada. The top industries that are hiring are technology, manufacturing, insurance, and health care. Browse jobs in Kitchener-Waterloo here.
You can search for jobs through local recruiters such as Randstad Canada, RobertHalf, Biznets Professional Recruitment, Adecco Staffing, and MaxSys.
A key priority when moving to KW includes finding the perfect place to call home. And, it’s common for new immigrants to rent or live in a short-term rental before buying a house in KW.
Is Housing Expensive in Waterloo, Ontario?
Waterloo has a range of housing types with various sizes, characteristics, and prices. Relatively, you’ll find that housing prices are affordable, lower than in Toronto and the surrounding area, but higher than in some other southern Ontario communities located away from Toronto.
Finding a Place to Rent in Kitchener-Waterloo
It’s best to research the rental housing market before you arrive so that you have an understanding of costs. You can use online rental sites such as Rentals for Newcomers to search for available rental units in the KW area. Here, you can also find current rental prices. This is helpful since prices can change often. However, it’s best to conduct your search for rental housing when you arrive in Canada so you can physically view the apartment and meet with the landlord. This is also the best way to avoid rental scams.
CITY
AVERAGE RENT 1-BEDROOM APARTMENT
AVERAGE RENT 2-BEDROOM APARTMENT
Kitchener
$1,867
$2,324
Waterloo
$1,629
$2,450
Cambridge
$1,906
$2,333
Average Rental Costs as of January 2024
When renting a home or apartment, it’s also important to consider . This will protect your family, belongings, and finances from unforeseen events and liability. While renters’ insurance is optional, many landlords require it as part of your lease agreement. Get more information about renting a home: Renting in Canada: What Newcomers Need to Know
Buying a Home in Kitchener-Waterloo
In comparison to Canada’s largest cities, Vancouver and Toronto, the KW region offers more affordable housing.
Housing Prices as of October 2023: Source: Royal LePage
To buy a home, contact a realtor in the area, who will guide you through the home-buying process. Find out more about buying your first home in Canada: First Time Home Buyer: Newcomer Tips
Grand River Transit operates light rail train and bus routes in Kitchener, Waterloo, Cambridge, and surrounding areas
Driving & Public Transit in Kitchener-Waterloo
Driving in Kitchener-Waterloo
Kitchener-Waterloo is conveniently located close to Highway 401, providing quick access to other major cities in the region. Highways 7 and 8 also pass through the area. It is common for residents to commute in and out of the city for work.
Drivers must have a valid Ontario driver’s licence. You must be at least 16 to drive and pass the graduated licensing system to get a full G licence. You require a Class A or D licence to operate commercial vehicles.
The Grand River Transit system operates a bus and light rail system within the KW region. For maps, routes, and schedules, click here.
The cost to ride public transit varies depending on the route, method, and distance. Click here for fares and routes. And with GO Bus and Train services, you can live in the region and still have quick and convenient access to Toronto.
The GO train from KW to Toronto is a frequent rapid transit experience for commuters.
Community Support for Newcomers
The KW area is diverse and welcomes immigrants from around the globe. You can find settlement agencies across the region to help you adapt to your new community and access other services. Refugees and new immigrants can use services such as:
If you want to have your English language skills assessed or get language support, you can access many local programs. For example, Conestoga College, St. Louis Adult Learning Centres, English at First, and Renison University College all offer Language Instruction for Newcomers to Canada (LINC) classes. Work-specific programs are also available.
Personal Finance & Banking
All local banks in Waterloo have programs to help newcomers open a bank account and get a credit card. You can learn about getting a mortgage, personal loans, and investments. Visit a local bank branch to start the process.
There are many learning opportunities for your children in the Kitchener Waterloo Region. There are separate boards for catholic and public education.
Elementary and High School Education
Throughout the Waterloo region, there are 121 schools – 103 elementary schools and 16 high schools. There are 46 Catholic elementary schools and five Catholic high schools. In addition, Kitchener-Waterloo has several private, adult, and continuing education institutions.
Post Secondary Institutions
The region is home to two universities and one technical college:
For prescription drugs and some services that the Ontario Health Insurance Plan (OHIP) does not cover, you can pay for private . Some employers offer third-party health insurance as part of their benefits package. Otherwise, you can take out an individual policy. For more information about health care in the Kitchener-Waterloo region, click here.
The KW region, like many other areas in Ontario, has a shortage of doctors, so finding one can be difficult. Start looking for a physician who is taking new patients as soon as you arrive in the region. Register with Health Care Connect to find a doctor. Learn more about health care in Canada: Steps to Access Free Health Care in Canada
Grand River flowing through the KW Region in Cambridge
What is Day to Day Life Like in Kitchener-Waterloo?
Things to Do in Waterloo
Waterloo is a great place to work, go to school, and raise a family. There are many things for new immigrants to do for fun and leisure. The region has historic landmarks, a broad selection of excellent restaurants, thriving farmers’ markets, art galleries, museums, antique shops, and factory outlets.
Public Spaces & Attractions
The top attraction in the region is Kitchener-Waterloo Oktoberfest. Each year people since 1969, people love to celebrate the second-largest Oktoberfest in the world. It is also home to many other events such as the Kitchener-Waterloo Multicultural Festival, Kitchener Blues Fest, and Kultrun World Music Festival.
Restaurants & Nightlife
The KW area is filled with diverse restaurants, pubs, and bars. There are many locations featuring European and German cuisine. The downtown areas in Kitchener, Waterloo, and Cambridge are great places to get a bite to eat.
Nature & Natural Landscapes
Waterloo Region has many parks and trails along the Grand River for residents and visitors to explore. Larger parks, like Waterloo Park and RIM Park, have ball diamonds, sports fields, picnic areas, public washrooms and access to transit and parking.
Sporting Events & Concerts
The region is home to the Kitchener Rangers of the Ontario Hockey League and the KW Titans of the National Basketball League of Canada. The entertainment scene offers a wealth of live theatre, concerts by local and visiting artists, and performances by the Kitchener-Waterloo Symphony.
Culture & Diversity in Kitchener-Waterloo
Diversity
According to the 2021 Statistics Canada census, 146,575 immigrants live in the Waterloo Region. The region has the 8th highest proportion of immigrants in the province. Between 3,000 and 4,000 new immigrants move to the area annually.
In the last decade, the greatest number of immigrants were Asian, of which 18,265 were from India. European-born immigrants made up 47,630 with the highest number of immigrants coming from the United Kingdom with 10,130 people.
Since the Waterloo Region has German settlement roots dating back to 1916, there is also a large German community. And, there are more than 50,000 people in the region with German ethnic origins.
Places of Worship
Waterloo Region is home to many places of worship, providing faith communities across the city with reflective spaces. For a list of churches and other places of worship in the Waterloo Region, click here.
The Weather in the KW Region
The region has a humid continental climate with four distinct seasons and large temperature differences. It has warm summer months and moderate winters.
Winter usually lasts from mid-December to mid-April and this is when you can expect snowfall. The average high in January is -3.1°C and in July rises to 25.9°C.
Downtown Kitchener has many beautiful heritage buildings making it a unique place to call home
Common Questions Immigrants Ask About Living in KW
Is it Expensive to Live in Kitchener-Waterloo?
Housing in the KW area is less expensive compared to other cities in Ontario. A major benefit is the average salary is comparable to what you get in big cities, so the overall cost of living is lower. There is ample opportunity to find affordable housing in KW and surrounding communities.
What are the Pros and Cons of Moving to Kitchener-Waterloo?
Kitchener-Waterloo offers new immigrants many benefits. It is a safe community that is affordable and offers many great festivals and cultural events. It’s also close to other cities. You can also live in surrounding communities, with many housing options. One drawback people often express is it is a student city because of the two universities. Traffic can also be heavy during rush hour.
Living in Kitchener-Waterloo vs. Toronto – What’s the Difference?
Many people compare cities in Ontario to Toronto when thinking about where to move. The KW region offers many of the same career opportunities as Toronto, especially in technology, but the cost of living is about 20% cheaper. You are only a one-hour drive from Toronto, so you can still enjoy the big city amenities without the higher cost.
For more information, tools, and free webinars about living in Canada visit our Settling in Canada resource page. We’ll help you to settle successfully!
Overlooking London, Ontario, known as “The Forest City”
If you are moving to Canada, choosing the right city to settle in is a major decision. The City of London, Ontario is one of many Canadian cities to consider. However, it’s important to research the local job market, housing options, and the community before you arrive. The city you choose to settle in can determine your economic success in Canada. Specifically, you want to ensure that there are good job opportunities so you can continue your career. And you want to ensure that housing and the cost of living are affordable to ensure your financial success. The City of London is located in southwestern Ontario and has much to offer newcomers. Discover more about living in London, Continue reading to learn more about living in London.
Let Prepare for Canada help you with your research!
About London, Ontario
Located midway between Windsor and Toronto, London is in the heart of southwestern Ontario. As the sixth-largest city in Ontario and the 10th largest city in Canada, it serves as a regional hub for surrounding communities.
For newcomers, the city offers affordable housing, low crime rates, excellent education and healthcare facilities, culture, and beautiful parks. It’s also known as the “Forest City” because of its natural beauty, trees, and green space. Whether you are looking for the urban lifestyle of a big city or the appeal and security of a mid-size community, the City of London is a great place to live, raise a family, and enjoy life.
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Don’t get the city confused with London, England. But it is arguably the second-best-known London in the world. The two share a lot of similarities. London, Ontario was settled in 1793 by Lord Simcoe on behalf of the Commonwealth. It was originally supposed to be the future capital city of Upper Canada. It officially became a city in 1855.
How Many People Live in London, Ontario?
London is one of the top 10 fastest-growing cities in Ontario. The city has over 400,000 residents, with more than 550,000 residents in the census metropolitan area. It has become a big city, but it still has a small-town feel.
Office towers in downtown London
How to Find a Job & Build a Career in London
London’s Local Economy
London is a hub of higher education, medical research, technology, and manufacturing. Its location within southwestern Ontario makes it a key supply chain and transportation hub for the province.
The strength of the manufacturing sector, rich agricultural lands, and the proximity to the United States border make it an important economic region. London attracts foreign direct investments in advanced manufacturing, food processing, information technology, and other knowledge-based industries. An Amazon fulfillment warehouse is currently being constructed.
The top industries in London are:
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Manufacturing
Agri-food
Digital media and technology
Healthcare
Education
Professional service.
Major Employers in London
This city is home to several major employers, including:
London Health Sciences Centre
St. Joseph’s Health Care
Western University
Fanshawe College
General Dynamics Land Systems
Canada Life
TD Canada Trust
3M Canada
Goodlife Fitness
Nestle Canada Inc.
Labatt Brewing Company.
Career Pathways in London
London has an extensive education and healthcare industry. It has a large financial services presence, and an emerging digital media and technology industry. Browse jobs in London here.
You can search for available opportunities by working with a local recruiter including Aerotek, PHM Search, AllStaff Inc., and Ladder HR Solutions. Knighthunter.com is a popular local career website to search for jobs.
Downtown condos close to the Thames River
The London Housing Market
London offers newcomers a diverse, welcoming, and safe place to call home. The housing market is experiencing significant growth. The city was traditionally undervalued and had much lower housing prices. However, prices have risen in recent years.
Is Housing Expensive in London, Ontario?
Even though housing prices have increased by over 35% in the past two years alone, it is still more affordable than in other cities. London was recently ranked as the second most affordable large city in the province. With lower housing costs, you’re able to afford more.
The price increase is driven by the rapid population growth and fewer homes for sale. However, you can search for more affordable housing in surrounding communities such as Strathroy and St. Thomas.
Finding a Place to Rent in London
There is a diverse rental market. It is also one of the cheapest places to rent in the province. Part of this has to do with a large number of rentals and a higher vacancy rate. The average rent for an apartment in London is $1040 for a Bachelor, $1248 for a one-bedroom, $1351 for a two-bedroom, and $1959 for a three-bedroom apartment.
Use Rentals for Newcomers to search for available rental units in London. Here, you can also find current rental prices in London.
If you plan to rent, consider . You can find policies for as low as $20-$30 per month to protect your personal belongings. Most property owners today will require you to have a policy as part of your lease agreement. Get more information about renting a home: Renting in Canada: What Newcomers Need to Know.
If you’re searching for the best neighbourhoods for renting in London, Lambeth ranks as the top hidden gem. Carling Heights, White Oaks and Southcrest rank as the top three neighbourhoods for affordability and a good supply of housing.
Buying a Home in London
The cost to buy a home in this city is increasing rapidly. According to Royal Lepage, in 2021 housing prices have increased 34.6% year-over-year.
The median price for a single-family detached home is $710,700. This is a 30% increase from the previous year. The average price for a condominium is $410, 600. This is an increase of 46%. Even with the steep increases, it still has lower housing costs than the national average – $779,000.
In London, driving is straightforward. There are no major highways that run through the city. You will need to drive through the city to get to your destination. Highways 401 and 402 run along the south end of the city and connect London to Toronto, and to the U.S. border crossings at Windsor and Sarnia. It’s about a one-hour drive to the Sarnia-Port Huron US border. Drivers must have a valid Ontario drivers’ licence.
Within the city, the London Transit Commission (LTC) offers accessible bus services. LTC accommodates people with disabilities including paratransit services for those with special needs. Licensed taxi companies and Uber are also readily available. The city is currently planning a rapid transit system.
Walking and cycling are easy given the city’s layout. There are extensive bike routes within the city including on-street routes, off-street routes, and multi-use pathways.
Go Transit offers daily transportation to the Greater Toronto Area (GTA). The London International Airport offers domestic and international flights.
Community Support for Newcomers
This city continues to become more ethnically diverse and has dozens of ethnocultural groups and organizations to support newcomers.
There are a variety of settlement agencies in the community. They include London-Middlesex Local Immigration Partnership, The London Cross Cultural Learner Centre, LUSO Community Services, Northwest London Resource Centre, South London, Neighbourhood Resource Centre, College Boreal, and YMCA of Southwestern Ontario. For more information, please visit London’s immigration portal, a one-stop-shop for newcomers to London and surrounding Middlesex County.
Language Support in London
Several organizations offer language support in the city. They include London Language Institute, Canadian ESL Centre, College Boreal, YMCA, St Patrick Adult and Continuing Education, and The London Cross Cultural Learner Centre.
Personal Finance & Banking
All local banks and financial institutions in this city have programs to help newcomers open a bank account and get a credit card. You can also start the mortgage qualification process. Visit a local bank branch to start the process.
London, Ontario offers high-quality schools to meet your needs and the needs of your family. From primary, secondary, and post-secondary education, you can find schools that provide a superior experience. This is important especially if you are moving to Canada with young school-aged children.
Elementary and High School Education
If you have young children, selecting a school that is close to your home will be important. And, you must select a school that is within the school district where you reside. The city has two English-language school boards and two French-language school boards:
Western University is ranked among the top 1% of higher education institutions in the world.
Post Secondary Institutions
London is home to two post-secondary schools – Western University and Fanshawe College:
Western University is ranked among the top 1% of higher education institutions in the world. It offers 88 different degree programs and graduate and postdoctoral programs in Medicine, Business, Law, Dentistry, Engineering, and healthcare. The school has over 40,000 students including more than 5,800 international students from around the world.
The university also includes the Richard Ivey School of Business, King’s College, Huron College, and Brescia College.
Fanshawe is one of Ontario’s largest colleges and offers more than 200 degrees, diploma, certificate, and apprenticeship programs to over 43,000 students. It provides programs in multiple disciplines including Applied Arts, Business, Health Care, Human Services, Hospitality, and Technology.
Other community colleges include Westervelt College, St. Peters Seminary, Medix, Ontario Institute of Auto Recording Technology, and triOS College
One of Canada’s largest acute-care teaching institutions is the London Health Sciences Centre (LHSC). LHSC includes University Hospital, Victoria Hospital, St. Joseph’s Hospital and Children’s Hospital. It also encompasses several medical centers and research institutes.
More than 20 medical walk-in clinics supply health care on a drop-in basis. There are also three hospital emergency rooms and one urgent care centre in London. For locations, please click here. You can also visit the Middlesex-London Health Unit for health-related information and help.
In case of an emergency call 9-1-1. This number is the same no matter where you live in Canada.
The Ontario Health Insurance Plan (OHIP) provides coverage for many but not all medical care and prescriptions.
Your health is important and you’ll need to search for a doctor who is taking new patients. You can go to Health Care Connect, to search for doctors. Because you may be placed on a waiting list, you should begin your search soon after you arrive in London.
Port Stanley Beach, London Lightning, London Rib Fest, London Art Gallery
What is Day-to-Day Life Like in London?
Things to Do in London
London has a lot to offer. Whether you are into sports, nature, music, or cultural events, there is something for the entire family to enjoy, for example, Victoria Park in the downtown core hosts a variety of cultural festivals. You can check out the farmers market at the Western Fairgrounds. You’ll find families walking along the river or having a picnic in Springbank Park or enjoying the water slides and go-carts at Eastpark. In the winter, you can enjoy the public skating rink and holiday lighting display. There is something for everyone.
Public Spaces & Attractions
London has a vibrant culture enhanced by its museums, theatres, special events, and libraries. It is known for the annual Western Fair and it hosts over 120 special events each year including festivals such as Sunfest, Ribfest, and Home County Music & Art Festival.
Restaurants & Nightlife
London has diverse restaurants throughout the city. For nightlife, you can head downtown to Richmond Row or by the Market or grab a bite to each at local eateries in Wortley Village and other neighbourhoods throughout the city.
Nature & Natural Landscapes
The “Forest City” has many pathways and acres of rolling parkland with more than 200 parks and areas to walk, jog, and cycle. And, if you enjoy skiing, Bolar Mountain is the place to be during the winter. The City of London, Ontario is a short drive to the beach in Grand Bend or Port Stanley on the shores of beautiful Lake Huron.
Sifton Bog offers a nature getaway within steps of the city.
Sporting Events & Concerts
London is home to the London Knights of the Ontario Hockey League (OHL), London Lightning of the National Basketball League of Canada (NBL), and the Western Mustangs Football team.
The City of London is a prime destination for concerts. It hosts music festivals each year, including Rock The Park and Trackside, and it is home to Budweiser Gardens, London Music Hall, Centennial Hall, Rum Runners, and other venues.
London Music Hall
Culture & Diversity In London
Diversity
Approximately 20% of London’s population was born outside of Canada contributing to ethnocultural and religious diversity. This is about 95,000 residents. Approximately 11% of London’s population are visible minorities. The number of immigrants choosing to move to London is on the rise. More than 3,000 new immigrants come to the city each year.
London has a community rooted in English, Scottish, and Irish heritage. German (11.6%), French (9.6%), Dutch (6.3%), Italian (5.0%), and Polish (4.4%) are common ethnicities.
The most common visible minorities are East Asian (3.9%), Arab (3.6%), South Asian (3.1%), Black (3.0%), Latin American (2.4%), and Southeast Asian (1.2%). Aboriginals make up 2.6% of the population. Ethnic communities are growing in the city with Spanish and Arabic listed as the languages spoken most often after English.
Places of Worship
London has diverse churches, synagogues, mosques, and temples including:
About two-thirds of the population is of Christian faith. Islam is the second most common faith. You can find places other places of worship in London by clicking here.
The Weather in London
London has a continental climate characterized by large seasonal contrast. There are four distinct seasons: winter, spring, summer, and fall. On average, the weather is comfortable allowing for outdoor activities year-round.
Summer months are hot and humid with an average temperature in July of 20.5°C.
Winters are cold with seasonal snowfall averaging 200 cm. The typical temperature in January is -6.3 °C. While winter can be cold, you can enjoy many outdoor activities when you dress for it.
Downhill skiers at Bolar Mountain
Common Questions Immigrants Ask About Living in London
Is the City of London, Ontario Good for Immigrants?
Even though London is not a top destination for newcomers overall, it’s an ideal landing spot. The immigrant communities are growing and the city offers many career opportunities. And, it’s a great place if you desire a big city feel without the drawbacks of living in a larger city.
What are the Pros and Cons of Living in London, Ontario?
The City of London is home to world-class health care and education. Housing is still more affordable compared to other cities in Ontario. And it has the amenities of a big city with a small-town feel.
But, there are some drawbacks. It has a dated transit system, so you may need a car to get around the city. Another drawback is that it has limited industries for employment, in this case, it’s critical to research London’s labour market before you arrive.
Is London, Ontario a Safe Community for Families?
Yes! London is a safe community. It has a strong community focus with top-quality education programs for kids, making it an ideal city for young families moving to Canada. It also has a low crime rate.
For more information, tools, and free webinars about living in Canada visit our Settling in Canada resource page. We’ll help you to settle successfully!
The winter season in Canada can be cold and long, however, with the right winter clothing, you’ll be quite comfortable. And, with central heating in homes, it is warm and cozy throughout the winter. The same is true of nearly every indoor space, so you will not have to spend too long in the cold if you don’t want to. For newcomers, it’s important to get winter-ready by investing in good winter clothing. The most important and basic winter clothing you need is a reliable water-resistant coat to withstand sub-zero temperatures. With a warm and quality winter coat and other winter essentials, you’ll be warm and cozy.
Canadian Weather Conditions
Canada goes through a cycle of extreme weather conditions. On the one hand, there is a harsh cold winter season, and on the other, it has the most beautiful spring and summer seasons ever. The average temperatures in the winter can vary across Canada depending on the location, creating different weather conditions. For example, in provinces such as Alberta, Saskatchewan, and Manitoba the average daily temperature can be anywhere between -15 degrees C and as low as -40 degrees C. Whereas British Columbia enjoys a relatively mild and rainy winter where the temperature rarely drops below the freezing point. Even though the winter season comprises December, January, and February, sometimes it can stretch until March depending on the severity of the temperatures.
Enjoying Activities in the Winter Season in Canada
Winter is a huge part of Canadian culture which is reflected in Canadian art, music, literature, lifestyle, and sports. As a way to cope and enjoy the cold weather, there are many activities you can do. Get to know Canada’s seasonal celebrations by taking part in winter events like the light festivals such as ‘Toronto’s Cavalcade of Lights’ or the ‘Winter Festival of Lights celebrations in Vancouver.’
Winterlude in Ottawa features the world’s longest rink, ice sculptures, and lots of food and hot drinks, and it is also a great attraction. Take a fun trip with your kids to see the Québec Winter Carnival in Québec City. If you like adventure, try to learn skiing or ice skating or go ice fishing, etc. If you don’t have the funds or access to the above options, you can try other ways to stay busy by keeping physically active through exercise. Even a ten-minute walk in the sunlight can release and combat the winter stress and help your mental and physical well-being.
So the big question is how to make it through the winter season in Canada
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The fact is, people don’t hibernate during the winter season in Canada. They get outdoors to experience life and embrace winter sports like hockey, ice skating, curling, skiing, and snowboarding. The real spirit of merging with Canadians comes from being open-minded and experiencing the country’s culture.
As a newcomer, you may not have a car in the first little while after you arrive. If you plan on taking public transport in Canada during the winter, you may have to wait at the bus stop in very cold weather. This is when you will need some essential winter clothing items to help you stay warm.
Winter Clothing to Help You Stay Warm in Canada!
1. A Good Winter Jacket
It’s best to wait until you arrive in Canada before you buy your winter jacket. It might be more expensive than the one you can buy in your home country, but it will be better suited to the winter season in Canada. When looking at winter jackets, ensure that they are well padded, cover your neck, and have a hood.
Types of Winter Jackets
You can select from down jackets, synthetic jackets, and activewear jackets Each type of jacket offers different levels of protection for the winter season in Canada and the type of activity you plan to wear it for.
Down jackets are great insulators, are lightweight, and trap and hold heat. The more down, the higher the cost of the coat. Typically, a 500 to 800-fill power is suitably warm and affordable. Synthetic insulation is heavier than down, but it is still warm, even when it is wet. It’s also a more affordable winter jacket option.
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Winter jackets in Canada are specifically designed for temperatures below 0 degrees. When selecting a winter jacket, consider the activities that you will be wearing it for. For example, a heavy-duty winter jacket is ideal for places that have frigid temperatures on a regular basis, especially if you plan to be outdoors for a lengthy time. However, on Canada’s west coast, where the winter is not as cold, as it is wet, you may want a winter coat that is geared more to water protection. Weather and precipitation are important factors to consider when you purchase your winter coat.
If you are unsure if a jacket that you are looking at in a store will be suitable for cold temperatures or precipitation, feel free to ask the store clerk. They know what clothing is required for Canadian winters and will be happy to answer any questions. They are more than happy to walk you through the various options depending on your needs. Be warned, there are some brand names out there that cost considerably more than other winter jackets that will protect you from the elements just as well. Keep an eye out for cost savings and discounts, and check online for deals before you buy in-store to get the best possible deal.
Wearing sneakers or dress shoes in snow or ice can be dangerous as well as very cold. Even though cities put salt on the sidewalk after a snowstorm or frost, you should wear the proper footwear during the winter for your safety. Choosing a pair of good-quality winter boots will save money in the long run. If you want to get some cheap winter boots that’s fine but they likely won’t last more than one winter. When it comes to winter boots, you really do get what you pay for.
Winter boots do a lot more than provide grip between your feet and the icy and snowy ground. You can lose a lot of heat through your feet, as the ground is so cold. Specially designed winter boots have a thick lining that locks the heat in, while still allowing your feet to breathe. A nice pair of thick merino wool socks is also very useful for the winter season in Canada. Avoid cotton socks. They are not suitable for winter clothing in Canada because when they get wet, they don’t dry out quickly or keep moisture away. Having wet feet will just make you feel colder.
What to Consider When Choosing Winter Season Boots
While quality winter boots can be expensive, investing in a good pair that can last you more than one winter season is worth the money. To ensure your warmth so you can enjoy outdoor winter activities consider these factors:
What’s the intended use?
Consider your winter boot needs. For example, casual winter boots are useful for everyday wear, short commuting, and outdoor use. But, for outdoor winter hiking, and cold, snowy weather, you’ll need boots with greater insulation and traction.
How much warmth do you need?
Winter boots come with insulation weights that range from 100 – 600 grams to keep your feet warm.
Insulation Weight
Temperature Rating
Best for
100G
-20C
mild winter conditions
200G
-32C
cold-weather hiking
400G
-40C
all-day winter activities
600G
-48 C
extremely cold conditions
Winter boot insulation rates
Are they waterproof and breathable?
You’ll be walking in snow and slush so water protection is vital to keep your feet dry and warm. Look for sealed seams to ensure that water can’t get in. Gore-Tex boots are a top choice because they are waterproof and breathable.
What traction do you require?
Safety is a top priority to prevent dangerous slips and falls on ice.
3. Warm Gloves and a Scarf for the Winter Season in Canada
Warm gloves are essential winter clothing for a cold day in Canada. With temperatures dropping lower than -20 degrees, you need to have gloves that can protect you from the cold if you are spending any time outside.
A scarf or muffler will keep your neck warm. And, these two small additions to your winter clothing in Canada make a huge difference in your outdoor comfort.
Winter clothing essentials will allow you to enjoy outdoor activities and still be toasty warm!
4. Winter Hat or ‘Toque’
So, you have your winter jacket and your winter boots, now you need to keep your head warm. You should get ready to buy your very first toque. This is a close-fitting knitted hat, often with a tassel or pom-pom on the crown that protects your head from the wind and cold.
Canadians call it a toque, although it goes by many names around the world. You’ll probably be able to buy one of these from the same store where you get your winter jacket, get one that covers your ears. Retailers sell winter hats in all shapes, sizes, and colours.
With the right winter clothing in Canada, it won’t be long until you’re enjoying the season and all that it has to offer.
Winter in Canada can be a big cause of concern, especially if you have recently arrived in Canada and have never driven in snow. Even though winter officially arrives on December 21st, it’s not uncommon to see heavy snowfall, slush, and ice arrive in early November. As beautiful as winter in Canada can be, driving in hazardous winter conditions is much different. So check out these winter driving tips to increase your safety and the safety of others.
Prepare Your Car for Winter in Canada
Winter driving is much different than driving in summer conditions, so you have to prepare your car. With this checklist, you can ensure you and your car are ready for safe winter driving.
WINTER DRIVING CHECKLIST
✓ Install four winter tires
✓ Test your car battery
✓ Check your headlights and replace them if necessary
✓ Ensure your wiper blades are in good working condition
✓ Place a snowbrush and icescraper in your car
✓ Check the fluid levels
✓ Buy extra washer fluid to keep in your car and check that it’s rated for -40 degrees Celsius
✓ Keep your gas tank at least half full to prevent the fuel-line from freezing and your car from starting
Prepare your car for safe winter driving
Installing Winter Tires
Winter tires are essential for driving in hazardous conditions and they exceed specifications for grip and traction. A specialized rubber compound helps winter tires adapt to the road surface and dig into snow and ice. This added traction allows the tires to adapt to winter conditions and grip the road without sliding. Winter tires also improve stability and help you handle your car with greater control when driving on snow-covered roads or changing lanes in slush or on ice.
According to the Canadian Automobile Association, you should switch to winter tires as soon as the temperature is consistently below 7 degrees Celsius. Most automotive service centers or auto body shops in Canada can install winter tires or offer tire-changing services.
Installing winter tires improves control when driving on snow-covered and icy roads.
Check Winter Weather and Road Conditions Before You Driver
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During the winter in Canada, driving can be unpredictable, and you may be unable to avoid a sudden snowstorm. However, if you check weather websites for local and regional forecasts, you’ll be in a better position to delay or change your travel plans. When a snowstorm is in the forecast, it’s best to stay off the roads entirely.
The Weather Network provides essential severe weather outlooks and issues warnings and alerts for snowfall and freezing rain risks.
Or, you can also access the 511 app in winter to check for weather and road conditions before heading out:
Prepare a Driving Survival Kit for Winter in Canada
In addition to preparing your car, it’s also wise to prepare for your comfort and safety if your car breaks down. Consider adding these provisions to your vehicle:
✓ Non-perishable such as granola bars, dried foods, juice, and bottle water
✓ Matches
✓ Flashlight
✓ Cell phone and charger
These are also helpful essentials to assist other vehicles having difficulty.
Clear Snow and Ice from Your Car
Another critical winter driving tip is to make sure you clear your car of snow and ice. That handy snowbrush and ice scraper that you have in your car will help you to see clearly from all windows.
You also want other cars to see you, so make sure to scrape ice from all windows, and brush the snow from the hood and roof of the car. Snow left on the roof of a car can slide down to the windshield and obstruct your vision. When you clear snow from your car, you’ll avoid snow blowing from your car when driving, Blowing snow from your car can impede your vision and that of other drivers on the road.
Remember to add some extra time to your schedule to properly remove snow from your car.
Allow time to remove all snow and ice from your car
Driver Behaviour is Also Important When Driving in Winter
Winter driving is stressful and as a driver, you need to be alert to changing conditions. Ensure you give yourself plenty of time to arrive at your destination and reduce your driving speed. It takes a longer time to stop on snow and ice-covered roads.
Drivers must also be aware of snow plows on the road. In Ontario, it’s now illegal to pass snow plows working side-by-side on multi-lane highways. This is a Highway Traffic Act violation that could result in fines ranging from $150 to $1,000.
Leave Lots of Space When Driving in Winter
While it makes sense to always keep plenty of space between your car and the one in front of you, it can be a lifesaving winter driving tip in Canada. A helpful guideline is to keep a minimum of three car lengths between the car that you are driving behind. Or, try to keep eight to ten seconds between you and the car you are following.
You can measure the seconds by watching the car ahead of you pass a fixed object such as a road sign or fence. Then you count how long it takes for you to pass the same object. If your travel time is less than three or four seconds, it’s time to increase your distance from the car in front of you.
And more space is always better when driving in a snowstorm. The proper amount of space will allow you plenty of time to brake safely.
When you brake quickly, your car can easily lose traction. It’s best to keep your speed down so you can avoid slamming on the brakes. It’s harder to stop your car in snow and icy conditions.
Watch Out for Black Ice
Black ice is another danger when driving in winter in Canada, or even when there is freezing rain. It’s difficult to see because the ice is clear and almost the same colour as the road, (therefore, the name for black ice).
This dangerous driving condition happens when the road is wet and the temperature drops below freezing. Black ice is common in locations such as bridges and overpasses where the cold air flows below the surface of the road.
This road sign shows a vehicle with skid marks to indicate that the pavement is slippery when wet. This indicates that there is an increased risk of car accidents.
This road sign indicates slippery pavement
If you do hit black ice, follow these winter driving tips:
Keep your steering wheel straight to avoid sliding or losing control of your car
Avoid braking because it will cause your car to slide
Take your foot off the gas pedal to reduce your speed and let the car stop on its own
Know how to use the anti-lock brake system (ABS) if your vehicle has it.
Slow Down When Driving in Winter in Canada
You can expect a few big snowstorms each winter in Canada. And, it can be very frustrating when you have to get somewhere during a storm. Traffic slows down, snowplows are busy salting, plowing, and removing snow, and people are impatient.
The best advice is to give yourself plenty of time if you absolutely must be on the road during a snowstorm or freezing rain. Your patience will help you to stay calm, make smart decisions, and be aware of other drivers on the road. Remember, driving in winter in Canada is stressful for everyone. But, when you follow these smart winter driving tips, the roads will be safer for everyone.
For more information, tools, and free webinars about living in Canada visit our Settling in Canada resource page. We’ll help you to settle in Canada successfully!
Whether you have recently immigrated to Canada, or you’re an international student these money management tips will help you build a foundation for financial success. From opening a bank account to filing your first income tax return, discover why these money tips for newcomers are important. Learn how you can carefully manage your money, especially during your first few months in Canada!
Top10 Money Management Tips for Newcomers
1. Get a Social Insurance Number
Obtaining a Social Insurance Number (SIN) is one of the first money management steps to take when you arrive in Canada. A SIN is vital because it allows you to work in Canada. Your SIN also gives you access to government programs and financial benefits that serve to put money back in your pocket. Ideally, you should apply for your SIN within your first week of arriving in Canada.
Your SIN is confidential and you need to carefully protect it to avoid things like identity theft and financial fraud.
2. Open a Bank Account
Opening a bank account at a local bank will allow you to manage your finances better and avoid significant transfer fees from your accounts back home. Pick a bank close to your home or work for convenience, and, it is a good idea to set up online banking as well.
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You can open chequing and savings accounts immediately and walk away with a debit card.
Credit is an essential part of your financial success in Canada. You will need a good credit history to get a loan or a mortgage, and sometimes to rent a home or obtain a job. With a good credit history, you may be able to obtain lower interest rates on loans for large purchases such as buying a car, or your first home in Canada. Lower interest rates can save you thousands of dollars over the term of the loan.
Getting a credit card in Canada requires either a previous credit history or a deposit that will protect the lender in case you fail to pay your bill. This is also known as a secured credit card. A credit card may also come with incentives such as travel rewards, cash back on purchases, air miles, or a welcome bonus for newcomers. However, you’ll still have to practice good money management habits with a credit card. Things like charging more than 30% of your credit limit can damage your credit score and work against you financially.
You can apply for provincial health insurance for yourself and your family as soon as you arrive. Application forms are available at immigrant settlement agencies, doctor’s offices, hospitals, and pharmacies. In some provinces such as British Columbia, Quebec, and New Brunswick, you may have to wait up to three months before you can access the provincial health insurance plan. During the waiting period, you may want to purchase private health insurance to protect yourself from unexpected medical expenses. Learn more about insurance for newcomers in Canada.
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5. File an Income Tax Return
If you live in Canada for even a short portion of the current tax year, it’s vital to file an income tax return. Doing so will allow you to access benefits that put money back in your pocket. For example, you may be eligible for the Canada Child Benefit, the Goods and Service Tax (GST) benefit, and many other benefits. If you need help filing your first income tax return, settlement agencies can help you get started.
A vital money management tip, especially during your first few months in Canada, is to assess your monthly expenses and spend wisely. Until you find a full-time job, your finances will be unstable. While exploring your new city, take a tour of the nearby supermarkets to get an idea of prices for basic items. Also, be sure to locate discount supermarkets for cost savings that can help you manage your money.
Compare different cell phone and internet provider plans and special offers. And, be sure you understand any contract requirements before you sign it. Ask the provider to explain unclear details and do not feel pressure to sign the contract until you are ready.
There are several free online budget trackers, such as this money finder calculator to help with money management.
No doubt, you researched living costs before you arrived in Canada. But, when in Canada, you’ll know the actual costs of rent, utilities, insurance, and other expenses. A budget that tracks your income and expenses will identify where you are spending your money and give you greater financial control. Your rent is likely to be the largest portion of your monthly budget.
8. Access Low-cost and Free Goods and Services to Manage Your Money
While it is tempting to start your new life with shiny new items, it is not always financially smart. Visit free websites such as Kijiji.ca or Facebook Marketplace for free or low-cost items. Immigrant settlement organizations can direct you to places where you can access furniture donations. In large buildings, renters who move out often place ads to sell their furniture at affordable prices.
Checking out garage sales and yard sales is a national pastime in Canada! This cost-saving money tip can save you money on household items and other goods. Also, library cards are free and allow you to borrow books and save on entertainment. Everywhere you look, you’ll find opportunities to manage your money and reduce costs, you just need to take advantage of them.
9. Shop Wisely with These Money Tips
Get into the habit of shopping wisely! Use coupons, avoid customer traps such as extended warranties, apply for customer loyalty cards at major stores, and resist the lure of special offers on items you don’t need. Explore neighbourhood produce and butcher shops because sometimes they offer lower prices.
10. Shake Off Bad Money Management Habits
Paying bills on time is a smart way to manage your money and boost your credit score in Canada.
Often, newcomers experience a state of excitement similar to that of tourists on holiday. While it is fine to enjoy your first weeks in Canada, the reality is that you are not on holiday, so avoid spending like you are. A new start in Canada is a great chance to develop good money management habits and get rid of bad ones. Whether it’s sticking to a budget, or paying your bills on time, now’s the time to start fresh and manage your money wisely.
These financial tips will help you manage your money, lower stress, and build a strong financial foundation in Canada.
. This will protect your family, belongings, and finances from unforeseen events and liability. While renters’ insurance is optional, many landlords require it as part of your lease agreement. Get more information about renting a home: Renting in Canada: What Newcomers Need to Know
. Some employers offer third-party health insurance as part of their benefits package. Otherwise, you can take out an individual policy. For more information about health care in the Kitchener-Waterloo region, click here.
